#retirement-planning

[ follow ]
#social-security
#retirement-savings
Careers
fromBusiness Insider
2 days ago

I'm a single boomer living paycheck to paycheck. I've been too busy living in the moment to plan for retirement.

Delayed retirement savings and not owning a home have created financial concern and regret while peers retire, prompting urgent planning and catch-up actions.
fromConde Nast Traveler
3 years ago

The 15 Best Places to Retire in the US

If you've ever daydreamed about the best places to retire in the US, you're in good company. If you're like most people, career demands dictate where you plant your roots for most of your life-then, once retirement rolls around and you no longer have to worry about a daily commute or company requirements, the possibilities are suddenly endless. Now it's time to choose your next address, but where to start?
Healthcare
#passive-income
Retirement
from24/7 Wall St.
1 month ago

Retirees Are Snapping Up These 3 Secure Dividend Aggressively

Investors should focus on stocks that provide growth and reliable dividend returns to generate passive income, particularly for retirement.
E-Commerce
from24/7 Wall St.
1 month ago

5 High-Yield Monthly Pay Dividend Stocks Deliver Perfect Retirement Passive Income

Passive income provides financial independence through revenue generation without continuous active effort.
from24/7 Wall St.
6 days ago

9 Investments That Pay Monthly Income

When you think about all of the different ways you can create monthly income, you have to think beyond just the traditional job. There is no question that working is the single best way for you to generate money, but what about investments you can make that would do the same thing. For many people, even small investments can yield significant returns with a monthly income.
Real estate
#dividend-investing
Cars
from24/7 Wall St.
6 days ago

57-Year-Old American Faces $150K Debt as Millions Near Retirement with Little Savings

Diane, 57, carries $150,000 in debt with no emergency fund and must strategically reduce debt, build savings, and adjust retirement plans.
fromBusiness Insider
1 week ago

I came out of early retirement after buying an expensive home I didn't need. Here are the mistakes I made.

I retired at 34 in 2012, and my wife retired a few years later at 35 in 2015. We've been mainly living off our passive income and investments since. In 2023, I bought an expensive home I didn't need, becoming house-rich and cash-poor. Buying this house affected our desired lifestyle in San Francisco. As a family of four with two children, we had less liquid or passive income, which made me feel quite uneasy.
Real estate
fromwww.mercurynews.com
1 week ago

Harriette Cole: After they married, she showed a different side of herself

It's too bad that your brother and his wife didn't talk about these things beforehand and map out a plan for the future, especially something as important as where they want to live. Obviously, you cannot control what he does, but you might recommend to him that the two of them sit down and review their goals for the future based on available resources, needs and desires.
Relationships
Business
fromBusiness Matters
1 week ago

Dennis Farrah on Resilience, Leadership, and Legacy

Dennis Farrah built a 40+ year tax and retirement planning career grounded in integrity, service, and community engagement, prioritizing values and family over wealth.
Real estate
fromSFGATE
1 week ago

Understanding the 60% Reverse Mortgage Rule: 5 Key Takeaways

Federally insured reverse mortgages limit initial access to about 60% of loan proceeds to protect long-term home equity and prevent rapid fund depletion.
from24/7 Wall St.
1 week ago

Retiring in 3 Years And Need $5,000 A Month, What Portfolio Works Best?

Is your retirement close? There's nothing to fear. There are ways to make your retirement financially secure and comfortable. Even if you have only 3 years before retirement, it is possible to build a passive income stream. You can achieve the monthly goal of earning $5,000 in dividends if you invest right. The first step is to start with high-yield exchange-traded funds (ETFs).
Business
Retirement
fromSFGATE
1 week ago

Seniors Are 'Unretiring' Due to Housing Costs: What To Know

Rising housing-related costs are forcing many retirees to delay or reverse retirement and seek paid work to cover higher expenses.
#dividend-kings
from24/7 Wall St.
2 weeks ago

Why I'm Confused About Backdoor Roth IRAs and Traditional IRA Benefits

One of the most important decisions anyone has to make in achieving their financial goals is how to invest their money. This might sound like something you can decide in just a few minutes, but let this be a reminder that any decision now can have long-standing consequences, so you have to decide carefully what your first or next move is going to be.
Business
Business
from24/7 Wall St.
2 weeks ago

The Great 8% Dividend Stocks - 4 That Can Deliver Huge and Secure Passive Income

High-yield dividend stocks paying 8% or more can provide dependable passive income for growth and income investors.
#tax-deductions
fromSFGATE
3 weeks ago
Retirement

500,000 Retirees in Nevada Qualify for the 'Senior Deduction' Under Big, Beautiful Bill

fromSFGATE
3 weeks ago
US politics

500,000 Retirees in Mississippi Qualify for the 'Senior Deduction' Under Big, Beautiful Bill

fromSFGATE
3 weeks ago
Retirement

500,000 Retirees in Nevada Qualify for the 'Senior Deduction' Under Big, Beautiful Bill

fromSFGATE
3 weeks ago
US politics

500,000 Retirees in Mississippi Qualify for the 'Senior Deduction' Under Big, Beautiful Bill

#etfs
fromIrish Independent
2 weeks ago

'Striking and unexpected' - the age group most likely to have out-of-control debts revealed

"Our data shows that the path to insolvency converges significantly on the later stages of a person's working life and beyond."
US politics
Cryptocurrency
from24/7 Wall St.
2 weeks ago

My $170K YOLO Into Yieldmax and the Lessons Learned

YieldMax ETFs can potentially turn $170,000 into a cash-flow generator, but investing should be cautious due to high risks.
Retirement
from24/7 Wall St.
2 weeks ago

My husband wants me to retire in my 40s but I don't know if it's financially realistic

Handling retirement planning is complicated for couples with age gaps due to differences in access to retirement funds.
from24/7 Wall St.
3 weeks ago

I Want To Retire at 50 With $5 Million But Need to Shift From Stocks to Bonds: How Do I Rebalance My Taxable Portfolio Efficiently?

Reevaluating a financial portfolio as retirement approaches is crucial for safeguarding against market volatility. A balanced approach helps ensure financial stability.
Retirement
US politics
from24/7 Wall St.
3 weeks ago

Breaking Down Trump's Tax Bill: Here's What It Means for This Household

High-income families often face significant stress during tax season due to complex financial situations.
fromSFGATE
3 weeks ago

Trump's Retirement Plan Shake-Up Includes Real Estate: 5 Key Takeaways

Trump's executive order allows 401(k) holders to invest in alternative assets like private equity, cryptocurrency, and real estate, potentially diversifying retirement savings.
Retirement
fromSFGATE
3 weeks ago

1 Million Retirees in Minnesota Qualify for the 'Senior Deduction' Under Big, Beautiful Bill

The One Big Beautiful Bill Act (OBBBA) introduces a senior deduction of $6,000 for individuals and $12,000 for married couples, ensuring 88% of seniors avoid federal tax on Social Security benefits.
Retirement
E-Commerce
from24/7 Wall St.
3 weeks ago

I'm Using My ULTY Dividends to Buy Berkshire Stock - Where Are You Reinvesting Yours?

Reinvesting dividends grows investment portfolios and diversifies holdings.
#dividend-stocks
Real estate
fromBusiness Insider
3 weeks ago

I earn over $260,000 as a CEO, but I'm still a HENRY. Big titles don't always mean big wealth.

High earners can still face financial insecurity due to lifestyle inflation and career choices.
Travel
fromWorld Wild Schooling
4 weeks ago

12 Stunning Caribbean Destinations You Can Call Home for Less Than $500 a Month

Living in the Caribbean for under $500 a month is achievable with careful planning and selecting specific destinations.
#financial-independence
from24/7 Wall St.
1 month ago

3 Hidden Gem Penny Stocks That Pay Stable and Rising Dividends

BAB Inc (BABB) is a franchise business operating casual eateries that sell bagels, muffins, and coffee. It does not operate the stores directly, making money by licensing brands.
E-Commerce
#dividend-etfs
from24/7 Wall St.
1 month ago

Most Americans Don't Know This Social Security Wrinkle

Seniors must maintain an adjusted gross income (AGI) below $150,000 for joint filers and $75,000 for individuals to fully benefit from tax breaks.
Retirement
from24/7 Wall St.
1 month ago

Retirees Are Snapping Up These 4 Regular Payout Top-Yield ETFs Aggressively

For most retirees, a healthy retirement can start with...snapping up some healthy and strong ETFs that pay out big dividends. The goal here is not just to create wealth, but to generate passive income that can work alongside any other income sources retirees might have.
Retirement
Retirement
fromSlate Magazine
1 month ago

I'm Considering Turning Down "Free Money." It Might Be the Secret to Enjoying Life More.

Consider reducing retirement contributions to enjoy life while ensuring enough savings accumulate for future retirement through compound interest.
#fire
from24/7 Wall St.
1 month ago
Retirement

We're on pace for a $12 million retirement - should I take a stressful $600K job to push that to $18 million?

from24/7 Wall St.
1 month ago
Retirement

We're on pace for a $12 million retirement - should I take a stressful $600K job to push that to $18 million?

Retirement
fromFortune
1 month ago

Only 5% of retirees say they're 'living the dream' and 19% are 'living the nightmare.' Here are 3 lessons to protect your future

Many retirees are financially struggling, with only 5% living the dream.
E-Commerce
from24/7 Wall St.
1 month ago

NOBL vs. DGRW: The Dividend Growth Stock I Love in August

NOBL is preferred over DGRW due to portfolio-weighting concerns for high-quality dividend growers.
Retirement
fromFast Company
1 month ago

Is retirement approaching? Use these expert tips to build up your cash cushion

Building a cash cushion of one to two years' portfolio withdrawals is crucial before retirement.
Retirement
fromEntrepreneur
1 month ago

No. 1 Place to Retire in the World May Not Be On Your Radar | Entrepreneur

Estonia ranks as the best place for retirees globally, balancing affordability, healthcare quality, and safety.
Retirement
fromEntrepreneur
1 month ago

Why Entrepreneurs Can't Rely on Traditional Retirement Plans | Entrepreneur

Entrepreneurs must prioritize retirement planning despite the lack of traditional workplace benefits.
Retirement
from24/7 Wall St.
1 month ago

I've been doing the Mega Backdoor Roth religiously for 5 years. Should I consider prioritizing less in these accounts to increase accessibility of funds for early retirement?

The mega backdoor Roth strategy enables high earners to benefit from tax-free withdrawals in retirement.
from24/7 Wall St.
1 month ago

Only 1 in 10 Americans Hit $1M in 401(k)s Before Age 46

Reaching $1 million in your 401(k) by age 31 is unrealistic for most, as peak earning years typically occur between ages 45 and 54.
Retirement
E-Commerce
from24/7 Wall St.
1 month ago

3 Fidelity ETFs I'm Personally Buying Right Now

Investing requires careful selection of ETFs that align with long-term goals amidst numerous available options.
Retirement
fromBusiness Insider
1 month ago

Forget Florida: The 10 best states for retirees aren't what you'd expect

The South is absent from the top ranked states for retirement due to affordability, weather, and healthcare factors.
Retirement
fromwww.housingwire.com
1 month ago

Most Americans retire without a savings withdrawal plan

Creating a retirement plan that accounts for financial market volatility is essential to preserve savings and sustain a comfortable lifestyle.
from24/7 Wall St.
1 month ago

Is ULTY's 84.23% Yield Real or Just a Mirage?

The YieldMax Ultra Option Income Strategy ETF (ULTY) currently boasts an annual yield of 84.23%, but investors should be cautious due to its lack of diversification and fluctuating yields.
E-Commerce
from24/7 Wall St.
1 month ago

Want $5,000 a Year in Passive Income? Just Buy These 3 High-Yield Dividend Stocks With $50k

Investing $50,000 in diversified high-yield ETFs offers a safer approach compared to investing in individual stocks, particularly with options like QDVO, QQQI, and SPYI.
E-Commerce
Real estate
from24/7 Wall St.
1 month ago

I'm 66 With $1.9 Million in Investments. Should I Withdraw $400k to Buy a Vacation Home?

Investing in a vacation home can diversify an investment portfolio but carries risks, particularly regarding retirement income needs.
fromFortune
1 month ago

Opinion | It's time to open the 401(k) to private markets

U.S. DC investment allocations have been limited to investing only in publicly traded stocks and bonds, missing out on private market opportunities like real estate and private equity.
Retirement
Retirement
fromAbove the Law
1 month ago

Quantifying The Cost Of Retirement: It's More In Your Control Than You Think - Above the Law

Retirement planning is crucial for lawyers facing debt and lifestyle pressures.
fromSlate Magazine
1 month ago

According to the "Rules" I Have Plenty of Money Saved. But There's Something Nagging Me.

It's impossible to precisely predict what retirement will cost decades from now. The whole system of retirement planning is built on educated guesses.
Retirement
Public health
fromIrish Independent
1 month ago

Revealed: How vast majority of public supports long-delayed new mandatory pension scheme

My Future Fund auto-enrolment pension scheme starts January, with widespread support among Irish adults for automatic enrollment.
fromwww.housingwire.com
1 month ago

The bank of mom and dad can strain retirement

Gen Zers reported that they don't pay for their own housing, while parents expect to provide $1,813 monthly for various living expenses in 2025.
Women
NYC real estate
fromSFGATE
1 month ago

6.8% of Homeowners in West Virginia Will Face a Hidden Home Equity Tax If They Sell

Homeowners in West Virginia face unexpected tax burdens from capital gains as housing prices rise.
Retirement
from24/7 Wall St.
1 month ago

The 3 Most Important Pieces of Advice Every Baby Boomer Needs to Hear About Their Investment Portfolios Right Now

Implementing long-term investing strategies is challenging despite available expert advice.
Real estate
fromSFGATE
1 month ago

Dave Ramsey Saves Listener With $1Million in Her 401(k) From Becoming a 'Victim of the Real Estate Market'

Renting indefinitely can lead to financial instability, especially for those approaching retirement.
[ Load more ]