#social-security
#social-security

Retirement confidence declines as worries grow over rising costs

Many retirees and workers are concerned about the future of the U.S. retirement system and the impact of rising costs on retirement planning.

Retirement

How much money do you need to supplement your Social Security Check?

This is the Average Social Security Benefit at Every Age

Social Security benefits typically replace only 40% of pre-retirement income, necessitating additional savings for a comfortable retirement.

My wife wants us to retire at 65 to get Medicare. But I want to retire now at 62 so we can enjoy life. Who is right?

Health insurance costs significantly impact retirement decisions, especially for couples retiring before Medicare eligibility at age 65.

Social Security Full Retirement Age Could Increase From 67. Here's Who Gets Hurt the Most

Social Security's full retirement age may be raised to prevent funding shortfalls, impacting younger workers the most.

3 days ago

Worry About Yourself Before the Grandkids, Wes Moss Advises

Donna should prioritize her retirement savings over setting up custodial accounts for her grandchildren.

4 days ago

Retirement confidence declines as worries grow over rising costs

Many retirees and workers are concerned about the future of the U.S. retirement system and the impact of rising costs on retirement planning.

How much money do you need to supplement your Social Security Check?

Social Security benefits should not be the sole income source for seniors; additional funds are necessary for a comfortable retirement.

This is the Average Social Security Benefit at Every Age

Social Security benefits typically replace only 40% of pre-retirement income, necessitating additional savings for a comfortable retirement.

My wife wants us to retire at 65 to get Medicare. But I want to retire now at 62 so we can enjoy life. Who is right?

Health insurance costs significantly impact retirement decisions, especially for couples retiring before Medicare eligibility at age 65.

Social Security Full Retirement Age Could Increase From 67. Here's Who Gets Hurt the Most

Social Security's full retirement age may be raised to prevent funding shortfalls, impacting younger workers the most.

more#retirement-planning

#retirement-benefits

4 days ago

Retirement

Some Retirees Get $5,181 Social Security Benefits. Here's How

Retirement

This is the Biggest Social Security Check Any Senior Will Get in 2026

Retirement

Some Retirees Get $5,181 a Month From Social Security While Others Get $1,200. Here's Why.

New Social Security Proposal Deals Higher Earners a Harsh Blow

Capping Social Security benefits for higher earners is proposed to address funding shortfalls, but its likelihood of passing is low.

Here Are the Maximum Social Security Benefits at Ages 62, 67 and 70 in 2026 and How to Get Closer to Them

The gap between average Social Security benefits and maximum benefits is significant, influenced by lifetime earnings and claiming age decisions.

Social Security's Dire Timeline Just Changed. Here's the Latest.

Social Security faces accelerated benefit cuts, with the trust fund depletion now projected for 2032 instead of 2033, forcing a 23% reduction in scheduled benefits for retirees dependent solely on these payments.

4 days ago

Some Retirees Get $5,181 Social Security Benefits. Here's How

The maximum Social Security benefit in 2026 is $5,181 per month, requiring a high salary for at least 35 years.

This is the Biggest Social Security Check Any Senior Will Get in 2026

The maximum Social Security benefit in 2026 is $5,181, significantly higher than the average benefit of $2,071.

Some Retirees Get $5,181 a Month From Social Security While Others Get $1,200. Here's Why.

Social Security benefits vary significantly based on earnings, work history, and claiming age, with three main factors influencing the amount received.

New Social Security Proposal Deals Higher Earners a Harsh Blow

Capping Social Security benefits for higher earners is proposed to address funding shortfalls, but its likelihood of passing is low.

Here Are the Maximum Social Security Benefits at Ages 62, 67 and 70 in 2026 and How to Get Closer to Them

The gap between average Social Security benefits and maximum benefits is significant, influenced by lifetime earnings and claiming age decisions.

Social Security's Dire Timeline Just Changed. Here's the Latest.

more#retirement-benefits

5 days ago

Experts point out big problems with Social Security fix

Social Security faces financial issues, and a proposed bipartisan solution involving borrowing and investing has drawn significant criticism from experts.

5 days ago

The Survivor Penalty: How Losing a Spouse Cuts Monthly Social Security Income by $500 to $1,200 Overnight

Surviving spouses face significant income loss and unchanged expenses after a partner's death, leading to financial strain and tax implications.

6 days ago

What happens if nothing is done to fix Social Security by 2032? | Fortune

Social Security is approaching a funding shortfall that could significantly impact millions of Americans if Congress does not take action.

Self-Employed Workers Face 12.4% Social Security Tax Hit in 2026. Here's How to Cut It

Self-employed individuals face a 15.3% self-employment tax, significantly higher than W-2 workers due to covering both employee and employer portions.

Teachers, Firefighters, and Federal Employees: Your Social Security Benefits Just Got Bigger

The Social Security Fairness Act eliminated provisions that reduced benefits for earners with non-covered pensions, affecting many retirees.

How Close Is Social Security to Benefit Cuts? Why the Timeline Just Changed

Social Security faces potential benefit cuts due to an impending depletion of the OASI Trust Fund by 2032.

Retirement

Social Security's Funding Problem Just Got $169 Billion Worse

How Close Is Social Security to Benefit Cuts? Why the Timeline Just Changed

Social Security faces potential benefit cuts due to an impending depletion of the OASI Trust Fund by 2032.

Social Security's Funding Problem Just Got $169 Billion Worse

Social Security faces potential benefit cuts due to funding shortages and recent legislative changes affecting tax revenue.

The Historic Transformation of Retirement

A new model of retirement emphasizes active engagement and personal definition, with many choosing to work post-career.

How to Avoid Social Security's Most Hated Trap

Many retirees face taxes on Social Security benefits, which can feel like double taxation due to low income thresholds.

Retirement

Retirees Who Work While on Social Security Face Financial Shock

Retirement

Social Security's Trust Fund Runs Dry in 2032 and the Automatic Cuts Would Cost a Typical Couple $18,400 a Year

Social Security is 6 Years Away from a Major Change You Should Be Saving For

Social Security is projected to face substantial benefit cuts by 2032 due to the exhaustion of the OASI trust fund.

Is Social Security Really Going to Cut Benefits? Here's the 1 Thing to Know

Social Security benefit cuts are not inevitable, as lawmakers have historically found solutions to maintain scheduled benefits.

fromPsychology Today

The Historic Transformation of Retirement

A new model of retirement emphasizes active engagement and personal definition, with many choosing to work post-career.

How to Avoid Social Security's Most Hated Trap

Many retirees face taxes on Social Security benefits, which can feel like double taxation due to low income thresholds.

Retirees Who Work While on Social Security Face Financial Shock

Supplementing Social Security benefits with part-time work may be necessary due to low average monthly benefits.

Social Security's Trust Fund Runs Dry in 2032 and the Automatic Cuts Would Cost a Typical Couple $18,400 a Year

Social Security is projected to run out of funds by 2032, leading to significant benefit cuts for retirees.

Social Security is 6 Years Away from a Major Change You Should Be Saving For

Social Security is projected to face substantial benefit cuts by 2032 due to the exhaustion of the OASI trust fund.

Is Social Security Really Going to Cut Benefits? Here's the 1 Thing to Know

Social Security benefit cuts are not inevitable, as lawmakers have historically found solutions to maintain scheduled benefits.

Retirement

A More Generous Social Security COLA Could Be on the Way. Here's What Might Stop It.

fromFast Company

Retirement

Social Security COLA prediction for 2027 could mean bad news for seniors

Retirement

Social Security's 2027 COLA May Be Higher Than Expected

Retirement

Why the 2027 Social Security COLA Could Be Eaten by Medicare Premiums Again

Retirement

Social Security's 2027 COLA Estimate: Why Retirees Won't Be Happy

Retirement

The 2026 COLA Is Three Months In. Here Is Whether It Is Still Keeping Up With Inflation.

A More Generous Social Security COLA Could Be on the Way. Here's What Might Stop It.

Social Security benefits may see a 3.2% COLA in 2027, but inflation trends will determine the final adjustment.

fromFast Company

Social Security COLA prediction for 2027 could mean bad news for seniors

Social Security's COLA may remain at 2.8% in 2027, raising average benefits by $56.69 amid rising living costs.

Social Security's 2027 COLA May Be Higher Than Expected

Social Security COLAs are crucial for beneficiaries, with projections indicating a potential 2.8% increase for 2027, influenced by rising costs.

Why the 2027 Social Security COLA Could Be Eaten by Medicare Premiums Again

Social Security COLA for 2027 is projected at 2.8%, but rising Medicare costs may significantly reduce actual benefits for seniors.

Social Security's 2027 COLA Estimate: Why Retirees Won't Be Happy

Social Security COLAs are inadequate for retirees due to reliance on the CPI-W, which does not reflect their spending patterns.

The 2026 COLA Is Three Months In. Here Is Whether It Is Still Keeping Up With Inflation.

The 2026 Social Security COLA increase of 2.8% is overshadowed by rising costs, particularly due to increased Medicare premiums and inflation pressures.

Dave Ramsey's Advice to Take Social Security at 62

Claiming Social Security early and investing can potentially yield better returns than delaying benefits for increased monthly payments.

France news

fromThe Local France

France makes reusable period products free for young women

France's social security will reimburse reusable menstrual products for women under 26 or in poverty, aiding 6.7 million people.

Social Security Benefit Cut Timeline: What Workers Today Need to Know

Social Security faces a financial shortfall, with potential benefit cuts expected as early as 2032 due to reduced revenue from tax deductions.

UK politics

fromwww.theguardian.com

Starmer rejects accusation Labour is complacent' on defence funding

Keir Starmer disagrees with George Robertson's views on defence funding, asserting that defence spending is increasing and addressing both defence and social security.

#cost-of-living-adjustment

Did Taxes on Social Security Actually Go Away? Here's the Real Story

Most seniors now avoid taxes on Social Security benefits due to a new deduction, but taxes still exist for higher earners.

The Social Security COLA is Shaping Up To Be a Good News/Bad News Scenario

Social Security benefits include annual Cost of Living Adjustments (COLA) to protect retirees from inflation, with projections for 2027 indicating potential increases.

Retirement

The 2027 Social Security COLA Is Probably Going To Be Higher Next Year For a Troubling Reason

The Social Security COLA is Shaping Up To Be a Good News/Bad News Scenario

Social Security benefits include annual Cost of Living Adjustments (COLA) to protect retirees from inflation, with projections for 2027 indicating potential increases.

more#cost-of-living-adjustment

The 2027 Social Security COLA Is Probably Going To Be Higher Next Year For a Troubling Reason

The Social Security COLA is essential for retirees to maintain financial security amid inflation.

Social Security COLA Watch: Here's How the Latest CPI Data Could Impact Next Year's Raise

Higher gas prices impact overall costs, potentially leading to increased Social Security COLA adjustments for seniors.

How a 401(k) Helps Your Social Security Benefits Go Further

Maximizing Social Security benefits is crucial, and a 401(k) can provide the flexibility to delay claiming for higher payouts.

Retirees With Over $800,000 in a Traditional 401(k) Are Being Warned About This Social Security Clawback

Traditional 401(k) balances can lead to significant tax implications for retirees, affecting Social Security benefits and Medicare premiums.

The Hidden 401(k) Tax Bomb Waiting for Anyone Who Retires With Over $1 Million

Surviving spouses face significantly higher tax burdens due to changes in filing status and RMDs after the death of a partner.

The $3 Million 401(k) Problem High Earners Don't See Coming

Required minimum distributions from a 401(k) can create significant tax burdens for high earners starting at age 73.

How a 401(k) Helps Your Social Security Benefits Go Further

Maximizing Social Security benefits is crucial, and a 401(k) can provide the flexibility to delay claiming for higher payouts.

Retirees With Over $800,000 in a Traditional 401(k) Are Being Warned About This Social Security Clawback

Traditional 401(k) balances can lead to significant tax implications for retirees, affecting Social Security benefits and Medicare premiums.

The Hidden 401(k) Tax Bomb Waiting for Anyone Who Retires With Over $1 Million

Surviving spouses face significantly higher tax burdens due to changes in filing status and RMDs after the death of a partner.

The $3 Million 401(k) Problem High Earners Don't See Coming

Required minimum distributions from a 401(k) can create significant tax burdens for high earners starting at age 73.

Social Security Trust Fund to Run Dry in 2032: Just 6 Years From Now

Social Security's trust fund is projected to run out of money by 2032, necessitating benefit cuts or tax increases.

2027's Social Security COLA Could Surpass 2026's. The Reason Why Isn't a Good One

Inflation significantly impacts retirement budgets, but Social Security benefits include annual cost-of-living adjustments to help mitigate these effects.

The Latest Inflation Report Is Out. Here Is What It Means for Your Social Security Check Right Now.

Retirees face financial strain as inflation in essential categories outpaces Social Security COLA adjustments.

2027's Social Security COLA Could Surpass 2026's. The Reason Why Isn't a Good One

Inflation significantly impacts retirement budgets, but Social Security benefits include annual cost-of-living adjustments to help mitigate these effects.

The Latest Inflation Report Is Out. Here Is What It Means for Your Social Security Check Right Now.

Retirees face financial strain as inflation in essential categories outpaces Social Security COLA adjustments.

A 64-Year-Old Couple Faces $22,000 in Health Insurance Costs. Who Wins the Retire Now vs. 10 Months Debate?

Health insurance costs significantly increase at age 64, making early retirement financially challenging due to high premiums.

The next generation of senators has a ticking time bomb in their lap: Social Security's insolvency, without a plan for national debt | Fortune

Social Security and Medicare face imminent funding crises, with deadlines for Congress to address these issues approaching rapidly.

fromThe Oaklandside

East Bay (California)

Immigrant seniors are losing medicare coverage despite paying for it

fromThe Washington Post

US news

Retirees receive six times as much in federal dollars as young people

Healthcare

Medicare Just Ate Your Raise Again. Could 2027 Be Even Worse for Retirees?

The 2026 Medicare Part B premium increased to $202.90, impacting retirees' net income despite a Social Security cost-of-living adjustment.

The next generation of senators has a ticking time bomb in their lap: Social Security's insolvency, without a plan for national debt | Fortune

Social Security and Medicare face imminent funding crises, with deadlines for Congress to address these issues approaching rapidly.

fromThe Oaklandside

East Bay (California)

Immigrant seniors are losing medicare coverage despite paying for it

fromThe Washington Post

US news

Retirees receive six times as much in federal dollars as young people

Healthcare

Medicare Just Ate Your Raise Again. Could 2027 Be Even Worse for Retirees?

The 2026 Medicare Part B premium increased to $202.90, impacting retirees' net income despite a Social Security cost-of-living adjustment.

The Art of the (New) Deal

Art and architecture were used by the New Deal to communicate political ideas and reshape the social contract in America.

How Much Do You Really Need to Retire? This Is the 'Magic Number,' According to Americans

The ideal retirement savings target in the U.S. has risen to $1.46 million, influenced by inflation and life expectancy concerns.

What it takes to retire comfortably in America: Nearly $1.5 million, Northwestern Mutual says | Fortune

Americans believe they need $1.5 million to retire comfortably, a significant increase from previous years, highlighting a growing retirement savings gap.

What Retirement Really Looks Like With $3 Million in Savings

A $3 million retirement portfolio can provide a comfortable annual income of around $156,000, depending on various factors.

fromBusiness Insider

Retirement

Trump unveiled a plan to match retirement savings up to $1,000. Here's what Americans need to know.

Trump proposes federal government matching up to $1,000 annually in retirement savings for 40+ million private-sector workers without employer-sponsored plans.

fromEntrepreneur

How Much Do You Really Need to Retire? This Is the 'Magic Number,' According to Americans

The ideal retirement savings target in the U.S. has risen to $1.46 million, influenced by inflation and life expectancy concerns.

What it takes to retire comfortably in America: Nearly $1.5 million, Northwestern Mutual says | Fortune

Americans believe they need $1.5 million to retire comfortably, a significant increase from previous years, highlighting a growing retirement savings gap.

What Retirement Really Looks Like With $3 Million in Savings

A $3 million retirement portfolio can provide a comfortable annual income of around $156,000, depending on various factors.

fromBusiness Insider

Retirement

Trump unveiled a plan to match retirement savings up to $1,000. Here's what Americans need to know.

more#retirement-savings

Non-profit organizations

fromTruthout

DOGE Attacks on Social Security Have Left Millions in the Lurch

The Social Security Administration's efficiency issues are worsening, negatively impacting disabled and aging Americans' access to benefits.

#trump-administration

SF politics

This Trump Administration Move May Cause Lasting Damage to Social Security

The Trump Administration's staffing cuts at the Social Security Administration may lead to long-lasting damage to the Social Security benefits program.

These 5 Trump Administration Changes are Hurting Social Security Retirees

The Trump Administration made changes to Social Security that negatively impact retirees despite pledging not to cut benefits.

SF politics

This Trump Administration Move May Cause Lasting Damage to Social Security

The Trump Administration's staffing cuts at the Social Security Administration may lead to long-lasting damage to the Social Security benefits program.

more#trump-administration

These 5 Trump Administration Changes are Hurting Social Security Retirees

The Trump Administration made changes to Social Security that negatively impact retirees despite pledging not to cut benefits.

Social Security Issues Major Warning to Retirees

Retirees must be vigilant against increasing government impostor scams targeting their Social Security information.

3 Ways To Avoid Paying Taxes On Your Social Security Benefits

Social Security benefits may be taxed based on combined income, with low thresholds that haven't adjusted for inflation.

fromwww.businessinsider.com

The ghost of DOGE is still haunting Social Security

Social Security faces a staffing crisis and budget cuts, impacting 74 million Americans relying on benefits amid rising demand and employee burnout.

BlackRock CEO suggests Social Security fix

Social Security's trust fund faces financial instability, with proposals like Larry Fink's suggesting a new investment fund to supplement it.

Policy turmoil, fiscal uncertainty cause retirement hesitation

Policy uncertainty significantly impacts economic activity and household financial decisions, particularly for near-retirees and retirees.

Here's exactly what Social security retirees need to do to qualify for the new tax deduction

The One Big Beautiful Bill Act introduces a new tax deduction for retirees, reducing taxable income and potentially lowering taxes on Social Security benefits.

New $6,000 Senior Deduction Has Hidden Social Security Consequence

A new $6,000 senior tax deduction may exempt many retirees from taxes on Social Security benefits but risks reducing Social Security revenue.

Here's exactly what Social security retirees need to do to qualify for the new tax deduction

The One Big Beautiful Bill Act introduces a new tax deduction for retirees, reducing taxable income and potentially lowering taxes on Social Security benefits.

New $6,000 Senior Deduction Has Hidden Social Security Consequence

A new $6,000 senior tax deduction may exempt many retirees from taxes on Social Security benefits but risks reducing Social Security revenue.

Social Security change capping benefits payments at $50,000 a year: Experts' solution to the SSA going broke in 7 years

Capping Social Security payouts at $100,000 for couples aims to prevent insolvency by 2033.

Six-figure limit' aims to halt Social Security trust fund insolvency

Social Security should focus on providing a base retirement income rather than large payouts to wealthy individuals.

Social Security insolvency: How a 'six figure cap' to flatten benefits for the ultra-wealthy could buy the program 7 critical years | Fortune

Social Security faces imminent insolvency, risking significant benefit cuts for millions of elderly Americans within seven years.

fromABC7 San Francisco

Is there really no tax on tips, overtime, and Social Security? Here's what to know

The new tax law offers potential benefits, but many conditions and income thresholds affect actual tax liabilities for seniors and others.

Suze Orman Is Right About Social Security and Dave Ramsey Is Missing the Point

Suze Orman advocates for claiming Social Security at 70 for maximum lifetime benefits, while Dave Ramsey recommends claiming at 62 for immediate access.

The Fed Just Paused Rates. Here's How Retirees on Social Security May Be Impacted

The Federal Reserve's decision to hold interest rates steady impacts consumer borrowing costs and may indirectly affect Social Security COLAs.

3 Social Security Rules All Married Retirees Need to Understand After the WEP and GPO Repeal

The Social Security Fairness Act repealed provisions that reduced benefits for public employees, significantly impacting spousal benefits and survivor benefits.

What Is Really Destroying Social Security and What Congress Could Actually Do to Fix It

Social Security faces challenges from an aging population and limited revenue sources, not from mismanagement of the trust fund.

Public health

Come 2030, the U.S. deficit will be worth 5.9% of GDP-more than the outlays for social security, and equal to spending on major health programs | Fortune

What Is Really Destroying Social Security and What Congress Could Actually Do to Fix It

Social Security faces challenges from an aging population and limited revenue sources, not from mismanagement of the trust fund.

Public health

Come 2030, the U.S. deficit will be worth 5.9% of GDP-more than the outlays for social security, and equal to spending on major health programs | Fortune

more#aging-population

UK politics

fromwww.theguardian.com

MPs threaten fresh inquiry into carers allowance scandal amid redress delays

MPs are considering a new inquiry into the DWP's handling of the carers allowance scandal due to ongoing issues with overpayment bills.

Higher education

Student Loan Garnishment of Social Security Is Still Looming. Here Is Where Things Stand Now.

Social Security garnishments for federal student loan defaults are paused until a new repayment plan launches in July 2026.

US politics

#cost-of-living-adjustments

The national debt isn't $39 trillion. One economist says it's actually $100 trillion | Fortune

The U.S. true fiscal obligation reaches approximately $100 trillion when including implicit pay-as-you-go commitments, nearly triple the reported $39 trillion national debt.

Retirement

Why Your 2026 Social Security COLA Is Already Losing Value

The 2026 Social Security COLA Is Already Failing Retirees

Social Security's Cost of Living Adjustments fail to adequately protect retirees because rising Medicare premiums consume most benefit increases, leaving insufficient funds for other living expenses.

Retirement

Why Your 2026 Social Security COLA Is Already Losing Value

more#cost-of-living-adjustments

The 2026 Social Security COLA Is Already Failing Retirees

Social Security's Cost of Living Adjustments fail to adequately protect retirees because rising Medicare premiums consume most benefit increases, leaving insufficient funds for other living expenses.

The March Fed Meeting Could Easily Deal Social Security Recipients a Huge Blow

Social Security's 2.8% COLA increase is insufficient as Medicare premiums rose 9.7% and the Federal Reserve is unlikely to cut interest rates, leaving seniors financially vulnerable.

This Stealth 2026 Social Security Change Is Costing Workers Thousands

Full retirement age for Social Security is increasing to 67 for workers born in 1960 or later, a change many workers don't understand that could reduce lifetime benefits by thousands of dollars.

Suze Orman's Medicare Warning Is Hitting Retirees' Social Security Checks

Part B premiums increased to $202.90 in 2026, which is a 9.7% increase from the $185 that premiums cost in 2025. Orman specifically warned Social Security retirees about this because the big increase in Medicare insurance costs in 2026 would mean that the Cost of Living Adjustment (COLA) applied to seniors' retirement checks this year would be substantially reduced by the added premiums they now have to pay.

Retirement

Trump's universal 401(k) architect on why lower-income people distrust retirement accounts: 'they want to know what the catch is' | Fortune

Many of the [low-income earners] that I've talked to really want me to sit down and explain how it worked for them, because they've just been excluded from a system like this for their whole careers. They want to know what the catch is.

Retirement

US politics

fromLGBTQ Nation

1 year ago

Rachel Maddow amazed as GOP "caved" after top Dem "screams his frickin' head off" - LGBTQ Nation

Rep. John Larson forcefully defended Social Security, accused Elon Musk of seeking its privatization, and condemned House Republicans for blocking Musk's committee appearance.

2 months ago

Who Actually Qualifies for Social Security Survivor Benefits in 2026?

The widows and widowers of deceased Social Security recipients are generally eligible for survivor benefits. In some cases, even ex-spouses can qualify. To qualify, you must: Be 60 years old or older (or 50 and older if you have a qualifying disability) Have been married for at least nine months before the recipient's death Have not remarried before age 60 (or 50 for those on disability)

US politics

Privacy technologies

2 months ago

Social Security Payments Now Delayed 30 Days for This Common Mistake

Direct deposit changes often delay Social Security payments because new identity verification requirements add necessary extra steps to prevent fraudulent redirection.

US politics