Controlling finances requires manageable changes that can lead to significant savings. Many workers lack pensions beyond the state pension, which can drastically reduce retirement income. The average worker without a private pension faces a 72% decrease in gross earnings during retirement, emphasizing the importance of financial planning and saving for the future.
Taking control of your finances might seem like an insurmountable task, but a few small changes can yield big savings.
One in three workers have no pension outside of the state pension. Valued at just over €15,000, the average salaried worker with no private pension will experience a ~72pc reduction in their gross earnings in retirement.
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