"Remember, Social Security is like the dessert to your main course - it's the added bonus, not your complete retirement plan. If you still have debt or are living without a fully funded emergency fund, taking your benefits early is not the way to go."
In an unpredictable economy marked by inflation pressures, volatile markets, and the potential for shifts in tax laws, the fundamentals of smart retirement planning remain the same.
For the Redditor and his wife, who bring in a combined $375,000 in household income, they should be living quite comfortably in a medium-cost-of-living area.