#personal-finance

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#investment
Retirement
from24/7 Wall St.
12 hours ago

Navigating Divorce at 48 - How I Plan to Manage My $4.5 Million Assets and Secure My Future

Taking slow and simple steps in financial management is crucial for newly divorced individuals.
#credit-cards
#financial-planning
Retirement
from24/7 Wall St.
1 month ago

I'm thinking of working one more year before retiring but I'm not sure if that's excessive

It's important to know when to retire and not get stuck in a 'one more year' mindset.
Retirement
from24/7 Wall St.
3 weeks ago

I've heard the 4% rule is ideal for retirement but I'm starting to question it

The 4% rule's reliability is questioned due to uncertain future market conditions, advocating for personalized retirement strategies.
Retirement
from24/7 Wall St.
1 month ago

I'm thinking of working one more year before retiring but I'm not sure if that's excessive

It's important to know when to retire and not get stuck in a 'one more year' mindset.
Retirement
from24/7 Wall St.
3 weeks ago

I've heard the 4% rule is ideal for retirement but I'm starting to question it

The 4% rule's reliability is questioned due to uncertain future market conditions, advocating for personalized retirement strategies.
#debt-management
Bootstrapping
from24/7 Wall St.
3 weeks ago

Reconsidering Dave Ramsey: A Closer Look at His Financial Philosophy

Dave Ramsey's teachings on debt management resonate with many, as illustrated through a couple's evolving financial perspective.
fromHackernoon
6 years ago
Bootstrapping

Building Toffee: How I'm Tackling the Messy Truth About Debt, One Line of Code at a Time | HackerNoon

Bootstrapping
from24/7 Wall St.
3 weeks ago

Reconsidering Dave Ramsey: A Closer Look at His Financial Philosophy

Dave Ramsey's teachings on debt management resonate with many, as illustrated through a couple's evolving financial perspective.
fromHackernoon
6 years ago
Bootstrapping

Building Toffee: How I'm Tackling the Messy Truth About Debt, One Line of Code at a Time | HackerNoon

from24/7 Wall St.
2 days ago

Am I Really Getting Poorer Each Year With Raises Below Inflation?

Losing buying power makes it harder for you to make ends meet. You won't have as much money left over after your discretionary spending is done, so you may not have as much to save.
Retirement
#budgeting
Retirement
from247wallst.com
1 month ago

Why do so many Americans struggle to save $1,000 for emergencies - here's my perspective

Many Americans lack an emergency fund due to prioritizing spending over saving.
fromBusiness Insider
3 weeks ago
Mental health

I was taught financial literacy at a young age, but I still ended up with credit card debt. My problem was emotional spending.

Retirement
from247wallst.com
1 month ago

Why do so many Americans struggle to save $1,000 for emergencies - here's my perspective

Many Americans lack an emergency fund due to prioritizing spending over saving.
fromBusiness Insider
3 weeks ago
Mental health

I was taught financial literacy at a young age, but I still ended up with credit card debt. My problem was emotional spending.

#entrepreneurship
fromBusiness Insider
3 days ago
Bootstrapping

My husband and I lost everything in 2008. We created a debt settlement company and now we are worth $50 million.

Amber Duncan turned her bankruptcy experience into a successful debt settlement business, achieving millionaire status within two years.
fromBusiness Insider
2 weeks ago
Retirement

I left my JP Morgan job making over $250k to start my business, and thought I'd made a mistake

Hugh Morris transitioned from a stable job to entrepreneurship to gain freedom, control over client selection, and community involvement.
Bootstrapping
fromBusiness Insider
3 days ago

My husband and I lost everything in 2008. We created a debt settlement company and now we are worth $50 million.

Amber Duncan turned her bankruptcy experience into a successful debt settlement business, achieving millionaire status within two years.
Retirement
fromBusiness Insider
2 weeks ago

I left my JP Morgan job making over $250k to start my business, and thought I'd made a mistake

Hugh Morris transitioned from a stable job to entrepreneurship to gain freedom, control over client selection, and community involvement.
#retirement-planning
Retirement
from24/7 Wall St.
3 weeks ago

I've heard the 4% rule is best for retirement savings but I'm questioning that

The 4% rule is a traditional withdrawal strategy, but it may not suit everyone's retirement needs.
Retirement
from24/7 Wall St.
1 week ago

The Biggest Mistakes People Make When Filing for Social Security - and How to Avoid Them

Many Americans lose significant Social Security benefits due to filing errors, emphasizing the need for proper preparation.
Retirement
from24/7 Wall St.
1 month ago

I Reached A $500,000 Net Worth at 24 - Now What Should I Do With My Wealth?

Some individuals in their 20s are successfully saving for retirement despite stereotypes about their financial habits.
Retirement
from24/7 Wall St.
1 month ago

I Have Well over $1 Million But I Feel Poor Because Most of the Money Doesn't Count.

Having a net worth of over $1 million does not guarantee feelings of wealth, especially if assets are tied up in illiquid investments.
Retirement
from24/7 Wall St.
1 month ago

I'm in my mid-50s and was going to retire this year but am having second thoughts because of the market

Retiring in a down market is challenging but manageable with proper portfolio composition.
Retirement
from24/7 Wall St.
2 weeks ago

90% of my net worth is in S&P 500 index funds - is a rental property a good idea?

The FIRE journey is personalized; understanding one's financial goals and strategies is essential for early retirement.
Retirement
from24/7 Wall St.
3 weeks ago

I've heard the 4% rule is best for retirement savings but I'm questioning that

The 4% rule is a traditional withdrawal strategy, but it may not suit everyone's retirement needs.
Retirement
from24/7 Wall St.
1 week ago

The Biggest Mistakes People Make When Filing for Social Security - and How to Avoid Them

Many Americans lose significant Social Security benefits due to filing errors, emphasizing the need for proper preparation.
Retirement
from24/7 Wall St.
1 month ago

I Reached A $500,000 Net Worth at 24 - Now What Should I Do With My Wealth?

Some individuals in their 20s are successfully saving for retirement despite stereotypes about their financial habits.
Retirement
from24/7 Wall St.
1 month ago

I Have Well over $1 Million But I Feel Poor Because Most of the Money Doesn't Count.

Having a net worth of over $1 million does not guarantee feelings of wealth, especially if assets are tied up in illiquid investments.
Retirement
from24/7 Wall St.
1 month ago

I'm in my mid-50s and was going to retire this year but am having second thoughts because of the market

Retiring in a down market is challenging but manageable with proper portfolio composition.
Retirement
from24/7 Wall St.
2 weeks ago

90% of my net worth is in S&P 500 index funds - is a rental property a good idea?

The FIRE journey is personalized; understanding one's financial goals and strategies is essential for early retirement.
#financial-independence
Retirement
from24/7 Wall St.
2 weeks ago

Why I Refuse to Work Until 70 - A Call for Early Retirement and Financial Freedom

Retiring early is possible through frugality and aggressive investing, despite societal skepticism.
Retirement
from24/7 Wall St.
4 days ago

I'm in my 30s with $1.3 million - Should I quit my job now or keep grinding for a few more years?

Financial independence and early retirement hinge on achieving a personal target net worth, which varies widely among individuals.
Retirement
from24/7 Wall St.
3 days ago

I'm Retiring at 57 with $2.3 Million - Here's How I Feel About Leaving My Job

The ability to retire early can greatly relieve stress and improve mental health, especially after years in a toxic work environment.
Retirement
from24/7 Wall St.
2 weeks ago

Why I Refuse to Work Until 70 - A Call for Early Retirement and Financial Freedom

Retiring early is possible through frugality and aggressive investing, despite societal skepticism.
Retirement
from24/7 Wall St.
4 days ago

I'm in my 30s with $1.3 million - Should I quit my job now or keep grinding for a few more years?

Financial independence and early retirement hinge on achieving a personal target net worth, which varies widely among individuals.
Retirement
from24/7 Wall St.
3 days ago

I'm Retiring at 57 with $2.3 Million - Here's How I Feel About Leaving My Job

The ability to retire early can greatly relieve stress and improve mental health, especially after years in a toxic work environment.
#financial-literacy
fromBusiness Insider
1 week ago

I moved to New York City for a job that paid $33,000 a year. I was constantly worried about money until I found my side hustle.

I can confidently say market research has turned my side hustles into a reliable source of income, helping me earn an extra $300 to $600 each month.
Roam Research
fromPage Six
1 week ago

Meghan Markle admits she feels guilty for 'having a lot' of money - but still thinks she'll 'never have enough'

Markle expressed, 'There's lots of guilt mentality surrounding having a lot. And at the same time, there's a scarcity mindset. It's easy to attach to... like, 'I'll never have enough.'"
London startup
#real-estate
Retirement
from24/7 Wall St.
1 week ago

Dave Ramsey Slams Plan to Buy Parents' Home on $75K Salary

Buying a home from family without proper financial structure can lead to significant issues.
fromBustle
1 week ago

These Zodiac Signs Love To Talk About Money

Geminis often talk about money as part of a planning process, encouraging everyone to be honest about their budgets when organizing events like girls' trips.
Relationships
#retirement
Retirement
fromBusiness Insider
2 weeks ago

I retired early and am financially comfortable despite divorce and market downturns. I want young people to know you can recover from misfortune.

Bernita Clark emphasizes the importance of careful saving and planning for a comfortable retirement.
fromBusiness Insider
1 month ago
Retirement

I retired 22 years ago with no savings plan, but now have $1.3 million. Stressing about retirement isn't worth it.

Retirement
fromBusiness Insider
2 weeks ago

I retired early and am financially comfortable despite divorce and market downturns. I want young people to know you can recover from misfortune.

Bernita Clark emphasizes the importance of careful saving and planning for a comfortable retirement.
fromBusiness Insider
1 month ago
Retirement

I retired 22 years ago with no savings plan, but now have $1.3 million. Stressing about retirement isn't worth it.

#inheritance
from24/7 Wall St.
3 weeks ago
Retirement

With a multimillion-dollar windfall on the horizon - is retirement inevitable or should I keep grinding?

from24/7 Wall St.
3 weeks ago
Retirement

With a multimillion-dollar windfall on the horizon - is retirement inevitable or should I keep grinding?

fromLondon Business News | Londonlovesbusiness.com
2 weeks ago

HMRC could soon tax people's savings with 'fixed rate accounts' - London Business News | Londonlovesbusiness.com

You are taxed on the interest on your savings when it is accessible by you. So if you pick a fixed-rate savings account that pays out all the interest at maturity, for tax purposes all of that interest will be counted in one tax year.
UK politics
#cash-back-credit-cards
NYC real estate
fromSFGATE
2 weeks ago

Rachael Ray Sparks Concern After Posting Emotional Video About Living as a 'Very, Very Poor' Young Woman in New York

Rachael Ray recalls her struggles living on $40 a week while sharing her gratitude for her family's budgeting skills.
#income-management
from24/7 Wall St.
3 weeks ago
Retirement

We're on track for $15 million net worth in a few years, but spend $700K annually - is that excessive?

fromIndependent
3 weeks ago
Everyday cooking

Want to become a super saver? Here are five saving hacks we used to help us build our nest egg

from24/7 Wall St.
3 weeks ago
Retirement

We're on track for $15 million net worth in a few years, but spend $700K annually - is that excessive?

fromIndependent
3 weeks ago
Everyday cooking

Want to become a super saver? Here are five saving hacks we used to help us build our nest egg

fromRelay FM
2 months ago

Clockwise #597: I Talk a Big Game, I Don't Spend a Big Money - Relay FM

"In a world where we are increasingly cluttered with devices, the conversation around our phones, smartwatches, and potential new tech like a cellular MacBook illustrates our desire for functionality over excess."
Podcast
#investing
fromEntrepreneur
3 weeks ago
Startup companies

Get a Lifetime of AI-Powered Stock Picks and Personalized Guidance for $68.99 | Entrepreneur

Retirement
from24/7 Wall St.
3 weeks ago

I'm in my late 30s with a $14 million net worth and I'm struggling to figure out what comes next

A Redditor with $14 million is uncertain about work and investment management after leaving his job.
fromEntrepreneur
3 weeks ago
Startup companies

Get a Lifetime of AI-Powered Stock Picks and Personalized Guidance for $68.99 | Entrepreneur

Boston Bruins
fromHarvard Gazette
3 weeks ago

Finishing what he started - Harvard Gazette

Ben Abercrombie's remarkable journey from paralysis to graduation inspires others, demonstrating resilience and the value of community support.
#mental-health
from24/7 Wall St.
4 weeks ago
Retirement

I'm ready to stop stressing over money - how do I rewire my 'cheapest-option' brain when I can truly afford more?

from24/7 Wall St.
4 weeks ago
Retirement

I'm ready to stop stressing over money - how do I rewire my 'cheapest-option' brain when I can truly afford more?

fromHackernoon
2 months ago

Yorba, Rocket Money, YNAB, Quicken, or Monarch Money: Which One's the Best for You? | HackerNoon

Yorba is an effective subscription tracker that not only helps users manage their subscriptions but also aids in decluttering their digital footprint.
Privacy professionals
#savings
fromBusiness Insider
1 month ago
NYC startup

A personal finance expert saw her friends leaving 'tens of thousands' on the table with money mistakes - but it wasn't their $5-a-day coffees

fromNew York Post
1 month ago
Retirement

Here are the most common financial regrets Americans have: 'I should have invested in a lakefront cottage instead'

fromBusiness Insider
1 month ago
NYC startup

A personal finance expert saw her friends leaving 'tens of thousands' on the table with money mistakes - but it wasn't their $5-a-day coffees

fromNew York Post
1 month ago
Retirement

Here are the most common financial regrets Americans have: 'I should have invested in a lakefront cottage instead'

Retirement
from24/7 Wall St.
1 month ago

Why Is My Car Insurance Quoting $360 to $480 When I'm Paying $200 with Allstate?

Car insurance costs are consistently rising, causing frustration among drivers.
Even safe drivers are facing dramatic increases in insurance premiums.
Mental health
fromFast Company
1 month ago

8 expert tips for managing your finances in uncertain times

Financial uncertainty is rising, with consumer confidence at a low and recession fears affecting economic outlook.
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