I have a 720+ credit score but make all my purchases with a debit card and realize I'm missing outUsing credit cards for purchases can maximize rewards earned when done responsibly.
I earned $2,000 worth of credit card rewards while raising my credit score from 590 to 715Using credit cards wisely can earn beneficial rewards and improve credit scores.
Is It Really True That Americans Take 6 Years on Average to Pay Off a Single Credit Card Purchase?Paying off credit cards monthly is essential to avoid long-term debt.Average credit card debt repayment can take over six years according to industry insights.
I'm a slight beginner. What is the best cash back credit card for me?Young adults can build credit by becoming authorized users or choosing no-annual fee credit cards.
I've Always Paid With A Debit Card, But People Say For $20+ A Credit Card Is Better. What's The Real Answer?Using credit cards can help establish good credit and provide additional benefits like rewards.Educating oneself on how credit card usage impacts credit scores is essential.
In your opinion, what's the best cash back card?The best cash-back card varies by individual preference, emphasizing subjective benefits and cash-back percentages.
I have a 720+ credit score but make all my purchases with a debit card and realize I'm missing outUsing credit cards for purchases can maximize rewards earned when done responsibly.
I earned $2,000 worth of credit card rewards while raising my credit score from 590 to 715Using credit cards wisely can earn beneficial rewards and improve credit scores.
Is It Really True That Americans Take 6 Years on Average to Pay Off a Single Credit Card Purchase?Paying off credit cards monthly is essential to avoid long-term debt.Average credit card debt repayment can take over six years according to industry insights.
I'm a slight beginner. What is the best cash back credit card for me?Young adults can build credit by becoming authorized users or choosing no-annual fee credit cards.
I've Always Paid With A Debit Card, But People Say For $20+ A Credit Card Is Better. What's The Real Answer?Using credit cards can help establish good credit and provide additional benefits like rewards.Educating oneself on how credit card usage impacts credit scores is essential.
In your opinion, what's the best cash back card?The best cash-back card varies by individual preference, emphasizing subjective benefits and cash-back percentages.
Bank scam stealing people's life savings with a single phone callA couple lost their life savings to a scam after being tricked into providing bank details over the phone.
I just inherited $57.5 million - what should I do first?Managing a large inheritance wisely is crucial to prevent financial loss.Setting priorities and seeking help is essential for navigating newfound wealth.
I'm 52 and just learned I'll inherit millions someday - should I leave my job now?An inheritance can significantly shift priorities, prompting considerations for retirement or debt repayment.
My husband's family is struggling financially and I don't want to use my inheritance to help them - what should I do?Prioritize your own financial stability over aiding family members, including in-laws.
I'm using a $500K inheritance for retirement and travel instead of paying off my kids' student loans - am I being selfish?Parents can prioritize their own financial needs over their children's debts incurred from expensive college choices.
It's Been 3 Years And I Still Can't Get Dad's 401(k), Is It Time To Give Up?Navigating estate claims can be complicated; proactive planning is essential.
I just inherited $57.5 million - what should I do first?Managing a large inheritance wisely is crucial to prevent financial loss.Setting priorities and seeking help is essential for navigating newfound wealth.
I'm 52 and just learned I'll inherit millions someday - should I leave my job now?An inheritance can significantly shift priorities, prompting considerations for retirement or debt repayment.
My husband's family is struggling financially and I don't want to use my inheritance to help them - what should I do?Prioritize your own financial stability over aiding family members, including in-laws.
I'm using a $500K inheritance for retirement and travel instead of paying off my kids' student loans - am I being selfish?Parents can prioritize their own financial needs over their children's debts incurred from expensive college choices.
It's Been 3 Years And I Still Can't Get Dad's 401(k), Is It Time To Give Up?Navigating estate claims can be complicated; proactive planning is essential.
Should We Pull Money From Our 401(k) to Eliminate Our Credit Card Debt?Consider the long-term costs of withdrawing from retirement accounts to pay down debt.
Dave Ramsey thinks you're an idiot if you think you need a sports car to fit inDave Ramsey emphasizes the importance of financial prudence over following friends' advice to incur debt for status.
Dave Ramsey Slammed My Decisions After Making $170K a YearMindset and spending habits play a vital role in managing debt, regardless of high income.
Dave Ramsey reveals why he's like paying off small debts first, even if the math suggests otherwiseThe Debt Snowball method promotes paying off the smallest debts first to achieve quick wins and build momentum, despite potential higher long-term interest costs.
Americans Have $1.66 Trillion of Car Debt - 5 Ways to Make Sure You Don't Buy Too Much CarAmericans face a staggering $1.66 trillion in auto loan debt, signaling a potential financial strain for many households.
Ramsey Nails It Again With The Two Questions Separating The Wealthy From Everyone ElseRich people consider the total cost of purchases; poor people focus on down payments.Financial decisions should be based on overall impact, not just immediate affordability.
Should We Pull Money From Our 401(k) to Eliminate Our Credit Card Debt?Consider the long-term costs of withdrawing from retirement accounts to pay down debt.
Dave Ramsey thinks you're an idiot if you think you need a sports car to fit inDave Ramsey emphasizes the importance of financial prudence over following friends' advice to incur debt for status.
Dave Ramsey Slammed My Decisions After Making $170K a YearMindset and spending habits play a vital role in managing debt, regardless of high income.
Dave Ramsey reveals why he's like paying off small debts first, even if the math suggests otherwiseThe Debt Snowball method promotes paying off the smallest debts first to achieve quick wins and build momentum, despite potential higher long-term interest costs.
Americans Have $1.66 Trillion of Car Debt - 5 Ways to Make Sure You Don't Buy Too Much CarAmericans face a staggering $1.66 trillion in auto loan debt, signaling a potential financial strain for many households.
Ramsey Nails It Again With The Two Questions Separating The Wealthy From Everyone ElseRich people consider the total cost of purchases; poor people focus on down payments.Financial decisions should be based on overall impact, not just immediate affordability.
Why Consumers Are Cutting Back on Shopping and Embracing No Buy 2025'Consumers are increasingly resisting overconsumption by engaging in 'Low Buy 2025' or 'No Buy 2025' initiatives, promoting mindful spending habits.
5 Key Signs You're Wasting Money on Brand Loyalty Instead of Finding Better DealsBrand loyalty can result in overspending; consumers should prioritize better deals and comparison shopping.
Why Consumers Are Cutting Back on Shopping and Embracing No Buy 2025'Consumers are increasingly resisting overconsumption by engaging in 'Low Buy 2025' or 'No Buy 2025' initiatives, promoting mindful spending habits.
5 Key Signs You're Wasting Money on Brand Loyalty Instead of Finding Better DealsBrand loyalty can result in overspending; consumers should prioritize better deals and comparison shopping.
Huge refund bonus for Americans that work from home revealed by tax expertThe home office deduction can significantly benefit Americans working remotely.Understanding tax deductions available for home-based businesses is crucial for maximizing savings.
My daughter's tax returns are missing after our preparer made a mistake - what steps should we take next?Tax returns going missing can leave individuals liable to the IRS, a scenario often overlooked by many.
Huge refund bonus for Americans that work from home revealed by tax expertThe home office deduction can significantly benefit Americans working remotely.Understanding tax deductions available for home-based businesses is crucial for maximizing savings.
My daughter's tax returns are missing after our preparer made a mistake - what steps should we take next?Tax returns going missing can leave individuals liable to the IRS, a scenario often overlooked by many.
The Biggest Mistake To Avoid When Refinancing Your MortgageHomeowners should consider the loan duration when refinancing, not just interest rates.
Recession-proof your finances with these 5 steps before the economy tanksEconomists' fear of a recession can lead to panic; understanding it can empower individuals to prepare financially.
I was homeless while working at Walt Disney World. You can love Disney and still expect them to do better.Jessica Cody faced housing insecurity while working as a Disney cast member and found relief through a second job at Universal Orlando Resort.
We own $1.8 million worth of real estate free and clear - should I keep working or retire with a paid-off home in a high-cost city?A 46-year-old Reddit user with $12 million net worth contemplates retirement, given his substantial assets and discontent with his job.
These 3 Numbers Will Tell You if You Are Ready to RetireUnderstand key numbers to determine retirement readiness: investment account balance, Social Security benefits, and spending plans.
I'm 52 and earning $350k a year - can I afford to retire once our youngest child get their own health insurance?The Reddit user is financially equipped to consider retirement with a $10 million net worth.
We're in our 40s and have saved 5x more for retirement than we planned - why are we still nervous to quit our jobs?Fear of retirement can persist even with substantial savings, highlighting the emotional aspect of retirement planning.
Dave Ramsey says to think twice if you if you ever think that using your 401(k) money to pay off your home is a good ideaWithdrawals from a 401(k) can lead to significant financial losses due to taxes and penalties.
Dave Ramsey Says $1M, Suze Orman Says $10M, Who Is Right?Retirement savings needs vary greatly depending on personal circumstances.Factors influencing retirement savings include withdrawal rates, income needs, and investment choices.
We own $1.8 million worth of real estate free and clear - should I keep working or retire with a paid-off home in a high-cost city?A 46-year-old Reddit user with $12 million net worth contemplates retirement, given his substantial assets and discontent with his job.
These 3 Numbers Will Tell You if You Are Ready to RetireUnderstand key numbers to determine retirement readiness: investment account balance, Social Security benefits, and spending plans.
I'm 52 and earning $350k a year - can I afford to retire once our youngest child get their own health insurance?The Reddit user is financially equipped to consider retirement with a $10 million net worth.
We're in our 40s and have saved 5x more for retirement than we planned - why are we still nervous to quit our jobs?Fear of retirement can persist even with substantial savings, highlighting the emotional aspect of retirement planning.
Dave Ramsey says to think twice if you if you ever think that using your 401(k) money to pay off your home is a good ideaWithdrawals from a 401(k) can lead to significant financial losses due to taxes and penalties.
Dave Ramsey Says $1M, Suze Orman Says $10M, Who Is Right?Retirement savings needs vary greatly depending on personal circumstances.Factors influencing retirement savings include withdrawal rates, income needs, and investment choices.
Only 48% of Americans Understand that Large Tax Refunds Aren't Free MoneyTax refunds indicate overpayment of taxes and are essentially money returned to the taxpayer, not government gifts.
I Want To Retire In 7 Years And Have $4M Socked Away, How Much Cash Is The Right Number?Deciding retirement savings depends on individual spending needs and lifestyle choices.
Unsure How To Manage Your First Million? Here Are A Few OptionsPeople receiving unexpected wealth must focus on wise management to avoid squandering it.
I retired from tech at 59. These 5 books helped me do it.Alvaro Munevar Jr. retired at 59 by building a real estate business and leveraging insights from personal finance literature.
Ben Franklin said "beware of little expenses; a small leak will sink a great ship" - Here's how to eliminate overlooked expensesBen Franklin emphasized the importance of tracking small expenses for financial stability.
After A Decade Of Saving I Only Have $140K In My Retirement Account. When Will Things Turn Around?Stay focused on personal financial progress rather than comparing yourself to online benchmarks.
I Want To Retire In 7 Years And Have $4M Socked Away, How Much Cash Is The Right Number?Deciding retirement savings depends on individual spending needs and lifestyle choices.
Unsure How To Manage Your First Million? Here Are A Few OptionsPeople receiving unexpected wealth must focus on wise management to avoid squandering it.
I retired from tech at 59. These 5 books helped me do it.Alvaro Munevar Jr. retired at 59 by building a real estate business and leveraging insights from personal finance literature.
Ben Franklin said "beware of little expenses; a small leak will sink a great ship" - Here's how to eliminate overlooked expensesBen Franklin emphasized the importance of tracking small expenses for financial stability.
After A Decade Of Saving I Only Have $140K In My Retirement Account. When Will Things Turn Around?Stay focused on personal financial progress rather than comparing yourself to online benchmarks.
Taboola Data Reveals Millions of Brits Turn to Martin Lewis Amid Benefits CutsBrits are seeking advice from Martin Lewis due to concerns over major welfare cuts.
If Retiring At 65 Is Your Goal Suze Orman Has Some Direct AdviceInvesting early is crucial to becoming a millionaire by retirement age due to compounding interest benefits.
I quit being a landlord, and I have no regretsSeth Jones transitioned from real-estate investing to ETFs for easier management and less stress.
We're in our late-20s and after all of our expenses, we have an extra $7k per month - where should we invest it?Combining finances can unite couples on shared financial goals and emphasize accountability.High-income couples like the featured Reddit couple should prioritize investments for future financial security.
We're in our mid-30s and our family has saved $1 million for retirement - here's what it's invested inA 36-year-old Redditor achieved a $1 million net worth through smart investments and financial strategies despite a challenging background.
Jill On Money: Your questions, answeredIt's reasonable to pause retirement contributions to rebuild emergency savings after unexpected expenses.Long-term investors may retain high-risk portfolios if they can manage market volatility.
Is Contributing to a 401(k) Worth It on a $32,000 Salary? Here's What I DiscoveredInvesting for retirement is essential, regardless of salary.Employer 401(k) matching is free money and should be utilized.An emergency fund should be built before investing.Every cent saved contributes to retirement.
If Retiring At 65 Is Your Goal Suze Orman Has Some Direct AdviceInvesting early is crucial to becoming a millionaire by retirement age due to compounding interest benefits.
I quit being a landlord, and I have no regretsSeth Jones transitioned from real-estate investing to ETFs for easier management and less stress.
We're in our late-20s and after all of our expenses, we have an extra $7k per month - where should we invest it?Combining finances can unite couples on shared financial goals and emphasize accountability.High-income couples like the featured Reddit couple should prioritize investments for future financial security.
We're in our mid-30s and our family has saved $1 million for retirement - here's what it's invested inA 36-year-old Redditor achieved a $1 million net worth through smart investments and financial strategies despite a challenging background.
Jill On Money: Your questions, answeredIt's reasonable to pause retirement contributions to rebuild emergency savings after unexpected expenses.Long-term investors may retain high-risk portfolios if they can manage market volatility.
Is Contributing to a 401(k) Worth It on a $32,000 Salary? Here's What I DiscoveredInvesting for retirement is essential, regardless of salary.Employer 401(k) matching is free money and should be utilized.An emergency fund should be built before investing.Every cent saved contributes to retirement.
61% of Americans Flunk Basic Tax Literacy QuizOver 60% of Americans struggle with fundamental tax literacy.Two-thirds don't understand tax brackets, while 64% can't differentiate between credits and deductions.
Talking openly about money with our son paid off when things were tight. It brought us closer together.Involving children in financial discussions during tough economic times can instill valuable money lessons and strengthen family bonds.
61% of Americans Flunk Basic Tax Literacy QuizOver 60% of Americans struggle with fundamental tax literacy.Two-thirds don't understand tax brackets, while 64% can't differentiate between credits and deductions.
Talking openly about money with our son paid off when things were tight. It brought us closer together.Involving children in financial discussions during tough economic times can instill valuable money lessons and strengthen family bonds.
With $9M In Assets, We're Retirement Age But Starting To Dread The Looming TaxesMany resources exist to reduce tax burdens as retirement approaches, but it's essential to consult a financial expert for personalized advice.
I retired last year but now I'm going back to worth because the pay is too good to pass up - will I regret this?The Reddit user decided to return to work for better financial stability after early retirement.
I'm 50 with a healthy amount in my retirement savings but discover I'll inherit millions from my parents - is there any chance I run out of money?The Reddit user has sufficient funds to retire comfortably now based on his investments and current lifestyle expenses.
My financial advisor says I'm ready to retire from my high-stress job but I'm not sure - is $7 million enough to stop working?Deciding to retire with $7 million depends on individual goals and circumstances.
I spent $170,000 last year to fund my lifestyle - which areas should I optimize to reduce my expenses?High spending of $170,000 annually prompts a Redditor to seek advice from the community on cutting back expenses.
With $9M In Assets, We're Retirement Age But Starting To Dread The Looming TaxesMany resources exist to reduce tax burdens as retirement approaches, but it's essential to consult a financial expert for personalized advice.
I retired last year but now I'm going back to worth because the pay is too good to pass up - will I regret this?The Reddit user decided to return to work for better financial stability after early retirement.
I'm 50 with a healthy amount in my retirement savings but discover I'll inherit millions from my parents - is there any chance I run out of money?The Reddit user has sufficient funds to retire comfortably now based on his investments and current lifestyle expenses.
My financial advisor says I'm ready to retire from my high-stress job but I'm not sure - is $7 million enough to stop working?Deciding to retire with $7 million depends on individual goals and circumstances.
I spent $170,000 last year to fund my lifestyle - which areas should I optimize to reduce my expenses?High spending of $170,000 annually prompts a Redditor to seek advice from the community on cutting back expenses.
I'm 42 and single - I've been able to save over $3 million for retirement but now I'm struggling to find motivationA Reddit user with $3 million saved seeks motivation to work while contemplating family and lifestyle changes.
I wanted to retire, but can't stop hustling for a few million I don't need. What is wrong?Achieving financial independence doesn't guarantee emotional readiness to retire early.
I run engineering teams and get paid 8X more than my wife's salary but I want to quit - am I stuck?Choosing job satisfaction versus financial security is a common dilemma, especially when high earnings influence lifestyle choices.
A millennial with a $5,000 side hustle portfolio explains which gigs are fun and easySide hustles provided flexible income for Steph Thompson while studying, allowing her to balance time and finances effectively.
I'm 42 and single - I've been able to save over $3 million for retirement but now I'm struggling to find motivationA Reddit user with $3 million saved seeks motivation to work while contemplating family and lifestyle changes.
I wanted to retire, but can't stop hustling for a few million I don't need. What is wrong?Achieving financial independence doesn't guarantee emotional readiness to retire early.
I run engineering teams and get paid 8X more than my wife's salary but I want to quit - am I stuck?Choosing job satisfaction versus financial security is a common dilemma, especially when high earnings influence lifestyle choices.
A millennial with a $5,000 side hustle portfolio explains which gigs are fun and easySide hustles provided flexible income for Steph Thompson while studying, allowing her to balance time and finances effectively.
Tell us: are finances shared in your relationship, and if not, why not?Shared finances are increasingly questioned by couples amidst rising living costs and financial pressures.Gender pay and pension gaps significantly impact financial decisions in relationships.
If Your Partner Is Showing These 10 Money Red Flags, You Deserve A RefundDating should be a no-shame zone regarding financial situations; red flags include showing shame or excessive flashiness.
Tell us: are finances shared in your relationship, and if not, why not?Shared finances are increasingly questioned by couples amidst rising living costs and financial pressures.Gender pay and pension gaps significantly impact financial decisions in relationships.
If Your Partner Is Showing These 10 Money Red Flags, You Deserve A RefundDating should be a no-shame zone regarding financial situations; red flags include showing shame or excessive flashiness.
How much do you spend on health and wellness a month?Wellness spending varies widely among individuals, indicative of diverse definitions and priorities for self-care.
I Have an 800 Credit Score-3 Shopping Mistakes I Never MakeBalancing job requirements with personal finance is challenging, but prioritization and comparison can prevent overspending on fashion.
This Is How You Find the Best Cash-Back Card for EVERYTHINGThe best cash-back credit card depends on individual spending habits and preferences.
How Savers Can Protect Against the Damaging Impact of Lifestyle Creep | HackerNoonLifestyle creep can lead to spending more and saving less despite increases in income.
I Have an 800 Credit Score-3 Shopping Mistakes I Never MakeBalancing job requirements with personal finance is challenging, but prioritization and comparison can prevent overspending on fashion.
This Is How You Find the Best Cash-Back Card for EVERYTHINGThe best cash-back credit card depends on individual spending habits and preferences.
How Savers Can Protect Against the Damaging Impact of Lifestyle Creep | HackerNoonLifestyle creep can lead to spending more and saving less despite increases in income.
Magic Johnson is worth billions and says "if you want to build wealth, you can't just think about your own pockets.'Building wealth is not just about personal gain; consider how your success can help others.
Grant Cardone firmly states that "cash is not king" - this is insteadHoarding cash can erode purchasing power, especially amid rising inflation risks; investing in cash flow assets is crucial for financial safety.Cash flow is superior to cash, as it withstands inflation better and supports long-term financial health.
Will I regret lending cash to friends? Can I ask colleagues what they earn? The experts' guide to modern money etiquetteThe cost of living crisis is reshaping financial discussions in dating and personal finance.
I figured out how to feed my family of 4 on $120 a week with these key sales hacksUnderstanding grocery sales cycles can lead to significant savings.Budgeting and smart shopping habits can help manage family expenses effectively.
I've got plenty of money to pay my bills each month, but would it be better to do them with a credit card?Using a credit card to pay bills can simplify finances and earn rewards.Choosing the right cashback card can lead to savings on monthly expenses.
Will I regret lending cash to friends? Can I ask colleagues what they earn? The experts' guide to modern money etiquetteThe cost of living crisis is reshaping financial discussions in dating and personal finance.
I figured out how to feed my family of 4 on $120 a week with these key sales hacksUnderstanding grocery sales cycles can lead to significant savings.Budgeting and smart shopping habits can help manage family expenses effectively.
I've got plenty of money to pay my bills each month, but would it be better to do them with a credit card?Using a credit card to pay bills can simplify finances and earn rewards.Choosing the right cashback card can lead to savings on monthly expenses.
I have $300k in cash and want to turn it into $1 million - what are the most reliable ways to do it?Becoming a millionaire requires effort and a strategic approach; it's not a quick process or outcome.Consulting a financial advisor is crucial for successfully navigating paths to wealth.
Kaleb Cooper becomes a millionaire, just two years after 50p-an-hour farm workKaleb Cooper has rapidly become a millionaire through his successful production firm and agricultural businesses, surpassing the seven-figure milestone.
I have $300k in cash and want to turn it into $1 million - what are the most reliable ways to do it?Becoming a millionaire requires effort and a strategic approach; it's not a quick process or outcome.Consulting a financial advisor is crucial for successfully navigating paths to wealth.
Kaleb Cooper becomes a millionaire, just two years after 50p-an-hour farm workKaleb Cooper has rapidly become a millionaire through his successful production firm and agricultural businesses, surpassing the seven-figure milestone.
The Sacrifice SecretShort-term sacrifices can lead to long-term financial freedom, as per Dave Ramsey's philosophy.
How to find and cancel your unused subscriptionsSubscription services can quietly drain your finances, often going unnoticed until evaluated.
Flex, a Brex for business owners, has raised $25M at a $250M valuation | TechCrunchFlex raises $25 million in equity and a $200 million credit facility to enhance its personal finance software for business owners.
I'm a 61-year-old retiree and thanks to strong investments, I'm now sitting on $7 million - here's my advice for anyone considering retirementConsider a test run before committing to retirement to gauge happiness and fulfillment.
Suze Orman Thinks You Need a 12-Month Emergency Fund. Is She Right?Having an emergency fund of 12 months of expenses is crucial for financial security, especially following unexpected life events.
After Becoming A Millionaire At 44, Spending Money Is Much Harder Than I ThoughtUnderstand the roots of your spending fears to enjoy your wealth better.
I'm a small business owner and my mom is guilting me for not funding her life - should I feel guilty?It's not morally required to financially support family members making poor decisions.
I'm a 61-year-old retiree and thanks to strong investments, I'm now sitting on $7 million - here's my advice for anyone considering retirementConsider a test run before committing to retirement to gauge happiness and fulfillment.
Suze Orman Thinks You Need a 12-Month Emergency Fund. Is She Right?Having an emergency fund of 12 months of expenses is crucial for financial security, especially following unexpected life events.
After Becoming A Millionaire At 44, Spending Money Is Much Harder Than I ThoughtUnderstand the roots of your spending fears to enjoy your wealth better.
I'm a small business owner and my mom is guilting me for not funding her life - should I feel guilty?It's not morally required to financially support family members making poor decisions.
Tony Robbins says "Money is only a tool. It will take you wherever you wish, but it will not replace you as the driver" - how to take control of your financial journeyMoney is a tool, and proper management empowers individuals to achieve financial success.
10 schemes I tried on my farm - from TAMS to Leader. Were they worth the effort?The allure of financial schemes is often overshadowed by the hassle involved in accessing their benefits.
Tony Robbins says "Money is only a tool. It will take you wherever you wish, but it will not replace you as the driver" - how to take control of your financial journeyMoney is a tool, and proper management empowers individuals to achieve financial success.
10 schemes I tried on my farm - from TAMS to Leader. Were they worth the effort?The allure of financial schemes is often overshadowed by the hassle involved in accessing their benefits.
"Moving To America Helped Me Go From Making $7K To Having $3 Million Today"Success is often driven by professional connections and opportunities.A strong network can significantly impact one's financial achievements.
The 5 Most Financially Independent Zodiac SignsCertain zodiac signs prioritize financial independence, working diligently towards self-sufficiency.