#mortgage-rates
#mortgage-rates

3 days ago

LA real estate

Housing demand shockingly positive even as the Iran war continues

The current housing market bifurcation, as told by one metric

The housing market is shifting towards buyers as active inventory rises and homes take longer to sell post-Pandemic Housing Boom.

Boston real estate

Weekly pending home sales show yearly growth as mortgage rates fall

21 hours ago

Case-Shiller: Home price growth remained slow in February

More than half of major U.S. metropolitan markets experienced year-over-year price declines in February, indicating a broad housing slowdown beyond the Sun Belt.

What if the housing shortage era is ending for some metros?

Supply constraints in housing persist, but demand factors are shifting due to demographic changes and economic conditions.

1 hour ago

Housing market 2026: Why it looks like 2017

The housing market is recovering, showing signs of increased listings, sales, and inventory, indicating a shift from a slowdown to normalization.

LA real estate

3 days ago

Housing demand shockingly positive even as the Iran war continues

Housing demand rebounded last week despite higher mortgage rates and ongoing geopolitical tensions, indicating a positive trend in the housing market.

The current housing market bifurcation, as told by one metric

The housing market is shifting towards buyers as active inventory rises and homes take longer to sell post-Pandemic Housing Boom.

Weekly pending home sales show yearly growth as mortgage rates fall

Weekly pending home sales increased to 73,241, indicating a rebound from holiday impacts rather than solely from falling mortgage rates.

21 hours ago

Case-Shiller: Home price growth remained slow in February

More than half of major U.S. metropolitan markets experienced year-over-year price declines in February, indicating a broad housing slowdown beyond the Sun Belt.

What if the housing shortage era is ending for some metros?

Supply constraints in housing persist, but demand factors are shifting due to demographic changes and economic conditions.

more#housing-market

#iran-conflict

22 hours ago

Mortgage rates largely unchanged despite Iran war headlines

Calm interest rates coincide with geopolitical tensions and rising energy prices due to the conflict in Iran.

Mortgage Rates Idle While Spring Homebuying Season Stalls

Mortgage interest rates have stabilized around 6.10% amid ongoing economic uncertainty and the Iran conflict.

Mortgage rates are breaking higher and things can get worsewith Iran conflict

The Iran conflict has raised the 10-year yield to 4.38%, increasing the risk of higher mortgage rates this spring.

22 hours ago

Mortgage rates largely unchanged despite Iran war headlines

Calm interest rates coincide with geopolitical tensions and rising energy prices due to the conflict in Iran.

Mortgage Rates Idle While Spring Homebuying Season Stalls

Mortgage interest rates have stabilized around 6.10% amid ongoing economic uncertainty and the Iran conflict.

fromRedfin | Real Estate Tips for Home Buying, Selling & More

Mortgage rates are breaking higher and things can get worsewith Iran conflict

The Iran conflict has raised the 10-year yield to 4.38%, increasing the risk of higher mortgage rates this spring.

more#iran-conflict

#real-estate

Boston real estate

When Is the Best Time to Sell a House?

fromInman

fromRedfin | Real Estate Tips for Home Buying, Selling & More

Marketing tech

These are the only 3 metrics that predict revenue

18 hours ago

Real estate

What is a Buyer's Market?

Real estate

First-time buyers shrinking presence what it means for agents

The decline of first-time buyers to 21% shifts real estate agents' focus from volume to expertise and long-term client relationships.

Coldwell Banker: Life doesn't stop' as comeback buyers return

43% of real estate agents report a busier home shopping season, driven by life events rather than market timing.

fromRedfin | Real Estate Tips for Home Buying, Selling & More

When Is the Best Time to Sell a House?

The best time to sell a house nationwide is late April, but optimal timing varies by city.

Marketing tech

fromInman

These are the only 3 metrics that predict revenue

Track meaningful conversations, appointments, and follow-ups to predict income rather than relying on lagging indicators like closings.

fromRedfin | Real Estate Tips for Home Buying, Selling & More

18 hours ago

What is a Buyer's Market?

A buyer's market occurs when housing supply exceeds demand, giving buyers more choices and negotiation power.

First-time buyers shrinking presence what it means for agents

The decline of first-time buyers to 21% shifts real estate agents' focus from volume to expertise and long-term client relationships.

Coldwell Banker: Life doesn't stop' as comeback buyers return

43% of real estate agents report a busier home shopping season, driven by life events rather than market timing.

What's Really Possible; The New Home Takeover | AdExchanger

Marketers seek practical applications of agentic AI rather than hype, focusing on automation and workflow improvements in programmatic advertising.

London politics

fromwww.bbc.com

10 hours ago

'Affordability not shortage behind housing crisis'

Unaffordable housing in London is a distribution problem, not just a supply issue, with prices rising faster than earnings over two decades.

Canada news

fromwww.cbc.ca

16 hours ago

Many Toronto-area rental units are sitting empty, but rent prices are still 'sky high': advocate | CBC News

Toronto-area rental units are increasingly vacant, yet rental costs remain high due to decreased demand and increased supply.

Marketing

fromwww.independent.co.uk

19 hours ago

How clear brand identity helps real estate companies weather volatile markets

Companies with a clear identity make better decisions than those that chase trends, according to Keller Williams executive Sandra Howard.

UK news

17 hours ago

The UK areas where it's taking longer to sell a home

The Independent provides timely reporting on critical issues like reproductive rights and climate change, emphasizing the importance of accessible journalism.

#mortgage-industry

Women in technology

The Gathering: AI opportunities and risks for mortgage lenders

Real estate

We may finally be near the bottom of the mortgage market cycle

Women in technology

The Gathering: AI opportunities and risks for mortgage lenders

The mortgage industry is undergoing rapid technological changes, particularly with AI, impacting operations and consumer interactions.

We may finally be near the bottom of the mortgage market cycle

The mortgage industry is cyclical, requiring a focus on fundamentals during unstable times to ensure long-term success.

more#mortgage-industry

US Elections

fromFortune

20 hours ago

Ray Dalio warns the U.S. is already in stagflation, and a Fed that loses credibility would make it worse | Fortune

American households face economic strain with persistent inflation and slowing growth, raising concerns of potential stagflation.

#federal-reserve

US politics

The outlook for mortgage rates as DOJ clears Fed path for Warsh

DOJ's decision to end the Fed renovation investigation clears the way for Kevin Warsh to potentially become chair of the Federal Reserve.

fromBoston Condos For Sale Ford Realty

Will Candidate Kevin Warsh For The Fed Chairman Help The Boston Condo Market? Boston Condos For Sale Ford Realty

Jerome Powell's cautious approach contrasts with Kevin Warsh's aggressive stance on interest rates, impacting the housing market's future.

Real estate

Spring housing market uncertain as mortgage rates remain flat

US politics

The outlook for mortgage rates as DOJ clears Fed path for Warsh

DOJ's decision to end the Fed renovation investigation clears the way for Kevin Warsh to potentially become chair of the Federal Reserve.

fromBoston Condos For Sale Ford Realty

Will Candidate Kevin Warsh For The Fed Chairman Help The Boston Condo Market? Boston Condos For Sale Ford Realty

Jerome Powell's cautious approach contrasts with Kevin Warsh's aggressive stance on interest rates, impacting the housing market's future.

Real estate

Spring housing market uncertain as mortgage rates remain flat

more#federal-reserve

#refinance-applications

2 hours ago

Mortgage applications drop 1.6% as borrower intent shrinks

Mortgage rates rose slightly, leading to a decline in refinance applications but an increase in purchase activity compared to last year.

Mortgage applications up 1.8% as refinance jumps 5%

Mortgage rates declined to 6.42%, supporting an increase in refinance applications despite subdued purchase activity due to economic uncertainty.

3 weeks ago

Mortgage applications drop as refi, purchase demand weakens

Higher mortgage rates and economic uncertainty continue to depress mortgage applications, with refinance activity at its lowest since December 2025.

Higher mortgage rates trigger sharp drop in applications

The 30-year mortgage rate has risen to 6.57%, impacting refinance applications and buyer confidence amid economic uncertainty.

2 hours ago

Mortgage applications drop 1.6% as borrower intent shrinks

Mortgage rates rose slightly, leading to a decline in refinance applications but an increase in purchase activity compared to last year.

Mortgage applications up 1.8% as refinance jumps 5%

Mortgage rates declined to 6.42%, supporting an increase in refinance applications despite subdued purchase activity due to economic uncertainty.

3 weeks ago

Mortgage applications drop as refi, purchase demand weakens

Higher mortgage rates and economic uncertainty continue to depress mortgage applications, with refinance activity at its lowest since December 2025.

more#refinance-applications

Higher mortgage rates trigger sharp drop in applications

The 30-year mortgage rate has risen to 6.57%, impacting refinance applications and buyer confidence amid economic uncertainty.

Higher education

fromwww.theguardian.com

fromLondon Business News | Londonlovesbusiness.com

I'm spending my house deposit savings to pay off my postgrad student loan'

Government caps interest rates on student loans, but many graduates still face rising debt due to inflation-linked rates.

6 hours ago

Dollar pauses ahead of Fed decision - London Business News | Londonlovesbusiness.com

The US dollar index was relatively stable on Wednesday, as investors adopted a cautious stance ahead of the Federal Reserve's policy decision, indicating a wait-and-see approach in the market.

World news

UK news

fromwww.theguardian.com

Shares in buy-to-let mortgage lenders fall after report Reeves plans rent freeze

UK buy-to-let lenders' shares fell due to potential one-year rent freeze proposal by the chancellor.

4 hours ago

Multifamily players spot recovery signs amid risks and headwinds

The multifamily sector shows cautious optimism for improvement despite high vacancy rates and stagnant rents.

#labor-market

Business

MBA: Mortgage rates, inflation will stay elevated through 2026

The labor market shows moderate job growth, rising inflation, and a risky housing market with increasing delinquencies among FHA loans.

Why the hiring rate matters more than unemployment for the housing market

The labor market remains strong with low unemployment, impacting housing stability and reducing risks of distressed inventory.

Business

MBA: Mortgage rates, inflation will stay elevated through 2026

The labor market shows moderate job growth, rising inflation, and a risky housing market with increasing delinquencies among FHA loans.

fromRedfin | Real Estate Tips for Home Buying, Selling & More

Why the hiring rate matters more than unemployment for the housing market

The labor market remains strong with low unemployment, impacting housing stability and reducing risks of distressed inventory.

more#labor-market

#homebuying

Higher education

Should I Pay Off Student Loans Before Buying a House? Here's How to Decide

fromPBS News

fromRedfin | Real Estate Tips for Home Buying, Selling & More

Average U.S. long-term mortgage rate rises to 6.22%, highest in more than 3 months

U.S. mortgage rates have risen to their highest level in over three months, impacting home affordability for buyers this spring.

Higher education

Should I Pay Off Student Loans Before Buying a House? Here's How to Decide

fromPBS News

Average U.S. long-term mortgage rate rises to 6.22%, highest in more than 3 months

U.S. mortgage rates have risen to their highest level in over three months, impacting home affordability for buyers this spring.

Why Property Owners Are Struggling in Today's Market

Climate change is significantly increasing rental property insurance premiums, impacting landlords' profitability and necessitating smarter risk management strategies.

Mortgage Rates Move Lower as Economic Outlook Worsens

Mortgage interest rates have slightly improved, but the economic outlook remains negative, indicating deeper financial concerns for consumers and businesses.

2 days ago

The mortgage industry optimized for affordability. It ignored capital efficiency.

The mortgage industry prioritizes affordability over capital efficiency, leading to misalignment with modern borrower needs and financial priorities.

51 minutes ago

Fannie Mae posts $3.7 billion profit in Q1 2026 as expenses decline

Fannie Mae is focused on providing liquidity and stability in the housing market despite economic challenges.

52 minutes ago

Castlelake and Redwood Trust form $8B prime jumbo mortgage JV

Castlelake and Redwood Trust have launched a joint venture to acquire up to $8 billion in prime jumbo mortgages.

19 hours ago

Reside outlines growth strategy at first event since acquisition

The Reside Oceanside Mastermind Conference marked a significant in-person gathering for a brokerage-agnostic coaching platform under new ownership.

The Infrastructure Cost Squeeze and What Builders Can Do

Infrastructure costs and impact fees are rising, creating financial burdens for residential developers and affecting project feasibility.

2 days ago

Ginnie Mae to pause counting FHA TPP loans as delinquent

Ginnie Mae will exclude FHA Trial Payment Plans from delinquency calculations due to rising rates, expecting normalization as new policies mature.

2 days ago

Rate reverse mortgage chief details product strategy

Rate has significantly grown its reverse mortgage division by leveraging existing infrastructure and expanding product offerings.

Home Equity Emerges as a Generational Growth Strategy for Originators

Home equity is becoming a key strategy for lenders as homeowners seek liquidity without refinancing low-rate mortgages.

ICE First Look shows mortgage delinquencies fall in March 2026

Mortgage performance improved in March 2026 with declining delinquencies and rising prepayment activity, despite higher serious delinquencies and foreclosure inventories.

Mortgage Rates May Keep Rising Even as Fed Holds Steady

The Federal Reserve held interest rates steady while mortgage rates increased due to rising oil prices from the Iran conflict, reducing future loan values and making borrowing more expensive.

#homeownership

Real estate

Homebuyers stressed amid stretched budgets, fraud concerns

Recent homebuyers face high prices and interest rates, with many exceeding budgets and experiencing stress during the homebuying process.

Buy or rent? 10-year study analyzes wealth gap in 250 US cities

Homeownership is more profitable than renting in 250 cities, with significant equity advantages in fast-growing markets like Miami and Florida cities.

Homebuyers stressed amid stretched budgets, fraud concerns

Recent homebuyers face high prices and interest rates, with many exceeding budgets and experiencing stress during the homebuying process.

Buy or rent? 10-year study analyzes wealth gap in 250 US cities

Homeownership is more profitable than renting in 250 cities, with significant equity advantages in fast-growing markets like Miami and Florida cities.

Here's What's Blocking You From Getting the Best Housing Deals

Real estate innovation struggles with distribution, preventing new technologies from reaching consumers despite advancements in proptech.

Mortgage rates steady as oil and jobs data raise risk

Ongoing Middle East conflict drives inflation and interest rate persistence, with labor market softening and oil price spikes influencing mortgage rates and housing market dynamics.

fromThe Atlantic

The Disappearing American Mortgage

Mortgage applications have reached historic lows, freezing the real estate market and preventing working-class families from building wealth through homeownership while wealthy buyers dominate transactions.

Mortgage credit availability edges higher in March

Government MCAI increased by 1.7% in March, indicating a rise in mortgage credit availability across various loan types.

How will rising oil prices impact the U.S. housing market?

Markets debate whether higher oil prices and tariffs will increase inflation and yields or weaken consumers and lower rates, with mortgage rates remaining stable near 6.17% and 10-year yields at 4.13%.

#housing-affordability

Inflation fears keep mortgage rates in the mid-6% range

Mortgage rates are influenced by the 10-year Treasury yield and rising oil prices due to the Iran conflict, affecting housing demand and affordability.

Real estate

The Inflation You Can't Budget Around: Why Housing Search Must Move From Price to Monthly Payment

Real estate

Mortgage payments fall in December as affordability improves

Inflation fears keep mortgage rates in the mid-6% range

Mortgage rates are influenced by the 10-year Treasury yield and rising oil prices due to the Iran conflict, affecting housing demand and affordability.

Real estate

The Inflation You Can't Budget Around: Why Housing Search Must Move From Price to Monthly Payment

more#housing-affordability

Real estate

Mortgage payments fall in December as affordability improves

Housing demand still positive, but for how long with rising rates?

Mortgage rates surged above 6.41% amid increased volatility and widened spreads, driven by Iran conflict escalation, threatening the year's low-rate environment while housing demand remains positive but historically fades near 7% rates.

Rental vacancy data shows progress that can keep mortgage rates lower

Rental vacancy increased to 7.2% from COVID lows, rent inflation cooled to 2.5%, and wage growth at 3.7% remains above the Fed's preferred 3% threshold for meeting inflation targets.

Is it time to bring banks back to the mortgage business?

Mortgage loan origination collapsed from 14.2 million in 2021 to under 5 million in 2023, with independent mortgage banks filling the gap while maintaining quality, yet regulators and industry leaders argue banks should re-engage to restore competition and customer relationships.

Mortgage rates steady as inflation cools, home sales dip

Affordability pressures keep mortgage demand flat while buyers shift toward FHA and ARMs; existing home sales fell due to winter weather and slow December activity.

Long-term mortgage rate dips back to just above 6%

Average long-term U.S. mortgage rates eased to about 6.09%, reversing a recent uptick and remaining below last year’s levels, supporting spring buying activity.

Mortgage rates fall to multiyear lows in time for spring housing market

Mortgage spreads improvement has driven rates toward multiyear lows, with current conditions creating a favorable housing market environment compared to recent years.

Where mortgage rates are headed in 2026, according to 21 experts

Economic forecasting has never been easy, and it becomes even more challenging in the face of unprecedented events like COVID-19 lockdowns and extraordinary levels of fiscal and monetary intervention. This was followed by a rapid cycle of interest rate hikes, adding further complexity. Look no further than the fact that for three consecutive years ( 2022, 2023, and 2024) economic forecasts at large significantly underestimated mortgage rates. Recently, however, forecasters have fared better.

Real estate

fromFortune

American home buyers are still on strike as lower mortgage rates are no match for sinking January sales | Fortune

Existing U.S. home sales fell 8.4% in January to a 3.91 million annual rate as prices rose and weather and mortgage conditions dampened buyer activity.

Homebuying power improves as prices cool, inventory expands

Realtor Todd Luong of REMAX DFW Associates in Frisco said his recent experience reflects meaningful improvement for buyers, even if affordability remains strained. Here in the Dallas real estate market that I serve, affordability remains a challenge, he says. However, there is a significant amount of data showing that buyer conditions have improved over the past year and that buyers are gaining affordability ground. This should eventually increase housing demand to some degree as we head into the busy spring buying season.

Real estate

fromAxios

Homeowners are holding onto their houses for a record-long stretch

Average U.S. homeownership tenure rose to a record 8.6 years in 2025, up from 4.2 years in early 2000.

How stable mortgage rates are affecting regional housing markets

National housing market shows stabilization with regional divergence; median list price $419,999 and MAI indicates a modest seller advantage.