#financial-advice

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#personal-finance
Retirement
from24/7 Wall St.
5 days ago

I inherited over $1.5 million and called Dave Ramsey to ask if I should get a prenup - this is what he told me

Dave Ramsey combines financial management wisdom with deep insights into human nature, creating a relatable and accessible approach to personal finance.
Retirement
from24/7 Wall St.
1 month ago

Why Is My Car Insurance Quoting $360 to $480 When I'm Paying $200 with Allstate?

Car insurance costs are consistently rising, causing frustration among drivers.
Even safe drivers are facing dramatic increases in insurance premiums.
Retirement
fromFast Company
2 hours ago

Here's how to start investing in your 60s

It's never too late to start investing for retirement, even in your 60s.
Immediate action in setting aside retirement funds is crucial for financial security.
Retirement
from24/7 Wall St.
1 week ago

Dave Ramsey Slams Plan to Buy Parents' Home on $75K Salary

Buying a home from family without proper financial structure can lead to significant issues.
Bootstrapping
from24/7 Wall St.
3 weeks ago

Reconsidering Dave Ramsey: A Closer Look at His Financial Philosophy

Dave Ramsey's teachings on debt management resonate with many, as illustrated through a couple's evolving financial perspective.
from24/7 Wall St.
5 days ago
Retirement

I inherited over $1.5 million and called Dave Ramsey to ask if I should get a prenup - this is what he told me

#retirement-planning
Retirement
from24/7 Wall St.
1 week ago

My Parents Have a $100K Mortgage and Are Struggling to Live on $2,400 a Month. What Can They Do?

Living on Social Security alone can create financial distress for seniors, but utilizing home equity might provide relief.
Retirement
from24/7 Wall St.
2 weeks ago

Still Working at 70-Should I Start My Social Security Benefits Now?

Deciding when to claim Social Security is a personal decision influenced by various factors.
Delaying benefits until age 70 maximizes monthly payments, with no additional increase after that.
Retirement
from24/7 Wall St.
1 month ago

Is $3 million in my 30s enough to consider stepping away from the grind - or am I missing out on more?

A Reddit user in his 30s with $3 million must carefully plan his retirement and spending.
Retirement
from24/7 Wall St.
5 days ago

Truths Boomers Need to Face About Their Finances Today

Baby Boomers face reduced spending power in retirement due to potential Social Security cuts and inflation.
The cost of living adjustments for Social Security are not reflective of retiree spending habits.
Retirement
from24/7 Wall St.
4 weeks ago

Claiming Social Security Early? Here's How That Might Impact Your Retirement Beyond the Smaller Monthly Checks

Filing for Social Security early reduces benefits significantly, impacting long-term retirement finances.
Delaying benefits can increase monthly payments, but early filings have wider repercussions.
Retirement
from24/7 Wall St.
1 week ago

My Parents Have a $100K Mortgage and Are Struggling to Live on $2,400 a Month. What Can They Do?

Living on Social Security alone can create financial distress for seniors, but utilizing home equity might provide relief.
Retirement
from24/7 Wall St.
2 weeks ago

Still Working at 70-Should I Start My Social Security Benefits Now?

Deciding when to claim Social Security is a personal decision influenced by various factors.
Delaying benefits until age 70 maximizes monthly payments, with no additional increase after that.
Retirement
from24/7 Wall St.
1 month ago

Is $3 million in my 30s enough to consider stepping away from the grind - or am I missing out on more?

A Reddit user in his 30s with $3 million must carefully plan his retirement and spending.
Retirement
from24/7 Wall St.
5 days ago

Truths Boomers Need to Face About Their Finances Today

Baby Boomers face reduced spending power in retirement due to potential Social Security cuts and inflation.
The cost of living adjustments for Social Security are not reflective of retiree spending habits.
Retirement
from24/7 Wall St.
4 weeks ago

Claiming Social Security Early? Here's How That Might Impact Your Retirement Beyond the Smaller Monthly Checks

Filing for Social Security early reduces benefits significantly, impacting long-term retirement finances.
Delaying benefits can increase monthly payments, but early filings have wider repercussions.
#rewards-programs
#relationships
from24/7 Wall St.
1 month ago
Retirement

I'm a multi-millionaire in my mid 30s but I feel like a failure after my girlfriend left - Should I have told her about the money?

from24/7 Wall St.
1 month ago
Retirement

I'm a multi-millionaire in my mid 30s but I feel like a failure after my girlfriend left - Should I have told her about the money?

fromForbes
3 days ago

How To Go From Zero To Client In Less Than 24 Hours

When facing a financial emergency, establishing a memorable brand and strong networking can enable you to land a client quickly despite the pressing need for funds.
Startup companies
#investing
Apple
from24/7 Wall St.
1 month ago

Warren Buffett To Depart Red-Hot Berkshire Hathaway Leaving Massive Cash Holdings

Warren Buffett remains a key figure in investing, showcasing optimism despite market fluctuations.
Apple
from24/7 Wall St.
1 month ago

Warren Buffett To Depart Red-Hot Berkshire Hathaway Leaving Massive Cash Holdings

Warren Buffett remains a key figure in investing, showcasing optimism despite market fluctuations.
Retirement
from24/7 Wall St.
4 days ago

With $400,000 Saved Does I Rent or Buy, It's Paralyzing

Buying is not always superior to renting, especially for early retirement-focused individuals.
fromSlate Magazine
4 days ago

My Sister-in-Law Had a Plan in Mind for My Husband. When He Refused, All Hell Broke Loose.

You need to step back. This isn't your fight. You didn't buy the house and, unless I'm missing something, you don't run your husband's business.
Parenting
fromBuzzFeed
5 days ago

16 "Money-Saving" Habits That Could End Up Costing You Big Time Instead

Buy now, pay later services encourage overspending and are a trap, as they profit from missed payments and incentivize buying unnecessary items through smaller checkout amounts.
Marketing tech
#retirement
Retirement
fromBusiness Insider
3 weeks ago

Five centenarians share their secrets to a successful life and retirement: 'I refuse to think old.'

Centenarians emphasize the importance of patience, long-term investment, and maintaining social connections for a fulfilling life.
from24/7 Wall St.
6 days ago

Frugal Failures: 19 Ways Being Cheap Can Backfire

Ignoring minor household issues such as leaky faucets or skipping car maintenance can lead to bigger bills and health risks down the line.
Retirement
#family-dynamics
#dividend-stocks
#debt-management
from24/7 Wall St.
3 weeks ago
Retirement

Between a big house and bigger family expectations, should I say yes to my in-laws' hefty inheritance down payment?

from24/7 Wall St.
3 weeks ago
Retirement

Between a big house and bigger family expectations, should I say yes to my in-laws' hefty inheritance down payment?

#budgeting
#wealth-management
from24/7 Wall St.
2 weeks ago

With $180,000 net worth, rental income, and a startup, I want to break free from paychecks - what's the best path to true wealth?

The Redditor aspires to elevate their income from the top 1% to the top 0.1%, revealing an ambition that extends beyond traditional financial success.
Startup companies
#wealth-building
Mindfulness
fromApartment Therapy
2 weeks ago

I Tried the "48" Rule to Curb My Spending - And Saved $550 in a Month

The 48-hour spending rule helps control impulsive purchases and promotes mindful spending.
Waiting before buying nonessential items can lead to better financial decisions.
from24/7 Wall St.
3 weeks ago

I make $9,000 a month and followed most of Dave Ramsey's advice - except I took a 30-year mortgage

Dave Ramsey emphasizes the financial advantages of a 15-year mortgage over a 30-year term, with considerable savings on interest payments over the loan's life.
Retirement
fromcointelegraph.com
3 weeks ago

How to spot a fake crypto investment platform: 10 red flags

Promising unrealistic returns is a classic indicator of a crypto scam. Legitimate platforms don't need to entice users with exaggerated claims like making 1 Bitcoin in just days.
Cryptocurrency
from24/7 Wall St.
3 weeks ago

My parents tell me that credit cards should be illegal, but I need it

Credit cards can either strengthen your finances or put you deep into debt.
Cryptocurrency
from24/7 Wall St.
3 weeks ago

Tariffs Aren't Going to Touch These Stocks

Companies like Altria and Verizon are benefiting from low tariff exposure and high dividend yields, providing stability for investors amidst geopolitical trade risks.
Retirement
from24/7 Wall St.
4 weeks ago

The BLS Is Flying a False Flag

Despite the jobs added, recent layoffs by major companies indicate a potential worsening economic situation, suggesting that the reported unemployment rate may not accurately reflect reality.
Retirement
from24/7 Wall St.
1 month ago

My Camaro was totaled - now I'm struggling to find a way to get back to college

"If police can track down the driver, you could pursue a legal claim against them. However, they may not have insurance or assets to cover your bills."
Cars
fromSan Francisco Bay Times
1 month ago

Riding Out Market Volatility: Why Rebalancing Matters - San Francisco Bay Times

"In 22 of the past 42 years, the S&P 500 saw double-digit drops at some point during the year-yet in 14 of those cases, the market still finished the year strong."
Silicon Valley real estate
fromNew York Post
1 month ago

These zodiac signs can expect a financial shake-up when Pluto goes retrograde

If you've been dodging cash-based convos or letting financial commitments slide, this retrograde is about to bring that to the surface. The truth? It's time to face the numbers.
Relationships
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