#retirement-planning
#retirement-planning

Retirement

5 All-Star High-Yield Dividend Stocks Every Boomer Should Own

Startup companies

These 3 Dividend ETFs (SCHD, DIVO, MAIN) Should Be Your Passive Income Foundation

Startup companies

I have invested in dividends for 15 years-These dividend aristocrats built my passive income stream

Retirement

4 Passive Income Stocks Trading Under $20 Every Boomer Should Own

13 hours ago

Retirement

2 BlackRock ETFs For Passive Income In Retirement

Retirement

Is It Actually Realistic To Live Off Dividend Income?

Retirement

5 All-Star High-Yield Dividend Stocks Every Boomer Should Own

Startup companies

These 3 Dividend ETFs (SCHD, DIVO, MAIN) Should Be Your Passive Income Foundation

Startup companies

I have invested in dividends for 15 years-These dividend aristocrats built my passive income stream

Retirement

4 Passive Income Stocks Trading Under $20 Every Boomer Should Own

13 hours ago

Retirement

2 BlackRock ETFs For Passive Income In Retirement

more#passive-income

#investment-strategies

Retirement

With $1.1 million in taxable accounts and a $700,000 mortgage, should I rebalance or pay down debt for a guaranteed 4.5% return?

Retirement

How To Retire at Age 62 in 5 years with $1.1 Million and a Paid-Off $475K Home

Retirement

I'm 65 with $2.5 million stashed in a 401(k) - is it time to stop contributing and avoid a tax nightmare down the road?

Retirement

In My Mid-50s With $40,000 in 401k - How Can I Secure My Retirement in a High-Cost City?

Retirement

If I Could Go Back, I'd Start Investing in Dividends at 20 - Here's Why Timing Matters

Retirement

I am 60 years old and have 80% of my investments in stocks. Is it time to consider moving some into bonds?

Retirement

With $1.1 million in taxable accounts and a $700,000 mortgage, should I rebalance or pay down debt for a guaranteed 4.5% return?

Retirement

How To Retire at Age 62 in 5 years with $1.1 Million and a Paid-Off $475K Home

Retirement

I'm 65 with $2.5 million stashed in a 401(k) - is it time to stop contributing and avoid a tax nightmare down the road?

Retirement

In My Mid-50s With $40,000 in 401k - How Can I Secure My Retirement in a High-Cost City?

Retirement

If I Could Go Back, I'd Start Investing in Dividends at 20 - Here's Why Timing Matters

more#investment-strategies

Retirement

I am 60 years old and have 80% of my investments in stocks. Is it time to consider moving some into bonds?

From $100k to $501k: How I Achieved My Net Worth Goal Before 30 - My Journey of Hard Work and Sacrifice

Achieving a net worth of $500,000 by age 30 is possible with strategic saving and increased earnings.

18 hours ago

Retirement

We're 43, have $3.5 million saved, and still fly economy - how much do we need before calling it quits?

From $100k to $501k: How I Achieved My Net Worth Goal Before 30 - My Journey of Hard Work and Sacrifice

Achieving a net worth of $500,000 by age 30 is possible with strategic saving and increased earnings.

18 hours ago

Retirement

We're 43, have $3.5 million saved, and still fly economy - how much do we need before calling it quits?

This could be the easiest strategy to get more Social Security

Delaying Social Security claims can significantly enhance monthly retirement benefits.

Can a person retire comfortably at 65 with 3 million saved?

Careful withdrawal strategies are crucial for retirees with $3 million, especially regarding taxes and healthcare costs.

20 Things You Didn't Know About Social Security

Understanding Social Security rules is essential for effective retirement planning.

5 Things to Know About Social Security Survivor Benefits

Social Security offers survivor benefits, not just retirement payments.

Retirement

The Top 5 Reasons to Claim Social Security at 62

Retirement

Social Security: 5 Filing Strategies for Spouses

This could be the easiest strategy to get more Social Security

Delaying Social Security claims can significantly enhance monthly retirement benefits.

Can a person retire comfortably at 65 with 3 million saved?

Careful withdrawal strategies are crucial for retirees with $3 million, especially regarding taxes and healthcare costs.

20 Things You Didn't Know About Social Security

Understanding Social Security rules is essential for effective retirement planning.

5 Things to Know About Social Security Survivor Benefits

Social Security offers survivor benefits, not just retirement payments.

Retirement

The Top 5 Reasons to Claim Social Security at 62

Retirement

Social Security: 5 Filing Strategies for Spouses

Retirement

How I Went from a $100K Goal to a $1.9 Million Net Worth by Age 36 - Is Early Retirement Realistic?

Retirement

I retired today with $3 million invested and rental income - but why am I nervous about my financial future?

Retirement

How I Went from a $100K Goal to a $1.9 Million Net Worth by Age 36 - Is Early Retirement Realistic?

Retirement

I retired today with $3 million invested and rental income - but why am I nervous about my financial future?

more#early-retirement

#sp-500

Startup companies

S&P 500 (NYSEARCA: SPY) Live: Markets Remain Jumpy Despite China Trade Deal Optimism

Retirement

I'm looking to invest $200K in an S&P 500 ETF and not think about it for 20 years

Retirement

Should I just go all in on a S&P 500 ETF? Feels like that just makes sense at this point.

Startup companies

S&P 500 (NYSEARCA: SPY) Live: Markets Remain Jumpy Despite China Trade Deal Optimism

Retirement

I'm looking to invest $200K in an S&P 500 ETF and not think about it for 20 years

Retirement

Should I just go all in on a S&P 500 ETF? Feels like that just makes sense at this point.

Retirement

Tax-Smart Retirement Withdrawals: The Fine Art Of Not Giving Uncle Sam Your Lunch Money - Above the Law

Retirement

With $850,000 saved and a $500,000 income, we want to retire in the near future - should we shift to dividend stocks?

Retirement

I don't need my RMDs yet. What are smart ways to use the money?

Retirement

I am 62 years old with $700k in a 401(k). Would converting $70k annually help avoid RMDs?

Retirement

Managing retirement planning in a changing economy: Four tips from Jeffrey Fratarcangeli - London Business News | Londonlovesbusiness.com

Retirement

I'm 55 with $2.5 million in Apple stock- can I use these capital gains for the first 5 years of my retirement?

fromAbove the Law

Retirement

Tax-Smart Retirement Withdrawals: The Fine Art Of Not Giving Uncle Sam Your Lunch Money - Above the Law

Retirement

With $850,000 saved and a $500,000 income, we want to retire in the near future - should we shift to dividend stocks?

Retirement

I don't need my RMDs yet. What are smart ways to use the money?

Retirement

I am 62 years old with $700k in a 401(k). Would converting $70k annually help avoid RMDs?

Retirement

Managing retirement planning in a changing economy: Four tips from Jeffrey Fratarcangeli - London Business News | Londonlovesbusiness.com

Retirement

I'm 55 with $2.5 million in Apple stock- can I use these capital gains for the first 5 years of my retirement?

more#financial-strategy

Is 27 Too Late to Start Saving for Retirement? My Journey to Financial Freedom

It's never too late to start saving for retirement, even for young adults with modest nest eggs.

Retirement

I'm trying to decide if a financial advisor is worth it but am having doubts

Retirement

I'm planning to be '4% flexible' in retirement - will re-evaluating my safe withdrawal annually help me avoid running out of money?

Retirement

Stay Invested In These 3 Stocks That Are Bucking the Trend

Retirement

I Got Fired - Should I Roll My $600k 401k to an IRA or Keep It with Principal?

Retirement

Should I Start a Roth IRA from $0 or Keep Contributing to My 401k at Age 42?

Is 27 Too Late to Start Saving for Retirement? My Journey to Financial Freedom

It's never too late to start saving for retirement, even for young adults with modest nest eggs.

Retirement

I'm trying to decide if a financial advisor is worth it but am having doubts

Retirement

I'm planning to be '4% flexible' in retirement - will re-evaluating my safe withdrawal annually help me avoid running out of money?

Retirement

Stay Invested In These 3 Stocks That Are Bucking the Trend

Retirement

I Got Fired - Should I Roll My $600k 401k to an IRA or Keep It with Principal?

Retirement

Should I Start a Roth IRA from $0 or Keep Contributing to My 401k at Age 42?

more#investing

Global equity release market projected to top $56B by 2035

The monetization of home equity is one solution that continues to gain traction as indicated through this very important report.

Retirement

We're on track to spend our brokerage money until 59 - how do we minimize the tax hit on our equity funds?

Planning for retirement includes considering tax impacts on investment withdrawals.

I Plan to Retire in 5 Years with $500,000 and Dividend ETF Income

Planning for retirement requires a solid financial strategy, especially when relying on dividend income for living expenses.

Retirement

Can I reinvest my required minimum distribution into stocks or property without paying taxes twice?

Retirement

I'm on the cusp of early retirement - how do I manage the fear of a 1% financial catastrophe?

Retirement

I Sold 8% of My Portfolio - Here's How I Secured My Retirement for Two More Years

Retirement

Why I Question Going All In on Dividend Stocks - Seeking Clarity on the Risks

We're on track to spend our brokerage money until 59 - how do we minimize the tax hit on our equity funds?

Planning for retirement includes considering tax impacts on investment withdrawals.

I Plan to Retire in 5 Years with $500,000 and Dividend ETF Income

Planning for retirement requires a solid financial strategy, especially when relying on dividend income for living expenses.

Retirement

Can I reinvest my required minimum distribution into stocks or property without paying taxes twice?

Retirement

I'm on the cusp of early retirement - how do I manage the fear of a 1% financial catastrophe?

Retirement

I Sold 8% of My Portfolio - Here's How I Secured My Retirement for Two More Years

Retirement

Why I Question Going All In on Dividend Stocks - Seeking Clarity on the Risks

more#investment-strategy

#financial-security

Retirement

I am 55 with $1,700,000 in an IRA. What's the best way to make it last?

Retirement

My Retirement Savings Are Lacking - Am I Counting on Inheritance or Government Support?

Retirement

IRS rule could impact seniors in a declining stock market

Retirement

I am 55 with $1,700,000 in an IRA. What's the best way to make it last?

Retirement

My Retirement Savings Are Lacking - Am I Counting on Inheritance or Government Support?

Retirement

IRS rule could impact seniors in a declining stock market

more#financial-security

#communication

Retirement

Eoin McGee answers: 'Our adult daughter still lives at home and is causing so much disruption. We've just inherited 350,000. Should we buy her an apartment?'

Retirement

How often should you meet with a financial advisor?

Retirement

Eoin McGee answers: 'Our adult daughter still lives at home and is causing so much disruption. We've just inherited 350,000. Should we buy her an apartment?'

Retirement

How often should you meet with a financial advisor?

more#communication

#savings-strategies

fromwww.theguardian.com

Higher education

Hey AI! Can ChatGPT help you to manage your money?

Retirement

I want to retire at age 62 in 5 years with $1.1 million in a 401(k) and a paid-off $475K home; is this possible?

fromwww.theguardian.com

Higher education

Hey AI! Can ChatGPT help you to manage your money?

Retirement

I want to retire at age 62 in 5 years with $1.1 million in a 401(k) and a paid-off $475K home; is this possible?

more#savings-strategies

#financial-advice

Retirement

With $1.25 million tied up in company stock, am I taking too much risk if I want to quit in 5 years?

Retirement

I am 63, still earning, and eyeing Roth IRA funds for renovations. Is that a mistake?

Retirement

I earned $500K last year with $700K saved. How do I maximize retirement contributions on one income?

Retirement

I am 49 with $660K in a 401(k). Should I max out the 24% bracket with annual Roth conversions?

Retirement

I Am Considering Moving to a Country with Lower Taxes - Here Are My Earnings and Requirements

UK news

Your money questions - Am I too late to top-up my contributions to qualify for a better UK state pension?

With $1.25 million tied up in company stock, am I taking too much risk if I want to quit in 5 years?

Diversification is crucial to reducing investment risk, especially for new investors holding excessive company stock.

I am 63, still earning, and eyeing Roth IRA funds for renovations. Is that a mistake?

Age 59 1/2 marks penalty-free access to Roth IRA, needing 5-year account opening.

Evaluate financial options before using Roth IRA funds for home renovations.

Retirement

I earned $500K last year with $700K saved. How do I maximize retirement contributions on one income?

Retirement

I am 49 with $660K in a 401(k). Should I max out the 24% bracket with annual Roth conversions?

Retirement

I Am Considering Moving to a Country with Lower Taxes - Here Are My Earnings and Requirements

UK news

Your money questions - Am I too late to top-up my contributions to qualify for a better UK state pension?

more#financial-advice

How to think about retirement if you don't have a traditional full-time job

Self-employed individuals face unique challenges in retirement planning due to irregular income and lack of traditional benefits.

Retirement

Aviva study reveals critical knowledge gap about UK pensions - London Business News | Londonlovesbusiness.com

fromFast Company

How to think about retirement if you don't have a traditional full-time job

Self-employed individuals face unique challenges in retirement planning due to irregular income and lack of traditional benefits.

Retirement

Aviva study reveals critical knowledge gap about UK pensions - London Business News | Londonlovesbusiness.com

more#financial-literacy

#fire-movement

Retirement

Is my $5 million net worth enough to actually retire?

Retirement

I want to retire at 55, but my husband will be 67 - how do age-gap couples handle retirement planning?

Is my $5 million net worth enough to actually retire?

Financial independence requires setting a target net worth, with $5 million being a common goal for the FIRE community.

Retirement

I want to retire at 55, but my husband will be 67 - how do age-gap couples handle retirement planning?

more#fire-movement

Longbridge goes beyond reverse with new HELOC for Seniors'

Longbridge introduces fixed rates for a senior-focused reusable line of credit to enhance accessibility and stability in home equity borrowing.

Is $2,200 a year too expensive for long-term care insurance?

Younger and healthier individuals benefit from lower long-term care policy premiums.

Long-term care costs vary by gender, impacting overall financial planning.

If I withdraw from my IRA before age 75, will it affect my RMDs?

Withdrawing money from your IRA before age 75 won't count toward your RMDs because you're not required to withdraw funds until age 73 or 75.

Retirement

fromEarth911

How Climate Change Will Impact Your Retirement Plans-2025 Update

Retirement planning is increasingly complicated as climate change leads to more dangerous conditions for seniors, particularly with the rise in extreme weather events.

Retirement

Can I withdraw $50,000-$70,000 annually in retirement at age 55 with $1,100,000?

Early retirement with a $1.1 million portfolio carries significant risks of financial instability.

Retirement

#financial-advisors

Retirement

What Happens to a 401k When You Die? - Insight Needed After My Sister-in-Law's Passing

Retirement

Make an Easy $2,852 in Passive Income By Invest $25,000 in These Dividend Stocks Today

Retirement

I would like to roll over $800K to a Roth IRA and keep the tax bill low. How should I do this?

Retirement

What Happens to a 401k When You Die? - Insight Needed After My Sister-in-Law's Passing

Retirement

Make an Easy $2,852 in Passive Income By Invest $25,000 in These Dividend Stocks Today

Retirement

I would like to roll over $800K to a Roth IRA and keep the tax bill low. How should I do this?

more#financial-advisors

fromBusiness Insider

My father-in-law retired at 55 and is now 86. His successful early retirement taught me 4 lessons I plan to follow.

My father-in-law, Frank Noble, retired at the age of 55 after a successful career in forestry in Australia. He said that if given his time again, he'd still follow the same path and choose to retire early.

Retirement

fromUSA TODAY

$1.7 trillion sits in lost and forgotten 401(k) accounts. Is one of them yours?

At least $1.7 trillion is trapped in lost 401(k) accounts, representing 29 million idle accounts. Tracking them down is increasingly manageable.

Retirement