#personal-finance

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fromBusiness Insider
20 hours ago

A financial advice blogger breaks down how she paid off a mortgage in 2 years

Emma Jackson didn't have much money growing up - but that didn't stop her from buying her first home at age 25 and saving enough to pay off the mortgage two years later. The British blogger told Business Insider that, growing up, she was aware her parents were in financial difficulty after they had bad mortgage advice that left them in debt. She and her brothers started contributing to the household once they could, which helped her focus on being "really savvy" with money.
Business
#retirement-savings
Mindfulness
fromwww.mercurynews.com
2 days ago

Horoscopes Sept. 6, 2025: Idris Elba, think twice before you make a move this year

Exercise caution: verify information, rely on personal strengths, avoid impulsive choices, and build plans with integrity rather than depending on others.
fromDiscover the Best Podcasts | Discover Pods
5 days ago

Personal Finance Podcasts for Beginners: Start Here When You're Broke

After graduation, I scrambled to get my real estate license because I literally had no idea what else to do. I could pass the state exams, and broker tests... But I felt like a complete fraud trying to advise people on the biggest financial decision of their lives when the biggest financial decision of my new career was the exam filing fees.
Online learning
fromBusiness Insider
5 days ago

Money can't buy you happiness, but it buys an 'inconvenience buffer,' says a financial educator

Money may not be able to buy you happiness, but it can make life a lot easier. That's the view of Simran Kaur, a financial educator and investor who hosts the "Friends That Invest" podcast. In an episode this week, Kaur spoke about money "myths," including the notion that money can't buy happiness. Having more money doesn't necessarily improve emotional well-being or happiness, she said, it just helps to solve inconveniences.
Podcast
Business
from24/7 Wall St.
6 days ago

I Regret Financing My New Car - What Are My Options for Managing Payments?

An 18-year-old student financed an expensive 2024 Kia Forte with large add-ons and faces unaffordable biweekly payments while starting college.
#investing
Business
from24/7 Wall St.
1 week ago

I Wish I Hadn't Spent So Much on New Cars - Here's My Regretful Financial Journey

Buying new cars with financing and without checking insurance created large costs, depreciation losses, and missed investment gains that reduced long-term wealth.
Cars
fromInsideEVs
1 week ago

Woman Says Buying a Tesla Was the 'Worst Financial Decision' She's Ever Made. Here's What She Miscalculated

Buying a new 2023 Tesla Model Y led to steep depreciation and negative equity, making it a poor financial decision despite performance and convenience benefits.
#credit-cards
fromBusiness Insider
1 week ago

I came out of early retirement after buying an expensive home I didn't need. Here are the mistakes I made.

I retired at 34 in 2012, and my wife retired a few years later at 35 in 2015. We've been mainly living off our passive income and investments since. In 2023, I bought an expensive home I didn't need, becoming house-rich and cash-poor. Buying this house affected our desired lifestyle in San Francisco. As a family of four with two children, we had less liquid or passive income, which made me feel quite uneasy.
Real estate
from24/7 Wall St.
1 week ago

I Make $150,000 in Southern California But It Feel Like I'm Drowning Financially

As for their overall budget breakdown, the family is paying $2,150 for their mortgage and utility bills, $180 for cell phones, $1,400 for both health and car insurance, spending an average of $800 per month on groceries, and approximately $200 per month on dining out. Now add to this $850 in car loans, $250 for gas every month, plus another $2,200 across 401(k), kids' college expenses, property taxes, and sports activities, and it's clear that this family is barely able to survive.
Real estate
fromApartment Therapy
1 week ago

I Tried the "Checkbook Method," and It Changed the Way I Think About Spending

"What I've always found valuable about a checkbook register is that it helps you keep a close eye on your money and know exactly what's in your account, not just what your bank shows online," says Julie Beckham, financial education officer at Rockland Trust. "Your balance on a website or app may not include pending transactions, automatic payments, or checks that haven't cleared, which can make it easy to spend money you don't actually have."
Digital life
Media industry
fromwww.independent.co.uk
1 week ago

The five side hustles that may earn you extra money

Many Britons pursue side hustles to supplement income—motivated by luxury spending and rising living costs—while experts offer guidance on viable revenue-generating options.
from24/7 Wall St.
1 week ago

With $1m in Retirement Accounts, Should I Pay Off The 2.75% Mortgage or Invest The Cash?

For this Redditor, they are looking at a scenario where they have a 2.75% mortgage with approximately $500,000 left on the balance. This is equivalent to a $3,400 monthly payment on a house that is currently worth around $850,000. Having bought the house seven years ago for $715,000, this isn't a ton of growth, given what other areas of the country have done. This fact aside, the family has no other debt and has around $1 million sitting in retirement and non-retirement accounts.
Real estate
fromwww.nytimes.com
1 week ago

She Returned to Brooklyn With $300,000 and a Dream

Unemployed at the start of the pandemic, Ms. Pennick returned to Chicago and lived with her mother. She landed a job and saved diligently for a down payment, always planning to return to New York. This city is the place where I can be my authentic self, she said. Plus, my friends and church home are here. I am of the New York or nowhere' ilk.
New York City
from24/7 Wall St.
1 week ago

Should I buy a $75,000 Tundra with my $100,000 salary and $60,000 in savings?

Just because you make a six-figure annual income doesn't mean you should blow it. Indeed, we've heard countless stories about high-earning folks who still manage to live paycheck to paycheck. Lifestyle creep, big splurges (perhaps to deal with being burnt out at the office), and a lack of budgeting are all factors to blame for high-earning individuals who can't quite seem to get ahead financially.
Business
#astrology
Digital life
from24/7 Wall St.
1 week ago

With $90,460 in Debt, What Is The Realistic Path Out?

23-year-old bartender faces multiple credit card balances, a high car payment, and tight monthly budget on $3,000–$6,000 monthly income.
Digital life
fromwww.nerdwallet.com
1 week ago

Many Americans are stressed about money, 6 ways to cope

Regular financial stress affects about half of Americans, with women and younger generations more likely to worry; tracking spending and planning can improve financial well-being.
fromIndependent
1 week ago

Ask a money coach: 'I pick up the bill for my friends a lot, and I'm happy to, but I wish they weren't so tight in return'

I don't know if it's something I should bring up with them or not At 30, my friends are all in different places with our finances. Some are buying houses, getting married, having kids, moving up in their careers. Others are living paycheque to paycheque or haven't moved out of the family home yet. I fall somewhere in between, and make a decent enough living.
Miscellaneous
from24/7 Wall St.
1 week ago

Here's Exactly How Much a Person Making $100,000 Per Year Will Net from Trump's "Big Beautiful Bill"

Young professionals working in a range of industries may feel like they've "made it" when the cross over into the six-figure threshold. Making $100,000 per year has been a goal many have set out to attain, and it can take some time in certain industries to hit this target. But with approximately one-fifth of the U.S. population earning this much money, and the number of six-figure earners living paycheck to paycheck surging, this sum isn't what it once was.
US politics
Wellness
fromIndependent
2 weeks ago

No-spend September: 30 ways to cut your non-essential spending in 30 days

A September no-spend challenge—spending only on essentials—helps rebuild savings and prepares finances ahead of autumn and winter expenses.
fromTODAY.com
2 weeks ago

Mom of 3 Defends Giving Each Child $750 For Back-To-School Shopping

A lot of people say that's too much and a lot of people say it's not enough,
Parenting
fromRefinery29
2 weeks ago

I'm 31, I Make $166K & Egg-Freezing Treatment Has Me Struggling

Welcome toMoney Diaries where we are tackling the ever-present taboo that is money. We're asking real people how they spend their hard-earned money during a seven-day period - and we're tracking every last dollar.Today: a psychiatric nurse practitioner who makes $166,000 per year and who spends some of her money this week on a post-surgery Uber. Editor's Note and Content Flag: This is a follow-up diary.
Education
Cars
from24/7 Wall St.
2 weeks ago

I Struggled to Repair My 2010 Prius And Don't Know If It Was Worth the $4,300 Investment

Repairing an older car can be more economical than buying newer when used-car prices and interest rates are high, but long-term upgrade strategy matters.
Relationships
fromSFGATE
2 weeks ago

Dave Ramsey Warns Homeowner About Spouse's Gambling With House Money: What To Know

When a spouse has a severe gambling addiction, the other spouse must separate finances and take sole control to protect household assets and prevent foreclosure.
Real estate
from24/7 Wall St.
2 weeks ago

Dave Ramsey says 35% of Americans will 'learn the hard way' on Social Security

Relying heavily on Social Security is risky; save independently for retirement because Social Security finances are shaky and may not provide major income.
Business
fromBusiness Insider
2 weeks ago

'Shark Tank' star Kevin O'Leary shares 5 pieces of blunt life advice

Avoid wasteful spending, prioritize three daily work tasks, listen more than speak, talk finances early in relationships, and teach children independence.
Social media marketing
fromwww.theguardian.com
2 weeks ago

What do you earn?' How Instagram and TikTok influencers sent a taboo question viral

Street-style influencer interviews prompt strangers to disclose personal financial details, normalising salary transparency while generating viral content and raising privacy concerns.
Real estate
from24/7 Wall St.
2 weeks ago

We expect to reach $20 million in a few decades, but I worry about not working - is our financial future truly secure?

Couple with about $6 million must weigh early retirement versus returning to work, balancing childcare, nanny costs, burnout, taxes, and long-term financial goals.
#inheritance
fromIndependent
2 weeks ago
Real estate

Eoin McGee answers: 'I'm a struggling single mum about to receive an inheritance of 150k. How do I make the most of it for me and my three children?'

fromBusiness Insider
1 month ago
Relationships

I barely knew my grandma, but she left me $85,000 when she died. I was able to take 2 years off work and build my dream business.

fromIndependent
2 weeks ago
Real estate

Eoin McGee answers: 'I'm a struggling single mum about to receive an inheritance of 150k. How do I make the most of it for me and my three children?'

fromBusiness Insider
1 month ago
Relationships

I barely knew my grandma, but she left me $85,000 when she died. I was able to take 2 years off work and build my dream business.

E-Commerce
fromTasting Table
3 weeks ago

The Credit Card That Gets You The Best Rewards On Groceries - Tasting Table

The Blue Cash Preferred Card offers significant cash back rewards on grocery and other select purchases, balancing its annual fee.
US politics
from24/7 Wall St.
3 weeks ago

Breaking Down Trump's Tax Bill: Here's What It Means for This Household

High-income families often face significant stress during tax season due to complex financial situations.
E-Commerce
from24/7 Wall St.
3 weeks ago

Am I Addicted to Buying ETFs? My Spending on VOO Is Out of Control

Compulsive trading can harm finances and mental health, even when it involves profitable investments.
Real estate
fromBusiness Insider
3 weeks ago

I earn over $260,000 as a CEO, but I'm still a HENRY. Big titles don't always mean big wealth.

High earners can still face financial insecurity due to lifestyle inflation and career choices.
Digital life
fromIndependent
3 weeks ago

Financial experts make mistakes too - from crypto to foreign property, five money pros share their greatest regret

Financial experts also experience money regrets, showing mistakes are common among all individuals.
fromSFGATE
1 month ago

Dave Ramsey's Advice to a Gen Z Investor With $43,000 in Stocks? Buy a Home

"You're a little bit early in your process. Not in your age-but in your process. You're in the middle of transitional things that need to happen before you start investing."
Real estate
Travel
fromMail Online
1 month ago

I saved over 700 on flights using this ChatGPT hack

Using ChatGPT is more effective for finding cheaper flights than mainstream search engines.
Cooking
fromBusiness Insider
1 month ago

I haven't ordered food delivery in 18 months. Sure, I've saved money, but the decision also changed my relationship with food.

Stopping food delivery led to significant savings and improved food choices.
#credit-score
#money-management
fromDefector
1 month ago
Mental health

I Have Found A Personal Finance Influencer Who Isn't As Bad As "Personal Finance Influencer" Sounds | Defector

fromDefector
1 month ago
Mental health

I Have Found A Personal Finance Influencer Who Isn't As Bad As "Personal Finance Influencer" Sounds | Defector

Miscellaneous
fromBusiness Matters
1 month ago

105m in Premium Bond prizes unclaimed - including 11 jackpots worth 100,000

£105 million in Premium Bond prizes remains unclaimed, including 2.6 million total prizes and 11 worth £100,000.
#investment
fromIndependent
1 month ago
Real estate

Eoin McGee answers: 'I'm 26 with 50k in savings and 7k in crypto. Should I invest in shares or buy a house?'

fromIndependent
1 month ago
Real estate

Eoin McGee answers: 'I'm 26 with 50k in savings and 7k in crypto. Should I invest in shares or buy a house?'

Relationships
fromwww.mercurynews.com
1 month ago

Harriette Cole: My fiance called me selfish because I think his credit score is his own problem

Prioritizing one's own credit over a partner's request for assistance with credit is not selfish, but rather a protective measure.
fromwww.bbc.com
1 month ago

'I was a shopping addict - it needs to be taken more seriously'

'It was the first thing I would think about when I woke up. You keep looking for clothes in the same way someone might keep drinking because they haven't quite reached the point of escapism they were hoping to reach.'
E-Commerce
fromBusiness Insider
1 month ago

This 81-year-old still works at Home Depot to support herself and her 90-year-old husband

"I feel trapped working, but I can't stop working," Lydia says, sitting up to cuddle her basset hound, Brigette. Her husband, Bill, gives her a kiss but lets her be.
Public health
Miscellaneous
fromIndependent
1 month ago

How to get 100 back in your pocket - seven financial experts share their top tips

Finding ways to save money can provide extra funds at the end of the month.
fromSFGATE
1 month ago

Dave Ramsey Weighs In on Trump's Big Beautiful Bill: 'It Won't Change Your Life'

Dave Ramsey criticized the One Big Beautiful Bill Act, stating there is 'nothing' impactful in it for homeowners, urging individuals to take their financial matters into their own hands.
US politics
#retirement
from24/7 Wall St.
1 month ago
US politics

My parents have no savings, live paycheck to paycheck, and own a home with $400k in equity - should they cash out and rent instead?

fromBusiness Insider
2 months ago
Retirement

I'm 84 and drive for Uber to pay my bills. I've made some unfortunate investments, but I'm not worried about the future.

fromBusiness Insider
2 months ago
Retirement

I'm 80 and still working. I've filed for bankruptcy twice and only have $37 in my savings account, but I feel blessed.

from24/7 Wall St.
1 month ago
US politics

My parents have no savings, live paycheck to paycheck, and own a home with $400k in equity - should they cash out and rent instead?

fromBusiness Insider
2 months ago
Retirement

I'm 84 and drive for Uber to pay my bills. I've made some unfortunate investments, but I'm not worried about the future.

fromBusiness Insider
2 months ago
Retirement

I'm 80 and still working. I've filed for bankruptcy twice and only have $37 in my savings account, but I feel blessed.

Business
from24/7 Wall St.
1 month ago

Dave Ramsey's Credit Score Take: Mostly Right, But Not the Whole Story

Dave Ramsey suggests living without a credit score, claiming financial success without it is possible.
#debt-management
#retirement-planning
fromBusiness Insider
2 months ago
Retirement

Woman's retirement savings drained due to unexpected medical bills from a rare condition

Medical crises can severely impact financial stability in retirement.
from24/7 Wall St.
2 months ago
Retirement

Dave Ramsey said retirement is not merely a dream, it is a goal that requires you to make a plan

Dave Ramsey emphasizes that Social Security is not a retirement plan, but an addition to it.
fromFortune
1 month ago

The $124 trillion Great Wealth Transfer is bigger than ever-and millennials will get the biggest cut

The generational transfer of nearly $124 trillion in assets over 25 years will profoundly impact families, advisers, businesses, and every segment of the financial industry.
US politics
E-Commerce
from24/7 Wall St.
1 month ago

I Found Over $2,000 in My Account from a Business I've Never Visited - What Should I Do?

Unexpected deposits in bank accounts require immediate attention to avoid complications.
#financial-independence
Relationships
fromSlate Magazine
1 month ago

I Lost a Decade of My Life. I'm Scared My Finances Will Never Recover.

Prioritize paying off high-interest credit card debt to improve financial stability and credit health.
US news
fromwww.npr.org
1 month ago

Should you buy it? If you answer 'yes' to these questions, probably not

Intentional spending, considering emotional triggers, is crucial even when budgets are tight.
Miscellaneous
fromIndependent
1 month ago

'I had no savings at 27... five years later I bought my own house' - meet the Irish women who started small and saved big

Saving is a struggle for many due to rising rents, high childcare costs, and inflation.
E-Commerce
fromIndependent
1 month ago

'There's no need for anyone to own 15 pairs of leggings' - how I made hundreds of euro selling my clutter on Vinted

Selling unwanted items can provide extra income instead of discarding them.
#financial-planning
from24/7 Wall St.
1 month ago
Fundraising

I'm 30, No Debt, And About To Inherit $500k-$600k. What Should I Do With It?

Sudden windfalls can dramatically change financial situations, necessitating careful planning and discretion.
from24/7 Wall St.
2 months ago
Retirement

I'm 54 And About To Receive An Unexpected $3.7m Inheritance. What's My First Phone Call?

Receiving a significant windfall raises concerns about financial management, and seeking professional advice is crucial.
from24/7 Wall St.
1 month ago

I've Had My Capital One Card for Years - What's the Best Unlimited 2% Cash Back Card to Replace It?

Switching to a 2% flat-rate, unlimited cash back credit card can offer substantial savings compared to the typical 1.5% cash back card, depending on spending.
E-Commerce
Retirement
fromBusiness Insider
1 month ago

Waze's cofounder thinks you should start thinking about saving for retirement at 18

Saving for retirement should start at age 18 to ensure effective investment growth through compounding.
fromwww.mercurynews.com
1 month ago

Harriette Cole: Is it out of line to ask my boss for gas money?

It may not be the best time to make your pitch, but you, too, are suffering. You can always ask for a gas allowance.
Relationships
Miscellaneous
fromIndependent
1 month ago

'I used to miss flights and lose phones. Now I've saved almost 6,000 in three years' - the financial benefits of quitting drinking

Sobriety led individuals to significant financial improvements and a rethinking of their spending habits.
fromwww.mercurynews.com
2 months ago

Asking Eric: I was told I overreacted about this property damage

Your caregiver, who understands the challenges you face navigating a world that is often not accommodating, thinks that you don't have the right to be peeved about this?
Health
Real estate
fromwww.bankrate.com
2 months ago

Could renting be part of the new American dream?

Renting can lead to greater financial growth compared to homeownership based on several hidden costs associated with owning a home.
fromwww.cbc.ca
2 months ago

People getting divorced are setting up gift registries. Don't roll your eyes just yet | CBC Radio

"When it came time to get divorced, we were separating a household and he got some things like the vacuum cleaner. I was going to need those kinds of things."
Relationships
Real estate
fromBoston.com
2 months ago

How much is too much to spend on a home?

Strict budgeting is essential for home buying in costly markets like Greater Boston, especially amidst fears of recession.
Mindfulness
fromBustle
2 months ago

This Cash Hack Lets You Enjoy A Fun Weekend On A Budget

Implementing a 'cash only' weekend helps control spending and promotes mindfulness about financial habits.
fromSlate Magazine
2 months ago

I Grew Up Super Poor. My Rich In-Laws Think They've Cracked the Code for My Money Worries.

You have absolutely no obligation to explain your life choices to other people, especially around something as personal as having children.
Relationships
US politics
fromFlowingData
2 months ago

Effects of the Republican bill on your taxes

The new tax bill impacts individuals differently based on various personal factors, including income, household status, and filing options.
E-Commerce
fromEntrepreneur
2 months ago

Try This AI-Powered Stock Picker | Entrepreneur

Sterling Stock Picker simplifies stock investing through personalized AI strategies, enhancing user confidence and understanding.
Fundraising
fromBusiness Insider
2 months ago

I secured over 20 scholarships - enough to pay for my first 2 years of college. It was a huge relief and gave me confidence.

Emma Bayer demonstrates the impact of proactive scholarship applications on funding college education.
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