#financial-independence

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#retirement-planning
Retirement
from24/7 Wall St.
2 months ago

Candidly, $10 Million Isn't Enough For The Best Retirement.

The $10 million retirement goal may be unrealistic for many, as personal spending needs vary significantly among individuals.
Retirement
from24/7 Wall St.
2 months ago

I'm Not Yet 40 and Get $200K per Year From My Trust. When Is the Right Time to Retire?

Retirement is defined by income, not age; effective financial management can lead to early retirement.
Retirement
from24/7 Wall St.
2 months ago

I'm Retiring at 50 With $9 Million in Assets - Should I Convert My 401Ks to Roth to Avoid Future RMD Taxes?

The FIRE lifestyle requires careful financial planning and decision-making, especially about tax implications and retirement accounts.
Retirement
from24/7 Wall St.
2 months ago

My husband has a pension he can either cash out for $2.9 million or get $15,000 monthly payments - what should we choose?

The ChubbyFIRE movement emphasizes setting financial goals to retire comfortably, focusing on achieving financial independence at an earlier age.
Retirement
from24/7 Wall St.
1 month ago

Is $4 Million Enough to Retire on in the U.S.?

Retirement savings requirements are personal and depend on lifestyle preferences.
$4 million can allow for a comfortable lifestyle in moderate-cost living regions.
Using the 4% rule, retirees can expect $160,000 annually from a $4 million investment.
Living in areas with lower costs can stretch retirement funds further.
Bootstrapping
from24/7 Wall St.
2 months ago

Ditch the 4% Rule, This Retirement Withdrawal Strategy Is Better

The 4% withdrawal rule may require experts' adjustments considering individual retiree circumstances and future economic changes.
Retirement
from24/7 Wall St.
2 months ago

Candidly, $10 Million Isn't Enough For The Best Retirement.

The $10 million retirement goal may be unrealistic for many, as personal spending needs vary significantly among individuals.
Retirement
from24/7 Wall St.
2 months ago

I'm Not Yet 40 and Get $200K per Year From My Trust. When Is the Right Time to Retire?

Retirement is defined by income, not age; effective financial management can lead to early retirement.
Retirement
from24/7 Wall St.
2 months ago

I'm Retiring at 50 With $9 Million in Assets - Should I Convert My 401Ks to Roth to Avoid Future RMD Taxes?

The FIRE lifestyle requires careful financial planning and decision-making, especially about tax implications and retirement accounts.
Retirement
from24/7 Wall St.
2 months ago

My husband has a pension he can either cash out for $2.9 million or get $15,000 monthly payments - what should we choose?

The ChubbyFIRE movement emphasizes setting financial goals to retire comfortably, focusing on achieving financial independence at an earlier age.
Retirement
from24/7 Wall St.
1 month ago

Is $4 Million Enough to Retire on in the U.S.?

Retirement savings requirements are personal and depend on lifestyle preferences.
$4 million can allow for a comfortable lifestyle in moderate-cost living regions.
Using the 4% rule, retirees can expect $160,000 annually from a $4 million investment.
Living in areas with lower costs can stretch retirement funds further.
Bootstrapping
from24/7 Wall St.
2 months ago

Ditch the 4% Rule, This Retirement Withdrawal Strategy Is Better

The 4% withdrawal rule may require experts' adjustments considering individual retiree circumstances and future economic changes.
more#retirement-planning
Cryptocurrency
fromBitcoin Magazine
3 days ago

My First Bitcoin Receives $1 Million Grant From Jack Dorsey To Expand Global Bitcoin Education

My First Bitcoin is scaling its grassroots Bitcoin education efforts through a $1 million grant from Start Small.
#fire
Retirement
from24/7 Wall St.
1 month ago

Retiring at 49 sounds boring - is indulging in a Paris pied-a-terre and high-end toys the new plan?

A Redditor achieved a $25 million net worth and contemplates early retirement or indulgent spending, reflecting on the FIRE lifestyle.
from24/7 Wall St.
1 month ago
Retirement

I wanted to retire, but can't stop hustling for a few million I don't need. What is wrong?

Achieving financial independence doesn't guarantee emotional readiness to retire early.
from24/7 Wall St.
2 weeks ago
Retirement

Where Should I Invest My $1 Million After Selling My Equity? - Seeking Advice at Age 50

Consider investment options for windfall money to accelerate financial independence.
from24/7 Wall St.
3 days ago
Retirement

My $1.6 million retirement account has an automatic annuity clause if I die - what are my options?

Understanding retirement plans is crucial for achieving financial independence.
Employer annuity plans can complicate retirement strategies, especially if unwanted.
from24/7 Wall St.
1 month ago
Retirement

I Want to Know Alternatives to the 4% Withdrawal Rule for My Retirement Strategy

The FIRE movement often relies on the 4% withdrawal strategy, but alternative approaches like the 95% rule offer more flexibility.
from24/7 Wall St.
1 month ago
Retirement

My $3M Net Worth Made Me Realize I'm Living Someone Else's Life-How Long Until I Get Bored After Quitting My Job?

FIRE emphasizes financial freedom over early retirement, allowing individuals to pursue passions rather than simply stop working.
Retirement
from24/7 Wall St.
1 month ago

Retiring at 49 sounds boring - is indulging in a Paris pied-a-terre and high-end toys the new plan?

A Redditor achieved a $25 million net worth and contemplates early retirement or indulgent spending, reflecting on the FIRE lifestyle.
Retirement
from24/7 Wall St.
1 month ago

I wanted to retire, but can't stop hustling for a few million I don't need. What is wrong?

Achieving financial independence doesn't guarantee emotional readiness to retire early.
Retirement
from24/7 Wall St.
2 weeks ago

Where Should I Invest My $1 Million After Selling My Equity? - Seeking Advice at Age 50

Consider investment options for windfall money to accelerate financial independence.
Retirement
from24/7 Wall St.
3 days ago

My $1.6 million retirement account has an automatic annuity clause if I die - what are my options?

Understanding retirement plans is crucial for achieving financial independence.
Employer annuity plans can complicate retirement strategies, especially if unwanted.
Retirement
from24/7 Wall St.
1 month ago

I Want to Know Alternatives to the 4% Withdrawal Rule for My Retirement Strategy

The FIRE movement often relies on the 4% withdrawal strategy, but alternative approaches like the 95% rule offer more flexibility.
Retirement
from24/7 Wall St.
1 month ago

My $3M Net Worth Made Me Realize I'm Living Someone Else's Life-How Long Until I Get Bored After Quitting My Job?

FIRE emphasizes financial freedom over early retirement, allowing individuals to pursue passions rather than simply stop working.
more#fire
#passive-income
fromAll Singles And Married
1 month ago
Retirement

FINANCIAL LITERACY QUESTIONS AND ANSWERS

Financial freedom allows individuals to make choices without financial constraints, relying on passive income and savings.
from24/7 Wall St.
5 days ago
Retirement

3 Quality Ultra-High-Yield Stocks With Massive 14% and Higher Dividends

Investors are attracted to ultra-high-yield dividend stocks for income and total return potential.
fromAll Singles And Married
1 month ago
Retirement

FINANCIAL LITERACY QUESTIONS AND ANSWERS

Financial freedom allows individuals to make choices without financial constraints, relying on passive income and savings.
from24/7 Wall St.
5 days ago
Retirement

3 Quality Ultra-High-Yield Stocks With Massive 14% and Higher Dividends

Investors are attracted to ultra-high-yield dividend stocks for income and total return potential.
more#passive-income
#fire-movement
from24/7 Wall St.
3 weeks ago
Retirement

Should I keep working to potentially double my kids' inheritance, or is retiring now a selfish move?

Prospective retirees should prioritize their family's needs and financial landscape over societal opinions about early retirement.
from24/7 Wall St.
2 weeks ago
Retirement

Why I Believe Retirement Might Not Be as Expensive as Most People Think

Retirement definitions vary significantly; some seek early financial independence, while others are fine with traditional retirement ages.
from24/7 Wall St.
1 month ago
Alternative transportation

We're in our 30s with a $2.5 million net worth - is buying a new F-150 for family road trips too big of a splurge?

The FIRE movement encourages mindful spending without guilt, enabling family-oriented financial decisions.
from24/7 Wall St.
3 weeks ago
Retirement

Should I keep working to potentially double my kids' inheritance, or is retiring now a selfish move?

Prospective retirees should prioritize their family's needs and financial landscape over societal opinions about early retirement.
from24/7 Wall St.
2 weeks ago
Retirement

Why I Believe Retirement Might Not Be as Expensive as Most People Think

Retirement definitions vary significantly; some seek early financial independence, while others are fine with traditional retirement ages.
from24/7 Wall St.
1 month ago
Alternative transportation

We're in our 30s with a $2.5 million net worth - is buying a new F-150 for family road trips too big of a splurge?

The FIRE movement encourages mindful spending without guilt, enabling family-oriented financial decisions.
more#fire-movement
#marriage
fromwww.mercurynews.com
3 weeks ago
Relationships

Dear Abby: Is it wrong of me to be stashing away money so I can leave?

Navigating a complex marriage with mental health issues requires careful consideration and planning for future independence.
from24/7 Wall St.
2 weeks ago
Retirement

Should I Get $500 a Month for My Free Spending While Planning Our Budget?

Couples should maintain some financial autonomy to prevent conflicts.
The request for $500 monthly spending is reasonable given the couple's financial stability.
from24/7 Wall St.
2 weeks ago
Retirement

How I Plan to Safeguard My Assets Against Divorce - Tips for Financial Independence

Marriage anxiety stems from financial concerns, leading to a preference for prenups or avoiding marriage entirely.
fromwww.mercurynews.com
3 weeks ago
Relationships

Dear Abby: Is it wrong of me to be stashing away money so I can leave?

Navigating a complex marriage with mental health issues requires careful consideration and planning for future independence.
from24/7 Wall St.
2 weeks ago
Retirement

Should I Get $500 a Month for My Free Spending While Planning Our Budget?

Couples should maintain some financial autonomy to prevent conflicts.
The request for $500 monthly spending is reasonable given the couple's financial stability.
from24/7 Wall St.
2 weeks ago
Retirement

How I Plan to Safeguard My Assets Against Divorce - Tips for Financial Independence

Marriage anxiety stems from financial concerns, leading to a preference for prenups or avoiding marriage entirely.
more#marriage
#real-estate
fromBusiness Insider
1 month ago
Real estate

I chose homeownership over my marriage. I bought 5 homes post-divorce and inspired my single daughter to buy one, too.

Cynthia Jones emphasizes the empowerment of single women through homeownership and real estate investing as a pathway to financial independence.
fromBusiness Insider
2 weeks ago
Real estate

Why 'rent by the room' earns the most cash flow for a financially independent couple among 4 rental strategies

Strategic real estate investments enabled Jeff White and Suleyka Bolaños to retire in their 30s.
from24/7 Wall St.
3 weeks ago
LA real estate

Should I trade up to my dream home now or work longer for financial independence?

The decision to buy a $4 million dream home may delay financial independence for the Reddit user.
fromBusiness Insider
2 weeks ago
NYC real estate

A couple started out renting a bedroom on Airbnb to pay the mortgage. Now their cabin village makes over $30,000 a month.

The Maxams turned financial struggles into Airbnb success by diversifying their rental offerings from a single room to multiple short-term units.
fromBusiness Insider
1 month ago
Real estate

I chose homeownership over my marriage. I bought 5 homes post-divorce and inspired my single daughter to buy one, too.

Cynthia Jones emphasizes the empowerment of single women through homeownership and real estate investing as a pathway to financial independence.
fromBusiness Insider
2 weeks ago
Real estate

Why 'rent by the room' earns the most cash flow for a financially independent couple among 4 rental strategies

Strategic real estate investments enabled Jeff White and Suleyka Bolaños to retire in their 30s.
from24/7 Wall St.
3 weeks ago
LA real estate

Should I trade up to my dream home now or work longer for financial independence?

The decision to buy a $4 million dream home may delay financial independence for the Reddit user.
fromBusiness Insider
2 weeks ago
NYC real estate

A couple started out renting a bedroom on Airbnb to pay the mortgage. Now their cabin village makes over $30,000 a month.

The Maxams turned financial struggles into Airbnb success by diversifying their rental offerings from a single room to multiple short-term units.
more#real-estate
fromwww.hamhigh.co.uk
2 weeks ago
London politics

More events may be on horizon for Hampstead Heath as owners seek to raise cash

City of London Corporation is reviewing charity governance for better financial independence, focusing on funding models and donor attraction.
#real-estate-investment
from24/7 Wall St.
1 month ago
Retirement

How I Rebuilt My Financial Future After Divorce at 26: From Selling My House to Buying a Duplex

Rebuilding financially post-divorce is possible by making strategic housing and investment choices.
fromBusiness Insider
2 weeks ago
Real estate

Financially independent real-estate investors are starting with a simple but overlooked step before even looking at properties

Networking events can jumpstart your real estate career, providing connections and mentorship opportunities for beginners.
from24/7 Wall St.
2 months ago
SF real estate

I want to buy the land next to my house for $1.7 million to build a playground for my kids - can I afford it?

Purchasing nearby land can enhance family space and serve as a wise financial investment.
from24/7 Wall St.
1 month ago
Retirement

How I Rebuilt My Financial Future After Divorce at 26: From Selling My House to Buying a Duplex

Rebuilding financially post-divorce is possible by making strategic housing and investment choices.
fromBusiness Insider
2 weeks ago
Real estate

Financially independent real-estate investors are starting with a simple but overlooked step before even looking at properties

Networking events can jumpstart your real estate career, providing connections and mentorship opportunities for beginners.
from24/7 Wall St.
2 months ago
SF real estate

I want to buy the land next to my house for $1.7 million to build a playground for my kids - can I afford it?

Purchasing nearby land can enhance family space and serve as a wise financial investment.
more#real-estate-investment
#side-hustle
fromEntrepreneur
3 weeks ago
Growth hacking

How to Turn Your Side Hustle Into a 6-Figure Business | Entrepreneur

Bootstrapping is crucial for turning a side hustle into a six-figure business, allowing for control and reduced financial risk.
fromBusiness Insider
3 weeks ago
Retirement

I'm retiring from my tech job at 31. A Coast FIRE lifestyle and side hustles will make me a millionaire in my 60s.

Elena Kodama plans to pursue a Coast FIRE lifestyle by quitting her software job to focus on family and part-time work.
fromEntrepreneur
3 weeks ago
Growth hacking

How to Turn Your Side Hustle Into a 6-Figure Business | Entrepreneur

Bootstrapping is crucial for turning a side hustle into a six-figure business, allowing for control and reduced financial risk.
fromBusiness Insider
3 weeks ago
Retirement

I'm retiring from my tech job at 31. A Coast FIRE lifestyle and side hustles will make me a millionaire in my 60s.

Elena Kodama plans to pursue a Coast FIRE lifestyle by quitting her software job to focus on family and part-time work.
more#side-hustle
#parenting
fromBuzzFeed
1 month ago
Parenting

We're Over 50. This Is The 1 Financial Decision That Saved Our Lives.

Maintaining frugality while raising children promotes financial independence for families in later stages of life.
from24/7 Wall St.
3 weeks ago
Parenting

I have a 32 year old daughter that refuses to move on and Dave Ramsey told me she's not going to listen

It's crucial for adult children to become financially independent, even with parental support.
fromBuzzFeed
1 month ago
Parenting

We're Over 50. This Is The 1 Financial Decision That Saved Our Lives.

Maintaining frugality while raising children promotes financial independence for families in later stages of life.
from24/7 Wall St.
3 weeks ago
Parenting

I have a 32 year old daughter that refuses to move on and Dave Ramsey told me she's not going to listen

It's crucial for adult children to become financially independent, even with parental support.
more#parenting
Social media marketing
fromBuzzFeed
4 weeks ago

I'm A 55-Year-Old Single Mom. Here's How I Became One Of The Most Popular Models On OnlyFans.

An ordinary mom considers joining OnlyFans for financial freedom after being inspired by a successful article.
#investing
fromIndependent
1 month ago
Retirement

Michael Houghton: 'From crypto to Christmas trees - five terrible investment decisions I made before reaching financial freedom'

Adopting the FIRE movement led to significant changes in saving and investing habits.
from24/7 Wall St.
1 month ago
Retirement

I Saved Over $3,000 Before Turning 20-What Should I Do with My Money?

A Reddit user under 20 saved $3,000 and seeks advice on how to best utilize it for a successful financial future.
fromIndependent
1 month ago
Retirement

Michael Houghton: 'From crypto to Christmas trees - five terrible investment decisions I made before reaching financial freedom'

Adopting the FIRE movement led to significant changes in saving and investing habits.
from24/7 Wall St.
1 month ago
Retirement

I Saved Over $3,000 Before Turning 20-What Should I Do with My Money?

A Reddit user under 20 saved $3,000 and seeks advice on how to best utilize it for a successful financial future.
more#investing
#work-life-balance
Retirement
from24/7 Wall St.
1 month ago

Burnt Out at Work: How I'm Stuck Between Financial Goals and Career Stress

Burnout affects many hardworking individuals, leading to stress and dissatisfaction with work and life.
from24/7 Wall St.
1 month ago
Retirement

Am I really saving time by doubling my income for early retirement at 38?

Ambitious young people may choose a high workload to achieve early retirement but must balance income growth with sustainability.
Retirement
from24/7 Wall St.
1 month ago

Burnt Out at Work: How I'm Stuck Between Financial Goals and Career Stress

Burnout affects many hardworking individuals, leading to stress and dissatisfaction with work and life.
from24/7 Wall St.
1 month ago
Retirement

Am I really saving time by doubling my income for early retirement at 38?

Ambitious young people may choose a high workload to achieve early retirement but must balance income growth with sustainability.
more#work-life-balance
Mental health
fromPsychology Today
1 month ago

Purpose Is a Birthright, Not a Luxury

Purpose is a mindset, not linked to financial success.
Youth and passion are key tools for finding meaning.
Financial independence isn't a requirement for living with purpose.
Remote teams
fromBusiness Insider
1 month ago

A millennial making $368,000 secretly working 3 remote jobs says he has no loyalty to his employers: 'They can let you go at any point'

Millennial earns $368,000 juggling three remote IT jobs, feeling no guilt for employer loyalty.
fromBustle
1 month ago
Mental health

Your Bank Account This Week, According To A Tarot Reader

This week's solar eclipse encourages independence and fresh financial ventures, advocating for a positive mindset despite challenges.
#retirement
Retirement
from24/7 Wall St.
2 months ago

Bored in retirement? I work with a guy who bags groceries for a living and his investment income is $200k a year

Retirees may face boredom, but there are fulfilling alternatives to full-time work.
Barista FIRE offers a way to stay engaged socially while supplementing income.
Retirement
from24/7 Wall St.
2 months ago

My dream has been to retire once my nest egg hit $5 million, but I love my job - should I just keep working?

Retirement isn't a necessity when you reach your financial goals, especially if you enjoy your job.
Retirement
from24/7 Wall St.
1 month ago

He makes $200K a year from investments but still bags groceries - should I keep a low stress side gig when I retire?

Many wealthy individuals choose low-stress jobs for fulfillment rather than necessity after achieving financial stability.
Retirement
from24/7 Wall St.
2 months ago

Bored in retirement? I work with a guy who bags groceries for a living and his investment income is $200k a year

Retirees may face boredom, but there are fulfilling alternatives to full-time work.
Barista FIRE offers a way to stay engaged socially while supplementing income.
Retirement
from24/7 Wall St.
2 months ago

My dream has been to retire once my nest egg hit $5 million, but I love my job - should I just keep working?

Retirement isn't a necessity when you reach your financial goals, especially if you enjoy your job.
Retirement
from24/7 Wall St.
1 month ago

He makes $200K a year from investments but still bags groceries - should I keep a low stress side gig when I retire?

Many wealthy individuals choose low-stress jobs for fulfillment rather than necessity after achieving financial stability.
more#retirement
Women in technology
fromEntrepreneur
2 months ago

Self-Made Millionaire Says Successful People Share 1 Quality | Entrepreneur

Candy Valentino's childhood experiences in her father's small business fueled her entrepreneurial journey and desire for financial independence.
Retirement
from24/7 Wall St.
2 months ago

Steve Harvey says "Real wealth is not about money. It's about freedom." 5 Steps to Take in Your Life Today

True wealth is defined by freedom, not just financial status.
Defining your ideal lifestyle is key to achieving happiness and freedom.
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