These Are the 10 Most Affordable Places to Live for Older Adults in 2026

"In Illinois, the twin cities of Bloomington and Normal were lauded for their "great social scene, quality health care and more," according to a study by AARP that looked at communities with a balance of affordability and livability. With an average of 131 perfect weather days per year and 90 percent of the combined city's older residents saying it's a "great place to live," it's no surprise the area made the cut."

""It's no secret that the cost of housing has increased significantly in America... So when Americans think about where they might want to live in their later years, affordability is a prime consideration," the company wrote in its report. "But that doesn't mean they want to skimp on the characteristics that make for a wonderful hometown." To determine its list, AARP said it picked cities with a high livability score combined with an average monthly housing cost of under $1,500."

Affordability and livability combine to make certain cities more suitable for retirees on fixed incomes. Selection criteria included high livability scores paired with average monthly housing costs below $1,500. State offices were polled and community visits were conducted to gather local perspectives. Highlighted communities include Bloomington–Normal, Easton (Pennsylvania), Harahan (Louisiana), Longwood (Florida), Savannah (Georgia), and Montpelier (Vermont). Key assets cited include strong social scenes, quality health care, cultural events, beach access, and favorable weather. Rising housing costs nationwide make affordability a primary consideration for adults planning where to live in later years.

Read at Travel + Leisure