Research shows there are 4 types of retirees: Which one are you? - Silicon Canals
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Research shows there are 4 types of retirees: Which one are you? - Silicon Canals
"After being downsized at 62, I initially felt completely lost. The corporate identity I'd worn for decades suddenly vanished, and I had no idea who I was supposed to be next. But here's what fascinates me about this study: It suggests that how we experience retirement follows predictable patterns based on our resources, relationships, and mindset. Understanding which type you are (or might become) could fundamentally change how you prepare for and navigate these years."
"Thrivers have strong financial security, robust social connections, and good health. They're the ones taking those European river cruises, volunteering for causes they care about, and genuinely enjoying this phase of life. What struck me about thrivers is their mindset. They've successfully transitioned from defining themselves by their careers to embracing new identities. They're not trying to recreate their working lives; they're creating something entirely new."
Retirement experiences fall into four distinct patterns rather than a single stereotype. Many retirees defy the golf-and-gardening image. Sudden job loss can erase long-held corporate identities and trigger uncertainty about personal purpose. How retirement unfolds depends on financial resources, social relationships, health, and mindset. Identifying a retiree's pattern can change preparation and navigation of later life. One pattern, thrivers, combines financial security, strong social connections, good health, purposeful activity, and a positive view of aging. Thriving involves creating new identities beyond work, cultivating purpose, and preparing both financially and emotionally for the transition.
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