#retirement

#retirement

Three months after my retirement party, I found myself sitting in my home office at 2 PM on a Tuesday, staring at a blank computer screen. The cursor blinked back at me, waiting for something, anything. But for the first time in forty years, I had absolutely nothing to type. The silence was deafening. I'd done everything right, or so I thought. Saved aggressively, invested wisely,

Americans are watching their 401(k) balances tick upward and feeling a false sense of security. The numbers look good on paper, but beneath the surface, a dangerous illusion is taking hold. While account balances grow nominally, the actual purchasing power needed for retirement is slipping further out of reach. The disconnect starts with savings behavior. Over the past 16 months, the personal savings rate has collapsed from 6.2% in Q1 2024 to just 4.2% in Q3 2025.

Retirement is supposed to be the golden years, the reward for decades of hard work. Yet for many retirees, social situations that once felt natural suddenly become sources of deep discomfort and anxiety. I've watched this happen with my own father after he left the corporate world. The man who once navigated office politics with confidence suddenly seemed lost at neighborhood gatherings, struggling to answer the simple question "So, what do you do?"

BlackRock CEO Larry Fink says Americans are dramatically underprepared for retirement - and the numbers paint a grim picture. In his 2025 annual shareholder letter, Fink, 73, told Americans they "haven't saved enough to retire comfortably." BlackRock manages about $14 trillion in assets, more than half of which are for retirement.

I want to thank the Ford Family and ultimately Lions fans everywhere for trusting me to lead the Detroit Lions for the last 11 seasons. It has been an absolute thrill for me to lead this organization, and I am proud of what we have accomplished over that decade-plus. I am most proud of where I am leaving this organization, in the capable hands of Sheila Hamp, Brad Holmes and Dan Campbell.

provide good stewardship.

Despite all the amazing support I have received and my best efforts to overcome injury, I have come to accept that I can no longer reach the level of performance required to compete at the standard needed. Not being able to perform to the high standards I set for myself, combined with the mental and physical toll of ongoing injury, has ultimately brought this chapter to a close.

The single biggest problem with static withdrawal rules assumes that the future is going to look like the past, which is not the right assumption to be making moving deeper into 2026. In fairness, the 4% rule was stress-tested against historical data, including the Great Depression and stagflation in the 1970s, and it survived. The thing is, it wasn't designed or tested for the kind of environments we've been swinging between over the last 6 years,

In an era in which "get rich quick" schemes involving cryptocurrency and day trading dominate social media feeds, a quiet army of everyday workers is building substantial wealth using a strategy that is remarkably boring-and effective. According to financial expert and best-selling author David Bach, recent data reveals a specific asset allocation formula shared by hundreds of thousands of retirement account millionaires: the 70/30 rule.

After being downsized at 62, I initially felt completely lost. The corporate identity I'd worn for decades suddenly vanished, and I had no idea who I was supposed to be next. But here's what fascinates me about this study: It suggests that how we experience retirement follows predictable patterns based on our resources, relationships, and mindset. Understanding which type you are (or might become) could fundamentally change how you prepare for and navigate these years.

When I arrived at Harlequins in 2018, I didn't come with a plan for how long I'd stay. I came with a love for rugby and a hope that I'd find a place where I could grow. Very quickly, this club became my home: a place that held me through every version of myself over the years and I could never have imagined how much this club would come to mean to me.

"Retirement is supposed to be relaxing, but it can also be incredibly stressful given that it typically puts people on a fixed income, which may not be enough for them to live comfortably," WalletHub analyst Chip Lupo said in the study. "As a result, the best states for retirees are those that have low taxes and a low cost of living to help retirees' budgets stretch as far as possible."

"I think this year will probably be it," Henley stated. "And I've said things like that before, but I feel like we're getting toward the end and that will be fine, too." When asked to confirm whether 2026 will be the end of the Eagles, he added, "I'm okay with that."

When you picture retirement, what comes to mind? Golf courses and leisurely brunches? Or carefully counting pennies and worrying about the next medical bill? The reality is that retirement looks dramatically different depending on which side of the economic divide you're standing on. Having grown up in a working-class family outside Manchester, I've watched this play out firsthand. My father spent decades in a factory, my mother in retail. Now, seeing how their retirement differs from some of my London colleagues' parents has been eye-opening.

South Carolina has all sorts of appeal for retirees. For starters, you have the incredible weather. The Palmetto State experiences relatively mild temperatures year-round-rarely will it snow in the Lowcountry-and its summers are famously warm. The subtropical feel allows for plenty of golf, walks on the beach, fishing, gardening, boating, and hiking, all of which are hobbies beloved by many retirees.

A growing body of evidence shows that retirees who continue working part-time tend to live longer, healthier lives than those who fully retire. It sounds counterintuitive in a culture that glorifies early retirement and endless leisure, but the data tells a compelling story about what really keeps us thriving as we age.

Picture this: you're finally retiring, ready to embrace that simpler life you've been dreaming about. You sell the family home, donate half your belongings, and move into something smaller and more manageable. Freedom at last, right? Fast forward a few months, and suddenly you're missing that extra bedroom, kicking yourself for selling grandma's china cabinet, and wondering why you thought downsizing meant getting rid of everything that made your house feel like home.

I thought retirement would be about slowing down, but this gives me more energy than my teaching job ever did.

MIAMI - Avisaíl García announced his retirement Monday following 13 major league seasons, including three with the Miami Marlins. García, 34, did not play again after being designated for assignment by the Marlins on June 4, 2024. The outfielder signed a $53 million, four-year deal as a free agent in December 2021, but couldn't match the production he enjoyed with Milwaukee in 2021, when he hit .262 and set career highs with 29 home runs and 86 RBIs.

The building where the retail-rental costume store in San Jose is located has been sold, and owner Kathy Bell has until the end of February to liquidate everything. While the eviction came as a shock, Bell said she's been dealing with personal health issues, making it nearly impossible to relocate the business again. The closure will force her into retirement. "I knew the building was up for sale and we were preparing for it, but we thought it would take a long time," the business' 71-year-old owner told San José Spotlight. "I can't do another move."

On Jan. 13, the council's panel had said it accepted the majority of allegations made in a complaint to the council against Currie and he was found to have engaged in judicial misconduct. "Since Justice Currie is no longer a judge of that court, the Council no longer has jurisdiction over the complaint about his conduct. As a result, the hearing on the appropriate disposition of the complaint will not proceed," the council says on its website.

"I've achieved nearly everything I dreamed of in this sport and gave all I had to give." "I'm ready to embrace the life that awaits me on the other side. I look forward to spending more time with my family and being a more present mom. This was not a decision made lightly, but was one made with immense gratitude for everything I've experienced as a professional soccer player."

An emotional LeBron James admitted it "very well could be" his final appearance in Cleveland after being moved to tears during last night's 129-99 defeat for the Los Angeles Lakers. James, who won the NBA title in his second spell with the Cavaliers in 2016, has yet to decide whether he will retire at the end of the season, bringing an end to one of the greatest careers in the game's history.

AP Photo/Tom Baker Border Patrol Commander-at-Large Greg Bovino, who has been arguably the most public face of the Trump administration's immigration raids, is expected to retire, The Atlantic reported on Monday night. Citing to people familiar with the matter, The Atlantic said Bovino has been removed from his commander post and will return to his former job in California, where he is expected to retire soon.

The Core Tension: Income Stability vs. Cognitive Burden The real issue here isn't performance. It's decision fatigue. JNJ, VZ, PG, and KO represent classic dividend aristocrat territory-steady income, low volatility, minimal drama. JNJ's beta of 0.33 means it moves one-third as much as the broader market. VZ yields 7% but has grown earnings just 0.5% year-over-year. These stocks don't demand constant attention.