#mortgage

[ follow ]
Real estate
fromSlate Magazine
16 hours ago

My Parents Are Buying a New House. But The Only Way They Can Really Afford It Involves Me.

Avoid co-signing unless necessary; co-signing creates legal liability, can impair mortgage eligibility, and may make you an owner responsible for payments and taxes.
Real estate
fromwww.housingwire.com
6 days ago

Introducing the 2025 Vanguards

One hundred housing leaders were named 2025 Vanguards for visionary leadership, innovation, and resilience across mortgage, real estate, and housing technology.
fromIndependent
1 week ago

'I paid for everything in our marriage but now we are getting divorced and my husband says he is entitled to half the assets. How can this be right?'

'My father wants to help me out by transferring me some of the home farm - is that a bad idea at this stage?'
Real estate
#homeownership
from24/7 Wall St.
1 week ago

With $1m in Retirement Accounts, Should I Pay Off The 2.75% Mortgage or Invest The Cash?

For this Redditor, they are looking at a scenario where they have a 2.75% mortgage with approximately $500,000 left on the balance. This is equivalent to a $3,400 monthly payment on a house that is currently worth around $850,000. Having bought the house seven years ago for $715,000, this isn't a ton of growth, given what other areas of the country have done. This fact aside, the family has no other debt and has around $1 million sitting in retirement and non-retirement accounts.
Real estate
#homebuying
fromRedfin | Real Estate Tips for Home Buying, Selling & More
2 weeks ago

Can You Get a Mortgage With No Credit History?

When buying a home, lenders almost always check your credit history to assess how likely you are to repay the loan. But what if you don't have a credit history at all? Maybe you've never used credit cards, taken out a loan, or your credit profile is too thin to generate a score. If you're asking, "Can you get a mortgage with no credit history?" the answer is yes—though it's more challenging, and you'll need to show lenders your financial responsibility in other ways.
Real estate
Real estate
fromwww.housingwire.com
2 weeks ago

4 steps to take before the next mortgage market shift

Use current market cooling to audit workflows, boost operational efficiency, strengthen borrower relationships, and build scalable operations to capture growth when rates and demand return.
#fannie-mae
fromSFGATE
3 months ago
SF politics

Trump Says Fannie Mae and Freddie Mac Would Retain Government Guarantees in Public Offering

fromSFGATE
3 months ago
SF politics

Trump Says Fannie Mae and Freddie Mac Would Retain Government Guarantees in Public Offering

#down-payment
Real estate
fromwww.housingwire.com
3 weeks ago

Mortgage lenders eye eNote growth in 2025

Lenders recognize operational efficiency and borrower experience as key benefits of eNotes, while facing challenges in remote online notarization consistency.
#real-estate
#home-buying
Real estate
fromSFGATE
1 month ago

Who Pays for What? How Co-Owners Can Share Mortgage, Maintenance, and Bills Fairly

Pooling resources helps buyers enter the market together, but financial responsibilities must be shared transparently.
fromwww.housingwire.com
1 month ago

HECM endorsements rise to highest level since February

The 10-year CMT saw a decrease that spurred a rise in HECM endorsements, leading to 3,784 applications in April. This increase is linked to past interest rates.
Real estate
#refinancing
fromwww.housingwire.com
3 months ago
SF real estate

Mortgage originations in Q1 2025 were higher than a year ago

Mortgage refinancing gains ground on purchase loans as homeowners seek equity.
Home equity lines of credit see growth due to lower rates and increased equity.
Residential mortgage origination volumes show mixed trends but year-over-year growth continues.
SF real estate
fromwww.housingwire.com
3 months ago

Mortgage originations in Q1 2025 were higher than a year ago

Mortgage refinancing gains ground on purchase loans as homeowners seek equity.
Home equity lines of credit see growth due to lower rates and increased equity.
Residential mortgage origination volumes show mixed trends but year-over-year growth continues.
#credit-score
Real estate
fromSFGATE
1 month ago

This Little-Known Home Financing Option May Help Homebuyers Score a Lower Interest Rate

Shopping around for mortgage rates can save homebuyers thousands.
Assumable mortgages may offer lower rates but have limited availability and complexity.
#home-affordability
Real estate
fromwww.housingwire.com
1 month ago

Mortgage rates haven't come down, straining some borrowers

Most 2-1 buydowns have expired, forcing borrowers to face financial strain or consider alternatives like ARMs or discount points.
#pre-approval
Real estate
fromRedfin | Real Estate Tips for Home Buying, Selling & More
2 months ago

17 First-Time Homebuyer Mistakes to Consider and How to Avoid Them

Potential homebuyers should prioritize mortgage rate shopping, credit assessments, and exploring assistance programs to optimize their purchasing power.
Avoid emotional decision-making, which can lead to overpayment or unsuitable purchases by maintaining focus on priorities and a budget.
Critical processes like home inspections and negotiating costs should not be overlooked, as they directly influence purchase quality and expenses.
#cryptocurrency
fromFortune Crypto
2 months ago
Cryptocurrency

The Trump administration just took a big step towards considering crypto assets during home loan applications

fromFortune Crypto
2 months ago
Cryptocurrency

The Trump administration just took a big step towards considering crypto assets during home loan applications

#foreclosure
fromSFGATE
4 months ago
NYC real estate

The 5 Metros With the Greatest Number of Foreclosures To Start 2025

Foreclosure rates are rising in major U.S. cities as many homeowners struggle to make payments.
NYC real estate
fromSFGATE
4 months ago

The 5 Metros With the Greatest Number of Foreclosures To Start 2025

Foreclosure rates are rising in major U.S. cities as many homeowners struggle to make payments.
#inheritance
#uwm
Retirement
from24/7 Wall St.
3 months ago

I'm earning $700k in tech but could lose my job soon - should I aggressively pay down my mortgage or build up cash instead?

Focus on building an emergency fund over paying off mortgage when anticipating job loss.
SF real estate
fromwww.housingwire.com
3 months ago

Mortgage delinquencies rise slightly in Q1

Mortgage performance showed mixed results in Q1 2025, with an overall increase in delinquencies for conventional loans and rising foreclosure rates for VA loans.
#finance
from24/7 Wall St.
3 months ago
SF real estate

I'm thinking of giving my nephew a down payment on a house but I want an equity share in it

It's better to make a direct gift rather than seek an equity interest in family financial matters.
fromSlate Magazine
4 months ago
Retirement

We Finally Have Enough Cash to Fulfill Our Big Dream. My Spouse Is Standing in the Way.

Pay off the mortgage and invest the savings into retirement for better financial security.
Retirement
fromSlate Magazine
4 months ago

We Finally Have Enough Cash to Fulfill Our Big Dream. My Spouse Is Standing in the Way.

Pay off the mortgage and invest the savings into retirement for better financial security.
from24/7 Wall St.
4 months ago

I Bought My House With a $1 Down Payment

I bought a house in February 2021 with a 3.2% fixed 30-year mortgage. The price of the house was $835,000. I put $1 down on the mortgage.
Retirement
Marketing tech
fromwww.housingwire.com
4 months ago

The long anticipated transformation of the L.O.'s role is here

Current mortgage market conditions are volatile, making predictions difficult for lenders.
Technology is reshaping the mortgage landscape, enhancing efficiency and client interaction.
Renovation
fromIndependent
4 months ago

Mother fighting repossession of her home said getting 245k mortgage aged 22 'haunted the next two decades of my life'

Nicola Geraghty's struggle with her mortgage exemplifies how financial burdens can drastically affect personal well-being and future planning.
fromwww.housingwire.com
4 months ago

loanDepot's revenue jumps 23% as Anthony Hsieh is set to return

loanDepot's Q1 2025 origination volume reached $5.2 billion, up 14% year-on-year, driven by a strong refinance recapture rate of 65%.
Startup companies
NYC real estate
fromSFGATE
4 months ago

Jumbo Loans: What To Know About the Risky Mortgage Needed To Buy Mansions

Jumbo loans are increasingly necessary for average homes in high-cost areas, posing higher risks and stricter lending requirements.
NYC real estate
fromNew York Post
4 months ago

Exclusive | NYC Public Advocate Jumaane Williams loses Brooklyn home to bank after racking up nearly $1M in mortgage debt

Jumaane Williams lost his Brooklyn home to foreclosure after failing to pay nearly $1 million in debt from a business venture.
fromwww.housingwire.com
4 months ago

AI in mortgage is about evolution, not revolution

AI is enhancing existing tools, making them smarter and more efficient, but it won't fix a lack of effective tool usage. It's an evolution, not a revolution.
Artificial intelligence
fromTechCrunch
4 months ago

UK fintech Sprive closes $7.3M round to facilitate mortgage overpayments | TechCrunch

Most mortgage lenders would rather people didn't pay off their mortgages early. After all, that's how they make their money. Indeed, overpayment is positively discouraged and sometimes even penalized.
London startup
fromTimes Union
4 months ago

Letitia James fires back, saying allegations of fraud against her are 'baseless'

The mortgage and insurance fees that the Attorney General paid may have been less due to the misrepresentation of her Brooklyn property's unit count, claiming it was four instead of five.
NYC real estate
UK news
fromIndependent
4 months ago

Stick or twist: The hidden costs of switching a mortgage

Mortgage cash-back offers often lose attractiveness due to hidden costs like legal expenses and breakage fees, underscoring the need for informed decisions.
LA real estate
fromSFGATE
4 months ago

Can't Afford Your Mortgage Anymore? Here's What To Do Before Things Get Worse

Homeowners facing financial strain should proactively communicate with their mortgage lenders for assistance.
[ Load more ]