#homeownership

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fromFortune
2 days ago

America's homeownership rate falls for the first time since 2016 amid economic and demographic shifts, Redfin says

Redfin puts it bluntly: America's homeowner population has stopped growing. Chen Zhao, Redfin's head of economics research, attributes this to "rising home prices, high mortgage rates and economic uncertainty [which] have made it increasingly difficult to own a home." Zhao also noted secular shifts in the economy that may be playing a role. "People are also getting married and starting families later, which means they're buying homes later-another factor that may be at play."
Real estate
fromFortune
4 days ago

Boomers' wealth soars, leaving millennials and Gen Z behind

As young buyers scrape together down payments, boomers are sitting on $82 trillion in wealth-more than twice what Gen X has and four times as much as millennials. New research shows the wealth gap has only widened since the 1980s, as older generations saw bigger gains in homeownership and stocks while younger people took on faster-growing mortgage debt. With boomers holding onto large homes and aging in place, younger buyers are struggling to break into a shrinking market.
US news
Real estate
fromwww.housingwire.com
5 days ago

HomeAdvantage forms advisory board with credit union leaders

HomeAdvantage formed an advisory board of credit union executives to guide product development, strengthen partnerships, and expand programs supporting member homeownership.
US news
fromEntrepreneur
5 days ago

Baby Boomers Are Still Gaining More Wealth Than Millennials | Entrepreneur

Household wealth for Americans aged 75 and older rose sharply from 1983–2022, driven by high homeownership, substantial stock holdings, and low mortgage debt.
Real estate
fromSFGATE
5 days ago

The Face of Homeownership in the U.S. is Getting Older-What You Need to Know

Average homeowners in the 50 largest U.S. metros are about 51 years old, indicating first-time home purchases are occurring later due to affordability pressures.
fromBusiness Insider
6 days ago

America's richest generation got much richer in recent decades as everyone else fell behind

Between 1983 and 2022, the relative household wealth of Americans 75 and older soared, while the mean net worth of all other age groups fell, according to a new paper by Edward Wolff, a New York University economist. Wolff found the gap was driven by three main factors: the homeownership rate, the share of stocks owned, and mortgage debt. He zeroed in on the gap in median net worth between Americans over 75 and those under 35.
US news
Real estate
fromBusiness Insider
1 week ago

This Gen Zer just bought a $395,000 house with his fiancee. Good jobs and savings helped - along with this one key strategy.

A 24-year-old saved aggressively by living with parents, combined household income ~$100,000, saved $3,000 monthly, and bought a $395,000 home.
Renovation
fromApartment Therapy
1 week ago

Before & After: A 2000s Kitchen Transformed into a Stunner After a 4-Month DIY Reno

A mostly DIY renovation transformed a 25-year-old builder-grade condo kitchen into a functional, attractive space with $9,500 in professional plumbing and electrical help.
#mortgage
#gen-z
fromFortune
1 month ago
Real estate

Millennials are finally becoming homeowners at nearly 40-Gen Z may have to wait 2 more decades before unlocking the American Dream

fromFortune
1 month ago
Real estate

Millennials are finally becoming homeowners at nearly 40-Gen Z may have to wait 2 more decades before unlocking the American Dream

Real estate
fromBusiness Insider
1 week ago

I was laid off 2 months after closing on my first home

Experienced sudden job loss after buying a house and personal loss, adapted by broadening job search, upskilling, and building multiple income streams while raising children.
Real estate
fromBusiness Insider
2 weeks ago

Mortgage rate 'buydowns' kept home prices high and are coming back to bite buyers

Builder-paid incentives, especially a $30,000 mortgage-rate buydown, complicated a quick resale despite a sizeable earlier home-value gain.
#real-estate
fromSFGATE
1 month ago
Real estate

Investors Threaten Generational Wealth by Snapping Up Long-Term Rentals-This City Has Pushed Back

fromSFGATE
1 month ago
Real estate

You Co-Signed the Mortgage-Are You On the Hook for Capital Gains Tax?

High inflation and mortgage rates are making homeownership challenging.
fromSFGATE
1 month ago
California

Investors own the majority of homes in some Calif. counties

Nearly 20% of homes in California are owned by investors, with rates increasing in rural areas.
fromSFGATE
1 month ago
Real estate

Investors Threaten Generational Wealth by Snapping Up Long-Term Rentals-This City Has Pushed Back

Real estate
fromSFGATE
3 weeks ago

5 Hidden Costs of Work Relocation: Understanding the 'Perks'

Relocation packages include various financial considerations for homeowners beyond just moving expenses.
fromSFGATE
3 weeks ago

Homeownership Is Hardest For Young Adults in This State-5 Key Takeaways

Only 36.4% of U.S. residents under 35 own homes, reflecting a broader decline in homeownership rates among younger age groups. The situation is particularly dire in Massachusetts, where the median listing price is $797,000 and requires an annual income of approximately $210,000 to afford.
Real estate
NYC real estate
fromNew York Post
3 weeks ago

This is the one borough NYC homebuyers have left in droves: Report

Brooklyn residents are relocating to Staten Island in significant numbers due to high real estate prices and a preference for more space.
#renting
San Francisco
fromABC7 San Francisco
3 weeks ago

San Jose becomes 1st CA city to approve ADU condominium conversion

San Jose becomes the first California city to permit ADU condominium conversions, enhancing housing affordability and ownership options.
Real estate
fromSFGATE
3 weeks ago

Mortgage Lenders' Approach to Appraisal Reviews: What To Know Now

Appraisals are critical in determining property values, with frequent errors impacting homeowners, especially in marginalized communities.
#accessory-dwelling-units
fromKqed
3 weeks ago
Real estate

San Jose Developers Pioneer New California Law: Selling ADUs as Condos | KQED

fromKqed
3 weeks ago
Real estate

San Jose Developers Pioneer New California Law: Selling ADUs as Condos | KQED

#affordable-housing
fromNextcity
3 weeks ago
NYC real estate

New York City Is Ready for a Mitchell-Lama 2.0

Affordable homeownership must be prioritized to effectively address New York's housing crisis.
fromwww.housingwire.com
1 month ago
Real estate

Freddie Mac expands CHOICEHome financing options

Freddie Mac expands CHOICEHome mortgages to make modern factory-built homes more accessible and affordable for buyers.
Real estate
fromwww.housingwire.com
3 weeks ago

The overlooked homebuyer segment that could drive your growth strategy

First-generation homebuyers, often from communities of color, represent untapped demand in the housing market while facing unique challenges.
fromSFGATE
4 weeks ago

Dave Ramsey's Advice to a Gen Z Investor With $43,000 in Stocks? Buy a Home

"You're a little bit early in your process. Not in your age-but in your process. You're in the middle of transitional things that need to happen before you start investing."
Real estate
Renovation
fromTravel + Leisure
4 weeks ago

Amazon Listed a Cabin-style Tiny House With Plenty of Windows and a Sleek Wood Finish-and It's on Sale

The Amgui Portable Prefab Tiny House is an affordable, functional option for aspiring homeowners transitioning to independent living.
Miscellaneous
fromIndependent
4 weeks ago

The 'life-changing mistake' that led to Meath home worth 'at least 1m' now being on the brink of demolition

The Murray family's home may be demolished after failed retention bids and appeals due to lack of planning permission.
fromSFGATE
1 month ago

Financial FOMO: How Young Adults' Social Lives Are Getting in the Way of Homeownership

Nearly 60% of millennials and Gen Zers say social spending has impacted their financial goals, reflecting the struggle between maintaining a social life and saving for the future.
Real estate
#housing-market
fromFortune
1 month ago
Real estate

The American Dream is no longer red, white, and blue-it's gray. There are now more homebuyers over age 70 than under 35

fromFortune
1 month ago
Real estate

The American Dream is no longer red, white, and blue-it's gray. There are now more homebuyers over age 70 than under 35

fromBoston Condos For Sale Ford Realty
1 month ago

Mortgages Don't Have To Be For Life. Boston Condos For Sale Ford Realty

More Americans aging into retirement are still paying down mortgages. Over the past three decades, the share of homeowners ages 65 to 79 with a mortgage rose from 24% to 41%.
Retirement
Renovation
fromBusiness Insider
1 month ago

I bought my first house at 24 because I thought it's what I wanted. I know better now.

Homeownership can feel empowering but may lead to isolation and a sense of being stuck.
#house-hacking
fromwww.housingwire.com
1 month ago

Hometap says it's only 'scratched the surface' with home equity investments

Crossing $2 billion in deployed capital speaks to both the trust we've earned from homeowners and the growing support of capital partners who share our vision.
Renovation
Real estate
fromwww.ocregister.com
1 month ago

16% of single-family houses in one California county are owned by investors

Investors own 16% of Orange County's single-family houses, increasing their market stake by 619 homes in the first quarter of 2025.
fromRedfin | Real Estate Tips for Home Buying, Selling & More
1 month ago

Property Line Disputes: How to Prevent and Resolve Them

Boundary lines, or property lines, are critical as they delineate ownership and responsibilities regarding modifications or issues occurring on the property. Disputes over these lines can cause significant problems if not resolved.
Real estate
Real estate
fromSFGATE
1 month ago

Dave Ramsey Swears by This 15-Year Mortgage Rule, but Is It Really the Right Move?

Dave Ramsey advocates for 15-year mortgages to achieve financial freedom and avoid long-term debt.
Real estate
fromRedfin | Real Estate Tips for Home Buying, Selling & More
1 month ago

What Is the Difference Between a Co-op and a Condo?

A condo means you own a specific unit and a share of common areas.
A co-op means you own shares in a corporation that owns the building, granting you a lease for your unit.
Financing for co-ops can be more complex due to the share-based ownership.
Condos generally offer more freedom in terms of unit modifications and rental policies.
fromRedfin | Real Estate Tips for Home Buying, Selling & More
1 month ago

Can You Buy a House After Bankruptcy? Yes, and Here's How

While filing for bankruptcy can present financial challenges, it is crucial to understand that it does not permanently close the door on homeownership. Many individuals successfully purchase a home after navigating the bankruptcy process.
Real estate
Real estate
fromFortune
1 month ago

Gen Zers are flocking to these Midwest housing markets where homes are about 30% cheaper than the coasts

Midwest housing costs are significantly lower, attracting younger generations to homeownership.
#first-time-buyers
#property-taxes
fromSFGATE
1 month ago
Real estate

32% of Homeowners in Austin, Texas Will Benefit From the New SALT Deduction Changes

fromSFGATE
1 month ago
Real estate

32% of Homeowners in Austin, Texas Will Benefit From the New SALT Deduction Changes

fromSFGATE
1 month ago

Ohio Gives Solo Homebuyers Affordable Options With Big Potential

In Ohio, the median home price clocks in at $289,900, among the lowest in the nation. A typical mortgage payment comes to $1,513.
Real estate
fromSFGATE
1 month ago

Alabama Offers Solo Buyers Great Value and Growing Neighborhoods

Owning a home on one income may be feasible in affordable states in the Midwest and the South. Alabama checks both boxes—and continues to draw interest from buyers looking for value and stability.
Real estate
NYC real estate
fromSFGATE
1 month ago

Oklahoma Is Gaining Ground as a Hot Spot for Solo Homebuyers

Solo homeownership is challenging, but Oklahoma offers affordability and job growth for single buyers.
fromSFGATE
1 month ago

Can You Sell Your Home To Avoid Foreclosure? What To Know About the 'Equity Exit' Strategy

The equity exit strategy involves selling a home before the bank forecloses, allowing you to access any remaining equity, pay off your mortgage, and avoid the credit-damaging consequences of foreclosure. This approach highlights the importance of timing, as selling while there’s still market value can prevent a total loss and mitigate financial damage.
Real estate
fromSFGATE
1 month ago

They Own Their Homes-So Why Are Mobile Park Residents Still Getting Evicted?

"Residents typically own the structure, but not the land beneath it. That legal distinction leaves them vulnerable."
Real estate
Real estate
fromSFGATE
1 month ago

Millennials Are More Stressed About Their Mortgage Payments Than Any Other Generation

Millennials face significant financial strain due to high mortgages and interest rates, causing many to feel homeownership is a burden.
fromwww.housingwire.com
1 month ago

Lawmakers voice support for FHFA's adoption of VantageScore 4.0

The FHFA's decision to accept VantageScore 4.0 for mortgages corrects the legacy of inefficiency and waste that outdated credit scoring models have perpetuated, said Tony Hutchinson.
Real estate
Real estate
fromwww.independent.co.uk
1 month ago

Lack of job security becoming an increasing barrier to home ownership, survey says

Increasing job insecurity and mortgage affordability are significant barriers to homeownership for younger renters.
Real estate
fromSFGATE
1 month ago

From Down Payments to Deeds: A Parent's Role in Their Child's First Home

Rising home prices and interest rates have led to increased parent involvement in home purchases, creating new models of homeownership.
Real estate
fromSFGATE
1 month ago

The Magic Mortgage Rate Number That Will Push Americans To Buy, Survey Finds

High home prices and mortgage rates are limiting homeownership for many Americans.
fromBuzzFeed
1 month ago

Homeowners Are Sharing The Home Splurges They 100% Regret Buying, And I'm Taking Notes

A built-in vacuum system is cumbersome and requires annoying storage space, leading to the decision to opt for a cordless vacuum instead.
Renovation
Real estate
fromwww.housingwire.com
1 month ago

Financially stressed homeowners make sacrifices to stay in place

Rising homeownership costs create significant financial strain for homeowners, impacting their overall financial well-being.
Real estate
fromSFGATE
1 month ago

5 Key Takeaways: How Real Estate Can Help with Wealth

Wealth is now defined by happiness and quality of life along with financial assets according to the Charles Schwab Modern Wealth Survey for 2025.
Homeownership is increasingly seen as essential for long-term wealth building, particularly through equity appreciation and intergenerational wealth transfer.
fromLondon Business News | Londonlovesbusiness.com
1 month ago

Reverse mortgages in the UK: What you need to know before applying - London Business News | Londonlovesbusiness.com

A reverse mortgage, or lifetime mortgage, allows homeowners aged 55 and over to borrow against their home's equity, requiring no monthly repayments.
Real estate
fromSFGATE
1 month ago

Seattle Homeowners Among the Biggest Beneficiaries of Washington's SALT Deduction Changes

According to Realtor.com economists, 9.4% of Washington homeowners exceeded the previous $10,000 SALT deduction cap. With the new $40,000 ceiling, only 0.8% are projected to remain above the limit.
Real estate
fromSFGATE
1 month ago

What It Takes To Be Considered Wealthy in 2025-and How Real Estate Can Help

"Wealth isn't just about income. It's about what you own and how liquid or productive those assets are. That's why I always emphasize home equity, smart investing, and managing cash flow over chasing a bigger paycheck."
Real estate
Real estate
fromSFGATE
1 month ago

5 Key Takeaways: VA Home Loan Program Gets Stronger with More Powerful Benefits

VA loans provide opportunities for veterans and active-duty service members to achieve homeownership with benefits such as no down payment and lower credit requirements.
US news
fromThe Washington Post
1 month ago

They splurged on a home. Then their American dream began cracking.

A Haitian family in Springfield, Ohio now faces severe damage to their home, questioning what can be salvaged from their American dream.
Real estate
fromHomebuilding
1 month ago

Freedom to Buy: Will it really open the door for buyers with low deposits?

Chancellor Rachel Reeves announced a permanent mortgage guarantee scheme called Freedom to Buy, allowing home purchases with 5% deposits.
Renovation
fromSFGATE
1 month ago

1 in 4 Homeowners Skip Insurance Claims Over Fear of Failing Inspection-but It Could Cost Them in the Long Run

Homeownership is becoming increasingly expensive, leading many to avoid necessary renovations and claims.
#capital-gains-tax
fromSFGATE
1 month ago
US politics

President Trump Supports New Proposed Capital Gains Bill: It's a 'Big Positive' for Homeowners

fromSFGATE
1 month ago
Real estate

50% of Homeowners in New Hampshire Will Face a Hidden Home Equity Tax If They Sell

fromSFGATE
1 month ago
Real estate

14.3% of Homeowners in Missouri Will Face a Hidden Home Equity Tax If They Sell

fromSFGATE
1 month ago
US politics

President Trump Supports New Proposed Capital Gains Bill: It's a 'Big Positive' for Homeowners

fromSFGATE
1 month ago
Real estate

50% of Homeowners in New Hampshire Will Face a Hidden Home Equity Tax If They Sell

fromSFGATE
1 month ago
Real estate

14.3% of Homeowners in Missouri Will Face a Hidden Home Equity Tax If They Sell

NYC real estate
fromBrownstoner
1 month ago

Homeowners Ready to Legalize Basement Apartments Stuck in Red Tape

The city pilot program for legalizing basement apartments is delayed, impacting homeowners seeking to rent their spaces.
NYC real estate
fromMiami Herald
1 month ago

How immigration issues can affect Florida real estate. 'I can't live here.'

Immigration uncertainty is prompting some property owners in Florida to sell their homes quickly amid rising prices.
fromBusiness Insider
1 month ago

I bought a house with my best friend. We turned it into an Airbnb and have made more than $60,000 in 3 years.

"Luckily, a friend of mine, Wade, was looking for an investment property in 2021. We decided to join forces to co-purchase a home."
Real estate
US politics
fromSFGATE
1 month ago

How the 'Senior Deduction' in the Big, Beautiful Bill Could Help Retirees Keep Their Homes

A new $6,000 senior tax deduction offers potential relief for seniors facing rising costs, but many may not qualify.
NYC real estate
fromwww.bxtimes.com
1 month ago

From renters to owners: Bronx first-time buyers navigate a tough market Bronx Times

First-time homebuyers in NYC encounter significant challenges, including affordability, high prices, and low inventory.
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