#mortgage-rates

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#housing-market

There Are Now 30 Renters for Every Home for Sale in the U.S.

The U.S. housing market is experiencing a severe supply shortage, with 30 renter households vying for each available home, complicating first-time buyers' efforts.

Homes for sale in short supply as there's now 30 renters for every house on the market in US

The U.S. housing market is at a critical low for available homes, creating a tough environment for first-time buyers.

Trump is victorious. Will mortgage rates go to 8%?

Trump's election as 47th president is set to reshape housing policies and mortgage rates in the U.S.

Why mortgage rates are climbing

Mortgage rates have risen sharply, with average rates exceeding 7%, impacting potential home buyers and reflecting broader economic uncertainty.

Inflation hasn't been defeated yet because the housing crisis could bring it back

Despite rate hikes curbing inflation, the housing market faces ongoing affordability challenges and rising prices due to tight inventory.

Here's where economists think the housing market is headed

Housing market may revive with expected mortgage rate cuts and job growth, leading to increased home sales by 9% in 2025 and 13% in 2026.

There Are Now 30 Renters for Every Home for Sale in the U.S.

The U.S. housing market is experiencing a severe supply shortage, with 30 renter households vying for each available home, complicating first-time buyers' efforts.

Homes for sale in short supply as there's now 30 renters for every house on the market in US

The U.S. housing market is at a critical low for available homes, creating a tough environment for first-time buyers.

Trump is victorious. Will mortgage rates go to 8%?

Trump's election as 47th president is set to reshape housing policies and mortgage rates in the U.S.

Why mortgage rates are climbing

Mortgage rates have risen sharply, with average rates exceeding 7%, impacting potential home buyers and reflecting broader economic uncertainty.

Inflation hasn't been defeated yet because the housing crisis could bring it back

Despite rate hikes curbing inflation, the housing market faces ongoing affordability challenges and rising prices due to tight inventory.

Here's where economists think the housing market is headed

Housing market may revive with expected mortgage rate cuts and job growth, leading to increased home sales by 9% in 2025 and 13% in 2026.
morehousing-market
#inflation

Trump's economic agenda for his second term is clouding the outlook for mortgage rates

Donald Trump's election is creating uncertainty in mortgage rates, with forecasts leaning towards an increase in rates due to his economic policies.

How the second Trump administration could impact the housing market

Housing affordability remains a critical issue across the U.S., raising questions about the effectiveness of proposed policies under Donald Trump's administration.

Trump voters prioritize basic needs over housing affordability in 2024 election: Report

Trump supporters prioritize everyday economic pressures over housing affordability, despite concerns about homeownership.
The economy and inflation consistently rank as primary concerns for Trump voters over housing costs.

Mortgage rates are rising. Experts cite economic strength, inflation and possible Trump win

Despite a Federal Reserve rate cut, mortgage rates have risen due to stronger economic data indicating sustained inflation.
Mortgage rates are influenced more by investor expectations than by Federal Reserve decisions.

How will Trump's 2nd term economic agenda impact mortgage rates?

Trump's election win may lead to higher mortgage rates despite promises to reduce them.

Keir Starmer denies budget to blame for rise in mortgage rates

Starmer claims his government's budget stabilizes the economy, while attributing rising mortgage rates to bank decisions rather than government actions.

Trump's economic agenda for his second term is clouding the outlook for mortgage rates

Donald Trump's election is creating uncertainty in mortgage rates, with forecasts leaning towards an increase in rates due to his economic policies.

How the second Trump administration could impact the housing market

Housing affordability remains a critical issue across the U.S., raising questions about the effectiveness of proposed policies under Donald Trump's administration.

Trump voters prioritize basic needs over housing affordability in 2024 election: Report

Trump supporters prioritize everyday economic pressures over housing affordability, despite concerns about homeownership.
The economy and inflation consistently rank as primary concerns for Trump voters over housing costs.

Mortgage rates are rising. Experts cite economic strength, inflation and possible Trump win

Despite a Federal Reserve rate cut, mortgage rates have risen due to stronger economic data indicating sustained inflation.
Mortgage rates are influenced more by investor expectations than by Federal Reserve decisions.

How will Trump's 2nd term economic agenda impact mortgage rates?

Trump's election win may lead to higher mortgage rates despite promises to reduce them.

Keir Starmer denies budget to blame for rise in mortgage rates

Starmer claims his government's budget stabilizes the economy, while attributing rising mortgage rates to bank decisions rather than government actions.
moreinflation

Bank of Ireland cuts all fixed mortgage rates by 0.5pc from today

Bank of Ireland is reducing mortgage rates for all customers amid increasing competition among lenders.
#housing-policy

Republicans Take Control of the House, Paving the Way for Trump's Plans on Housing

Republicans gaining control of the House empowers Trump to advance his policy agenda, particularly concerning housing affordability.

Whether it's Trump or Harris in office, MBA says it knows how to stop bad ideas'

Political gridlock is anticipated with the upcoming elections influencing housing legislation and regulatory dynamics.
Expectations for 30-year mortgage rates to remain stable between 6% and 6.5% as interest rates are cut by the Fed.

Republicans Take Control of the House, Paving the Way for Trump's Plans on Housing

Republicans gaining control of the House empowers Trump to advance his policy agenda, particularly concerning housing affordability.

Whether it's Trump or Harris in office, MBA says it knows how to stop bad ideas'

Political gridlock is anticipated with the upcoming elections influencing housing legislation and regulatory dynamics.
Expectations for 30-year mortgage rates to remain stable between 6% and 6.5% as interest rates are cut by the Fed.
morehousing-policy
#interest-rates

The Fed Just Cut Rates Again, but Mortgage Rates Keep On Rising

Fed rate cuts won't lead to lower mortgage rates immediately.

Mortgage rates jump to 7% following Powell speech

Powell indicates no urgent need to lower rates as U.S. economic strength persists, impacting mortgage rates and market expectations.

October jobs report will influence Fed policy, mortgage rates path

October employment data will significantly influence mortgage rates and the Federal Reserve's interest rate decision.

Jerome Powell and the Fed have accidentally jammed the property market

The Federal Reserve's rate strategy is constraining the property market as consumers hold onto lower mortgage rates.

Will mortgage rates settle after the election ends and the Fed meets?

The U.S. economy faces critical shifts as policymakers deliberate on interest rates amid rising mortgage costs impacting both mortgage purchase and refinance growth.

Mortgage rates dodge a bullet for now

Mortgage rates stabilized recently, avoiding a significant increase despite economic pressures.
The mortgage spread is crucial in determining current rates compared to previous years.
Housing demand is sensitive to mortgage rate fluctuations, particularly around the 6% mark.

The Fed Just Cut Rates Again, but Mortgage Rates Keep On Rising

Fed rate cuts won't lead to lower mortgage rates immediately.

Mortgage rates jump to 7% following Powell speech

Powell indicates no urgent need to lower rates as U.S. economic strength persists, impacting mortgage rates and market expectations.

October jobs report will influence Fed policy, mortgage rates path

October employment data will significantly influence mortgage rates and the Federal Reserve's interest rate decision.

Jerome Powell and the Fed have accidentally jammed the property market

The Federal Reserve's rate strategy is constraining the property market as consumers hold onto lower mortgage rates.

Will mortgage rates settle after the election ends and the Fed meets?

The U.S. economy faces critical shifts as policymakers deliberate on interest rates amid rising mortgage costs impacting both mortgage purchase and refinance growth.

Mortgage rates dodge a bullet for now

Mortgage rates stabilized recently, avoiding a significant increase despite economic pressures.
The mortgage spread is crucial in determining current rates compared to previous years.
Housing demand is sensitive to mortgage rate fluctuations, particularly around the 6% mark.
moreinterest-rates
#real-estate-market

That refi mini boom appears all but dead as mortgage rates surge

Mortgage demand declines due to rising mortgage rates, particularly affecting refinancing applications.
Future housing demand may come from younger buyers despite current refinancing struggles.

How investors are about to profit from a tidal wave of new homes

Homebuilders are struggling with a surplus of unsold homes amid rising prices and increasing interest rates.

That refi mini boom appears all but dead as mortgage rates surge

Mortgage demand declines due to rising mortgage rates, particularly affecting refinancing applications.
Future housing demand may come from younger buyers despite current refinancing struggles.

How investors are about to profit from a tidal wave of new homes

Homebuilders are struggling with a surplus of unsold homes amid rising prices and increasing interest rates.
morereal-estate-market

Rocket Mortgage origination volume jumps 28% in Q3

Rocket Companies achieved significant loan growth despite challenges, but faced sizeable losses due to shifts in mortgage servicing rights.

Mortgage rates hiked by major lenders despite fall in base rate

The Independent provides uncensored, on-ground reporting on critical issues like reproductive rights and mortgage rate changes, emphasizing the importance of accessible journalism.

Mortgage lenders will be more profitable in 2025, but there are headwinds, Fitch says

Fitch expects lower mortgage rates will benefit nonbank lenders and increase origination volumes significantly by 2025.
#real-estate

The great contradictions of the real estate market moving into 2025

High mortgage rates persist despite Federal Reserve cuts, creating confusion and frustration for home buyers as we approach 2025.

National Home Prices Keep Sinking Boston Condos For Sale Ford Realty

Existing home sales have significantly declined in 2023, with concerns over rising insurance costs and fluctuating mortgage rates impacting buyer decisions.

To sell or not the debate for homeowners with low-interest mortgages

Homeowners facing financial challenges in selling their homes may find relief due to recent Federal Reserve rate cuts.

Mortgage rates rise for the fourth week in a row

Rising mortgage rates reduce buyers' purchasing power at a crucial time with home prices remaining high.

Looking to buy a house in California? These 10 counties had the cheapest prices last month

Median home prices in California are currently decreasing while home sales have slowed to the lowest level this year.

Scoop Up Your Copy of Brownstoner's Fall 2024 Real Estate

Brownstoner's Fall 2024 Real Estate special offers key insights for buyers and sellers, available at various local publications and brokerages.

The great contradictions of the real estate market moving into 2025

High mortgage rates persist despite Federal Reserve cuts, creating confusion and frustration for home buyers as we approach 2025.

National Home Prices Keep Sinking Boston Condos For Sale Ford Realty

Existing home sales have significantly declined in 2023, with concerns over rising insurance costs and fluctuating mortgage rates impacting buyer decisions.

To sell or not the debate for homeowners with low-interest mortgages

Homeowners facing financial challenges in selling their homes may find relief due to recent Federal Reserve rate cuts.

Mortgage rates rise for the fourth week in a row

Rising mortgage rates reduce buyers' purchasing power at a crucial time with home prices remaining high.

Looking to buy a house in California? These 10 counties had the cheapest prices last month

Median home prices in California are currently decreasing while home sales have slowed to the lowest level this year.

Scoop Up Your Copy of Brownstoner's Fall 2024 Real Estate

Brownstoner's Fall 2024 Real Estate special offers key insights for buyers and sellers, available at various local publications and brokerages.
morereal-estate
#economic-impact

Mortgage Rates Set To Rise as Donald Trump Clinches Election Win

Trump's election triggers immediate mortgage rate increases, impacting prospective homebuyers.

Pending home sales jumped in September behind lower mortgage rates

Lower mortgage rates in September significantly boosted home sales, but the impact may be short-lived as rates rise again.

Mortgage Rates Set To Rise as Donald Trump Clinches Election Win

Trump's election triggers immediate mortgage rate increases, impacting prospective homebuyers.

Pending home sales jumped in September behind lower mortgage rates

Lower mortgage rates in September significantly boosted home sales, but the impact may be short-lived as rates rise again.
moreeconomic-impact

Fed Cuts Rates But Mortgage Rates Rise Boston Condos For Sale Ford Realty

Mortgage rates are heavily influenced by elections and economic forecasts, impacting applications.
The Federal Reserve's rate cuts do not provide clarity on future economic conditions.
#home-prices

Housing vs. White House: Can a new president move prices?

Home price appreciation and mortgage rates show only slight differences historically when there's a change in White House control.

Mortgage Calculator: Here's How Much You Need To Buy a $424,950 Home at a 6.72% Rate

Mortgage rates are rising while home prices are slightly decreasing, impacting the monthly mortgage payments for homebuyers.

Mortgage Calculator: This Is How Much You Need To Buy a $425,000 Home With a 6.54% Rate

Despite rising mortgage rates, falling home prices result in significant savings for homebuyers compared to previous peak rates.

Housing vs. White House: Can a new president move prices?

Home price appreciation and mortgage rates show only slight differences historically when there's a change in White House control.

Mortgage Calculator: Here's How Much You Need To Buy a $424,950 Home at a 6.72% Rate

Mortgage rates are rising while home prices are slightly decreasing, impacting the monthly mortgage payments for homebuyers.

Mortgage Calculator: This Is How Much You Need To Buy a $425,000 Home With a 6.54% Rate

Despite rising mortgage rates, falling home prices result in significant savings for homebuyers compared to previous peak rates.
morehome-prices

Rates to rise for hundreds of vulture fund mortgages despite several ECB cuts

Rising mortgage repayments disproportionately affect vulnerable couples, highlighting issues with vulture fund practices.
Mortgage prisoners are trapped in soaring repayment scenarios despite lowering official interest rates.

Control what we can control': LO strategies to deal with election week anxiety

Mortgage loan officers encourage homebuyers to proceed with applications, focusing on controllable factors amidst election-related uncertainties.
from Business Insider
2 weeks ago

A new way for Russia to cement its hold on Ukraine: dirt-cheap mortgages

Russia's VTB Bank launched a 2% mortgage rate exclusively for occupied Ukraine to solidify control over Luhansk and Donetsk.
#real-estate-trends

113bn of homes in sales pipeline, says Zoopla

The UK housing market is experiencing a surge in sales activity, with significant increases in new sales compared to last year.

Zillow says recent homebuyers are getting creative to combat high mortgage rates

Recent homebuyers are creatively locking in lower mortgage rates despite rising rates.
45% of recent buyers secured rates below 5% through various strategies.

Estate agents' books fill up as mortgage rates drop, easing pressure on house prices

The UK housing market is stabilizing due to an increase in available homes and decreasing asking prices.

113bn of homes in sales pipeline, says Zoopla

The UK housing market is experiencing a surge in sales activity, with significant increases in new sales compared to last year.

Zillow says recent homebuyers are getting creative to combat high mortgage rates

Recent homebuyers are creatively locking in lower mortgage rates despite rising rates.
45% of recent buyers secured rates below 5% through various strategies.

Estate agents' books fill up as mortgage rates drop, easing pressure on house prices

The UK housing market is stabilizing due to an increase in available homes and decreasing asking prices.
morereal-estate-trends

Rithm expects normalized' refi levels to return after Q3 spike

Rithm Capital reports a 58% rise in refinancing, influenced by a Federal Reserve rate cut, but anticipates a market normalization ahead.

Avant Money cuts its rates and offers cash back as mortgage price war hots up

Avant Money introduces cash-back and lower fixed mortgage rates, responding to competitive market dynamics and customer demand.
#boston-real-estate

Boston condo brokers thoughts on mortgage rates for condos

Boston condo buyers should consider a 2/1 buydown for lower rates today, providing a strategic advantage in a high-rate environment.

Boston Condos For Sale - Predictions On Mortgage Rates 2025 Boston Condos For Sale Ford Realty

Mortgage rates are predicted to decline in 2025, improving affordability for buyers in the Boston condo market.

Boston condo brokers thoughts on mortgage rates for condos

Boston condo buyers should consider a 2/1 buydown for lower rates today, providing a strategic advantage in a high-rate environment.

Boston Condos For Sale - Predictions On Mortgage Rates 2025 Boston Condos For Sale Ford Realty

Mortgage rates are predicted to decline in 2025, improving affordability for buyers in the Boston condo market.
moreboston-real-estate

Stamp duty concerns ahead of budget as UK house prices rise amid record sales

UK house prices increased by 1% in September, indicating a recovering housing market supported by lower mortgage rates and rising incomes.
#donald-trump

Allies hope a Trump win changes the system for mortgages. Some warn it will make them pricier

Trump's potential victory may prompt GOP efforts to privatize mortgage firms Fannie Mae and Freddie Mac, with risks to mortgage affordability.
Privatization plan could lead to higher mortgage costs for Americans.

Allies hope a Trump win changes the system for mortgages. Some warn it will make them pricier

The potential privatization of Fannie Mae and Freddie Mac could lead to increased home buying costs amidst high mortgage rates.

Allies hope a Trump win changes the system for mortgages. Some warn it will make them pricier

Trump's potential victory may prompt GOP efforts to privatize mortgage firms Fannie Mae and Freddie Mac, with risks to mortgage affordability.
Privatization plan could lead to higher mortgage costs for Americans.

Allies hope a Trump win changes the system for mortgages. Some warn it will make them pricier

The potential privatization of Fannie Mae and Freddie Mac could lead to increased home buying costs amidst high mortgage rates.
moredonald-trump

Trump allies want to privatize Fannie Mae and Freddie Mac

Privatizing Fannie Mae and Freddie Mac may increase mortgage costs amid high interest rates, causing concern among Democrats and some economists.
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