Jill On Money: Spring thaw for housing?The housing market remains challenging for buyers due to high prices and rising costs, but there's potential relief in increasing inventory.
Lowest mortgage rates in months create surge in applicationsMortgage rates have decreased significantly, leading to an uptick in refinance activity and purchase applications ahead of the spring homebuying season.
Pending home sales plunged to all-time low in January - winter weather may be to blamePending home sales in the US hit an all-time low in January due to high mortgage rates and record home prices.
The City Where Homes Are Hardest to SellThe real estate market is currently favorable for sellers amid rising home prices and low inventory, while buyers face higher mortgage rates.
The White House vs. the Fed on mortgage ratesNegative GDP data highlights persistent economic softness and its impact on the housing market due to high mortgage rates.
Will rates allow for 'peak' homebuying season?Mortgage rates are declining, now at 6.75%, which may encourage homebuyer interest, yet significant demand shifts are not expected immediately.
Jill On Money: Spring thaw for housing?The housing market remains challenging for buyers due to high prices and rising costs, but there's potential relief in increasing inventory.
Lowest mortgage rates in months create surge in applicationsMortgage rates have decreased significantly, leading to an uptick in refinance activity and purchase applications ahead of the spring homebuying season.
Pending home sales plunged to all-time low in January - winter weather may be to blamePending home sales in the US hit an all-time low in January due to high mortgage rates and record home prices.
The City Where Homes Are Hardest to SellThe real estate market is currently favorable for sellers amid rising home prices and low inventory, while buyers face higher mortgage rates.
The White House vs. the Fed on mortgage ratesNegative GDP data highlights persistent economic softness and its impact on the housing market due to high mortgage rates.
Will rates allow for 'peak' homebuying season?Mortgage rates are declining, now at 6.75%, which may encourage homebuyer interest, yet significant demand shifts are not expected immediately.
Home sale cancellations reach record highsIncreased failed home sales due to rising supply, economic uncertainties, and high mortgage rates.
Homebuilding Is Flatlining, but Renters Are Finding More LeverageHomebuilding numbers fell to a five-month low due to uncertainties around tariffs.Interest rates remain steady, allowing for modest declines in mortgage rates.
House hunters say No! as buying pace hits 41-year lowHome buying is at its slowest rate in decades due to high prices and mortgage rates.Current market conditions reflect a severe affordability crisis for potential home buyers.
Weekly pending home sales finally exceed 2024Home sales are showing signs of improvement after disappointing first quarter, with a slight year-over-year increase.
Home-price appreciation continues cooling trend as inventory risesHome-price appreciation is slowing significantly in 2024, particularly due to affordability challenges and rising inventory.
Yes, It's a Mistake To Wait Out the Current Mortgage Rates To Buy a HouseNow could be the best time to buy a home despite current high mortgage rates.
Home sale cancellations reach record highsIncreased failed home sales due to rising supply, economic uncertainties, and high mortgage rates.
Homebuilding Is Flatlining, but Renters Are Finding More LeverageHomebuilding numbers fell to a five-month low due to uncertainties around tariffs.Interest rates remain steady, allowing for modest declines in mortgage rates.
House hunters say No! as buying pace hits 41-year lowHome buying is at its slowest rate in decades due to high prices and mortgage rates.Current market conditions reflect a severe affordability crisis for potential home buyers.
Weekly pending home sales finally exceed 2024Home sales are showing signs of improvement after disappointing first quarter, with a slight year-over-year increase.
Home-price appreciation continues cooling trend as inventory risesHome-price appreciation is slowing significantly in 2024, particularly due to affordability challenges and rising inventory.
Yes, It's a Mistake To Wait Out the Current Mortgage Rates To Buy a HouseNow could be the best time to buy a home despite current high mortgage rates.
Mortgage rates are cooling, but how long will the trend last?Affordability continues to challenge homeownership due to high prices and mortgage rates, but buyers are adapting their expectations.Preparation and financial readiness remain critical for potential homeowners, even amidst challenging market conditions.
What Percentage of Your Paycheck Should Go To Your Mortgage Payment?Homeownership challenges persist due to high mortgage rates and inflation, necessitating careful budgeting beyond just the mortgage payment.
What Is FHA Program That Pauses Payments for a Year: Expert | EntrepreneurHigh home prices and mortgage rates hinder homeownership for many Americans.A new FHA program offers potential mortgage payment pauses for fixer-upper buyers.There are important caveats to this FHA program that buyers must consider.
Exclusive: Mortgage as an employee benefit? Kleiner Perkins leads $23.5M Series A for Multiply MortgageMultiply Mortgage aims to improve homeownership accessibility by providing mortgage benefits and financial wellness programs for employees.
The Biggest Mistake To Avoid When Refinancing Your MortgageHomeowners should consider the loan duration when refinancing, not just interest rates.
Mortgage rates are cooling, but how long will the trend last?Affordability continues to challenge homeownership due to high prices and mortgage rates, but buyers are adapting their expectations.Preparation and financial readiness remain critical for potential homeowners, even amidst challenging market conditions.
What Percentage of Your Paycheck Should Go To Your Mortgage Payment?Homeownership challenges persist due to high mortgage rates and inflation, necessitating careful budgeting beyond just the mortgage payment.
What Is FHA Program That Pauses Payments for a Year: Expert | EntrepreneurHigh home prices and mortgage rates hinder homeownership for many Americans.A new FHA program offers potential mortgage payment pauses for fixer-upper buyers.There are important caveats to this FHA program that buyers must consider.
Exclusive: Mortgage as an employee benefit? Kleiner Perkins leads $23.5M Series A for Multiply MortgageMultiply Mortgage aims to improve homeownership accessibility by providing mortgage benefits and financial wellness programs for employees.
The Biggest Mistake To Avoid When Refinancing Your MortgageHomeowners should consider the loan duration when refinancing, not just interest rates.
Mortgage Rates Fall Again in Good News for Homebuyers as Spring BeginsMortgage rates continued to decline, reaching 6.63%, providing encouragement for homebuyers amidst economic uncertainty.
3 metrics in Friday's jobs report that will affect mortgage ratesWage growth stagnation is positive for mortgage rates.Slowing job growth may indicate economic weakness benefiting rates.Job openings data is critical for Fed insights.Federal spending cuts could impact state economies.
Federal Reserve keeps benchmark interest rates unchangedThe Federal Reserve is adjusting economic growth expectations and facing ongoing inflation, impacting households and mortgage rates.
Mortgage rates are stable even as the economic outlook dimsExpect Fed stability but potential surprises in future rate cuts indicated by the dot plot.
Mortgage rates dip below 7% after retail sales surpriseThe recent CPI report increases speculation about fewer Fed rate cuts and potential rate hikes.
Inflation Surges Back Up to 3% in Troubling Sign for Consumers and Mortgage RatesAnnual inflation has increased, potentially raising mortgage rates and impacting homebuyers.
Mortgage Rates Fall Again in Good News for Homebuyers as Spring BeginsMortgage rates continued to decline, reaching 6.63%, providing encouragement for homebuyers amidst economic uncertainty.
3 metrics in Friday's jobs report that will affect mortgage ratesWage growth stagnation is positive for mortgage rates.Slowing job growth may indicate economic weakness benefiting rates.Job openings data is critical for Fed insights.Federal spending cuts could impact state economies.
Federal Reserve keeps benchmark interest rates unchangedThe Federal Reserve is adjusting economic growth expectations and facing ongoing inflation, impacting households and mortgage rates.
Mortgage rates are stable even as the economic outlook dimsExpect Fed stability but potential surprises in future rate cuts indicated by the dot plot.
Mortgage rates dip below 7% after retail sales surpriseThe recent CPI report increases speculation about fewer Fed rate cuts and potential rate hikes.
Inflation Surges Back Up to 3% in Troubling Sign for Consumers and Mortgage RatesAnnual inflation has increased, potentially raising mortgage rates and impacting homebuyers.
Mortgages, medics and castles: essential articles for life in FranceMortgage rates in France have dropped recently, but strict income requirements and loan duration limits must be considered.
Trump's Speech to Congress Highlights His Economic Agenda but Fails To Address Housing Affordability CrisisTrump's speech emphasized economic reforms but neglected crucial housing affordability issues.
Can government job cuts lead to lower mortgage rates for spring?Government job losses and funding cuts may increase unemployment rates and jobless claims.Lower mortgage rates could occur in spring due to economic shifts and government actions.
Mortgage Rates Slide to 6.87%, Foreshadowing Stronger Housing Demand-Despite Worryingly High Inflation ReportMortgage rates decreased slightly this week, hinting at a potential improvement in the real estate market despite rising inflation concerns.
Trump's Speech to Congress Highlights His Economic Agenda but Fails To Address Housing Affordability CrisisTrump's speech emphasized economic reforms but neglected crucial housing affordability issues.
Can government job cuts lead to lower mortgage rates for spring?Government job losses and funding cuts may increase unemployment rates and jobless claims.Lower mortgage rates could occur in spring due to economic shifts and government actions.
Mortgage Rates Slide to 6.87%, Foreshadowing Stronger Housing Demand-Despite Worryingly High Inflation ReportMortgage rates decreased slightly this week, hinting at a potential improvement in the real estate market despite rising inflation concerns.
DC housing inventory ticks up this week: Altos dataD.C. housing inventory is higher than last year but still below historical averages and significantly impacted by current mortgage rates.
California home sales drop 10% as prices dip. What's next for real estate market?The California housing market cooled significantly in January, showing a decline in both home sales and prices.
Mortgage Rates Tick Down to 6.85% as Spring Selling Season ApproachesMortgage rates have decreased for five weeks, providing relief to prospective homebuyers as the spring selling season commences.
Surging for-sale inventory turns Florida into a buyer's marketFlorida's housing market has seen a significant increase in active listings, marking a shift toward a buyers' market requiring seller concessions.
Property buyers in France boosted by drop in mortgage ratesLower mortgage rates and property prices are improving access to the French housing market.
DC housing inventory ticks up this week: Altos dataD.C. housing inventory is higher than last year but still below historical averages and significantly impacted by current mortgage rates.
California home sales drop 10% as prices dip. What's next for real estate market?The California housing market cooled significantly in January, showing a decline in both home sales and prices.
Mortgage Rates Tick Down to 6.85% as Spring Selling Season ApproachesMortgage rates have decreased for five weeks, providing relief to prospective homebuyers as the spring selling season commences.
Surging for-sale inventory turns Florida into a buyer's marketFlorida's housing market has seen a significant increase in active listings, marking a shift toward a buyers' market requiring seller concessions.
Property buyers in France boosted by drop in mortgage ratesLower mortgage rates and property prices are improving access to the French housing market.
Barbara Corcoran: Secrets to Getting a Deal for Homebuyers | EntrepreneurThe current real estate market makes home buying seem impossible, but strategies exist to negotiate better deals.
Loan officers are seeing an uptick in FHA, VA demandGovernment loan demand is increasing due to lower mortgage rates.FHA loans are preferred by first-time buyers with lower credit scores.Certain geographic areas show higher concentrations of government loans.
Barbara Corcoran: Secrets to Getting a Deal for Homebuyers | EntrepreneurThe current real estate market makes home buying seem impossible, but strategies exist to negotiate better deals.
Loan officers are seeing an uptick in FHA, VA demandGovernment loan demand is increasing due to lower mortgage rates.FHA loans are preferred by first-time buyers with lower credit scores.Certain geographic areas show higher concentrations of government loans.
Trump, Democrats' response indicate housing is taking a backseatBiden's exit and Harris's defeat shifted focus away from ambitious housing policies.Trump's administration shows little intent to prioritize housing policy in the near term.
Mortgage Rates Are Projected To Stay Higher for Longer Than Expected in 2025, Fannie Mae SaysMortgage rates are projected to remain high due to sustained inflation and trade policy uncertainty.
I'm mid-40s and was making $100k a year until I lost my job - what should I do with the $25k in car loans I have?Job loss can significantly impact financial stability, leading to debt despite prior financial fitness.Selling a house may not alleviate debt due to high mortgage rates.
Existing-home sales slow in January due to affordability challengesMortgage rates remain stagnant despite Fed cuts, complicating housing affordability against rising home prices.
Could home prices turn negative this year?Home price appreciation has slowed significantly, with current trends showing a modest increase, indicating a more stable market.
Existing-home sales slow in January due to affordability challengesMortgage rates remain stagnant despite Fed cuts, complicating housing affordability against rising home prices.
Could home prices turn negative this year?Home price appreciation has slowed significantly, with current trends showing a modest increase, indicating a more stable market.
Chase Home Lending announces limited-time refinance rate discountChase offers a rate sale to assist customers affected by high mortgage rates through cash-out refinances and refinancing options.
Mortgage rates drop for the 4th straight week. What it means for you.Average 30-year mortgage rates have eased, providing hope for homebuyers as the spring buying season begins.
Chase Home Lending announces limited-time refinance rate discountChase offers a rate sale to assist customers affected by high mortgage rates through cash-out refinances and refinancing options.
Mortgage rates drop for the 4th straight week. What it means for you.Average 30-year mortgage rates have eased, providing hope for homebuyers as the spring buying season begins.
Housing tracker: Southern California home prices dipped in JanuarySouthern California home prices fell 0.4% in January, marking six consecutive months of declines due to high mortgage rates.
Mortgage price war heats up as rates fall below 4%: homebuyers urged to act fastMortgage lenders in the UK have initiated a price war, offering rates below 4%, influenced by the Bank of England's base rate reduction.
Here's How Trump's Policies Will Affect the Real Estate MarketHigh mortgage rates and low inventory continue to plague the U.S. housing market.Trump's proposed policies may have limited effect on mortgage rates.Inflation remains a significant barrier for prospective homebuyers.