#financial-advice
#financial-advice

3 weeks ago

Horoscopes Aug. 10, 2025: Antonio Banderas, think twice before signing agreements

Be cautious about emotional spending and joint financial agreements this year.

Relationships

4 weeks ago

I Have a Controversial Way of Managing Money in My Relationship. Every Other Approach Makes No Sense.

Splitting expenses according to income disparity can create financial imbalances within a couple.

fromwww.theguardian.com

A Trump IRA for kids? It's worth a bit of money. But here are better options | Gene Marks

Trump Mobile and associated products introduced the Trump IRA to assist young savings but raise questions on value compared to other investment accounts.

#credit-score

US politics

Dave Ramsey's Take on Credit Scores: Separating Fact from Fiction

Cryptocurrency

Ramsey's "Credit Score Lie" Statement: Technically True, But What Else Matters?

US politics

Dave Ramsey's Take on Credit Scores: Separating Fact from Fiction

Cryptocurrency

Ramsey's "Credit Score Lie" Statement: Technically True, But What Else Matters?

more#credit-score

fromLondon Business News | Londonlovesbusiness.com

Dave Ramsey's Credit Score Take: Mostly Right, But Not the Whole Story

Dave Ramsey suggests living without a credit score, claiming financial success without it is possible.

fromLondon Business News | Londonlovesbusiness.com

Two out of three best buy instant access accounts have strings attached, Investec Save research shows - London Business News | Londonlovesbusiness.com

Nearly one in five (18%) of accounts include a bonus rate of 1.88% for nearly a year on average. Nearly half (44%) restrict the number of withdrawals, while 28% impose interest penalties for too many withdrawals and 16% have restrictions such as a high minimum balance or requiring customers to have a current account with them.

Digital life

Trump's tariffs saw nearly half of DIY investors' investments fall in value - London Business News | Londonlovesbusiness.com

Nearly half of DIY investors (48%) said their investments dropped in value and 57% of Baby Boomers have had their investments drop in value, compared to 43% of Gen Z, 47% of Millennials and 49% of Gen X.

US politics

Real estate

fromBusiness Matters

What Is Remortgaging and Why Does It Matter?

Remortgaging aims to replace an existing mortgage to save money or secure better rates.

#dividend-stocks

Business

3 Sleeper Dividend Stocks to Buy for Massive Upside

E-Commerce

5 Strong Buy High-Yield Dividend Stocks We Love Are Down Big in 2025

E-Commerce

5 Stocks Paying 7% and Higher Dividends That Nobody Ever Talks About

Retirement

Boomers Are Snapping Up 4 Super-Safe Passive Income Stocks Under $30

Dividend stocks are essential for Baby Boomers seeking reliable passive income.

Under $30 dividend stocks offer greater share counts and stability in volatile markets.

Retirement

Is It Actually Realistic To Live Off Dividend Income?

Dividend stocks provide stable returns during market volatility, appealing to both new and experienced investors seeking passive income.

Business

3 Sleeper Dividend Stocks to Buy for Massive Upside

E-Commerce

5 Strong Buy High-Yield Dividend Stocks We Love Are Down Big in 2025

E-Commerce

5 Stocks Paying 7% and Higher Dividends That Nobody Ever Talks About

Retirement

Boomers Are Snapping Up 4 Super-Safe Passive Income Stocks Under $30

Retirement

Is It Actually Realistic To Live Off Dividend Income?

Relationships

I Lost a Decade of My Life. I'm Scared My Finances Will Never Recover.

Marketing

The Viral "Snowball Method" Helped A TikToker Pay Off $15,000 Of Debt

Bootstrapping

These Questions Separate the Rich from the Poor According to Dave Ramsey

Relationships

I Lost a Decade of My Life. I'm Scared My Finances Will Never Recover.

Marketing

The Viral "Snowball Method" Helped A TikToker Pay Off $15,000 Of Debt

Bootstrapping

These Questions Separate the Rich from the Poor According to Dave Ramsey

Real estate

There's a Role I Never Wanted to Play as a Homeowner. I Might Have to Anyway.

E-Commerce

I Just Received A Modestly Large Inheritance But It's Not Invested

Retirement

My Father-in-Law Is Blocking My Wife's Inheritance - Can He Legally Do That?

Inheritance often leads to significant family conflicts as emotions rise and financial interests clash.

Retirement

My Step Sibling Asked to Share My $4 Million Inheritance. What should I do?

Inheriting money can change relationships; feeling guilty about sharing is common, but not mandatory.

Real estate

There's a Role I Never Wanted to Play as a Homeowner. I Might Have to Anyway.

E-Commerce

I Just Received A Modestly Large Inheritance But It's Not Invested

Retirement

My Father-in-Law Is Blocking My Wife's Inheritance - Can He Legally Do That?

Retirement

My Step Sibling Asked to Share My $4 Million Inheritance. What should I do?

Inheriting money can change relationships; feeling guilty about sharing is common, but not mandatory.

E-Commerce

5 Stocks Trading Under $10 That Pay Massive Monthly Ultra-High-Yield Dividends

Retirement

The 'Sleep-Well-At-Night' Portfolio: Monthly Income With Near-Zero Drama

Startup companies

If You Have $5000, Grab These 3 Ultra-High-Yield Stocks Near 52-Week Lows

Retirement

3 Dividend Stocks to Buy for Triple-Digit Total Gains by 2030

Relationships

Jill On Money: How to choose a financial advisor

SF real estate

If You Want $8,030 in Annual Income, Invest $25,000 in Each of these Stocks Today

E-Commerce

5 Stocks Trading Under $10 That Pay Massive Monthly Ultra-High-Yield Dividends

Retirement

The 'Sleep-Well-At-Night' Portfolio: Monthly Income With Near-Zero Drama

Startup companies

If You Have $5000, Grab These 3 Ultra-High-Yield Stocks Near 52-Week Lows

Retirement

3 Dividend Stocks to Buy for Triple-Digit Total Gains by 2030

Relationships

Jill On Money: How to choose a financial advisor

SF real estate

If You Want $8,030 in Annual Income, Invest $25,000 in Each of these Stocks Today

more#investing

fromwww.independent.co.uk

Horoscopes July 19, 2025: Benedict Cumberbatch, you're due for a change

Observe others to identify changes that can improve your life.

Maintain honesty and integrity in relationships regarding shared expenses.

Embrace diversity and express your voice for positive change.

Engage in motivating causes to connect with hopeful individuals.

Why take the risk?' Readers push back on Reeves's savings shake-up

Many commenters questioned the wisdom of urging people into the stock market, arguing that fixed-rate savings accounts and tax-free ISAs already offer attractive returns of 45 per cent, with none of the potential losses.

US news

2 Stocks I Plan to Hold for the Next Decade and Beyond

Letting go of a losing stock is simple, but clinging to a winner - especially one that's doubled, tripled, or quadrupled your initial investment - is where the real challenge lies.

Business

fromEntrepreneur

Kevin O'Leary: How to Be a Millionaire By Retirement | Entrepreneur

Kevin O'Leary advises to save and invest at least 15% of all income to build wealth over time.

Your Bank Account This Week, According To A Tarot Reader

When Mercury retrograde begins, it can cause financial mix-ups and communication snags that complicate negotiations and new endeavors, urging a focus on old opportunities instead.

Mindfulness

How Slight Changes in Mortgage Rates Can Affect Your Homebuying Power-and Save You Thousands

Summer homebuyers have increased inventory but must act swiftly to save money on interest rates.

#jim-cramer

E-Commerce

Are Jim Cramer's Favorite High-Yield Dividend Stocks Perfectly Timed Now?

Retirement

Jim Cramer's Safest Stock For Retirees

E-Commerce

Are Jim Cramer's Favorite High-Yield Dividend Stocks Perfectly Timed Now?

Retirement

Jim Cramer's Safest Stock For Retirees

3 Vanguard ETFs That Could See Massive Inflows In the Next Year

Vanguard is a leading ETF provider and pioneer in the industry.

At 53 with a $9.25 million net worth, I'm eyeing three ways to handle my concentrated stock - which strategy avoids the biggest tax bite?

A Redditor has most of their wealth tied to one stock and wants to diversify.

Real estate

This New England State Is the Only Place in the U.S. Where You'll Pay an Extra Tax for Giving Your House Away

Gifting property can result in unexpected tax consequences, including federal and state gift taxes.

Horoscopes July 3, 2025: Tom Cruise, control will be an issue

Control will be an issue due to temptation; managing emotional situations helps maintain equilibrium.

Are Our Rich Friends Worthy of Empathy? My Husband and I Are at an Impasse.

Understanding your friendships from a perspective of financial inequality can help to realize that wealth often comes with hidden costs, including emotional stress and personal sacrifice.

Relationships

#investment-strategy

E-Commerce

Retirees Should Ignore This Risky Jim Cramer Stock

E-Commerce

Does a total stock market index fund make sense for me, or am I missing out?

E-Commerce

Retirees Should Ignore This Risky Jim Cramer Stock

E-Commerce

Does a total stock market index fund make sense for me, or am I missing out?

more#investment-strategy

Canada news

fromBusiness Matters

FCA to allow millions free financial support in major policy shift

The FCA is introducing reforms to provide free, tailored financial advice for consumers.

The aim is to reduce reliance on risky online advice and improve access to expert guidance.

I Wasn't Thinking Ahead When I Made Certain Financial Agreements in My Relationship. Big Mistake.

Shared finances can become unequal due to income disparities, leading to feelings of imbalance in a marriage.

fromAol

I Asked ChatGPT How To Get Rich Quick - Here Are 8 Questionable Things It Told Me

ChatGPT suggests several realistic paths to wealth, including starting an online business and freelancing high-income skills.

I'm looking to invest $200K in an S&P 500 ETF and not think about it for 20 years

Investing in S&P 500 ETFs can significantly contribute to retirement savings.

Consider your risk tolerance and investment engagement when choosing this path.

Horoscopes June 26, 2025: Ariana Grande, lean into precision and detail

Personal and financial growth is heading in your direction, and your efficiency will determine what transpires. It's up to you to influence your future.

East Bay (California)

Growth hacking

fromLondon Business News | Londonlovesbusiness.com

Your "Spaving" Habit Is Probably Messing With Your Money Goals

Spaving, or spending to save, can lead to increased unplanned spending and debt.

Retailers use tactics like minimum spending for free shipping to encourage unnecessary purchases.

UK politics

One in five are not aware of S&S ISAs, are we saving wrong in 2025? - London Business News | Londonlovesbusiness.com

ISAs are still valuable for tax-efficient saving and investment in the UK, catering to various financial goals.

Parenting

My Wife Is Spending $500 on a Cake for Our Kindergartener. This Is Madness, Right?

Balancing meaningful celebrations with financial prudence is essential, especially for low-stakes events like a kindergarten graduation.

fromIndependent

'Lots of winners actually feel a huge amount of sadness' - what advisers will be telling the 250m EuroMillions winner

Winning a lottery requires careful contemplation before making decisions.

I'm All Set to Make an Easy $10,000. There's Just One Problem.

As a youngest child in a generous family, the dilemma of financial fairness amid personal challenges is revealed when siblings' situations vary.

Retirement

I Want to Move in With My Boyfriend. But It Would Mean Giving Up a Once-in-a-Lifetime Deal.

Consider the long-term financial implications of moving in together.

Explore alternative living arrangements that maintain financial stability.

#etfs

Retirement

My Top 3 ETF's I Would Put $10,000 In Today

NYC startup

The Only 5 Monthly Dividend ETFs You'll Ever Need (And Why)

Retirement

My Top 3 ETF's I Would Put $10,000 In Today

NYC startup

The Only 5 Monthly Dividend ETFs You'll Ever Need (And Why)

Older Women Are Revealing Their "Biggest Regrets" They See Younger People Make

Older women share valuable lessons for younger generations on love, finances, and life choices.

Retirement

We racked up lots of debt and want to know if a HELOC is the best way to tackle it

A HELOC can help consolidate debt with lower interest rates and greater flexibility, but caution is necessary due to potential risks.

Parenting

No Matter What I Do, I Can't Keep My Money Safe From My Worst Enemy

Understanding the psychological roots of spending habits is crucial for managing finances effectively.

#credit-cards

Bootstrapping

My Bank Called With A $70,000 'Free' Credit On A Card

Cryptocurrency

Punctual Bill Payer Asks: What Am I Losing by Skipping Cash Back Credit Cards?

Travel

Post-Japan Trip: My Credit Card Discipline Crumbled. Is It Time to Give Up on Cards?

Cryptocurrency

Why I'm Switching from Team Travel to Team Cashback - A 3-Year Journey

Cash back cards are now favored over travel cards due to difficulty in redemptions.

High fees and restrictive policies discourage using travel credit cards.

Cash back offers more straightforward and consistent benefits.

Bootstrapping

The 6-Year Itch: Do Americans Truly Spend That Long Paying Off One Credit Card Buy?

Many consumers can take years to pay off single purchases with store cards due to high interest rates and minimal payments.

Bootstrapping

My Bank Called With A $70,000 'Free' Credit On A Card

Investigate money owed on old credit accounts to avoid scams.

Unusual large credits on accounts should be approached with caution.

Proper verification is essential in financial matters, especially with old accounts.

Cryptocurrency

Punctual Bill Payer Asks: What Am I Losing by Skipping Cash Back Credit Cards?

Travel

Post-Japan Trip: My Credit Card Discipline Crumbled. Is It Time to Give Up on Cards?

Cryptocurrency

Why I'm Switching from Team Travel to Team Cashback - A 3-Year Journey

Bootstrapping

The 6-Year Itch: Do Americans Truly Spend That Long Paying Off One Credit Card Buy?

Many consumers can take years to pay off single purchases with store cards due to high interest rates and minimal payments.

more#credit-cards

I Am Considering Moving to a Country with Lower Taxes - Here Are My Earnings and Requirements

Considering relocating to a lower-tax country can significantly reduce tax burdens and accelerate retirement plans.

fromwww.theargus.co.uk

Martin Lewis shares key HMRC tax updates after viewers' confusion

According to HMRC, you do not pay tax on savings. Just to be technical, that’s incorrect. It's savings interest that is taxable, not savings.

UK politics

Real estate

Trapped in a Home You Can't Afford? Here's How To Sell With Negative Equity

Many homeowners are now underwater on their mortgages due to rising interest rates and declining home values.

UK news

fromIndependent

Your money questions - Am I too late to top-up my contributions to qualify for a better UK state pension?

It's too late to pay the National Insurance shortfall for the UK pension due to missed deadlines and eligibility requirements.

Am I Too Old To Buy a House?

The median age of homebuyers has risen to 56, and older buyers need careful financial planning.

My Husband Makes Four Times What I Do. We're Still Splitting Expenses.

Separate tax filings may be necessary when income disparity causes unfair tax burdens within a marriage.

fromwww.standard.co.uk

How much do you need to earn to live comfortably in London?

To live comfortably in London, a salary of £50,000 to £60,000 is recommended.

I Spent $80,000 on Private School but Make $800,000, Is That Fine?

The only person who can deem it "fine" to spend on private school is the parent paying the hefty bill. High income doesn’t justify high costs.

Higher education

Retirement

fromFast Company