#mortgage-rates

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#mortgage-spreads
Real estate
fromwww.housingwire.com
9 hours ago

The path to more affordable mortgages: Why lenders hold the keys

Lenders can influence borrower affordability and competitiveness by managing the MBS–Treasury spread, pricing strategies, and funding to capitalize on changing long-term yields.
#housing-market
fromFortune
21 hours ago
Real estate

This housing data is the 'most critical economic variable' for predicting recessions, and it's now at the lowest level since pandemic shutdowns | Fortune

fromSFGATE
1 day ago
Real estate

Fed Rate Cut Likely as Housing Market Shifts-What You Need to Know

Real estate
fromBusiness Insider
1 week ago

Stubborn home sellers and canceled deals - welcome to real estate's year of cold feet

A rising share of home purchase agreements are being canceled as buyers grow cautious due to high mortgage rates, economic uncertainty, and increased inventory.
Real estate
fromSFGATE
1 week ago

4 Reasons Why This Fall Is the Ideal Time to Buy a House

Fall offers stronger negotiating leverage for homebuyers due to reduced competition and growing inventory, potentially making it the best buying window in years.
fromFortune
21 hours ago
Real estate

This housing data is the 'most critical economic variable' for predicting recessions, and it's now at the lowest level since pandemic shutdowns | Fortune

fromSFGATE
1 day ago
Real estate

Fed Rate Cut Likely as Housing Market Shifts-What You Need to Know

Real estate
fromSFGATE
1 day ago

Mortgage Applications Surge as Interest Rates Drop-Here's What You Need to Know

Home loan applications rose 9.2% to the highest level in over three years as mortgage interest rates fell, boosting both refinances and purchase activity.
#10-year-yield
#federal-reserve
fromSFGATE
1 day ago
Real estate

Fed Under Pressure to Cut Rates after Jobs Data Revision-5 Key Takeaways

fromSFGATE
1 week ago
US politics

Fed Official Urges Rate Cuts as Job Openings Decline: Everything You Need to Know

fromSFGATE
1 day ago
Real estate

Fed Under Pressure to Cut Rates after Jobs Data Revision-5 Key Takeaways

fromSFGATE
1 week ago
US politics

Fed Official Urges Rate Cuts as Job Openings Decline: Everything You Need to Know

#housing-affordability
fromFortune
1 week ago
Real estate

The U.S. housing market is 'finally starting to listen' to homebuyers plagued by high mortgage rates and home prices, economist says

Real estate
fromSan Jose Spotlight
2 weeks ago

Collins: What are the largest hurdles facing homebuyers in today's market? - San Jose Spotlight

High mortgage rates and rising home prices make housing affordability the top barrier for Santa Clara County buyers, surpassing difficulty finding properties.
Real estate
fromFortune
1 month ago

Not even a 0% mortgage rate would make buying a house affordable in these 6 U.S. cities

Housing affordability in the U.S. is at crisis levels due to high mortgage rates and persistent home prices.
fromFortune
1 week ago
Real estate

The U.S. housing market is 'finally starting to listen' to homebuyers plagued by high mortgage rates and home prices, economist says

fromFortune
1 month ago
Real estate

Not even a 0% mortgage rate would make buying a house affordable in these 6 U.S. cities

Real estate
fromwww.housingwire.com
3 days ago

FHA, VA mortgage rates drop below 6%

Conventional mortgage rates fell to 6.27%, spurring increased mortgage applications and higher demand for government loans despite accelerating CPI inflation in August.
#refinancing
fromSFGATE
2 weeks ago
Real estate

5 Key Takeaways To Know About the 'Marry the House, Date the Rate' Strategy

Real estate
fromSFGATE
3 weeks ago

Weekly Mortgage Rates Rise, Halting Two-Week Slide

Mortgage rates remained essentially unchanged at about 6.68%, leaving most recent homebuyers not yet in a favorable position to refinance.
Real estate
fromwww.housingwire.com
1 month ago

Mortgage, home equity lending grow despite high rates

Refinancing activity increased significantly, with home equity originations showing strong growth primarily from Gen X and baby boomers.
fromSFGATE
2 weeks ago
Real estate

5 Key Takeaways To Know About the 'Marry the House, Date the Rate' Strategy

New York City
fromtherealdeal.com
4 days ago

Manhattan rents end record streak as Brooklyn notches new high

Median Manhattan rent for new brokered leases fell to $4,600 in August, ending a streak of record highs while remaining historically high.
Real estate
fromwww.housingwire.com
4 days ago

Rate-and-term refinances soar 70% in August

Mortgage originations fell slightly with purchase locks down, refinancing share rose to 26%, non-QM hit 8.3%, and rates eased to 6.49%.
#purchase-applications
#refinance-activity
#homebuying
fromThe Oaklandside
5 days ago
East Bay (California)

Where are you in your home-buying journey?

Buy when financially prepared: prioritize steady income, adequate credit, low debt-to-income, understanding true costs, and consider rate-lock options while house hunting.
fromwww.housingwire.com
2 weeks ago
Real estate

What every first-time homebuyer must know about interest rates

Focus on buying and building home equity rather than waiting for historically low mortgage rates.
fromwww.housingwire.com
1 week ago

Can mortgage rates get below 6% with this Federal Reserve?

In my 2025 forecast, I anticipated the following ranges: Mortgage rates between 5.75% and 7.25% The 10-year yield fluctuating between 3.80% and 4.70% Overall, 2025 is on track with my forecast. The 10-year yield has remained within its proper range in response to Federal Reserve policy and economic conditions, while mortgage rates have fluctuated between 6.29% and 7.25%.
Real estate
fromFortune
1 week ago

America's homeownership rate falls for the first time since 2016 amid economic and demographic shifts, Redfin says

Redfin puts it bluntly: America's homeowner population has stopped growing. Chen Zhao, Redfin's head of economics research, attributes this to "rising home prices, high mortgage rates and economic uncertainty [which] have made it increasingly difficult to own a home." Zhao also noted secular shifts in the economy that may be playing a role. "People are also getting married and starting families later, which means they're buying homes later-another factor that may be at play."
Real estate
fromBoston Condos For Sale Ford Realty
1 week ago

How Was The Summer 2025 Boston Condo Sales Market? Boston Condos For Sale Ford Realty

Sales and inventory: Total condo sales experienced a slight dip in Q2 2025 compared to the previous year, but inventory remained significantly low. The number of listings increased in July, providing buyers with more options than in previous years. Pricing: The median condo price in the greater Boston area saw modest growth overall. However, this figure masks underlying market polarization, as luxury buildings saw an 11% decrease in median price while certain downtown neighborhoods saw a 20% increase.
Real estate
#labor-market
#30-year-fixed
fromFortune
2 weeks ago
Real estate

Current mortgage rates report for Aug. 29, 2025: Rates flicker slightly up after dip

fromFortune
2 weeks ago
Real estate

Current mortgage rates report for Aug. 29, 2025: Rates flicker slightly up after dip

Real estate
fromwww.housingwire.com
1 week ago

The 25-year housing surge and why the boom is just beginning

Eighty trillion dollars in intergenerational transfers will unlock home purchases for delayed Millennials and Gen Z and accelerate homeownership if affordability or rates improve.
Real estate
fromwww.housingwire.com
1 week ago

U.S. homeowner count drops for first time since 2016

Renter households increased while homeowner population stagnated due to high home prices, elevated mortgage rates and delayed family formation, raising rental rate to 35%.
#california-housing
#refinance
#pending-home-sales
Real estate
fromSFGATE
2 weeks ago

Affording Your Dream Home: Can It Still Be Done?

Home purchase price excludes additional costs like taxes and insurance; shopping lenders, exploring loan programs, mortgage buydowns, and assistance reduces total housing expenses.
#housing-inventory
fromSFGATE
2 weeks ago

US Housing Market in Challenging Summer-5 Key Takeaways

As Labor Day approaches, the U.S. housing market has faced a challenging summer, with frustrated expectations for buyers, sellers, and builders. The market is deadlocked, with increasing inventory, low sales, and hesitant movements from all parties involved. Despite some silver linings on the horizon, the housing market remains in a state of stagnation, according to the July housing market trends report from Realtor.com®.
Real estate
#30-year-fixed-rate
fromSFGATE
2 weeks ago

Will Fed's Rate Cut Encourage Homeowners To Tap HELOCs? What To Know

Fed Chair Jerome Powell hinted at potential rate cuts in September, which could lead to an increase in home renovation spending rather than a surge in home sales due to persistently high mortgage rates. The focus shifts to Home Equity Lines of Credit as they are influenced more directly by short-term rates and could see reduced costs, allowing homeowners to tap their equity for long-delayed renovations and improvements.
Remodel
fromSFGATE
2 weeks ago

Investors Pulling Back: 5 Key Takeaways About the State of Home Flipping

The fix-and-flip market is experiencing a slowdown, affecting both flippers and average home sellers. Data from John Burns Research and Consulting and Kiavi show a decline in sales, which can be attributed to economic uncertainty, higher mortgage rates, and increased material expenses. Flippers in specific regions like Florida and California face challenges due to high costs and competition, affecting their profitability and ability to secure insurance.
Real estate
fromFortune
2 weeks ago

Millennials and Gen Z are gambling on a big mortgage-rate drop, using ARMs and refinancing. But that could be a 'financial ticking time bomb'

Mortgage rates have remained elevated since 2023 and home prices are at record highs, locking out many millennials and Gen Z buyers from the housing market. A significant portion of younger homebuyers are betting on future rate drops by taking on adjustable-rate mortgages or planning to refinance, but experts warn this is an unreliable gamble. Although mortgage rates peaked at 8% in late 2023, they remain relatively elevated at about 6.5%.
Real estate
Real estate
fromwww.housingwire.com
3 weeks ago

Have lower mortgage rates already boosted the homebuilders?

New single-family home sales modestly declined month-to-month but exceeded estimates, and lower mortgage rates near 6% could boost builder confidence, permits, and housing starts.
fromFortune
3 weeks ago

Existing home sales inch up in July on modest pullback in mortgage rates

Sales of previously occupied U.S. homes rose in July as homebuyers were encouraged by a modest pullback in mortgage rates, slowing home price growth and the most properties on the market in over five years. Existing home sales rose 2% last month from June to a seasonally adjusted annual rate of 4.01 million units, the National Association of Realtors said Thursday. Sales edged up 0.8% compared with July last year.
Real estate
#southern-california-housing
fromwww.housingwire.com
3 weeks ago

How to guide real estate buyers through mortgage rate changes

Mortgage rates that rise higher than expected before financing is secured can deal a serious blow to a home's affordability or a client's chances of loan approval. Regardless of where rates head, your role as a real estate agent is to remain calm, informed, and proactive. Here's a practical guide to help you support your clients when mortgage rates shift higher or lower before closing.
Real estate
Real estate
from24/7 Wall St.
4 weeks ago

Will Rate Cuts Revive Housing and Make These 2 Ultra-High-Yield mREITs a Smart Investment?

Buffett's investment in homebuilders shows confidence despite the struggling housing market.
#real-estate
fromSFGATE
1 month ago
Real estate

Mortgage Rate Forecast 2026-and Where Warren Buffett's Berkshire Hathaway Thinks They're Headed

fromSFGATE
1 month ago
Real estate

Mortgage Rate Forecast 2026-and Where Warren Buffett's Berkshire Hathaway Thinks They're Headed

fromBusiness Matters
1 month ago

UK house prices record fastest monthly rise of 2025

The UK housing market recorded its fastest monthly growth of the year in July, with prices rising by 0.4% according to the latest figures from Halifax.
UK news
fromSFGATE
1 month ago

Weekly Mortgage Rates Plunge After Bad Jobs Report

The economy grew by 73,000 jobs, according to the Bureau of Labor Statistics. That was less than most economists were forecasting. Worse, the initial estimates for job growth in May and June were revised downward by a total of 258,000.
Real estate
fromBusiness Insider
1 month ago

Why 2025 might be a good year to buy a home after all

"Home prices are starting to dip because high mortgage rates have pushed many buyers out of the market, weakening demand," Redfin chief economist Daryl Fairweather told Business Insider.
Real estate
fromwww.housingwire.com
1 month ago

Why 6% mortgage rates will reignite the housing market

We've experienced the most significant decline in home sales ever when mortgage rates soared from 3% to 7%. Weekly Housing Market Tracker data improves when rates move from 6.64% toward 6%.
Real estate
fromwww.housingwire.com
1 month ago

Mortgage rates hit lowest levels of 2025

In 2025, mortgage rates are projected between 5.75% and 7.25%, with the 10-year yield fluctuating between 3.80% and 4.70%.
US politics
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