#mortgage-rates

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#federal-reserve

Will mortgage rates go down in 2025? This is the key factor to watch

Rising unemployment rates may lead to a decrease in mortgage rates, based on investor expectations about future economic conditions.

Powell's remarks shoot mortgage rates higher

The market is reacting negatively to Federal Reserve policies and forecasts, suggesting higher mortgage rates may persist if labor market conditions do not worsen.

Fed Cuts Interest Rate by a Quarter Point, but Don't Expect Big Declines for Mortgages Yet

The Fed's recent interest rate cut won't significantly lower mortgage rates for homebuyers. Long-term projections indicate rates may remain high through 2025.

Mortgage rates have plateaued, so what's next for housing?

Mortgage rates may see marginal improvements due to recent market changes, despite uncertainties surrounding economic indicators and Fed policy.

Inflation Ticks Up to 2.7% but Fed Still Expected To Continue Rate Cuts

The U.S. annual inflation rate increased to 2.7% in November, prompting expectations for Federal Reserve rate cuts despite persistent inflation concerns.

Housing market data positive despite Powell's Grinch act

Despite rising mortgage rates, there are still eager homebuyers in the market, indicating resilience in the housing sector.

Will mortgage rates go down in 2025? This is the key factor to watch

Rising unemployment rates may lead to a decrease in mortgage rates, based on investor expectations about future economic conditions.

Powell's remarks shoot mortgage rates higher

The market is reacting negatively to Federal Reserve policies and forecasts, suggesting higher mortgage rates may persist if labor market conditions do not worsen.

Fed Cuts Interest Rate by a Quarter Point, but Don't Expect Big Declines for Mortgages Yet

The Fed's recent interest rate cut won't significantly lower mortgage rates for homebuyers. Long-term projections indicate rates may remain high through 2025.

Mortgage rates have plateaued, so what's next for housing?

Mortgage rates may see marginal improvements due to recent market changes, despite uncertainties surrounding economic indicators and Fed policy.

Inflation Ticks Up to 2.7% but Fed Still Expected To Continue Rate Cuts

The U.S. annual inflation rate increased to 2.7% in November, prompting expectations for Federal Reserve rate cuts despite persistent inflation concerns.

Housing market data positive despite Powell's Grinch act

Despite rising mortgage rates, there are still eager homebuyers in the market, indicating resilience in the housing sector.
morefederal-reserve
#housing-market

How are mortgage rates affecting housing demand?

Despite rising mortgage rates, housing demand has remained surprisingly resilient, defying initial expectations of a significant downturn.

Home sales rise at fastest pace since March - but market set for worst year since 1995

Home sales increased in November, reaching their fastest pace since March 2023 despite higher mortgage rates.

Housing Forecast 2025: Mortgage Rates To Stay Above 6% as Home Prices Grow

Mortgage rates are expected to average above 6% in 2025, while home prices continue to rise, with a projected growth rate of 3.7%.

Mortgage Calculator: Here's How Much You Need To Buy a $424,950 Home at a 6.84% Rate

Home prices decreased slightly while mortgage rates increased, affecting monthly payments but still offering better rates compared to the peak last October.

Property prices up by close to 10pc in October - the 14th month in a row of rises

Rising property prices due to supply shortages are increasingly burdening first-time buyers.

The housing shortage is so bad older homes are almost as expensive as brand-new ones

The housing market is seeing fewer fixer-upper deals due to rising existing home prices and a housing shortage.

How are mortgage rates affecting housing demand?

Despite rising mortgage rates, housing demand has remained surprisingly resilient, defying initial expectations of a significant downturn.

Home sales rise at fastest pace since March - but market set for worst year since 1995

Home sales increased in November, reaching their fastest pace since March 2023 despite higher mortgage rates.

Housing Forecast 2025: Mortgage Rates To Stay Above 6% as Home Prices Grow

Mortgage rates are expected to average above 6% in 2025, while home prices continue to rise, with a projected growth rate of 3.7%.

Mortgage Calculator: Here's How Much You Need To Buy a $424,950 Home at a 6.84% Rate

Home prices decreased slightly while mortgage rates increased, affecting monthly payments but still offering better rates compared to the peak last October.

Property prices up by close to 10pc in October - the 14th month in a row of rises

Rising property prices due to supply shortages are increasingly burdening first-time buyers.

The housing shortage is so bad older homes are almost as expensive as brand-new ones

The housing market is seeing fewer fixer-upper deals due to rising existing home prices and a housing shortage.
morehousing-market
#real-estate

Families Need To Spend 38% of Their Income on Housing: Here's Where You'll Pay the Most-and Least

More than one-third of income spent on housing is outdated; families now spend more, with low-income families facing up to 75% of their earnings.
Cost-burdened families struggle, particularly in high-price markets like California and the Northeast.

Investor purchases are sinking with the housing market at large

Home sales in 2024 lag significantly due to high costs and limited inventory.
Investor home purchases are down markedly as real estate's appeal wanes.

Distressed properties signal a slowdown in 2025 housing market

Institutional sellers are lowering auction prices due to increased inventory and high mortgage rates, indicating slowing home-price appreciation ahead.
Distressed property auctions are seeing significant price adjustments as affordability constrains retail buyers in the current market.

New Jersey, Florida have the leading luxury vacation home markets

Second-home investments are increasing despite high home prices and mortgage rates, especially in luxury markets of select counties.

November home sales surged more than expected, boosted by lower mortgage rates

Home sales are increasing as inventory grows and buyers adapt to rising mortgage rates, with trends seen particularly in higher-end markets.

I Asked Real Estate Pros What Buying a Home Will Be Like in 2025. Here's What They Said

The 2025 housing market is expected to be more balanced, with inventory rising and negotiation possibilities increasing for buyers.

Families Need To Spend 38% of Their Income on Housing: Here's Where You'll Pay the Most-and Least

More than one-third of income spent on housing is outdated; families now spend more, with low-income families facing up to 75% of their earnings.
Cost-burdened families struggle, particularly in high-price markets like California and the Northeast.

Investor purchases are sinking with the housing market at large

Home sales in 2024 lag significantly due to high costs and limited inventory.
Investor home purchases are down markedly as real estate's appeal wanes.

Distressed properties signal a slowdown in 2025 housing market

Institutional sellers are lowering auction prices due to increased inventory and high mortgage rates, indicating slowing home-price appreciation ahead.
Distressed property auctions are seeing significant price adjustments as affordability constrains retail buyers in the current market.

New Jersey, Florida have the leading luxury vacation home markets

Second-home investments are increasing despite high home prices and mortgage rates, especially in luxury markets of select counties.

November home sales surged more than expected, boosted by lower mortgage rates

Home sales are increasing as inventory grows and buyers adapt to rising mortgage rates, with trends seen particularly in higher-end markets.

I Asked Real Estate Pros What Buying a Home Will Be Like in 2025. Here's What They Said

The 2025 housing market is expected to be more balanced, with inventory rising and negotiation possibilities increasing for buyers.
morereal-estate

FHFA prevented 43K foreclosures in Q3, but new cases rose 27%

FHFA's foreclosure prevention actions are significant, reaching over 7 million, yet foreclosure starts surged 27%, indicating a growing crisis in housing stability.
#home-sales

10 top housing markets in 2025 - a year that should finally favor homebuyers

The US housing market is anticipated to favor homebuyers in 2025, with increased inventory and stable mortgage rates.

Average rate on a 30-year mortgage slips to 6.81%

Mortgage rates are slightly down, yet still affect homebuyer demand and affordability negatively.
15-year fixed-rate mortgage rates have increased, complicating refinancing for homeowners.

Zillow, Fannie Mae diverge on 2025 housing market predictions

Gradual improvement in mortgage rates will drive home sales and price growth in 2025, despite potential challenges ahead.

10 top housing markets in 2025 - a year that should finally favor homebuyers

The US housing market is anticipated to favor homebuyers in 2025, with increased inventory and stable mortgage rates.

Average rate on a 30-year mortgage slips to 6.81%

Mortgage rates are slightly down, yet still affect homebuyer demand and affordability negatively.
15-year fixed-rate mortgage rates have increased, complicating refinancing for homeowners.

Zillow, Fannie Mae diverge on 2025 housing market predictions

Gradual improvement in mortgage rates will drive home sales and price growth in 2025, despite potential challenges ahead.
morehome-sales
#refinance

Homebuyer demand for mortgages jumped 6%, as interest rates fell to the lowest level in over a month

Lower mortgage rates and higher home inventory are driving an increase in mortgage applications despite annual comparisons being affected by holidays.

The mortgage rate resting state: Understanding the new normal

Perspective on mortgage rates can easily be lost; it's crucial to trust data over feelings in financial decisions.

Homebuyer demand for mortgages jumped 6%, as interest rates fell to the lowest level in over a month

Lower mortgage rates and higher home inventory are driving an increase in mortgage applications despite annual comparisons being affected by holidays.

The mortgage rate resting state: Understanding the new normal

Perspective on mortgage rates can easily be lost; it's crucial to trust data over feelings in financial decisions.
morerefinance
#real-estate-market

Average rate on 30-year mortgage hits 6.6%, its third straight weekly decline

Mortgage rates are declining but homeownership remains out of reach for many due to high prices and affordability issues.

Is now a good time to buy a house?

The housing market presents challenges but could still be favorable for financially prepared buyers.

Average rate on 30-year mortgage hits 6.6%, its third straight weekly decline

Mortgage rates are declining but homeownership remains out of reach for many due to high prices and affordability issues.

Is now a good time to buy a house?

The housing market presents challenges but could still be favorable for financially prepared buyers.
morereal-estate-market
#interest-rates

Median interest rate on mortgages is up, says Central Bank

Non-bank lenders offer lower mortgage rates than traditional banks, highlighting a shift in the lending landscape.

Relief for mortgage holders as ECB set to deliver fourth rate cut today - with more on the way

Interest rates are expected to decrease by 0.25 percentage points, benefiting tracker mortgage holders and potentially leading to more cuts next year.

Housing demand still showing double-digit growth

Rising mortgage rates could challenge the seasonal increase in purchase applications amid positive growth trends observed in recent weeks.

Median interest rate on mortgages is up, says Central Bank

Non-bank lenders offer lower mortgage rates than traditional banks, highlighting a shift in the lending landscape.

Relief for mortgage holders as ECB set to deliver fourth rate cut today - with more on the way

Interest rates are expected to decrease by 0.25 percentage points, benefiting tracker mortgage holders and potentially leading to more cuts next year.

Housing demand still showing double-digit growth

Rising mortgage rates could challenge the seasonal increase in purchase applications amid positive growth trends observed in recent weeks.
moreinterest-rates

Refi borrowers pounced on the short window of lower mortgage rates

Lower mortgage rates in late 2024 spurred a notable increase in refinancing activity.
Homeowners successfully reduced rates and achieved significant monthly savings through refinancing.
#us-housing-market

New home sales plummet 17% to 2-year low as rising mortgage rates sideline buyers

New single-family home sales in the US fell 17.3% in October, driven by rising mortgage rates and hurricane disruptions, marking a two-year low.

3 reasons buying a home could get easier in 2025 - unless you're a first-time buyer

The US housing market may experience a slight cooling in 2025, making home buying easier, but challenges persist for younger buyers.

New home sales plummet 17% to 2-year low as rising mortgage rates sideline buyers

New single-family home sales in the US fell 17.3% in October, driven by rising mortgage rates and hurricane disruptions, marking a two-year low.

3 reasons buying a home could get easier in 2025 - unless you're a first-time buyer

The US housing market may experience a slight cooling in 2025, making home buying easier, but challenges persist for younger buyers.
moreus-housing-market
#home-buying

A real estate investor and agent says don't bank on rates coming down in 2025 - and shares 2 strategies to help you score a lower-than-average mortgage payment

Don't expect mortgage rates to drop significantly in 2025; negotiate rates now to secure better mortgage terms.

Boston Condo For Sale Mortgage Rates Are Improving As We Approach 2025 Boston Condos For Sale Ford Realty

Mortgage rates for Boston condos are improving, signaling an opportune time for buyers to engage.
Since the election, the Boston condo market has seen increased activity and interest.

A real estate investor and agent says don't bank on rates coming down in 2025 - and shares 2 strategies to help you score a lower-than-average mortgage payment

Don't expect mortgage rates to drop significantly in 2025; negotiate rates now to secure better mortgage terms.

Boston Condo For Sale Mortgage Rates Are Improving As We Approach 2025 Boston Condos For Sale Ford Realty

Mortgage rates for Boston condos are improving, signaling an opportune time for buyers to engage.
Since the election, the Boston condo market has seen increased activity and interest.
morehome-buying

HECM line of credit option continues to dominate with 93% share

HECM endorsements declined in FY 2024, with the line of credit as the preferred payment option, particularly among single women borrowers.
from www.housingwire.com
1 week ago

Mortgage rates fall on jobs week data

Mortgage rates have fallen this week due to easing labor market conditions and weakened economic indicators.

House hunters won't see relief any time soon - mortgage rates set to stay sky high

Mortgage rates will average 6.3% in 2025, while home prices are projected to rise by 3.7%.

Reverse mortgage metrics show little movement in November

The reverse mortgage industry displays mixed signals, with slight gains in HECM endorsements but a decline in HMBS issuance as 2024 ends.
#california-housing-market

California affordability fixes: 3.5% loans, 50% raises, or 33% home-price cuts?

California's homebuying affordability crisis demands dramatic changes, including lower mortgage rates, higher incomes, or decreased home prices.

California affordability fixes: 3.5% loans, 50% raises, or 33% home-price cuts?

California's housing affordability crisis requires significant changes in rates, income, or prices to improve the current situation.

California affordability fixes: 3.5% loans, 50% raises, or 33% home-price cuts?

California's homebuying affordability crisis demands dramatic changes, including lower mortgage rates, higher incomes, or decreased home prices.

California affordability fixes: 3.5% loans, 50% raises, or 33% home-price cuts?

California's housing affordability crisis requires significant changes in rates, income, or prices to improve the current situation.
morecalifornia-housing-market

Major bank to cut mortgage rates tomorrow

The Independent emphasizes the importance of accessible journalism covering critical issues.
Barclays is reducing mortgage rates in response to recent fluctuations in the swap rates.
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