#personal-finance tag

I've got $5 million in the bank, but I'm still chasing peace -why is this mental game harder than building wealth?

Sitting on wealth does not equate to happiness; recognizing personal issues is crucial for a fulfilling life.

Is the 4% Withdrawal Rate Safe for My $1 Million Settlement When I'm Disabled and My Husband Expects Help?

Prioritize long-term financial security over immediate contributions to a partner's expenses.

The Treasury Secretary Is Wrong About How Most Retirees See the Stock Market

Most retirees are closely monitoring the stock market despite claims to the contrary.

I've got $5 million in the bank, but I'm still chasing peace -why is this mental game harder than building wealth?

Sitting on wealth does not equate to happiness; recognizing personal issues is crucial for a fulfilling life.

Is the 4% Withdrawal Rate Safe for My $1 Million Settlement When I'm Disabled and My Husband Expects Help?

Prioritize long-term financial security over immediate contributions to a partner's expenses.

The Treasury Secretary Is Wrong About How Most Retirees See the Stock Market

Most retirees are closely monitoring the stock market despite claims to the contrary.

moreretirement

#side-hustle

I'm retiring from my tech job at 31. A Coast FIRE lifestyle and side hustles will make me a millionaire in my 60s.

Elena Kodama plans to pursue a Coast FIRE lifestyle by quitting her software job to focus on family and part-time work.

15 Genius Tips to Make $100 Quickly and Easily

Earning an extra $100 daily can significantly boost your finances and is an achievable goal through various means.

I'm retiring from my tech job at 31. A Coast FIRE lifestyle and side hustles will make me a millionaire in my 60s.

Elena Kodama plans to pursue a Coast FIRE lifestyle by quitting her software job to focus on family and part-time work.

15 Genius Tips to Make $100 Quickly and Easily

Earning an extra $100 daily can significantly boost your finances and is an achievable goal through various means.

moreside-hustle

Seven ways you could be owed money right now - London Business News | Londonlovesbusiness.com

People can find hidden money in forgotten pensions, VAT refunds, mis-sold car finance, and overpaid council tax.

#money-management

Planning for a Positive Economic Future: Financial literacy tips for teens

Financial literacy is essential for teens' future stability, yet many still feel unprepared.

"It's Basically Free Money": 31 Small Habits That People Say Led To Big Savings

Small financial habits can significantly increase savings over time.

Should I pay off small credit card purchases immediately, or focus on something else?

Paying off credit cards promptly is key to building a positive credit score.

Making payments frequently can aid in instilling good financial habits.

Planning for a Positive Economic Future: Financial literacy tips for teens

Financial literacy is essential for teens' future stability, yet many still feel unprepared.

"It's Basically Free Money": 31 Small Habits That People Say Led To Big Savings

Small financial habits can significantly increase savings over time.

Should I pay off small credit card purchases immediately, or focus on something else?

Paying off credit cards promptly is key to building a positive credit score.

Making payments frequently can aid in instilling good financial habits.

moremoney-management

#financial-advice

With $70,000 income and a potential $1 million windfall, how do I set myself up financially for life?

Investing a $1 million windfall rather than withdrawing from it is financially advisable for long-term sustainability.

Watching My Parents' Retirement Spending Made Me Rethink My Own Early Retirement Number

Many people overestimate retirement needs, often working longer than necessary.

Retirement spending varies greatly among individuals, necessitating personalized planning.

Should I Keep the Timeshare Gifted to Us, Even Though We Don't Travel to Hawaii?

Timeshares can be a burdensome financial liability for many vacationers, especially due to high maintenance costs.

How I Plan to Use My Son's $1,100 Survivor Benefits to Ensure His Financial Success

Investing survivor benefits wisely is crucial for building long-term wealth for children.

What's The Point of Using Travel Credit Cards Instead of a Simply 2-3% Cash Back Card?

The debate between cashback and travel credit cards continues, with proponents on both sides presenting strong arguments for their preferred options.

Should I Downgrade My Credit Card to Save on Fees?

Downgrading a credit card helps save on fees and retains credit history, but check with the issuer for conditions.

With $70,000 income and a potential $1 million windfall, how do I set myself up financially for life?

Investing a $1 million windfall rather than withdrawing from it is financially advisable for long-term sustainability.

Watching My Parents' Retirement Spending Made Me Rethink My Own Early Retirement Number

Many people overestimate retirement needs, often working longer than necessary.

Retirement spending varies greatly among individuals, necessitating personalized planning.

Should I Keep the Timeshare Gifted to Us, Even Though We Don't Travel to Hawaii?

Timeshares can be a burdensome financial liability for many vacationers, especially due to high maintenance costs.

How I Plan to Use My Son's $1,100 Survivor Benefits to Ensure His Financial Success

Investing survivor benefits wisely is crucial for building long-term wealth for children.

What's The Point of Using Travel Credit Cards Instead of a Simply 2-3% Cash Back Card?

The debate between cashback and travel credit cards continues, with proponents on both sides presenting strong arguments for their preferred options.

Should I Downgrade My Credit Card to Save on Fees?

Downgrading a credit card helps save on fees and retains credit history, but check with the issuer for conditions.

morefinancial-advice

#retirement-planning

Want to Retire at 60? Here's a Reading List to Get You There

Planning and action are essential for retiring at 60, ideally allowing for financial flexibility.

Reading relevant financial literature can expedite the journey toward financial independence.

Cultivating daily positive financial habits can significantly influence long-term wealth.

Will $2,700 a Month Be Enough for My Retirement Adventures?

Budgeting for discretionary spending in retirement requires careful planning and consideration of personal goals.

3 Retirement Rules of Thumb You Need to Ignore

Avoid the 4% withdrawal rule for retirement savings.

The 10x salary retirement savings guideline isn't universal.

Don't shy away from stocks in retirement portfolios.

At 65, Should I Start My Pension Now or Wait for a Bigger Payout?

Deciding when to take pension benefits involves weighing current financial needs against potential long-term gains.

My husband and I have a 12-year age gap - how do couples like us coordinate retirement timing?

Significant age gaps in couples can be managed for synchronized retirement plans if careful financial planning is undertaken.

I Didn't Save for Retirement - Here's My Dilemma

The Reddit user is considering selling real estate to improve retirement savings.

Want to Retire at 60? Here's a Reading List to Get You There

Planning and action are essential for retiring at 60, ideally allowing for financial flexibility.

Reading relevant financial literature can expedite the journey toward financial independence.

Cultivating daily positive financial habits can significantly influence long-term wealth.

Will $2,700 a Month Be Enough for My Retirement Adventures?

Budgeting for discretionary spending in retirement requires careful planning and consideration of personal goals.

3 Retirement Rules of Thumb You Need to Ignore

Avoid the 4% withdrawal rule for retirement savings.

The 10x salary retirement savings guideline isn't universal.

Don't shy away from stocks in retirement portfolios.

At 65, Should I Start My Pension Now or Wait for a Bigger Payout?

Deciding when to take pension benefits involves weighing current financial needs against potential long-term gains.

My husband and I have a 12-year age gap - how do couples like us coordinate retirement timing?

Significant age gaps in couples can be managed for synchronized retirement plans if careful financial planning is undertaken.

I Didn't Save for Retirement - Here's My Dilemma

The Reddit user is considering selling real estate to improve retirement savings.

moreretirement-planning

#financial-literacy

How to Teach Your Kids About Money the Right Way

Financial literacy is primarily learned from parents through observation.

Children should be taught that money is earned, not given.

Understanding the value of financial decisions starts at home.

Why most Americans may never reach their savings goals

Only 13% of Americans feel very good about their finances, indicating a need for improved financial literacy.

How to Teach Your Kids About Money the Right Way

Financial literacy is primarily learned from parents through observation.

Children should be taught that money is earned, not given.

Understanding the value of financial decisions starts at home.

Why most Americans may never reach their savings goals

Only 13% of Americans feel very good about their finances, indicating a need for improved financial literacy.

morefinancial-literacy

#budgeting

At 26, I'm paying off 13,000 in debt while caring for my disabled mother-how can I break free from financial fear?

Managing debt as a caregiver is challenging, but forming a realistic budget is essential.

Gen Z house-hunter, 26, reveals ultra-cheap spending hack that allowed her to buy three houses - and now she's aiming for a fourth

A young content creator has achieved financial success through diligent budgeting and multiple income streams.

Try The "I'll Buy It If" Challenge To Save Money On Your Next Shopping Trip

Using the 'I'll buy it if' challenge helps shoppers stick to their budgets and avoid impulse buying.

At 26, I'm paying off 13,000 in debt while caring for my disabled mother-how can I break free from financial fear?

Managing debt as a caregiver is challenging, but forming a realistic budget is essential.

Gen Z house-hunter, 26, reveals ultra-cheap spending hack that allowed her to buy three houses - and now she's aiming for a fourth

A young content creator has achieved financial success through diligent budgeting and multiple income streams.

Try The "I'll Buy It If" Challenge To Save Money On Your Next Shopping Trip

Using the 'I'll buy it if' challenge helps shoppers stick to their budgets and avoid impulse buying.

morebudgeting

#student-loans

The Future of Private Student Loans in the Age of AI | HackerNoon

AI is transforming the private student loan market by enhancing risk assessment and expanding lending accessibility, especially for underserved borrowers.

Am I Making a Mistake Paying $700 a Month on My Student Loans Instead of Investing for Retirement?

Paying off federal student loans early may not be the best financial decision, particularly with a low interest rate.

Should I pay off my low-interest student loan before buying a home?

Maintaining low-interest student loans can be beneficial while preparing to buy a home.

The Future of Private Student Loans in the Age of AI | HackerNoon

AI is transforming the private student loan market by enhancing risk assessment and expanding lending accessibility, especially for underserved borrowers.

Am I Making a Mistake Paying $700 a Month on My Student Loans Instead of Investing for Retirement?

Paying off federal student loans early may not be the best financial decision, particularly with a low interest rate.

Should I pay off my low-interest student loan before buying a home?

Maintaining low-interest student loans can be beneficial while preparing to buy a home.

morestudent-loans

#inheritance

My parents planned to give me $3 million as an inheritance but never told me and I wish they had

Parents must have difficult conversations about their financial status and future inheritance with their children.

I was supposed to get $270,000 from my grandparents - my dad's investing wiped out 90% of it

The OP feels betrayed by his parents' mismanagement of a significant inheritance, leading to a complete cutoff from their lives.

My Father Passed Away Leaving $15K in Taxes Owed on His 401k Cash Out-Am I Responsible?

Heirs must be aware of the estate's tax obligations to prevent unexpected personal liabilities when inheriting assets.

My parents planned to give me $3 million as an inheritance but never told me and I wish they had

Parents must have difficult conversations about their financial status and future inheritance with their children.

I was supposed to get $270,000 from my grandparents - my dad's investing wiped out 90% of it

The OP feels betrayed by his parents' mismanagement of a significant inheritance, leading to a complete cutoff from their lives.

My Father Passed Away Leaving $15K in Taxes Owed on His 401k Cash Out-Am I Responsible?

Heirs must be aware of the estate's tax obligations to prevent unexpected personal liabilities when inheriting assets.

moreinheritance

I Received a Message Saying I'm Deceased - Will I Lose My House and Job Opportunities?

Social Security can erroneously declare individuals dead, leading to significant personal and bureaucratic challenges.

#ireland

Becoming mortgage-free at 40: 'We used every spare penny to overpay our mortgage and saved over 100,000 in interest'

Asta Jurksaite and her husband achieved financial freedom by paying off their mortgage in ten years after committing to their goal.

How do prize bonds work - and how likely are you to win?

Irish households have invested heavily in state savings products, but research is necessary to determine their value as investments.

Becoming mortgage-free at 40: 'We used every spare penny to overpay our mortgage and saved over 100,000 in interest'

Asta Jurksaite and her husband achieved financial freedom by paying off their mortgage in ten years after committing to their goal.

How do prize bonds work - and how likely are you to win?

Irish households have invested heavily in state savings products, but research is necessary to determine their value as investments.

moreireland

#entrepreneurship

How to Align Your Investments with Your Values - and Still Grow Your Wealth | Entrepreneur

Aligning investments with personal values is crucial for impactful business and social responsibility.

He won a $1 million lottery, then quit his cushy insurance job to open a Cantonese barbequed pork stall. Trading a corporate office for a hot kitchen was harder than he thought.

Ivan Leong transformed his life from insurance sales to owning a successful roast pork stall after winning the lottery.

How to Align Your Investments with Your Values - and Still Grow Your Wealth | Entrepreneur

Aligning investments with personal values is crucial for impactful business and social responsibility.

He won a $1 million lottery, then quit his cushy insurance job to open a Cantonese barbequed pork stall. Trading a corporate office for a hot kitchen was harder than he thought.

Ivan Leong transformed his life from insurance sales to owning a successful roast pork stall after winning the lottery.

moreentrepreneurship

#financial-independence

My $3M Net Worth Made Me Realize I'm Living Someone Else's Life-How Long Until I Get Bored After Quitting My Job?

FIRE emphasizes financial freedom over early retirement, allowing individuals to pursue passions rather than simply stop working.

How I Rebuilt My Financial Future After Divorce at 26: From Selling My House to Buying a Duplex

Rebuilding financially post-divorce is possible by making strategic housing and investment choices.

I Saved Over $3,000 Before Turning 20-What Should I Do with My Money?

A Reddit user under 20 saved $3,000 and seeks advice on how to best utilize it for a successful financial future.

My $3M Net Worth Made Me Realize I'm Living Someone Else's Life-How Long Until I Get Bored After Quitting My Job?

FIRE emphasizes financial freedom over early retirement, allowing individuals to pursue passions rather than simply stop working.

How I Rebuilt My Financial Future After Divorce at 26: From Selling My House to Buying a Duplex

Rebuilding financially post-divorce is possible by making strategic housing and investment choices.

I Saved Over $3,000 Before Turning 20-What Should I Do with My Money?

A Reddit user under 20 saved $3,000 and seeks advice on how to best utilize it for a successful financial future.

morefinancial-independence

#financial-planning

I Just Scored a $70K Promotion: How Do I Avoid Lifestyle Creep for My Daughter's Future?

Job-hopping is now a strategic move for increasing salary and promotions.

An individual expressed happiness over a significant salary increase after many failed attempts.

Balancing a newfound salary with personal finance and family needs is a common concern.

I have $10 million in net worth, what do financial advisors really do?

Even high net worth individuals can benefit from hiring a financial advisor for optimized investment strategies.

We're in our mid-30s with almost $3 million saved - are we realistically on track to achieve our financial goals?

The Reddit user with $2.8 million is likely on track to retire early at ages 45-50 due to solid investment returns.

We have $6 million in liquid assets and my partner earns $500,000 - can we sustain our lavish lifestyle without me working?

A $6 million nest egg is insufficient for the OP's $550K annual spending without additional income.

I'm 35 and want to hear from someone who has worked with a financial advisor. Is it helpful?

Hiring a financial advisor can significantly enhance your financial planning and investment strategies.

I'm Seeking the Best Credit Card for My Spending and Travel Goals

Many credit card offers cater to specific travel and spending preferences, with users encouraged to find the best match.

I Just Scored a $70K Promotion: How Do I Avoid Lifestyle Creep for My Daughter's Future?

Job-hopping is now a strategic move for increasing salary and promotions.

An individual expressed happiness over a significant salary increase after many failed attempts.

Balancing a newfound salary with personal finance and family needs is a common concern.

I have $10 million in net worth, what do financial advisors really do?

Even high net worth individuals can benefit from hiring a financial advisor for optimized investment strategies.

We're in our mid-30s with almost $3 million saved - are we realistically on track to achieve our financial goals?

The Reddit user with $2.8 million is likely on track to retire early at ages 45-50 due to solid investment returns.

We have $6 million in liquid assets and my partner earns $500,000 - can we sustain our lavish lifestyle without me working?

A $6 million nest egg is insufficient for the OP's $550K annual spending without additional income.

I'm 35 and want to hear from someone who has worked with a financial advisor. Is it helpful?

Hiring a financial advisor can significantly enhance your financial planning and investment strategies.

I'm Seeking the Best Credit Card for My Spending and Travel Goals

Many credit card offers cater to specific travel and spending preferences, with users encouraged to find the best match.

morefinancial-planning

#reddit

I Chose a $5K Bonus from Schwab for My $1.5MM Deposit: Here's What I Found Out

Reddit users are seeking bank bonuses for large deposits, leading to comparison shopping between financial institutions.

I Need A New Credit Card But Don't Want to Juggle Too Many. What Is My Next Move?

Finding a suitable credit card can simplify financial management and offer significant rewards.

Many credit card users seek optimal simplicity and reduced complexity in their financial tools.

What are your good/bad experiences with financial advisors/planners and are they worth it?

Financial advisors often have a negative perception but can be beneficial for personalized financial planning.

Personal accountability in financial matters is crucial; advisors offer support but clients must prioritize their own financial health.

I'm Being Charged $255 Just to Move My 401(k) to Fidelity-Is This Normal?

Account transfer fees for 401(k)s and IRAs can add up, costing over $250.

It's advisable to ask brokerage firms for potential reimbursements to offset fees.

I Chose a $5K Bonus from Schwab for My $1.5MM Deposit: Here's What I Found Out

Reddit users are seeking bank bonuses for large deposits, leading to comparison shopping between financial institutions.

I Need A New Credit Card But Don't Want to Juggle Too Many. What Is My Next Move?

Finding a suitable credit card can simplify financial management and offer significant rewards.

Many credit card users seek optimal simplicity and reduced complexity in their financial tools.

What are your good/bad experiences with financial advisors/planners and are they worth it?

Financial advisors often have a negative perception but can be beneficial for personalized financial planning.

Personal accountability in financial matters is crucial; advisors offer support but clients must prioritize their own financial health.

I'm Being Charged $255 Just to Move My 401(k) to Fidelity-Is This Normal?

Account transfer fees for 401(k)s and IRAs can add up, costing over $250.

It's advisable to ask brokerage firms for potential reimbursements to offset fees.

morereddit

Your tax refund is a total scam - that blinds us to Washington's spending addiction

Automatic tax withholding obscures the real cost of taxes for American taxpayers.

#tax-filing

Here's what happens if you don't file your taxes

Filing a tax return is essential to avoid severe penalties, especially if you owe taxes.

Here's how to get the automatic tax return extension if you need more time to file

Americans can automatically file for a six-month extension on their tax return, but they must still pay taxes owed by the original deadline.

I forgot a form on my tax returns. It was the beginning of a nightmare.

Even diligent taxpayers can make significant mistakes during tax filing, highlighting the importance of thoroughness and organization.

Here's what happens if you don't file your taxes

Filing a tax return is essential to avoid severe penalties, especially if you owe taxes.

Here's how to get the automatic tax return extension if you need more time to file

Americans can automatically file for a six-month extension on their tax return, but they must still pay taxes owed by the original deadline.

I forgot a form on my tax returns. It was the beginning of a nightmare.

Even diligent taxpayers can make significant mistakes during tax filing, highlighting the importance of thoroughness and organization.

moretax-filing

Trump Tariffs Could Raise iPhone Prices, But Affordable Options Remain

Tariff-induced price fluctuations on electronics may lead consumers to panic-buy, but preserving and using devices longer is the best cost-saving strategy.

#california

Want to take home $100K after taxes in CA? Here's how much you need to earn

In California, you need a salary of about $144,939 to take home $100,000 after taxes.

Man heeds wife's advice and hits California jackpot. 'Universe always finds a way'

A California man won $1 million lottery after his wife advised him to buy scratch-off tickets.

Want to take home $100K after taxes in CA? Here's how much you need to earn

In California, you need a salary of about $144,939 to take home $100,000 after taxes.

Man heeds wife's advice and hits California jackpot. 'Universe always finds a way'

A California man won $1 million lottery after his wife advised him to buy scratch-off tickets.

morecalifornia

Her 'No New Things' Challenge Paid Off $22k Debt, Saved $36k | Entrepreneur

Ashlee Piper transformed her life by initiating a 'no new things' challenge, leading to significant financial savings and psychological benefits.

At 34, I'm aiming for $50K a year in income-here's how I'm planning to achieve it

A Reddit user aims to generate $50K in annual dividend income with a $1.2M portfolio.

Have you filed your taxes? Check out these last-minute tax-filing tips

April 15, known as 'Tax Day,' emphasizes the importance of organization and awareness of personal financial changes when filing taxes.

Older People Are Recalling The Major Mistakes They Wish They Never Made

Learning from mistakes can lead to growth; avoid those that bring long-term consequences.

#credit-cards

What Is The Best Way To Make Real Use of A 5% Cash Back Card?

The 5% rotating category cash-back cards provide significant rewards but require careful tracking of categories to maximize benefits.

I Discovered the Best Cashback Cards for My $36K Annual Airfare Spend-Here's What I Found

Choosing the right cashback travel card can yield significant rewards if well-researched.

The Wells Fargo Autograph card stands out for its 3% cashback on various travel-related purchases.

Which Cash Back Cards Make Sense For Members Of the Military?

Military members can access premium credit cards with no annual fees, offering lucrative rewards.

Choosing the right credit card requires analyzing spending habits to optimize returns.

While multiple credit cards can enhance rewards, members should avoid overspending and consider future fees after service ends.

I'm Looking For A No-Nonsense Cash Back Card. Which One Is Tops?

Cash-back credit cards provide appealing rewards, but choosing the right one can be complex due to numerous options and personal spending habits.

If Any Gen-Xer Is Using A Debit Card, They Should See How Much They Could Make By Switching

Gen-Xers should switch from debit to credit cards to maximize cash back rewards, potentially earning over $1,000 monthly.

Finding the best cash back card is crucial for Gen-Xers to capitalize on their spending habits.

Simple Cash Back Strategies Can Earn You Hundreds (Or More) Each Year

Maximizing cash-back credit card rewards depends on understanding spending habits and choosing cards that align with those habits.

What Is The Best Way To Make Real Use of A 5% Cash Back Card?

The 5% rotating category cash-back cards provide significant rewards but require careful tracking of categories to maximize benefits.

I Discovered the Best Cashback Cards for My $36K Annual Airfare Spend-Here's What I Found

Choosing the right cashback travel card can yield significant rewards if well-researched.

The Wells Fargo Autograph card stands out for its 3% cashback on various travel-related purchases.

Which Cash Back Cards Make Sense For Members Of the Military?

Military members can access premium credit cards with no annual fees, offering lucrative rewards.

Choosing the right credit card requires analyzing spending habits to optimize returns.

While multiple credit cards can enhance rewards, members should avoid overspending and consider future fees after service ends.

I'm Looking For A No-Nonsense Cash Back Card. Which One Is Tops?

Cash-back credit cards provide appealing rewards, but choosing the right one can be complex due to numerous options and personal spending habits.

If Any Gen-Xer Is Using A Debit Card, They Should See How Much They Could Make By Switching

Gen-Xers should switch from debit to credit cards to maximize cash back rewards, potentially earning over $1,000 monthly.

Finding the best cash back card is crucial for Gen-Xers to capitalize on their spending habits.

Simple Cash Back Strategies Can Earn You Hundreds (Or More) Each Year

Maximizing cash-back credit card rewards depends on understanding spending habits and choosing cards that align with those habits.

morecredit-cards

#cash-back-credit-cards

Frankly, Once You See The Math, Cash Back Cards Make Too Much Sense

Cash-back credit cards now offer unlimited earning potential, enticing consumers to spend more.

What Cash Back Cards Make The Most Sense For Everyday Purchases, Like Gas or Groceries?

A mixed approach to cash back cards is most effective, using specialized cards for specific categories alongside a general-use card.

Frankly, Once You See The Math, Cash Back Cards Make Too Much Sense

Cash-back credit cards now offer unlimited earning potential, enticing consumers to spend more.

What Cash Back Cards Make The Most Sense For Everyday Purchases, Like Gas or Groceries?

A mixed approach to cash back cards is most effective, using specialized cards for specific categories alongside a general-use card.

morecash-back-credit-cards

from24/7 Wall St.

1 week ago

These Unaffordable Cities Are Gobbling Up Renters' Income Like No Other

Homeownership is increasingly unaffordable due to high prices, pushing many into the rental market, where costs are also rising.

How I Went From $600K to $1M and Lost It All to Gambling Addiction at 28

Young individuals face significant financial losses from gambling and speculative trading.

Recovery from financial loss involves realizing the problem and taking proactive financial steps.

If you're a single salary earner, no kid, have a mortgage, want to invest into index funds, no plan to have kids, already have a personal budget, would a financial advisor add any value?

Financial advisors are beneficial for complex financial situations, but simpler finances may not require professional assistance.

A well-defined personal budget and straightforward investment strategy can minimize the need for a financial advisor.

from24/7 Wall St.

3 weeks ago

I have $7.5 million but don't feel rich - at what net worth do people actually consider themselves wealthy?

Feeling rich is subjective and depends on personal mindset and spending habits.

A net worth of $7.5 million can provide significant income, but lifestyle choices affect feelings of wealth.

The best budgeting apps for 2025

The right budgeting app simplifies financial management, especially as users seek Mint alternatives.

My Company Is Switching Us to Secured Credit Cards - Is This Truly Beneficial or Too Good to Be True?

Secured credit cards allow for credit building with limited risk, focusing on user deposits rather than borrowed credit.

I went from the boardroom to bankruptcy. I had to tell my kids I couldn't afford to pay for their college.

Resilience in the face of job loss and economic downturn is crucial for family stability.

This Traveler Booked a Trip to Secure Dual Citizenship Entirely on Points-Here's How They Did It

Katherine Fan secured dual Taiwanese citizenship using credit card rewards, dramatically reducing travel costs.

Fan's experience highlights effective travel rewards utilization for significant life events.

Are online bank accounts better than traditional ones? - London Business News | Londonlovesbusiness.com

Modern banking has evolved with technology, offering both online and traditional services.

The best banking option depends on user preferences and financial goals.

Online accounts provide convenience while traditional accounts offer personal service.

fromFast Company

3 weeks ago

Underground trading of malicious LLMs is fueling cybercrime

AI scams are infiltrating personal communications, making users vulnerable to fraud.

Pennsylvania woman donates jacket - with a winning $2.5 million lottery ticket she left in the pocket

A woman in Pennsylvania may lose a $2.5 million lottery ticket she accidentally donated to charity.

Can You Use Your Tax Refund To Become a Homeowner?

Tax refunds can significantly aid homebuyers but should be used strategically based on individual financial circumstances.

How I Went from Struggling to a $17 Million Net Worth Overnight

Antoine Walker's financial downfall shows the risks of sudden wealth without proper financial management and planning.

#personal-finance#personal-finance

We make $2 million a year and spend $600,000-$700,000 - are we living too large or still on track?

I'm worth $10m and spend almost $400,000 a year. What can a financial advisor really do for me?

Should I trade up to my dream home now or work longer for financial independence?

I always pay my bills on time, how much am I missing by not using a cash back credit card?

We make $2 million a year and spend $600,000-$700,000 - are we living too large or still on track?

I'm worth $10m and spend almost $400,000 a year. What can a financial advisor really do for me?

Should I trade up to my dream home now or work longer for financial independence?

I always pay my bills on time, how much am I missing by not using a cash back credit card?

I've got $5 million in the bank, but I'm still chasing peace -why is this mental game harder than building wealth?

Is the 4% Withdrawal Rate Safe for My $1 Million Settlement When I'm Disabled and My Husband Expects Help?

The Treasury Secretary Is Wrong About How Most Retirees See the Stock Market

I've got $5 million in the bank, but I'm still chasing peace -why is this mental game harder than building wealth?

Is the 4% Withdrawal Rate Safe for My $1 Million Settlement When I'm Disabled and My Husband Expects Help?

The Treasury Secretary Is Wrong About How Most Retirees See the Stock Market

I'm retiring from my tech job at 31. A Coast FIRE lifestyle and side hustles will make me a millionaire in my 60s.

15 Genius Tips to Make $100 Quickly and Easily

I'm retiring from my tech job at 31. A Coast FIRE lifestyle and side hustles will make me a millionaire in my 60s.

15 Genius Tips to Make $100 Quickly and Easily

Seven ways you could be owed money right now - London Business News | Londonlovesbusiness.com

Planning for a Positive Economic Future: Financial literacy tips for teens

"It's Basically Free Money": 31 Small Habits That People Say Led To Big Savings

Should I pay off small credit card purchases immediately, or focus on something else?

Planning for a Positive Economic Future: Financial literacy tips for teens

"It's Basically Free Money": 31 Small Habits That People Say Led To Big Savings

Should I pay off small credit card purchases immediately, or focus on something else?

With $70,000 income and a potential $1 million windfall, how do I set myself up financially for life?

Watching My Parents' Retirement Spending Made Me Rethink My Own Early Retirement Number

Should I Keep the Timeshare Gifted to Us, Even Though We Don't Travel to Hawaii?

How I Plan to Use My Son's $1,100 Survivor Benefits to Ensure His Financial Success

What's The Point of Using Travel Credit Cards Instead of a Simply 2-3% Cash Back Card?

Should I Downgrade My Credit Card to Save on Fees?

With $70,000 income and a potential $1 million windfall, how do I set myself up financially for life?

Watching My Parents' Retirement Spending Made Me Rethink My Own Early Retirement Number

Should I Keep the Timeshare Gifted to Us, Even Though We Don't Travel to Hawaii?

How I Plan to Use My Son's $1,100 Survivor Benefits to Ensure His Financial Success

What's The Point of Using Travel Credit Cards Instead of a Simply 2-3% Cash Back Card?

Should I Downgrade My Credit Card to Save on Fees?

Want to Retire at 60? Here's a Reading List to Get You There

Will $2,700 a Month Be Enough for My Retirement Adventures?

3 Retirement Rules of Thumb You Need to Ignore

At 65, Should I Start My Pension Now or Wait for a Bigger Payout?

My husband and I have a 12-year age gap - how do couples like us coordinate retirement timing?

I Didn't Save for Retirement - Here's My Dilemma

Want to Retire at 60? Here's a Reading List to Get You There

Will $2,700 a Month Be Enough for My Retirement Adventures?

3 Retirement Rules of Thumb You Need to Ignore

At 65, Should I Start My Pension Now or Wait for a Bigger Payout?

My husband and I have a 12-year age gap - how do couples like us coordinate retirement timing?

I Didn't Save for Retirement - Here's My Dilemma

How to Teach Your Kids About Money the Right Way

Why most Americans may never reach their savings goals

How to Teach Your Kids About Money the Right Way

Why most Americans may never reach their savings goals

At 26, I'm paying off 13,000 in debt while caring for my disabled mother-how can I break free from financial fear?

Gen Z house-hunter, 26, reveals ultra-cheap spending hack that allowed her to buy three houses - and now she's aiming for a fourth

Try The "I'll Buy It If" Challenge To Save Money On Your Next Shopping Trip

At 26, I'm paying off 13,000 in debt while caring for my disabled mother-how can I break free from financial fear?

Gen Z house-hunter, 26, reveals ultra-cheap spending hack that allowed her to buy three houses - and now she's aiming for a fourth

Try The "I'll Buy It If" Challenge To Save Money On Your Next Shopping Trip

The Future of Private Student Loans in the Age of AI | HackerNoon

Am I Making a Mistake Paying $700 a Month on My Student Loans Instead of Investing for Retirement?

Should I pay off my low-interest student loan before buying a home?

The Future of Private Student Loans in the Age of AI | HackerNoon

Am I Making a Mistake Paying $700 a Month on My Student Loans Instead of Investing for Retirement?

Should I pay off my low-interest student loan before buying a home?

My parents planned to give me $3 million as an inheritance but never told me and I wish they had

I was supposed to get $270,000 from my grandparents - my dad's investing wiped out 90% of it

My Father Passed Away Leaving $15K in Taxes Owed on His 401k Cash Out-Am I Responsible?

My parents planned to give me $3 million as an inheritance but never told me and I wish they had

I was supposed to get $270,000 from my grandparents - my dad's investing wiped out 90% of it

My Father Passed Away Leaving $15K in Taxes Owed on His 401k Cash Out-Am I Responsible?

I Received a Message Saying I'm Deceased - Will I Lose My House and Job Opportunities?

Becoming mortgage-free at 40: 'We used every spare penny to overpay our mortgage and saved over 100,000 in interest'

How do prize bonds work - and how likely are you to win?

Becoming mortgage-free at 40: 'We used every spare penny to overpay our mortgage and saved over 100,000 in interest'

How do prize bonds work - and how likely are you to win?

How to Align Your Investments with Your Values - and Still Grow Your Wealth | Entrepreneur

He won a $1 million lottery, then quit his cushy insurance job to open a Cantonese barbequed pork stall. Trading a corporate office for a hot kitchen was harder than he thought.

How to Align Your Investments with Your Values - and Still Grow Your Wealth | Entrepreneur

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#personal-finance