#credit-cards

#credit-cards

A Reddit poster asked this question recently. The Redditor was doing something called "SUB-churning" or opening up new credit cards to try to earn the signup bonus available to new cardmembers for spending a certain amount within a set period of time. The poster was also trying to decide whether it made sense to just get a flat 2% cash back or to sign up for cards that offered bonus cash back on different kinds of spending, like 5% back on gas or groceries.

If you're a college freshman, congratulations! You're now likely financially responsible for yourself. While that can be exciting, it can also be nerve-wracking especially if you don't have a lot of money. You have the freedom to control your own budget. At the same time, you may have thousands of dollars in student loans. How do you make smart financial decisions so you have enough money to spend at school and don't graduate with more debt than you need?

With every launch of a new credit card, there is an immediate swell of news that comes with the different perks and benefits. We're in a bit of a world right now where most credit cards feel the same, so everyone is looking for something different, and the hope was that the Citi Strata Elite was the next "it" card. Sometimes, what seems like a great idea on paper can be a real headache in real life.

According to the J.D. Power's 2025 U.S. Credit Card Satisfaction Study, American Express ranked as the top issuer in overall customer satisfaction, followed by Bank of America and Capital One.

The aftermath of the 2008 banking crisis led to large corporations benefiting from bank consolidations while smaller businesses faced significant losses, highlighting a major shift in the lending landscape.

Carlson pointed out that companies like DraftKings and FanDuel are profiting significantly, with forecasts indicating a record financial year, leading him to question why people are paying their gambling debts.

Credit cards offer far better protection for consumers, especially against fraudulent transactions, making them a safer option for everyday purchases.

Some Redditors applauded Bank of America's recent announcement of better rewards amid other competitors "nerfing" their credit cards. Here's what you should know about the bank's new credit card rewards.

Having a not-so-great credit score may not be something that bothers you on a regular basis. But when it stops you from being able to afford the things you want, that's when it can become a real issue.

“Miles there are treated like a second currency,” he said. “You go to 7-Eleven to buy a water bottle; you earn Asia Miles.”

As small businesses are crucial to the economy, many face rising financing challenges due to inflation and interest rates, leading to increased reliance on credit cards.

The Texas judge's ruling earlier this month came a day after major industry groups announced they had reached an agreement to throw out the $8 late fee cap.

Many banks will reduce your credit line, or even close your card entirely, if the card is dormant.

Costco accepts various forms of payment like cash, debit cards, and Visa credit cards, but has specific exclusions for American Express and Discover.