#credit-cards

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#travel

A Complete Guide to Capital One Lounges: Amenities, Locations, and More

Airport lounges provide a calming escape for frequent travelers, enhancing their airport experience with amenities like food and Wi-Fi.

How to Redeem Your Credit Card Travel Rewards for Maximum Value

Maximize credit card rewards by understanding your program's rules, knowing point values, and comparing redemption options for optimal value.

I fly dozens of times a year. Chase's new lounges are a game changer - and don't require a first-class ticket.

Chase Sapphire Lounges offer access without airline status and enhance the travel experience for all travelers.

Score Up to 110,000 SkyMiles When Signing Up for a New Delta Amex Card

American Express and Delta are offering up to 110,000 bonus miles for new card members this fall.

A Complete Guide to Capital One Lounges: Amenities, Locations, and More

Airport lounges provide a calming escape for frequent travelers, enhancing their airport experience with amenities like food and Wi-Fi.

How to Redeem Your Credit Card Travel Rewards for Maximum Value

Maximize credit card rewards by understanding your program's rules, knowing point values, and comparing redemption options for optimal value.

I fly dozens of times a year. Chase's new lounges are a game changer - and don't require a first-class ticket.

Chase Sapphire Lounges offer access without airline status and enhance the travel experience for all travelers.

Score Up to 110,000 SkyMiles When Signing Up for a New Delta Amex Card

American Express and Delta are offering up to 110,000 bonus miles for new card members this fall.
moretravel
#debt

Big banks are bracing for losses as Americans struggle to pay off debt

US consumers and businesses struggle with debt repayment amid rising inflation and interest rates, prompting banks to increase reserves for potential loan losses.

What the Fed's Moves Mean for Mortgages, Credit Cards and More

Consumers may have to wait longer for a decrease in interest rates, impacting savings and debt payments.

My parent took out a credit card in my name without my knowledge. It's ruining my life, what should I do?

Credit cards contribute to a cycle of debt with high interest rates affecting millions.
Credit scores can hinder job opportunities and home financing due to punitive measures.
Familial credit card debts can lead to significant consequences for unwitting individuals.

Big banks are bracing for losses as Americans struggle to pay off debt

US consumers and businesses struggle with debt repayment amid rising inflation and interest rates, prompting banks to increase reserves for potential loan losses.

What the Fed's Moves Mean for Mortgages, Credit Cards and More

Consumers may have to wait longer for a decrease in interest rates, impacting savings and debt payments.

My parent took out a credit card in my name without my knowledge. It's ruining my life, what should I do?

Credit cards contribute to a cycle of debt with high interest rates affecting millions.
Credit scores can hinder job opportunities and home financing due to punitive measures.
Familial credit card debts can lead to significant consequences for unwitting individuals.
moredebt
#travel-planning

United credit cards get a boost: should you apply?

United Airlines and Chase offer limited time credit card bonuses, allowing travelers to earn extra miles for upcoming vacations.

Our luxurious vacation cost 1 million credit-card points and $12,000. We spent 14 days in Europe and never flew less than business class.

Strategic use of various credit cards resulted in earning nearly a million points for an extensive European trip.

United credit cards get a boost: should you apply?

United Airlines and Chase offer limited time credit card bonuses, allowing travelers to earn extra miles for upcoming vacations.

Our luxurious vacation cost 1 million credit-card points and $12,000. We spent 14 days in Europe and never flew less than business class.

Strategic use of various credit cards resulted in earning nearly a million points for an extensive European trip.
moretravel-planning
#financial-planning

I have credit card debt I can't get rid of - should I drain my savings to pay it off?

Managing credit card debt requires a personalized plan and understanding of one's financial situation.

5 Credit Cards With $0 Annual Fee and Huge Rewards

Choosing a credit card should align with personal spending habits and financial goals.

Why I'm Choosing The Capital One Venture Rewards Card For My Holiday Travel Plans

The Capital One Venture Rewards Credit Card offers a substantial welcome bonus and rewards structure for earning miles, particularly advantageous for frequent travelers.

I have credit card debt I can't get rid of - should I drain my savings to pay it off?

Managing credit card debt requires a personalized plan and understanding of one's financial situation.

5 Credit Cards With $0 Annual Fee and Huge Rewards

Choosing a credit card should align with personal spending habits and financial goals.

Why I'm Choosing The Capital One Venture Rewards Card For My Holiday Travel Plans

The Capital One Venture Rewards Credit Card offers a substantial welcome bonus and rewards structure for earning miles, particularly advantageous for frequent travelers.
morefinancial-planning
#banking

Cards Face Checkout Competition, Studies Find

Alternative payment methods like pay-by-bank are set to gradually overtake traditional credit cards in ecommerce.

Changes from Visa mean Americans will carry fewer physical credit, debit cards in their wallets

Americans may soon carry fewer physical cards as Visa introduces a feature for one card to link to multiple bank accounts.

How My Travel Credit Cards Support My Digital Nomad Lifestyle

Use the Capital One Venture X for everyday purchases and travel rewards.
Chase Sapphire Preferred complements travel goals with versatile benefits.
Citi Strata Premier offers valuable travel benefits at a lower profile.
Marriott Bonvoy Bevy provides significant hotel rewards and elite status.

Fifth Third Preferred Cash/Back Card: 2% cash back on all purchases with no annual fee

The Fifth Third Preferred Cash/Back Card excels with a 2% cash-back rate and valuable benefits, but requires membership to Fifth Third Bank.

Cards Face Checkout Competition, Studies Find

Alternative payment methods like pay-by-bank are set to gradually overtake traditional credit cards in ecommerce.

Changes from Visa mean Americans will carry fewer physical credit, debit cards in their wallets

Americans may soon carry fewer physical cards as Visa introduces a feature for one card to link to multiple bank accounts.

How My Travel Credit Cards Support My Digital Nomad Lifestyle

Use the Capital One Venture X for everyday purchases and travel rewards.
Chase Sapphire Preferred complements travel goals with versatile benefits.
Citi Strata Premier offers valuable travel benefits at a lower profile.
Marriott Bonvoy Bevy provides significant hotel rewards and elite status.

Fifth Third Preferred Cash/Back Card: 2% cash back on all purchases with no annual fee

The Fifth Third Preferred Cash/Back Card excels with a 2% cash-back rate and valuable benefits, but requires membership to Fifth Third Bank.
morebanking
#financial-advice

Store credit card interest rates average 30% vs. 21% across all cards

Store credit cards can lead to high-interest debt and long-term credit issues; caution is advised during holiday shopping.

I've saved thousands on travel this year by maximizing points and miles. But there are lots of things I wish I'd known when I first started.

Starting early with points and miles can lead to significant savings on travel costs.
Utilizing the right credit cards and understanding their benefits can enhance travel experiences.
It's often more cost-effective to redeem points directly with airlines rather than through a travel portal.

Chase Sapphire Reserve vs. Capital One Venture X: Which is right for you?

Chase Sapphire Reserve and Capital One Venture X offer distinct advantages in travel rewards, annual fees, and overall benefits, catering to different user preferences.

Dave Ramsey absolutely slams Americans' obsession with credit - and he nailed it

Dave Ramsey argues that a high credit score does not guarantee financial success and advises against reliance on credit cards.

Martin Lewis issues warning to debit card users as he gives crucial credit card tip

Consumers should consider using credit cards over debit cards due to lower interest rates and the option to transfer overdraft debt to a 0 percent card.

Avoid a hard pull on your credit with preapproved card offers

Preapprovals help identify beneficial credit card choices, but do not guarantee approval.
Some credit cards provide preapproval without affecting credit scores, helping consumers make informed decisions.

Store credit card interest rates average 30% vs. 21% across all cards

Store credit cards can lead to high-interest debt and long-term credit issues; caution is advised during holiday shopping.

I've saved thousands on travel this year by maximizing points and miles. But there are lots of things I wish I'd known when I first started.

Starting early with points and miles can lead to significant savings on travel costs.
Utilizing the right credit cards and understanding their benefits can enhance travel experiences.
It's often more cost-effective to redeem points directly with airlines rather than through a travel portal.

Chase Sapphire Reserve vs. Capital One Venture X: Which is right for you?

Chase Sapphire Reserve and Capital One Venture X offer distinct advantages in travel rewards, annual fees, and overall benefits, catering to different user preferences.

Dave Ramsey absolutely slams Americans' obsession with credit - and he nailed it

Dave Ramsey argues that a high credit score does not guarantee financial success and advises against reliance on credit cards.

Martin Lewis issues warning to debit card users as he gives crucial credit card tip

Consumers should consider using credit cards over debit cards due to lower interest rates and the option to transfer overdraft debt to a 0 percent card.

Avoid a hard pull on your credit with preapproved card offers

Preapprovals help identify beneficial credit card choices, but do not guarantee approval.
Some credit cards provide preapproval without affecting credit scores, helping consumers make informed decisions.
morefinancial-advice
#rewards-programs

Welcome to credit card points mania

Young adults are increasingly using credit card rewards to enhance their lifestyle and afford luxuries.

If you use Amazon as both a verb and a solution (I'll just Amazon it!), you need the Prime Visa

The Prime Visa card offers Amazon Prime members a significant 5% cash-back on purchases, making it ideal for frequent shoppers.

We ranked the best cash back cards available in 2024

Cash back rewards credit cards have evolved over the years to offer lucrative rewards ranging from welcome bonuses to high cash back percentages.

These Travel Credit Cards Just Ranked Highest in Customer Satisfaction

Southwest cards reign supreme in travel perks according to J.D. Power's Credit Card Satisfaction Study, offering unique benefits like the Companion Pass.
The study underscores the importance of customer satisfaction in selecting travel credit cards, highlighting key features that appeal to cardholders.

Welcome to credit card points mania

Young adults are increasingly using credit card rewards to enhance their lifestyle and afford luxuries.

If you use Amazon as both a verb and a solution (I'll just Amazon it!), you need the Prime Visa

The Prime Visa card offers Amazon Prime members a significant 5% cash-back on purchases, making it ideal for frequent shoppers.

We ranked the best cash back cards available in 2024

Cash back rewards credit cards have evolved over the years to offer lucrative rewards ranging from welcome bonuses to high cash back percentages.

These Travel Credit Cards Just Ranked Highest in Customer Satisfaction

Southwest cards reign supreme in travel perks according to J.D. Power's Credit Card Satisfaction Study, offering unique benefits like the Companion Pass.
The study underscores the importance of customer satisfaction in selecting travel credit cards, highlighting key features that appeal to cardholders.
morerewards-programs

How To Choose the Best Online Casino Payment Methods

Choosing the right payment method is crucial for a smooth online casino experience.
E-wallets offer speed and security for withdrawals, while credit cards can pose banking issues.
Bank transfers are reliable but may delay access to funds.
#personal-finance

What to know before you get a store credit card

Store credit cards can harm your credit score if not managed properly; experts advise caution when offered these cards.

What are the different types of debt consolidation? - London Business News | Londonlovesbusiness.com

Debt consolidation simplifies multiple payments and can lower interest rates, reducing financial burdens.

What to know before you get a store credit card

Store credit cards can harm your credit score if not managed properly; experts advise caution when offered these cards.

What are the different types of debt consolidation? - London Business News | Londonlovesbusiness.com

Debt consolidation simplifies multiple payments and can lower interest rates, reducing financial burdens.
morepersonal-finance

Buy now, pay later services to hit record this holiday shopping season

Record spending on BNPL services is anticipated this holiday season, reflecting shifting consumer payment preferences amid growing debt concerns.
#travel-rewards

London-based credit card fintech Yonder raises 27.8M; plans to increase its headcount - Silicon Canals

Yonder raised £23.4M to enhance its rewards credit card offerings, focusing on travel benefits for young consumers.

Capital One Spark Miles for Business review: Unlimited 2x the miles on every purchase

The Capital One Spark Miles for Business card provides unlimited 2x miles on all purchases, making it a simple rewards option for business owners.

Delta Amex limited time offers: up to 110,000 SkyMiles for new cardholders

American Express offers substantial SkyMiles bonuses on Delta credit cards until October 23, 2024, suitable for impactful family travel plans.

London-based credit card fintech Yonder raises 27.8M; plans to increase its headcount - Silicon Canals

Yonder raised £23.4M to enhance its rewards credit card offerings, focusing on travel benefits for young consumers.

Capital One Spark Miles for Business review: Unlimited 2x the miles on every purchase

The Capital One Spark Miles for Business card provides unlimited 2x miles on all purchases, making it a simple rewards option for business owners.

Delta Amex limited time offers: up to 110,000 SkyMiles for new cardholders

American Express offers substantial SkyMiles bonuses on Delta credit cards until October 23, 2024, suitable for impactful family travel plans.
moretravel-rewards
#fintech

JPMorgan could take over Goldman's Apple Card business | TechCrunch

JPMorgan Chase is in negotiations to take over the Apple Card business from Goldman Sachs.

Yonder, a London fintech startup offering rewards for credit card spending, has raised $30.1 million using this 11-slide pitch deck

Yonder raised $30.1 million to expand its team and enter European markets while focusing on providing rewarding financial services.

Pomelo stacks $40M to scale its payments infra business in LatAm | TechCrunch

Argentinian payments infrastructure startup Pomelo has raised $40 million in a Series B funding round.
Pomelo offers virtual accounts, prepaid and credit cards to fintechs and embedded finance players via compliant onboarding processes.

JPMorgan could take over Goldman's Apple Card business | TechCrunch

JPMorgan Chase is in negotiations to take over the Apple Card business from Goldman Sachs.

Yonder, a London fintech startup offering rewards for credit card spending, has raised $30.1 million using this 11-slide pitch deck

Yonder raised $30.1 million to expand its team and enter European markets while focusing on providing rewarding financial services.

Pomelo stacks $40M to scale its payments infra business in LatAm | TechCrunch

Argentinian payments infrastructure startup Pomelo has raised $40 million in a Series B funding round.
Pomelo offers virtual accounts, prepaid and credit cards to fintechs and embedded finance players via compliant onboarding processes.
morefintech

Ignore TikTok finfluencers: I'm in college and these are the best cards for students

Gen Z heavily relies on social media influencers for product discovery, but this can lead to misinformed financial decisions.

These10 Credit Cards Pay You Back More Than 2% Back

Due diligence is essential for evaluating credit cards, similar to stock market investments.
#american-express

I visited airport lounges by AmEx and Chase. Both are great, but Centurion is better for 2 key reasons.

AmEx pioneered branded airport lounges with Centurion, transforming lounge access linked to credit cards rather than airline loyalty.

I visited an American Express Centurion Lounge for the first time and realized I've been missing out

AmEx lounges provide luxury airport experiences without requiring airline loyalty, challenging traditional access models.

I visited airport lounges by AmEx and Chase. Both are great, but Centurion is better for 2 key reasons.

AmEx pioneered branded airport lounges with Centurion, transforming lounge access linked to credit cards rather than airline loyalty.

I visited an American Express Centurion Lounge for the first time and realized I've been missing out

AmEx lounges provide luxury airport experiences without requiring airline loyalty, challenging traditional access models.
moreamerican-express

I spend $1,300 a year on credit-card fees to get big travel perks. Here are ones I swear by and which I won't pay for again.

Paying annual fees for credit cards can be worth it for travel perks, especially for frequent travelers.
#rewards

5 ways credit cards can offer a break on back-to-school purchases

Credit cards can help lower back-to-school expenses through rewards and sign-up bonuses.

Don't get a credit card without these 6 perks

Some credit cards offer hidden perks that can save you money and improve your life.
Look for credit cards that offer higher cash-back rewards for specific or rotating categories in order to maximize your earnings.

5 ways credit cards can offer a break on back-to-school purchases

Credit cards can help lower back-to-school expenses through rewards and sign-up bonuses.

Don't get a credit card without these 6 perks

Some credit cards offer hidden perks that can save you money and improve your life.
Look for credit cards that offer higher cash-back rewards for specific or rotating categories in order to maximize your earnings.
morerewards

A federal judge temporarily halts U.S. plan to lower credit card late fees to $8

Major credit card companies halt Biden administration's plan to lower late fees to $8 through a temporary nationwide injunction.

Amazon Mega Electronics Days Sale Cuts Prices of Top Gadgets: See Deals

Customers can avail up to 80% discounts on electronics during Amazon Mega Electronics Days Sale.
#federal-reserve

What to watch at the Fed's final meeting of 2023.

Policymakers at the Federal Reserve are expected to keep interest rates steady.
The cost of credit cards and mortgages may remain relatively high, making it difficult for borrowers.

What to watch as the Fed meets.

Federal Reserve expected to maintain key interest rate; impact on household budgets and major purchases.
Interest rate increases and possible cuts impact various financial products like credit cards.

What to watch at the Fed's final meeting of 2023.

Policymakers at the Federal Reserve are expected to keep interest rates steady.
The cost of credit cards and mortgages may remain relatively high, making it difficult for borrowers.

What to watch as the Fed meets.

Federal Reserve expected to maintain key interest rate; impact on household budgets and major purchases.
Interest rate increases and possible cuts impact various financial products like credit cards.
morefederal-reserve

Boston Condos For Sale: Many Millennial's Struggle With The Cost Of Home Ownership Boston Condos For Sale Ford Realty

Millennials struggle with home ownership due to high down payments and high monthly payments.
Many millennials use credit cards or loans for home renovations.

Ex-Miami-Dade School Board member Lubby Navarro arrested. Here's why

Former Miami-Dade School Board member Lubby Navarro has been arrested for misuse of public funds related to school district credit cards.
Navarro resigned a day before a law prohibiting elected officials from working as lobbyists went into effect, and she is a registered lobbyist for a hospital district.

Report: Apple and Goldman Sachs are breaking up over money-losing Apple Card

Apple is reportedly ending its partnership with Goldman Sachs for its financial services.
Goldman Sachs has been losing billions of dollars due to higher-than-usual loss rates on credit card loans.
Apple may be considering partnering with Synchrony Financial or American Express for its financial services.

Report: Apple and Goldman Sachs are breaking up over money-losing Apple Card

Apple is reportedly ending its partnership with Goldman Sachs for its financial services.
Goldman Sachs has been losing billions of dollars due to higher-than-usual loss rates on credit card loans.
Apple may be considering partnering with Synchrony Financial or American Express for its financial services.
#Apple

Report: Apple and Goldman Sachs are breaking up over money-losing Apple Card

Apple is reportedly ending its partnership with Goldman Sachs for its financial services.
Goldman Sachs has been losing billions of dollars due to higher-than-usual loss rates on credit card loans.
Apple may be considering partnering with Synchrony Financial or American Express for its financial services.

Report: Apple and Goldman Sachs are breaking up over money-losing Apple Card

Apple is reportedly ending its partnership with Goldman Sachs for its financial services.
Goldman Sachs has been losing billions of dollars due to higher-than-usual loss rates on credit card loans.
Apple may be considering partnering with Synchrony Financial or American Express for its financial services.

Report: Apple and Goldman Sachs are breaking up over money-losing Apple Card

Apple is reportedly ending its partnership with Goldman Sachs for its financial services.
Goldman Sachs has been losing billions of dollars due to higher-than-usual loss rates on credit card loans.
Apple may be considering partnering with Synchrony Financial or American Express for its financial services.

Report: Apple and Goldman Sachs are breaking up over money-losing Apple Card

Apple is reportedly ending its partnership with Goldman Sachs for its financial services.
Goldman Sachs has been losing billions of dollars due to higher-than-usual loss rates on credit card loans.
Apple may be considering partnering with Synchrony Financial or American Express for its financial services.

Report: Apple and Goldman Sachs are breaking up over money-losing Apple Card

Apple is reportedly ending its partnership with Goldman Sachs for its financial services.
Goldman Sachs has been losing billions of dollars due to higher-than-usual loss rates on credit card loans.
Apple may be considering partnering with Synchrony Financial or American Express for its financial services.

Report: Apple and Goldman Sachs are breaking up over money-losing Apple Card

Apple is reportedly ending its partnership with Goldman Sachs for its financial services.
Goldman Sachs has been losing billions of dollars due to higher-than-usual loss rates on credit card loans.
Apple may be considering partnering with Synchrony Financial or American Express for its financial services.
moreApple
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