A Reddit user with a stable income and no credit cards considers whether to obtain a cash back card for bill payment. Using a credit card for bills can facilitate easier management of finances, allowing users to earn cash back on regular expenses. Many credit cards offer attractive incentives, including cash back rates up to 6%, no annual fees, and statement credits. By charging monthly expenses to a credit card, users can potentially earn substantial rewards while making bill-paying more convenient.
Autopaying your bills on your credit card, and then autopaying the full card balance, can make managing money really easy.
There are credit cards offering up to 6% cash back, $200 statement credits, and $0 annual fees.
Paying a couple of thousand dollars worth of bills on a credit card each month can yield hundreds or even thousands of dollars in cash back.
Getting a great card and paying as many bills as possible with it can help the user earn rewards on regular expenses.
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