#social-security
#social-security

10 hours ago

Retirement

Your Retirement Will Probably Look Nothing Like Your Parents', According to the Northwestern Mutual 2025 Study

Dave Ramsey's Stealth Social Security Strategy May Not Work For You

Claiming Social Security at 62 permanently reduces monthly benefits, but early claiming can be financially advantageous only if invested effectively and comfortably.

How Social Security Benefit Cuts Should Change Your Retirement Planning

Social Security faces funding shortfalls by 2032, potentially requiring benefit cuts, so retirement planning should rely more on personal savings.

How a 64-Year-Old Couple Added $200,000 to Social Security by Delaying One Claim

Coordinating Social Security claiming ages, especially delayed retirement credits and survivor benefits, can change lifetime household income by six figures.

When Claiming Social Security at 62 Beats Waiting Until 70 in Real Dollars

Claiming Social Security earlier can outperform waiting to 70 when longevity is limited, benefits are reduced by claiming rules, or household circumstances change.

8 hours ago

The Allianz 2025 Annual Retirement Study Found That Financial Confidence Has Fallen 13 Points Since 2020

Financial confidence fell 13 points from 2020 to 2025, with Millennials and inflation-driven cost pressures driving the steepest declines.

10 hours ago

Your Retirement Will Probably Look Nothing Like Your Parents', According to the Northwestern Mutual 2025 Study

Most Americans expect retirement to differ from their parents', with longer retirements and weaker savings making planning and execution harder.

Dave Ramsey's Stealth Social Security Strategy May Not Work For You

Claiming Social Security at 62 permanently reduces monthly benefits, but early claiming can be financially advantageous only if invested effectively and comfortably.

How Social Security Benefit Cuts Should Change Your Retirement Planning

Social Security faces funding shortfalls by 2032, potentially requiring benefit cuts, so retirement planning should rely more on personal savings.

How a 64-Year-Old Couple Added $200,000 to Social Security by Delaying One Claim

Coordinating Social Security claiming ages, especially delayed retirement credits and survivor benefits, can change lifetime household income by six figures.

When Claiming Social Security at 62 Beats Waiting Until 70 in Real Dollars

Claiming Social Security earlier can outperform waiting to 70 when longevity is limited, benefits are reduced by claiming rules, or household circumstances change.

more#retirement-planning

9 hours ago

The Allianz Study Found That 67% of Americans Worry Social Security Won't Last Their Full Retirement

67% of Americans worry Social Security won’t last through full retirement, rising from 57% in 2024.

13 hours ago

64% of Americans Are More Afraid of Running Out of Money Than They Are of Dying, and the Allianz 2025 Retirement Study Explains Exactly Why

Most Americans fear running out of money more than death, driven mainly by inflation and uncertainty about Social Security support.

April Jobs Report Resets Social Security COLA Forecast

Inflation and economic indicators suggest 2027 Social Security COLA may be smaller than expected due to weak wage growth and declining consumer sentiment.

May Dates Social Security Recipients Need To Circle On Their Calendars

May CPI release on May 12, 2026 provides inflation data that influences Social Security COLA expectations and affects retirees’ purchasing power.

5 days ago

Nationwide Survey: Two-Thirds of Americans Think Tariffs Will Outpace Social Security COLA, How Retirees Can Fight Back

Tariffs-driven inflation can outpace annual Social Security COLA adjustments, eroding retirees’ purchasing power, especially for housing, healthcare, and food.

The Iran War Just Added Roughly Two Percentage Points to Your 2027 Social Security COLA Estimate. Here's the Math.

Seniors heavily depend on Social Security COLAs to maintain buying power, with inflation impacting future adjustments significantly.

A More Generous Social Security COLA Could Be on the Way. Here's What Might Stop It.

Social Security benefits may see a 3.2% COLA in 2027, but inflation trends will determine the final adjustment.

fromFast Company

Social Security COLA prediction for 2027 could mean bad news for seniors

Social Security's COLA may remain at 2.8% in 2027, raising average benefits by $56.69 amid rising living costs.

15 hours ago

April Jobs Report Resets Social Security COLA Forecast

Inflation and economic indicators suggest 2027 Social Security COLA may be smaller than expected due to weak wage growth and declining consumer sentiment.

May Dates Social Security Recipients Need To Circle On Their Calendars

May CPI release on May 12, 2026 provides inflation data that influences Social Security COLA expectations and affects retirees’ purchasing power.

5 days ago

Nationwide Survey: Two-Thirds of Americans Think Tariffs Will Outpace Social Security COLA, How Retirees Can Fight Back

Tariffs-driven inflation can outpace annual Social Security COLA adjustments, eroding retirees’ purchasing power, especially for housing, healthcare, and food.

The Iran War Just Added Roughly Two Percentage Points to Your 2027 Social Security COLA Estimate. Here's the Math.

Seniors heavily depend on Social Security COLAs to maintain buying power, with inflation impacting future adjustments significantly.

A More Generous Social Security COLA Could Be on the Way. Here's What Might Stop It.

Social Security benefits may see a 3.2% COLA in 2027, but inflation trends will determine the final adjustment.

fromFast Company

Social Security COLA prediction for 2027 could mean bad news for seniors

Social Security's COLA may remain at 2.8% in 2027, raising average benefits by $56.69 amid rising living costs.

Social Security's COLA Adds $50 a Month, But Medicare Premium Hikes Cut It Down

Social Security COLA increases can be largely offset by higher Medicare Part B premiums, reducing net monthly gains for many retirees.

#retirement-benefits

Retirement

There Is One Situation Where Claiming Social Security Benefits After FRA Almost Never Makes Sense

Retirement

Some Social Security Retirees Could Get $1,000 Extra Thanks to this Social Security Rule Change

Retirement

Some Retirees Get $5,181 Social Security Benefits. Here's How

Retirement

This is the Biggest Social Security Check Any Senior Will Get in 2026

Retirement

Some Retirees Get $5,181 a Month From Social Security While Others Get $1,200. Here's Why.

New Social Security Proposal Deals Higher Earners a Harsh Blow

Capping Social Security benefits for higher earners is proposed to address funding shortfalls, but its likelihood of passing is low.

There Is One Situation Where Claiming Social Security Benefits After FRA Almost Never Makes Sense

Spousal benefits usually should be claimed at full retirement age or sooner because delayed retirement credits don’t increase them after that point.

Some Social Security Retirees Could Get $1,000 Extra Thanks to this Social Security Rule Change

The Social Security Fairness Act repealed Windfall Elimination Provision and Government Pension Offset, potentially increasing monthly Social Security benefits for many public workers.

Some Retirees Get $5,181 Social Security Benefits. Here's How

The maximum Social Security benefit in 2026 is $5,181 per month, requiring a high salary for at least 35 years.

This is the Biggest Social Security Check Any Senior Will Get in 2026

The maximum Social Security benefit in 2026 is $5,181, significantly higher than the average benefit of $2,071.

Some Retirees Get $5,181 a Month From Social Security While Others Get $1,200. Here's Why.

Social Security benefits vary significantly based on earnings, work history, and claiming age, with three main factors influencing the amount received.

New Social Security Proposal Deals Higher Earners a Harsh Blow

Capping Social Security benefits for higher earners is proposed to address funding shortfalls, but its likelihood of passing is low.

more#retirement-benefits

#earnings-test

Retirement

The Social Security Earnings Test Retirees Get Wrong. And It Could Cost Them Thousands.

Why Workers Who Claim Early and Keep Working Recover Withheld Benefits at 67

With early-claim earnings test withholding, most withheld Social Security benefits are later credited back through ARF at Full Retirement Age, increasing the lifelong benefit.

How Part-Time Work at 64 Can Defer $13K in Social Security Benefits This Year

Social Security earnings test withholds benefits when earnings exceed limits before full retirement age, reducing cash flow temporarily but increasing later payments after recalculation.

4 days ago

Working While Collecting Social Security in 2026? The Earnings Test Could Cost You Thousands

Social Security earnings test withholds benefits for work before full retirement age, reducing expected income and potentially eliminating checks until benefits are recalculated at FRA.

The Social Security Earnings Test Retirees Get Wrong. And It Could Cost Them Thousands.

Earnings-test thresholds differ in the year someone reaches full retirement age, and only pre-FRA-month wages count, reducing or eliminating benefit withholding.

Why Workers Who Claim Early and Keep Working Recover Withheld Benefits at 67

With early-claim earnings test withholding, most withheld Social Security benefits are later credited back through ARF at Full Retirement Age, increasing the lifelong benefit.

How Part-Time Work at 64 Can Defer $13K in Social Security Benefits This Year

Social Security earnings test withholds benefits when earnings exceed limits before full retirement age, reducing cash flow temporarily but increasing later payments after recalculation.

4 days ago

Working While Collecting Social Security in 2026? The Earnings Test Could Cost You Thousands

Social Security earnings test withholds benefits for work before full retirement age, reducing expected income and potentially eliminating checks until benefits are recalculated at FRA.

What Will Actually Happen to Your Social Security If the Trust Fund Runs Dry?

Social Security trust fund depletion would not eliminate benefits; it would reduce payments to levels supported by ongoing payroll taxes.

These Americans Thought They Could Retire. Then They Checked Their Bank Accounts.

Retirement is increasingly unaffordable, forcing many Americans to return to work when savings fail to keep up with inflation.

Retirement

Working Past 70 Does Not Grow Your Social Security Check -- Or Does It?

Retirement

The Social Security Tax Torpedo: How One IRA Withdrawal Can Cost $5,000

Social Security Cuts Inch Closer to Reality as Lawmakers Weigh Options

Social Security faces funding challenges as baby boomers retire, risking benefit cuts by 2032 without legislative solutions.

fromwww.housingwire.com

Retirement

Bill targets Social Security earnings limits as retirement trends shift

fromPsychology Today

The Historic Transformation of Retirement

A new model of retirement emphasizes active engagement and personal definition, with many choosing to work post-career.

fromEntrepreneur

These Americans Thought They Could Retire. Then They Checked Their Bank Accounts.

Retirement is increasingly unaffordable, forcing many Americans to return to work when savings fail to keep up with inflation.

Working Past 70 Does Not Grow Your Social Security Check -- Or Does It?

Age 70 is the latest to claim Social Security benefits, as delayed retirement credits stop accruing, but working past 70 can still increase benefits.

The Social Security Tax Torpedo: How One IRA Withdrawal Can Cost $5,000

IRA withdrawals can unexpectedly increase tax liabilities for retirees by pushing Social Security benefits into taxable income.

Social Security Cuts Inch Closer to Reality as Lawmakers Weigh Options

Social Security faces funding challenges as baby boomers retire, risking benefit cuts by 2032 without legislative solutions.

fromwww.housingwire.com

Bill targets Social Security earnings limits as retirement trends shift

A proposal to eliminate the Social Security retirement earnings test aims to support working retirees without penalizing their benefits.

fromPsychology Today

The Historic Transformation of Retirement

A new model of retirement emphasizes active engagement and personal definition, with many choosing to work post-career.

The Age 60 Rule That Could Cost a Widow $702,000 in Social Security Benefits

Remarrying before age 60 ends survivor benefits; remarrying at or after 60 preserves them for life, potentially affecting hundreds of thousands of dollars.

The Survivor Benefit Mistake That Costs Widows $912 Monthly for Life

Filing survivor benefits at age 60 permanently reduces monthly payments and can cost surviving spouses hundreds of thousands over a lifetime.

Retirement

Think You Can't Get Paid From Social Security Before 62? Here's a Scenario Where You Could Start Getting Checks in Your 40s

The Age 60 Rule That Could Cost a Widow $702,000 in Social Security Benefits

Remarrying before age 60 ends survivor benefits; remarrying at or after 60 preserves them for life, potentially affecting hundreds of thousands of dollars.

The Survivor Benefit Mistake That Costs Widows $912 Monthly for Life

Filing survivor benefits at age 60 permanently reduces monthly payments and can cost surviving spouses hundreds of thousands over a lifetime.

Think You Can't Get Paid From Social Security Before 62? Here's a Scenario Where You Could Start Getting Checks in Your 40s

Social Security provides benefits for retirees, disabled individuals, and survivors of deceased spouses, with specific eligibility criteria based on age and circumstances.

more#survivor-benefits

The Spousal Benefit That Triples a Stay-at-Home Parent's Social Security to $1,400 a Month at 67

Spousal benefits can raise a lower earner’s Social Security payment to up to 50% of the higher earner’s full retirement age benefit, often by over $1,000 monthly.

Divorced After 12 Years? You Can Claim Half Your Ex's Social Security Without His Knowledge

Divorced spouses can claim spousal benefits on an ex’s record without the ex filing, potentially increasing lifetime income if eligibility and timing are met.

US Elections

fromFortune

4 days ago

Ted Cruz says the quiet part out loud: Trump accounts are Social Security personal accounts as GOP senator reveals 'dirty little secret' | Fortune

Trump accounts function as Social Security personal accounts tied to tax-advantaged child savings, aiming to shift future payroll taxes toward private investment growth.

I'm Retiring With $300,000. Will It Last 25 Years?

A $300,000 retirement savings can last if withdrawals are managed conservatively, particularly following the 4% rule.

fromEntrepreneur

How Much Do You Really Need to Retire? This Is the 'Magic Number,' According to Americans

The ideal retirement savings target in the U.S. has risen to $1.46 million, influenced by inflation and life expectancy concerns.

I'm Retiring With $300,000. Will It Last 25 Years?

A $300,000 retirement savings can last if withdrawals are managed conservatively, particularly following the 4% rule.

fromEntrepreneur

How Much Do You Really Need to Retire? This Is the 'Magic Number,' According to Americans

The ideal retirement savings target in the U.S. has risen to $1.46 million, influenced by inflation and life expectancy concerns.

more#retirement-savings

Social Security Is Taxed in These 8 States in 2026. The Other 42 Don't Touch It.

The One Big Beautiful Bill Act provides a $6,000 senior tax deduction, reducing federal taxes on Social Security benefits for many seniors.

Social Security Tax Reprieve Has a Shocking Cost for Retirees

New tax deduction for seniors reduces Social Security taxes, but higher earners may still be taxed and the deduction expires after 2028.

Social Security Is Taxed in These 8 States in 2026. The Other 42 Don't Touch It.

The One Big Beautiful Bill Act provides a $6,000 senior tax deduction, reducing federal taxes on Social Security benefits for many seniors.

Social Security Tax Reprieve Has a Shocking Cost for Retirees

New tax deduction for seniors reduces Social Security taxes, but higher earners may still be taxed and the deduction expires after 2028.

Trump performs 'the weave' & attacks trans people at Florida retirement community

Trump's speech in The Villages combined economic promises for seniors with attacks on transgender Americans and a mix of personal anecdotes.

A $360,000 Portfolio That Quietly Pays You More Than the Average Social Security Check

Investing $360,000 at varying yields can replace or exceed Social Security income, with higher yields requiring less capital but more risk.

Fed's Rate Freeze Could Sting for Social Security Recipients

The Federal Reserve's decision to hold interest rates steady impacts Social Security recipients by maintaining high borrowing costs.

Interest Rate Pause Leaves Social Security Unchanged-but Could Shape Future COLAs

The Federal Reserve's interest rate decisions do not directly affect Social Security benefits or their cost-of-living adjustments.

How the Fed's Interest Rate Decision Will Impact Your Social Security Checks This Month

The Federal Reserve's decision to hold interest rates steady impacts Social Security recipients' finances, preserving savings returns but increasing borrowing costs.

Fed Holds Interest Rates Steady: What It Means for Your Social Security COLA

Elevated borrowing rates hinder consumers, and the Fed's interest rate decisions impact Social Security COLAs indirectly through inflation.

Inflation Boost Prompts Fed Rate Pause: Here's Why Social Security Recipients Lose Out

The Federal Reserve's decision to pause interest rate cuts negatively impacts Social Security recipients by keeping borrowing costs high amid rising inflation.

Fed's Rate Freeze Could Sting for Social Security Recipients

The Federal Reserve's decision to hold interest rates steady impacts Social Security recipients by maintaining high borrowing costs.

Interest Rate Pause Leaves Social Security Unchanged-but Could Shape Future COLAs

The Federal Reserve's interest rate decisions do not directly affect Social Security benefits or their cost-of-living adjustments.

How the Fed's Interest Rate Decision Will Impact Your Social Security Checks This Month

The Federal Reserve's decision to hold interest rates steady impacts Social Security recipients' finances, preserving savings returns but increasing borrowing costs.

Fed Holds Interest Rates Steady: What It Means for Your Social Security COLA

Elevated borrowing rates hinder consumers, and the Fed's interest rate decisions impact Social Security COLAs indirectly through inflation.

Inflation Boost Prompts Fed Rate Pause: Here's Why Social Security Recipients Lose Out

The Federal Reserve's decision to pause interest rate cuts negatively impacts Social Security recipients by keeping borrowing costs high amid rising inflation.

Healthcare

Trump Says He Wanted No Part of Dr. Oz's Medicare Talk: I Don't Care You Work Out the Details'

US politics

fromwww.mediaite.com

I'm Hotter': Trump Says He Did Dr. Phil a Favor Appearing on His Show Then Brings Him Onstage

Trump appeared on Dr. Phil's show, claiming he was doing a favor and boasting about his popularity ahead of the 2024 election.

fromwww.mediaite.com

Healthcare

Trump Says He Wanted No Part of Dr. Oz's Medicare Talk: I Don't Care You Work Out the Details'

US politics

fromwww.mediaite.com

I'm Hotter': Trump Says He Did Dr. Phil a Favor Appearing on His Show Then Brings Him Onstage

Trump appeared on Dr. Phil's show, claiming he was doing a favor and boasting about his popularity ahead of the 2024 election.

Trump Describes Cognitive Test He Took: They Say, Which One Is the Bear?'

Trump claimed to have taken cognitive tests, boasting about their difficulty and his results, while promoting a tax exemption for Social Security benefits.

Social Security Benefit Cuts Are Coming -- and President Trump Shoulders Some of the Blame

Social Security faces imminent benefit cuts due to a shrinking worker-to-retiree ratio and trust fund depletion projected for the early 2030s.

How Close Is Social Security to Benefit Cuts? Why the Timeline Just Changed

Social Security faces potential benefit cuts due to an impending depletion of the OASI Trust Fund by 2032.

Social Security's Funding Problem Just Got $169 Billion Worse

Social Security faces potential benefit cuts due to funding shortages and recent legislative changes affecting tax revenue.

Social Security Benefit Cuts Are Coming -- and President Trump Shoulders Some of the Blame

Social Security faces imminent benefit cuts due to a shrinking worker-to-retiree ratio and trust fund depletion projected for the early 2030s.

How Close Is Social Security to Benefit Cuts? Why the Timeline Just Changed

Social Security faces potential benefit cuts due to an impending depletion of the OASI Trust Fund by 2032.

Social Security's Funding Problem Just Got $169 Billion Worse

Social Security faces potential benefit cuts due to funding shortages and recent legislative changes affecting tax revenue.

Social Security Staffing Overhaul Has Staggering Repercussions

Staffing cuts at the Social Security Administration are leading to increased wait times and potential delays in benefit claims for older Americans.

The Great Trade-Off: Will Your Social Security Tax Cut Be Swallowed by 2026 Tariffs?

Social Security benefits are effectively reduced by new tariffs, offsetting tax cuts for retirees.

Europe news

fromwww.dw.com

Greek police hunt for alleged 89-year-old shooter on the run

An 89-year-old gunman opened fire at a social security office and courthouse in Athens, wounding several individuals.

Experts point out big problems with Social Security fix

Social Security faces financial issues, and a proposed bipartisan solution involving borrowing and investing has drawn significant criticism from experts.

The Survivor Penalty: How Losing a Spouse Cuts Monthly Social Security Income by $500 to $1,200 Overnight

Surviving spouses face significant income loss and unchanged expenses after a partner's death, leading to financial strain and tax implications.

fromFortune

What happens if nothing is done to fix Social Security by 2032? | Fortune

Social Security is approaching a funding shortfall that could significantly impact millions of Americans if Congress does not take action.

Self-Employed Workers Face 12.4% Social Security Tax Hit in 2026. Here's How to Cut It

Self-employed individuals face a 15.3% self-employment tax, significantly higher than W-2 workers due to covering both employee and employer portions.

Teachers, Firefighters, and Federal Employees: Your Social Security Benefits Just Got Bigger

The Social Security Fairness Act eliminated provisions that reduced benefits for earners with non-covered pensions, affecting many retirees.

Dave Ramsey's Advice to Take Social Security at 62

Claiming Social Security early and investing can potentially yield better returns than delaying benefits for increased monthly payments.

France news

fromThe Local France

France makes reusable period products free for young women

France's social security will reimburse reusable menstrual products for women under 26 or in poverty, aiding 6.7 million people.

Social Security Benefit Cut Timeline: What Workers Today Need to Know

Social Security faces a financial shortfall, with potential benefit cuts expected as early as 2032 due to reduced revenue from tax deductions.

UK politics

fromwww.theguardian.com

Starmer rejects accusation Labour is complacent' on defence funding

Keir Starmer disagrees with George Robertson's views on defence funding, asserting that defence spending is increasing and addressing both defence and social security.

Did Taxes on Social Security Actually Go Away? Here's the Real Story

Most seniors now avoid taxes on Social Security benefits due to a new deduction, but taxes still exist for higher earners.

The Social Security COLA is Shaping Up To Be a Good News/Bad News Scenario

Social Security benefits include annual Cost of Living Adjustments (COLA) to protect retirees from inflation, with projections for 2027 indicating potential increases.

Social Security COLA Watch: Here's How the Latest CPI Data Could Impact Next Year's Raise

Higher gas prices impact overall costs, potentially leading to increased Social Security COLA adjustments for seniors.

How a 401(k) Helps Your Social Security Benefits Go Further

Maximizing Social Security benefits is crucial, and a 401(k) can provide the flexibility to delay claiming for higher payouts.

Retirees With Over $800,000 in a Traditional 401(k) Are Being Warned About This Social Security Clawback

Traditional 401(k) balances can lead to significant tax implications for retirees, affecting Social Security benefits and Medicare premiums.

How a 401(k) Helps Your Social Security Benefits Go Further

Maximizing Social Security benefits is crucial, and a 401(k) can provide the flexibility to delay claiming for higher payouts.

Retirees With Over $800,000 in a Traditional 401(k) Are Being Warned About This Social Security Clawback

Traditional 401(k) balances can lead to significant tax implications for retirees, affecting Social Security benefits and Medicare premiums.

Social Security Trust Fund to Run Dry in 2032: Just 6 Years From Now

Social Security's trust fund is projected to run out of money by 2032, necessitating benefit cuts or tax increases.

2027's Social Security COLA Could Surpass 2026's. The Reason Why Isn't a Good One

Inflation significantly impacts retirement budgets, but Social Security benefits include annual cost-of-living adjustments to help mitigate these effects.

A 64-Year-Old Couple Faces $22,000 in Health Insurance Costs. Who Wins the Retire Now vs. 10 Months Debate?

Health insurance costs significantly increase at age 64, making early retirement financially challenging due to high premiums.

The next generation of senators has a ticking time bomb in their lap: Social Security's insolvency, without a plan for national debt | Fortune

Social Security and Medicare face imminent funding crises, with deadlines for Congress to address these issues approaching rapidly.

fromThe Oaklandside

East Bay (California)

Immigrant seniors are losing medicare coverage despite paying for it

fromFortune

The next generation of senators has a ticking time bomb in their lap: Social Security's insolvency, without a plan for national debt | Fortune

Social Security and Medicare face imminent funding crises, with deadlines for Congress to address these issues approaching rapidly.

fromThe Oaklandside

East Bay (California)

Immigrant seniors are losing medicare coverage despite paying for it

The Art of the (New) Deal

Art and architecture were used by the New Deal to communicate political ideas and reshape the social contract in America.

Non-profit organizations

fromTruthout

DOGE Attacks on Social Security Have Left Millions in the Lurch

The Social Security Administration's efficiency issues are worsening, negatively impacting disabled and aging Americans' access to benefits.

#trump-administration

SF politics

This Trump Administration Move May Cause Lasting Damage to Social Security

The Trump Administration's staffing cuts at the Social Security Administration may lead to long-lasting damage to the Social Security benefits program.

These 5 Trump Administration Changes are Hurting Social Security Retirees

The Trump Administration made changes to Social Security that negatively impact retirees despite pledging not to cut benefits.

SF politics

This Trump Administration Move May Cause Lasting Damage to Social Security

The Trump Administration's staffing cuts at the Social Security Administration may lead to long-lasting damage to the Social Security benefits program.

more#trump-administration

These 5 Trump Administration Changes are Hurting Social Security Retirees

The Trump Administration made changes to Social Security that negatively impact retirees despite pledging not to cut benefits.