Pennsylvania woman donates jacket - with a winning $2.5 million lottery ticket she left in the pocketA woman in Pennsylvania may lose a $2.5 million lottery ticket she accidentally donated to charity.
We own $1.8 million worth of real estate free and clear - should I keep working or retire with a paid-off home in a high-cost city?A 46-year-old Reddit user with $12 million net worth contemplates retirement, given his substantial assets and discontent with his job.
I'm 52 and earning $350k a year - can I afford to retire once our youngest child get their own health insurance?The Reddit user is financially equipped to consider retirement with a $10 million net worth.
We're in our 40s and have saved 5x more for retirement than we planned - why are we still nervous to quit our jobs?Fear of retirement can persist even with substantial savings, highlighting the emotional aspect of retirement planning.
Want to Retire at 60? Here's a Reading List to Get You TherePlanning and action are essential for retiring at 60, ideally allowing for financial flexibility.Reading relevant financial literature can expedite the journey toward financial independence.Cultivating daily positive financial habits can significantly influence long-term wealth.
I'm 50 and plan on working at least another 5 years - will I have enough money saved to spend $300k every year in retirement?The Reddit user seeks confirmation on retirement readiness with $12.5 million to fund $300K yearly for five years.
I have enough money to retire today but if I keep working, I can add a few million more - is it worth it?A Reddit user is debating whether to quit his job for personal happiness or work another year for $2.62 million.
We own $1.8 million worth of real estate free and clear - should I keep working or retire with a paid-off home in a high-cost city?A 46-year-old Reddit user with $12 million net worth contemplates retirement, given his substantial assets and discontent with his job.
I'm 52 and earning $350k a year - can I afford to retire once our youngest child get their own health insurance?The Reddit user is financially equipped to consider retirement with a $10 million net worth.
We're in our 40s and have saved 5x more for retirement than we planned - why are we still nervous to quit our jobs?Fear of retirement can persist even with substantial savings, highlighting the emotional aspect of retirement planning.
Want to Retire at 60? Here's a Reading List to Get You TherePlanning and action are essential for retiring at 60, ideally allowing for financial flexibility.Reading relevant financial literature can expedite the journey toward financial independence.Cultivating daily positive financial habits can significantly influence long-term wealth.
I'm 50 and plan on working at least another 5 years - will I have enough money saved to spend $300k every year in retirement?The Reddit user seeks confirmation on retirement readiness with $12.5 million to fund $300K yearly for five years.
I have enough money to retire today but if I keep working, I can add a few million more - is it worth it?A Reddit user is debating whether to quit his job for personal happiness or work another year for $2.62 million.
With $9M In Assets, We're Retirement Age But Starting To Dread The Looming TaxesMany resources exist to reduce tax burdens as retirement approaches, but it's essential to consult a financial expert for personalized advice.
I retired last year but now I'm going back to worth because the pay is too good to pass up - will I regret this?The Reddit user decided to return to work for better financial stability after early retirement.
I'm 50 with a healthy amount in my retirement savings but discover I'll inherit millions from my parents - is there any chance I run out of money?The Reddit user has sufficient funds to retire comfortably now based on his investments and current lifestyle expenses.
My financial advisor says I'm ready to retire from my high-stress job but I'm not sure - is $7 million enough to stop working?Deciding to retire with $7 million depends on individual goals and circumstances.
29 and Saving $46k on $113k Household Income: Am I on the Right Track for Financial Freedom?A 40% savings rate significantly surpasses the typical 15-20% recommendation, indicating strong financial discipline.
I Just Scored a $70K Promotion: How Do I Avoid Lifestyle Creep for My Daughter's Future?Job-hopping is now a strategic move for increasing salary and promotions.An individual expressed happiness over a significant salary increase after many failed attempts.Balancing a newfound salary with personal finance and family needs is a common concern.
With $9M In Assets, We're Retirement Age But Starting To Dread The Looming TaxesMany resources exist to reduce tax burdens as retirement approaches, but it's essential to consult a financial expert for personalized advice.
I retired last year but now I'm going back to worth because the pay is too good to pass up - will I regret this?The Reddit user decided to return to work for better financial stability after early retirement.
I'm 50 with a healthy amount in my retirement savings but discover I'll inherit millions from my parents - is there any chance I run out of money?The Reddit user has sufficient funds to retire comfortably now based on his investments and current lifestyle expenses.
My financial advisor says I'm ready to retire from my high-stress job but I'm not sure - is $7 million enough to stop working?Deciding to retire with $7 million depends on individual goals and circumstances.
29 and Saving $46k on $113k Household Income: Am I on the Right Track for Financial Freedom?A 40% savings rate significantly surpasses the typical 15-20% recommendation, indicating strong financial discipline.
I Just Scored a $70K Promotion: How Do I Avoid Lifestyle Creep for My Daughter's Future?Job-hopping is now a strategic move for increasing salary and promotions.An individual expressed happiness over a significant salary increase after many failed attempts.Balancing a newfound salary with personal finance and family needs is a common concern.
I'm a 61-year-old retiree and thanks to strong investments, I'm now sitting on $7 million - here's my advice for anyone considering retirementConsider a test run before committing to retirement to gauge happiness and fulfillment.
Dave Ramsey thinks you're an idiot if you think you need a sports car to fit inDave Ramsey emphasizes the importance of financial prudence over following friends' advice to incur debt for status.
Dave Ramsey reveals why he's like paying off small debts first, even if the math suggests otherwiseThe Debt Snowball method promotes paying off the smallest debts first to achieve quick wins and build momentum, despite potential higher long-term interest costs.
Is Contributing to a 401(k) Worth It on a $32,000 Salary? Here's What I DiscoveredInvesting for retirement is essential, regardless of salary.Employer 401(k) matching is free money and should be utilized.An emergency fund should be built before investing.Every cent saved contributes to retirement.
I'm using a $500K inheritance for retirement and travel instead of paying off my kids' student loans - am I being selfish?Parents can prioritize their own financial needs over their children's debts incurred from expensive college choices.
Is It Really True That Americans Take 6 Years on Average to Pay Off a Single Credit Card Purchase?Paying off credit cards monthly is essential to avoid long-term debt.Average credit card debt repayment can take over six years according to industry insights.
I'm a 61-year-old retiree and thanks to strong investments, I'm now sitting on $7 million - here's my advice for anyone considering retirementConsider a test run before committing to retirement to gauge happiness and fulfillment.
Dave Ramsey thinks you're an idiot if you think you need a sports car to fit inDave Ramsey emphasizes the importance of financial prudence over following friends' advice to incur debt for status.
Dave Ramsey reveals why he's like paying off small debts first, even if the math suggests otherwiseThe Debt Snowball method promotes paying off the smallest debts first to achieve quick wins and build momentum, despite potential higher long-term interest costs.
Is Contributing to a 401(k) Worth It on a $32,000 Salary? Here's What I DiscoveredInvesting for retirement is essential, regardless of salary.Employer 401(k) matching is free money and should be utilized.An emergency fund should be built before investing.Every cent saved contributes to retirement.
I'm using a $500K inheritance for retirement and travel instead of paying off my kids' student loans - am I being selfish?Parents can prioritize their own financial needs over their children's debts incurred from expensive college choices.
Is It Really True That Americans Take 6 Years on Average to Pay Off a Single Credit Card Purchase?Paying off credit cards monthly is essential to avoid long-term debt.Average credit card debt repayment can take over six years according to industry insights.
Can You Use Your Tax Refund To Become a Homeowner?Tax refunds can significantly aid homebuyers but should be used strategically based on individual financial circumstances.
Only 48% of Americans Understand that Large Tax Refunds Aren't Free MoneyTax refunds indicate overpayment of taxes and are essentially money returned to the taxpayer, not government gifts.
Can You Use Your Tax Refund To Become a Homeowner?Tax refunds can significantly aid homebuyers but should be used strategically based on individual financial circumstances.
Only 48% of Americans Understand that Large Tax Refunds Aren't Free MoneyTax refunds indicate overpayment of taxes and are essentially money returned to the taxpayer, not government gifts.
I Discovered the Best Cashback Cards for My $36K Annual Airfare Spend-Here's What I FoundChoosing the right cashback travel card can yield significant rewards if well-researched.The Wells Fargo Autograph card stands out for its 3% cashback on various travel-related purchases.
I've Always Paid With A Debit Card, But People Say For $20+ A Credit Card Is Better. What's The Real Answer?Using credit cards can help establish good credit and provide additional benefits like rewards.Educating oneself on how credit card usage impacts credit scores is essential.
Cash Back Credit Cards Work For You While You Spend, And Have Other BenefitsCash back cards reduce purchase costs with money back on regular spending.They simplify rewards by providing direct savings instead of points.
Even If You're Not A Big Spender, Cash Back Cards Make Too Much Sense To Use Anything ElseCash-back credit cards offer rewards but must be used responsibly to avoid financial pitfalls.
Is Priority Pass Worth Keeping with Amex Platinum for Infrequent Travelers, What Other Options Make Sense?Maximizing credit card rewards isn't always worth it if the perks are underused, particularly for infrequent travelers.
I put $4k on my credit card, then paid it off in 24 hours. Was this a mistake?Simple changes can improve your credit score.Optimally, paying off credit cards doesn't mean doing it immediately to enhance credit.
I Discovered the Best Cashback Cards for My $36K Annual Airfare Spend-Here's What I FoundChoosing the right cashback travel card can yield significant rewards if well-researched.The Wells Fargo Autograph card stands out for its 3% cashback on various travel-related purchases.
I've Always Paid With A Debit Card, But People Say For $20+ A Credit Card Is Better. What's The Real Answer?Using credit cards can help establish good credit and provide additional benefits like rewards.Educating oneself on how credit card usage impacts credit scores is essential.
Cash Back Credit Cards Work For You While You Spend, And Have Other BenefitsCash back cards reduce purchase costs with money back on regular spending.They simplify rewards by providing direct savings instead of points.
Even If You're Not A Big Spender, Cash Back Cards Make Too Much Sense To Use Anything ElseCash-back credit cards offer rewards but must be used responsibly to avoid financial pitfalls.
Is Priority Pass Worth Keeping with Amex Platinum for Infrequent Travelers, What Other Options Make Sense?Maximizing credit card rewards isn't always worth it if the perks are underused, particularly for infrequent travelers.
I put $4k on my credit card, then paid it off in 24 hours. Was this a mistake?Simple changes can improve your credit score.Optimally, paying off credit cards doesn't mean doing it immediately to enhance credit.
The Best Tips To Make A Cash Back Card Even More Valuable To YouCash-back credit cards are now the most popular way to earn rewards while spending.Using multiple cash-back cards can significantly enhance your total cash-back rewards.
We All Have to Spend Something, You May as Well Use a Cash Back Card and Get Paid for ItCash-back credit cards can convert regular spending into meaningful rewards.Selecting the right cash-back card is crucial to maximizing earnings.
Frankly, Once You See The Math, Cash Back Cards Make Too Much SenseCash-back credit cards now offer unlimited earning potential, enticing consumers to spend more.
The Best Tips To Make A Cash Back Card Even More Valuable To YouCash-back credit cards are now the most popular way to earn rewards while spending.Using multiple cash-back cards can significantly enhance your total cash-back rewards.
We All Have to Spend Something, You May as Well Use a Cash Back Card and Get Paid for ItCash-back credit cards can convert regular spending into meaningful rewards.Selecting the right cash-back card is crucial to maximizing earnings.
Frankly, Once You See The Math, Cash Back Cards Make Too Much SenseCash-back credit cards now offer unlimited earning potential, enticing consumers to spend more.
I retired from tech at 59. These 5 books helped me do it.Alvaro Munevar Jr. retired at 59 by building a real estate business and leveraging insights from personal finance literature.
If Your Partner Is Showing These 10 Money Red Flags, You Deserve A RefundDating should be a no-shame zone regarding financial situations; red flags include showing shame or excessive flashiness.
How to Teach Your Kids About Money the Right WayFinancial literacy is primarily learned from parents through observation.Children should be taught that money is earned, not given.Understanding the value of financial decisions starts at home.
I just came into unexpected wealth - how do I balance enjoying it today and securing my future?Wealth is shifting from older generations to younger ones, necessitating financial literacy among heirs.
I retired from tech at 59. These 5 books helped me do it.Alvaro Munevar Jr. retired at 59 by building a real estate business and leveraging insights from personal finance literature.
If Your Partner Is Showing These 10 Money Red Flags, You Deserve A RefundDating should be a no-shame zone regarding financial situations; red flags include showing shame or excessive flashiness.
How to Teach Your Kids About Money the Right WayFinancial literacy is primarily learned from parents through observation.Children should be taught that money is earned, not given.Understanding the value of financial decisions starts at home.
I just came into unexpected wealth - how do I balance enjoying it today and securing my future?Wealth is shifting from older generations to younger ones, necessitating financial literacy among heirs.
What are your good/bad experiences with financial advisors/planners and are they worth it?Financial advisors often have a negative perception but can be beneficial for personalized financial planning.Personal accountability in financial matters is crucial; advisors offer support but clients must prioritize their own financial health.
Unsure How To Manage Your First Million? Here Are A Few OptionsPeople receiving unexpected wealth must focus on wise management to avoid squandering it.
I just inherited $57.5 million - what should I do first?Managing a large inheritance wisely is crucial to prevent financial loss.Setting priorities and seeking help is essential for navigating newfound wealth.
How I Went from Struggling to a $17 Million Net Worth OvernightAntoine Walker's financial downfall shows the risks of sudden wealth without proper financial management and planning.
Unsure How To Manage Your First Million? Here Are A Few OptionsPeople receiving unexpected wealth must focus on wise management to avoid squandering it.
I just inherited $57.5 million - what should I do first?Managing a large inheritance wisely is crucial to prevent financial loss.Setting priorities and seeking help is essential for navigating newfound wealth.
How I Went from Struggling to a $17 Million Net Worth OvernightAntoine Walker's financial downfall shows the risks of sudden wealth without proper financial management and planning.
Will My Child Lose the 'Grandparent Advantage' on Financial Aid After My Parent's Death?The 'grandparent advantage' of 529 plans helps students secure financial aid.Transferring ownership of a 529 account can affect financial aid eligibility.
Buyers With Credit Freezes Need To Take These Steps Before They Apply for a MortgageData security breaches are increasing, making personal information more vulnerable, necessitating proactive measures like credit freezes.
This Open-source Tool Lets You Build Your Own Financial Manager Using AI | HackerNoonStep-by-step guide to building an AI-powered Investment & Savings Copilot using Next.js and Maybe Finance.
Should We Pull Money From Our 401(k) to Eliminate Our Credit Card Debt?Consider the long-term costs of withdrawing from retirement accounts to pay down debt.
Americans Have $1.66 Trillion of Car Debt - 5 Ways to Make Sure You Don't Buy Too Much CarAmericans face a staggering $1.66 trillion in auto loan debt, signaling a potential financial strain for many households.
I Struggle with Impulse Buying: How Can I Control My Spending Habits for Good?Impulse purchases can severely impact budgets and savings, leading to debt.
Ramsey Nails It Again With The Two Questions Separating The Wealthy From Everyone ElseRich people consider the total cost of purchases; poor people focus on down payments.Financial decisions should be based on overall impact, not just immediate affordability.
Should We Pull Money From Our 401(k) to Eliminate Our Credit Card Debt?Consider the long-term costs of withdrawing from retirement accounts to pay down debt.
Americans Have $1.66 Trillion of Car Debt - 5 Ways to Make Sure You Don't Buy Too Much CarAmericans face a staggering $1.66 trillion in auto loan debt, signaling a potential financial strain for many households.
I Struggle with Impulse Buying: How Can I Control My Spending Habits for Good?Impulse purchases can severely impact budgets and savings, leading to debt.
Ramsey Nails It Again With The Two Questions Separating The Wealthy From Everyone ElseRich people consider the total cost of purchases; poor people focus on down payments.Financial decisions should be based on overall impact, not just immediate affordability.
Bank scam stealing people's life savings with a single phone callA couple lost their life savings to a scam after being tricked into providing bank details over the phone.
5 Key Signs You're Wasting Money on Brand Loyalty Instead of Finding Better DealsBrand loyalty can result in overspending; consumers should prioritize better deals and comparison shopping.
Huge refund bonus for Americans that work from home revealed by tax expertThe home office deduction can significantly benefit Americans working remotely.Understanding tax deductions available for home-based businesses is crucial for maximizing savings.
My daughter's tax returns are missing after our preparer made a mistake - what steps should we take next?Tax returns going missing can leave individuals liable to the IRS, a scenario often overlooked by many.
Huge refund bonus for Americans that work from home revealed by tax expertThe home office deduction can significantly benefit Americans working remotely.Understanding tax deductions available for home-based businesses is crucial for maximizing savings.
My daughter's tax returns are missing after our preparer made a mistake - what steps should we take next?Tax returns going missing can leave individuals liable to the IRS, a scenario often overlooked by many.
The Biggest Mistake To Avoid When Refinancing Your MortgageHomeowners should consider the loan duration when refinancing, not just interest rates.
Recession-proof your finances with these 5 steps before the economy tanksEconomists' fear of a recession can lead to panic; understanding it can empower individuals to prepare financially.
I was homeless while working at Walt Disney World. You can love Disney and still expect them to do better.Jessica Cody faced housing insecurity while working as a Disney cast member and found relief through a second job at Universal Orlando Resort.
Ben Franklin said "beware of little expenses; a small leak will sink a great ship" - Here's how to eliminate overlooked expensesBen Franklin emphasized the importance of tracking small expenses for financial stability.
Taboola Data Reveals Millions of Brits Turn to Martin Lewis Amid Benefits CutsBrits are seeking advice from Martin Lewis due to concerns over major welfare cuts.
If Retiring At 65 Is Your Goal Suze Orman Has Some Direct AdviceInvesting early is crucial to becoming a millionaire by retirement age due to compounding interest benefits.
I quit being a landlord, and I have no regretsSeth Jones transitioned from real-estate investing to ETFs for easier management and less stress.
'I used to feel broke all the time. Now, I spend mindfully and invest the rest'Sjoerd Bak turned his financial struggles into a career helping others achieve financial freedom.
Only Have $500? 3 No-Brainer Stocks to Buy Right NowA small initial investment of $500 can grow significantly in the stock market with patience and smart stock selections.
Escheat show (Update)Even seasoned investors can lose money due to obscure financial systems.Finding misplaced funds requires understanding specific government programs.
Do you use a financial advisor? I'm curious what people's thoughts are.The debate around hiring financial advisors highlights the need for discernment and trust in choosing the right one.
If Retiring At 65 Is Your Goal Suze Orman Has Some Direct AdviceInvesting early is crucial to becoming a millionaire by retirement age due to compounding interest benefits.
I quit being a landlord, and I have no regretsSeth Jones transitioned from real-estate investing to ETFs for easier management and less stress.
'I used to feel broke all the time. Now, I spend mindfully and invest the rest'Sjoerd Bak turned his financial struggles into a career helping others achieve financial freedom.
Only Have $500? 3 No-Brainer Stocks to Buy Right NowA small initial investment of $500 can grow significantly in the stock market with patience and smart stock selections.
Escheat show (Update)Even seasoned investors can lose money due to obscure financial systems.Finding misplaced funds requires understanding specific government programs.
Do you use a financial advisor? I'm curious what people's thoughts are.The debate around hiring financial advisors highlights the need for discernment and trust in choosing the right one.
61% of Americans Flunk Basic Tax Literacy QuizOver 60% of Americans struggle with fundamental tax literacy.Two-thirds don't understand tax brackets, while 64% can't differentiate between credits and deductions.
Talking openly about money with our son paid off when things were tight. It brought us closer together.Involving children in financial discussions during tough economic times can instill valuable money lessons and strengthen family bonds.
61% of Americans Flunk Basic Tax Literacy QuizOver 60% of Americans struggle with fundamental tax literacy.Two-thirds don't understand tax brackets, while 64% can't differentiate between credits and deductions.
Talking openly about money with our son paid off when things were tight. It brought us closer together.Involving children in financial discussions during tough economic times can instill valuable money lessons and strengthen family bonds.
I'm 42 and single - I've been able to save over $3 million for retirement but now I'm struggling to find motivationA Reddit user with $3 million saved seeks motivation to work while contemplating family and lifestyle changes.
I wanted to retire, but can't stop hustling for a few million I don't need. What is wrong?Achieving financial independence doesn't guarantee emotional readiness to retire early.
I'm 42 and single - I've been able to save over $3 million for retirement but now I'm struggling to find motivationA Reddit user with $3 million saved seeks motivation to work while contemplating family and lifestyle changes.
I wanted to retire, but can't stop hustling for a few million I don't need. What is wrong?Achieving financial independence doesn't guarantee emotional readiness to retire early.
Tell us: are finances shared in your relationship, and if not, why not?Shared finances are increasingly questioned by couples amidst rising living costs and financial pressures.Gender pay and pension gaps significantly impact financial decisions in relationships.
How much do you spend on health and wellness a month?Wellness spending varies widely among individuals, indicative of diverse definitions and priorities for self-care.
I Have an 800 Credit Score-3 Shopping Mistakes I Never MakeBalancing job requirements with personal finance is challenging, but prioritization and comparison can prevent overspending on fashion.
How Savers Can Protect Against the Damaging Impact of Lifestyle Creep | HackerNoonLifestyle creep can lead to spending more and saving less despite increases in income.
I Have an 800 Credit Score-3 Shopping Mistakes I Never MakeBalancing job requirements with personal finance is challenging, but prioritization and comparison can prevent overspending on fashion.
How Savers Can Protect Against the Damaging Impact of Lifestyle Creep | HackerNoonLifestyle creep can lead to spending more and saving less despite increases in income.
Magic Johnson is worth billions and says "if you want to build wealth, you can't just think about your own pockets.'Building wealth is not just about personal gain; consider how your success can help others.
Grant Cardone firmly states that "cash is not king" - this is insteadHoarding cash can erode purchasing power, especially amid rising inflation risks; investing in cash flow assets is crucial for financial safety.Cash flow is superior to cash, as it withstands inflation better and supports long-term financial health.
Will I regret lending cash to friends? Can I ask colleagues what they earn? The experts' guide to modern money etiquetteThe cost of living crisis is reshaping financial discussions in dating and personal finance.
I have $300k in cash and want to turn it into $1 million - what are the most reliable ways to do it?Becoming a millionaire requires effort and a strategic approach; it's not a quick process or outcome.Consulting a financial advisor is crucial for successfully navigating paths to wealth.
Kaleb Cooper becomes a millionaire, just two years after 50p-an-hour farm workKaleb Cooper has rapidly become a millionaire through his successful production firm and agricultural businesses, surpassing the seven-figure milestone.
I have $300k in cash and want to turn it into $1 million - what are the most reliable ways to do it?Becoming a millionaire requires effort and a strategic approach; it's not a quick process or outcome.Consulting a financial advisor is crucial for successfully navigating paths to wealth.
Kaleb Cooper becomes a millionaire, just two years after 50p-an-hour farm workKaleb Cooper has rapidly become a millionaire through his successful production firm and agricultural businesses, surpassing the seven-figure milestone.
The Sacrifice SecretShort-term sacrifices can lead to long-term financial freedom, as per Dave Ramsey's philosophy.
How to find and cancel your unused subscriptionsSubscription services can quietly drain your finances, often going unnoticed until evaluated.
Flex, a Brex for business owners, has raised $25M at a $250M valuation | TechCrunchFlex raises $25 million in equity and a $200 million credit facility to enhance its personal finance software for business owners.