Jill On Money: Spring thaw for housing?The housing market remains challenging for buyers due to high prices and rising costs, but there's potential relief in increasing inventory.
Lowest mortgage rates in months create surge in applicationsMortgage rates have decreased significantly, leading to an uptick in refinance activity and purchase applications ahead of the spring homebuying season.
Pending home sales plunged to all-time low in January - winter weather may be to blamePending home sales in the US hit an all-time low in January due to high mortgage rates and record home prices.
The City Where Homes Are Hardest to SellThe real estate market is currently favorable for sellers amid rising home prices and low inventory, while buyers face higher mortgage rates.
The White House vs. the Fed on mortgage ratesNegative GDP data highlights persistent economic softness and its impact on the housing market due to high mortgage rates.
Will rates allow for 'peak' homebuying season?Mortgage rates are declining, now at 6.75%, which may encourage homebuyer interest, yet significant demand shifts are not expected immediately.
Jill On Money: Spring thaw for housing?The housing market remains challenging for buyers due to high prices and rising costs, but there's potential relief in increasing inventory.
Lowest mortgage rates in months create surge in applicationsMortgage rates have decreased significantly, leading to an uptick in refinance activity and purchase applications ahead of the spring homebuying season.
Pending home sales plunged to all-time low in January - winter weather may be to blamePending home sales in the US hit an all-time low in January due to high mortgage rates and record home prices.
The City Where Homes Are Hardest to SellThe real estate market is currently favorable for sellers amid rising home prices and low inventory, while buyers face higher mortgage rates.
The White House vs. the Fed on mortgage ratesNegative GDP data highlights persistent economic softness and its impact on the housing market due to high mortgage rates.
Will rates allow for 'peak' homebuying season?Mortgage rates are declining, now at 6.75%, which may encourage homebuyer interest, yet significant demand shifts are not expected immediately.
Trump's Tariffs on China Now Total 145%-and Beijing's Retaliation Could Hit U.S. HomebuyersTrump's new 145% tariff on China could lead to higher mortgage rates and affect homebuyers in the U.S.
Lenders react to the lowest mortgage rates of 2025Mortgage pricing is expected to drop by about 10 basis points, but uncertainty remains high due to tariffs.Markets are reacting negatively to tariff news, creating fears about future economic conditions.
Tariff news sends mortgage rates to the lowest level of 2025Jobs Friday approaches with a rise in unemployment, signaling potential market volatility and emphasizing labor data's significance over inflation concerns.
Tariffs Could Lower Mortgage Rates, Says Real Estate Expert | EntrepreneurDespite economic uncertainty, mortgage brokers may see increased activity due to falling mortgage rates.
Trump's Tariffs on China Now Total 145%-and Beijing's Retaliation Could Hit U.S. HomebuyersTrump's new 145% tariff on China could lead to higher mortgage rates and affect homebuyers in the U.S.
Lenders react to the lowest mortgage rates of 2025Mortgage pricing is expected to drop by about 10 basis points, but uncertainty remains high due to tariffs.Markets are reacting negatively to tariff news, creating fears about future economic conditions.
Tariff news sends mortgage rates to the lowest level of 2025Jobs Friday approaches with a rise in unemployment, signaling potential market volatility and emphasizing labor data's significance over inflation concerns.
Tariffs Could Lower Mortgage Rates, Says Real Estate Expert | EntrepreneurDespite economic uncertainty, mortgage brokers may see increased activity due to falling mortgage rates.
Home sale cancellations reach record highsIncreased failed home sales due to rising supply, economic uncertainties, and high mortgage rates.
Northeast city sees biggest gain as home sales prices rise againHome sales prices are rising, with New York City experiencing the highest annual gain of 7.7% as of January.
What Percentage of Your Paycheck Should Go To Your Mortgage Payment?Homeownership challenges persist due to high mortgage rates and inflation, necessitating careful budgeting beyond just the mortgage payment.
Record monthly housing costs keep buyers on the sidelinesHome sale prices rose by 3.4% annually; higher mortgage rates affect pending sales, yet buyer interest and listings are increasing.
Home Sales Prices Tick Up Again-and One Northeast City Sees Biggest GainHome sales prices are on the rise, with January showing an increase of 4.1% nationwide compared to the previous year.
Home price growth is slowing throughout the UHome price growth is cooling, particularly for Sunbelt condos, as the spring homebuying season begins.
Home sale cancellations reach record highsIncreased failed home sales due to rising supply, economic uncertainties, and high mortgage rates.
Northeast city sees biggest gain as home sales prices rise againHome sales prices are rising, with New York City experiencing the highest annual gain of 7.7% as of January.
What Percentage of Your Paycheck Should Go To Your Mortgage Payment?Homeownership challenges persist due to high mortgage rates and inflation, necessitating careful budgeting beyond just the mortgage payment.
Record monthly housing costs keep buyers on the sidelinesHome sale prices rose by 3.4% annually; higher mortgage rates affect pending sales, yet buyer interest and listings are increasing.
Home Sales Prices Tick Up Again-and One Northeast City Sees Biggest GainHome sales prices are on the rise, with January showing an increase of 4.1% nationwide compared to the previous year.
Home price growth is slowing throughout the UHome price growth is cooling, particularly for Sunbelt condos, as the spring homebuying season begins.
Loan officers are seeing an uptick in FHA, VA demandGovernment loan demand is increasing due to lower mortgage rates.FHA loans are preferred by first-time buyers with lower credit scores.Certain geographic areas show higher concentrations of government loans.
I Thought Buying Down My Mortgage Rate Was a Bad Idea-Here's How It Could Make Me $171,000Buying down a mortgage rate can be beneficial, but typically only if you plan to stay in your home for a long time.
What Is the Average Down Payment on a House?Down payment expectations are changing; the traditional 20% is not strictly required.First-time homebuyers currently face lower median down payments compared to repeat buyers.
Property buyers in France boosted by drop in mortgage ratesLower mortgage rates and property prices are improving access to the French housing market.
Loan officers are seeing an uptick in FHA, VA demandGovernment loan demand is increasing due to lower mortgage rates.FHA loans are preferred by first-time buyers with lower credit scores.Certain geographic areas show higher concentrations of government loans.
I Thought Buying Down My Mortgage Rate Was a Bad Idea-Here's How It Could Make Me $171,000Buying down a mortgage rate can be beneficial, but typically only if you plan to stay in your home for a long time.
What Is the Average Down Payment on a House?Down payment expectations are changing; the traditional 20% is not strictly required.First-time homebuyers currently face lower median down payments compared to repeat buyers.
Property buyers in France boosted by drop in mortgage ratesLower mortgage rates and property prices are improving access to the French housing market.
No, homeowner delinquency rates aren't elevatedHomeowner delinquency rates are rising but remain below pre-COVID-19 levels, contrasting significantly with multifamily loan delinquencies.
Weekly pending home sales finally exceed 2024Home sales are showing signs of improvement after disappointing first quarter, with a slight year-over-year increase.
Exclusive: Mortgage as an employee benefit? Kleiner Perkins leads $23.5M Series A for Multiply MortgageMultiply Mortgage aims to improve homeownership accessibility by providing mortgage benefits and financial wellness programs for employees.
The Biggest Mistake To Avoid When Refinancing Your MortgageHomeowners should consider the loan duration when refinancing, not just interest rates.
Exclusive: Mortgage as an employee benefit? Kleiner Perkins leads $23.5M Series A for Multiply MortgageMultiply Mortgage aims to improve homeownership accessibility by providing mortgage benefits and financial wellness programs for employees.
The Biggest Mistake To Avoid When Refinancing Your MortgageHomeowners should consider the loan duration when refinancing, not just interest rates.
Mortgage Rates Fall Again in Good News for Homebuyers as Spring BeginsMortgage rates continued to decline, reaching 6.63%, providing encouragement for homebuyers amidst economic uncertainty.
3 metrics in Friday's jobs report that will affect mortgage ratesWage growth stagnation is positive for mortgage rates.Slowing job growth may indicate economic weakness benefiting rates.Job openings data is critical for Fed insights.Federal spending cuts could impact state economies.
Federal Reserve keeps benchmark interest rates unchangedThe Federal Reserve is adjusting economic growth expectations and facing ongoing inflation, impacting households and mortgage rates.
Mortgage rates are stable even as the economic outlook dimsExpect Fed stability but potential surprises in future rate cuts indicated by the dot plot.
Mortgage Rates Fall Again in Good News for Homebuyers as Spring BeginsMortgage rates continued to decline, reaching 6.63%, providing encouragement for homebuyers amidst economic uncertainty.
3 metrics in Friday's jobs report that will affect mortgage ratesWage growth stagnation is positive for mortgage rates.Slowing job growth may indicate economic weakness benefiting rates.Job openings data is critical for Fed insights.Federal spending cuts could impact state economies.
Federal Reserve keeps benchmark interest rates unchangedThe Federal Reserve is adjusting economic growth expectations and facing ongoing inflation, impacting households and mortgage rates.
Mortgage rates are stable even as the economic outlook dimsExpect Fed stability but potential surprises in future rate cuts indicated by the dot plot.
Mortgages, medics and castles: essential articles for life in FranceMortgage rates in France have dropped recently, but strict income requirements and loan duration limits must be considered.
Trump's Speech to Congress Highlights His Economic Agenda but Fails To Address Housing Affordability CrisisTrump's speech emphasized economic reforms but neglected crucial housing affordability issues.
DC housing inventory ticks up this week: Altos dataD.C. housing inventory is higher than last year but still below historical averages and significantly impacted by current mortgage rates.
Trump, Democrats' response indicate housing is taking a backseatBiden's exit and Harris's defeat shifted focus away from ambitious housing policies.Trump's administration shows little intent to prioritize housing policy in the near term.
Mortgage Rates Are Projected To Stay Higher for Longer Than Expected in 2025, Fannie Mae SaysMortgage rates are projected to remain high due to sustained inflation and trade policy uncertainty.