#retirement-planning

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#dividend-stocks
#dividend-etfs
#social-security
from24/7 Wall St.
3 days ago
US politics

Is Dave Ramsey Right About Claiming Social Security at 62? The Key Scenarios Where It Pays Off Big

from24/7 Wall St.
3 days ago
US politics

Is Dave Ramsey Right About Claiming Social Security at 62? The Key Scenarios Where It Pays Off Big

#fire
from24/7 Wall St.
3 days ago
Retirement

We're on pace for a $12 million retirement - should I take a stressful $600K job to push that to $18 million?

from24/7 Wall St.
1 month ago
Retirement

We're 43, have $3.5 million saved, and still fly economy - how much do we need before calling it quits?

from24/7 Wall St.
3 days ago
Retirement

We're on pace for a $12 million retirement - should I take a stressful $600K job to push that to $18 million?

from24/7 Wall St.
1 month ago
Retirement

We're 43, have $3.5 million saved, and still fly economy - how much do we need before calling it quits?

#passive-income
#investing
Retirement
fromBusiness Insider
5 days ago

Forget Florida: The 10 best states for retirees aren't what you'd expect

The South is absent from the top ranked states for retirement due to affordability, weather, and healthcare factors.
#etfs
fromwww.housingwire.com
6 days ago

Most Americans retire without a savings withdrawal plan

Creating a retirement plan that accounts for financial market volatility is essential to preserve savings and sustain a comfortable lifestyle.
#dividend-investing
from24/7 Wall St.
1 week ago

XRP News: $10 Price Target Is Now In Play After Big Week

XRP is currently at $3.54 and could reach $10 later this year due to increased buying.
from24/7 Wall St.
1 week ago

Is ULTY's 84.23% Yield Real or Just a Mirage?

The YieldMax Ultra Option Income Strategy ETF (ULTY) currently boasts an annual yield of 84.23%, but investors should be cautious due to its lack of diversification and fluctuating yields.
E-Commerce
from24/7 Wall St.
1 week ago

Want $5,000 a Year in Passive Income? Just Buy These 3 High-Yield Dividend Stocks With $50k

Investing $50,000 in diversified high-yield ETFs offers a safer approach compared to investing in individual stocks, particularly with options like QDVO, QQQI, and SPYI.
E-Commerce
Real estate
from24/7 Wall St.
1 week ago

I'm 66 With $1.9 Million in Investments. Should I Withdraw $400k to Buy a Vacation Home?

Investing in a vacation home can diversify an investment portfolio but carries risks, particularly regarding retirement income needs.
fromFortune
1 week ago

Opinion | It's time to open the 401(k) to private markets

U.S. DC investment allocations have been limited to investing only in publicly traded stocks and bonds, missing out on private market opportunities like real estate and private equity.
Retirement
Retirement
fromAbove the Law
1 week ago

Quantifying The Cost Of Retirement: It's More In Your Control Than You Think - Above the Law

Retirement planning is crucial for lawyers facing debt and lifestyle pressures.
#healthcare-costs
fromIrish Independent
2 weeks ago

Revealed: How vast majority of public supports long-delayed new mandatory pension scheme

My Future Fund auto-enrolment pension scheme starts January, with widespread support among Irish adults for automatic enrollment.
fromwww.housingwire.com
2 weeks ago

The bank of mom and dad can strain retirement

Gen Zers reported that they don't pay for their own housing, while parents expect to provide $1,813 monthly for various living expenses in 2025.
Women
fromSFGATE
2 weeks ago

6.8% of Homeowners in West Virginia Will Face a Hidden Home Equity Tax If They Sell

Homeowners in West Virginia face unexpected tax burdens from capital gains as housing prices rise.
Retirement
from24/7 Wall St.
2 weeks ago

The 3 Most Important Pieces of Advice Every Baby Boomer Needs to Hear About Their Investment Portfolios Right Now

Implementing long-term investing strategies is challenging despite available expert advice.
Real estate
fromSFGATE
2 weeks ago

Dave Ramsey Saves Listener With $1Million in Her 401(k) From Becoming a 'Victim of the Real Estate Market'

Renting indefinitely can lead to financial instability, especially for those approaching retirement.
from24/7 Wall St.
2 weeks ago

I'm Only 26 And Getting A $4.7m Inheritance But Don't Know What To Do

Inheriting a significant sum such as $700,000 can be overwhelming, especially for someone accustomed to living paycheck to paycheck.
Retirement
fromIndependent
2 weeks ago

Eoin McGee answers: 'I'm in my forties and adding AVCs of almost 1,000 per month to my pension. Is it worth the sacrifice? Should I just enjoy life now?

Public servants face retirement after 15 years with a pension and ongoing AVC payments.
fromwww.housingwire.com
2 weeks ago

How should retirees take required minimum distributions?

Horstmeyer found the results surprising because so many individuals prefer the lump-sum method, believing that delayed distributions allow them to benefit from all market gains in any given year.
Retirement
fromwww.newsshopper.co.uk
3 weeks ago

Brits' financial confidence has grown despite economic uncertainty

Brits' financial confidence has grown over the last year despite economic challenges.
from24/7 Wall St.
3 weeks ago

3 Facts About Medicare That Every American Over 60 Needs to Know

The Health Savings Account (HSA) is a powerful savings tool for retirement planning, especially due to its triple-tax-advantaged nature, offering tax break contributions.
Retirement
from24/7 Wall St.
3 weeks ago

At 53 with a $9.25 million net worth, I'm eyeing three ways to handle my concentrated stock - which strategy avoids the biggest tax bite?

A Redditor has most of their wealth tied to one stock and wants to diversify.
Retirement
from24/7 Wall St.
3 weeks ago

My goal is to retire in four years without touching retirement accounts until 62 - does my retirement plan work?

Early retirement is achievable for many through disciplined saving and smart financial planning.
fromFast Company
3 weeks ago

Why dollar-cost averaging is the smart investing strategy for all us regular folk

Typical investment advice often oversimplifies or complicates matters, leaving average individuals confused. Newbie investors should adopt a habit of consistent investing.
E-Commerce
#investment-strategy
Retirement
fromIndependent
4 weeks ago

What happens to your pension if you die, quit or move abroad?

Pensions offer significant long-term investment benefits, including tax advantages and growth potential.
#baby-boomers
from24/7 Wall St.
4 weeks ago
Retirement

Three Costly Retirement Mistakes Baby Boomers Keep Making

Many baby boomers are unprepared for retirement due to inadequate savings and reliance on Social Security.
from24/7 Wall St.
1 month ago
Retirement

Baby Boomer Investing Strategy: 2 Things to Do (and 1 to Avoid) in 2025 and Beyond

Baby boomers nearing retirement should prioritize capital preservation over growth in current market conditions.
Knowing your retirement target is crucial for effective planning.
Canada news
fromBusiness Matters
4 weeks ago

FCA to allow millions free financial support in major policy shift

The FCA is introducing reforms to provide free, tailored financial advice for consumers.
The aim is to reduce reliance on risky online advice and improve access to expert guidance.
from24/7 Wall St.
4 weeks ago

How I Plan to Boost My Financial Future with a Roth IRA Contribution

Maximizing contributions to the Roth IRA and investing primarily in equities is a wise idea for a young, new investor.
Retirement
Retirement
fromIndependent
1 month ago

Everyone likes the idea of a tax-free lump sum - but taking it from your pension isn't always the smartest thing to do

Investing a tax-free lump sum may not be the best choice for all retirees, especially those with large pension pots.
fromBusiness Insider
1 month ago

Woman's retirement savings drained due to unexpected medical bills from a rare condition

"Right now, I live totally on what I receive from disability. I wouldn't consider myself financially stable."
Retirement
Retirement
fromBusiness Insider
1 month ago

A financial advisor shares the 4 biggest regrets she sees in retirees

Common retirement regrets include waiting too long to retire and not spending more money earlier in life for enjoyment.
from24/7 Wall St.
1 month ago

2 Schwab ETFs for Steady Retirement Income

Retirees can balance investment management and personal interests using Schwab ETFs.
from24/7 Wall St.
1 month ago

Dave Ramsey said retirement is not merely a dream, it is a goal that requires you to make a plan

"Remember, Social Security is like the dessert to your main course - it's the added bonus, not your complete retirement plan. If you still have debt or are living without a fully funded emergency fund, taking your benefits early is not the way to go."
Retirement
Retirement
from24/7 Wall St.
1 month ago

I retired today with $3 million invested and rental income - but why am I nervous about my financial future?

Even with a large portfolio, retiring can feel daunting; options for returning to work can ease financial stress.
from24/7 Wall St.
1 month ago

I'm looking to invest $200K in an S&P 500 ETF and not think about it for 20 years

Investing in S&P 500 ETFs can significantly contribute to retirement savings.
Consider your risk tolerance and investment engagement when choosing this path.
NYC startup
from24/7 Wall St.
1 month ago

NVDY vs. SPYI: NVIDIA Yield Monster or Covered Call Income King?

NVDY ETF offers high yield for NVIDIA enthusiasts but comes with risks.
SPYI ETF provides stability with impressive yield, making it a good complement to NVDY.
from24/7 Wall St.
1 month ago

I'm 55 with $2.5 million in Apple stock- can I use these capital gains for the first 5 years of my retirement?

Selling stock may lead to increased taxes and Medicare costs due to capital gains impacting MAGI.
Strategic planning can help manage tax burdens and retirement income.
fromLondon Business News | Londonlovesbusiness.com
1 month ago

Managing retirement planning in a changing economy: Four tips from Jeffrey Fratarcangeli - London Business News | Londonlovesbusiness.com

In an unpredictable economy marked by inflation pressures, volatile markets, and the potential for shifts in tax laws, the fundamentals of smart retirement planning remain the same.
Retirement
#dividends
fromwww.housingwire.com
1 month ago

Global equity release market projected to top $56B by 2035

The monetization of home equity is one solution that continues to gain traction as indicated through this very important report.
Retirement
from24/7 Wall St.
1 month ago

We want to ditch my wife's job soon, but we're playing catch-up on retirement - what are we missing here?

For the Redditor and his wife, who bring in a combined $375,000 in household income, they should be living quite comfortably in a medium-cost-of-living area.
Retirement
fromwww.housingwire.com
1 month ago

IRS rule could impact seniors in a declining stock market

IRS mandates required minimum distributions (RMDs) from retirement accounts, impacting retirees financially, especially during market downturns.
from24/7 Wall St.
1 month ago

How often should you meet with a financial advisor?

Meeting frequency with your financial advisor should be based on personal needs and the advisor-client relationship.
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