#credit-cards

#credit-cards

He says wealthy people consistently focus on solutions, improvement, and long term opportunity. People who struggle financially often ask limiting questions that keep them stuck. Ramsey believes mindset is a core part of building wealth. According to Ramsey, successful people regularly ask how they can grow, what skills they can learn, and how they can move forward even when times are tough. These questions push them toward action and responsibility. By focusing on what they can control, they create habits that steadily build financial stability.

American homeowners manage some of the largest household expenses in the country - mortgage payments, home improvements, utilities, and maintenance - yet credit card rewards have largely ignored these categories in favor of luxury travel and dining perks that feel out of reach for most families. With 86 million owner-occupied homes and mortgage payments averaging $1,500 monthly, homeownership represents the single largest recurring financial commitment for most Americans, creating an untapped opportunity to deliver meaningful financial benefits where households actually spend.

Samsung is looking to launch a credit card in the US, reports The Wall Street Journal. The card will be a partnership between Samsung and British bank Barclays and it will use Visa as the payment network. This is clearly intended to compete with the Apple Card that rival Apple offers. That one is backed by Goldman Sachs and Mastercard (though we hear that Goldman Sachs wants out).

If you're a college freshman, congratulations! You're now likely financially responsible for yourself. While that can be exciting, it can also be nerve-wracking especially if you don't have a lot of money. You have the freedom to control your own budget. At the same time, you may have thousands of dollars in student loans. How do you make smart financial decisions so you have enough money to spend at school and don't graduate with more debt than you need?

With every launch of a new credit card, there is an immediate swell of news that comes with the different perks and benefits. We're in a bit of a world right now where most credit cards feel the same, so everyone is looking for something different, and the hope was that the Citi Strata Elite was the next "it" card. Sometimes, what seems like a great idea on paper can be a real headache in real life.

According to the J.D. Power's 2025 U.S. Credit Card Satisfaction Study, American Express ranked as the top issuer in overall customer satisfaction, followed by Bank of America and Capital One.

The aftermath of the 2008 banking crisis led to large corporations benefiting from bank consolidations while smaller businesses faced significant losses, highlighting a major shift in the lending landscape.

Carlson pointed out that companies like DraftKings and FanDuel are profiting significantly, with forecasts indicating a record financial year, leading him to question why people are paying their gambling debts.

Credit cards offer far better protection for consumers, especially against fraudulent transactions, making them a safer option for everyday purchases.

Some Redditors applauded Bank of America's recent announcement of better rewards amid other competitors "nerfing" their credit cards. Here's what you should know about the bank's new credit card rewards.

Having a not-so-great credit score may not be something that bothers you on a regular basis. But when it stops you from being able to afford the things you want, that's when it can become a real issue.

Credit cards can either strengthen your finances or put you deep into debt.