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#credit-cards
E-Commerce
from24/7 Wall St.
2 months ago

Responsible Credit Card Users Reap More Financial Benefits Than Debit-Only Spenders

Credit cards can provide significant financial benefits when used responsibly.
more#credit-cards
Business
from24/7 Wall St.
4 weeks ago

Chase Closed My Accounts, What Does That Mean For My Credit Score?

Closing credit card accounts, whether voluntary or involuntary, can lower credit scores and may worsen loan rates for upcoming large loans like car purchases.
Miscellaneous
fromSlate Magazine
2 months ago

My Parents Opened a Credit Card in My Name. They Won't Let Me Close It.

Closing a long-held credit card may hurt credit scores despite intentions for good financial management.
#home-buying
more#home-buying
Relationships
fromSlate Magazine
2 months ago

I'm Finally Leaving My Wife. Unfortunately, She Controlled All of Our Money.

It's crucial to establish financial independence and understand budgeting after ending a long-term relationship.
from24/7 Wall St.
2 months ago

Dave Ramsey's Take on Credit Scores: Separating Fact from Fiction

Most financial experts agree that earning good credit is very important to your financial success. Dave Ramsey is not most financial experts.
US politics
#financial-habits
more#financial-habits
#mortgage
more#mortgage
Cars
fromBusiness Matters
2 months ago

How to get approved for Bad Credit Car Finance

Credit scores are just one factor among many for car finance approval, with lenders using their own assessment methods.
fromEntrepreneur
3 months ago

FICO Scores Will Soon Incorporate Buy Now, Pay Later Loans | Entrepreneur

"Buy Now, Pay Later loans are playing an increasingly important role in consumers' financial lives," stated Julie May, vice president and general manager of B2B Scores at FICO.
Marketing tech
Online learning
fromABC7 Los Angeles
3 months ago

Credit scores decline for millions as US student loan collections restart

Missed student loan payments are severely impacting Americans' credit scores, complicating access to essential financial services.
#debt-management
more#debt-management
#financial-management
from24/7 Wall St.
3 months ago
Bootstrapping

How To Achieve A Near-Perfect Credit Score by Age 35

A strong credit score improves borrowing options and savings on interest rates, though perfection is not required.
from24/7 Wall St.
4 months ago
Cryptocurrency

One Missed Payment, a 100-Point Drop: Strategies to Recover Your Score After Decades of Diligence

A single missed payment can significantly lower your credit score, impacting years of responsible financial behavior.
more#financial-management
from24/7 Wall St.
4 months ago

Can Adding Children to Your Credit Card Boost Their Future Credit Scores?

When you add your children as authorized users on your credit card accounts, they don’t have to undergo a credit check. They also don’t become responsible for making payments on your card.
NYC parents
Bootstrapping
from24/7 Wall St.
4 months ago

I'm 20 - My Credit Score is 587 and I Have Only $1,500 in Savings - What Should I Do?

Young individuals can recover from poor credit decisions if they take proactive steps toward financial literacy and responsibility.
#fico
fromwww.housingwire.com
4 months ago
SF real estate

CHLA offers support for Pulte's position on FICO pricing

FICO's 700% price increase harms American families, necessitating a call for action against further hikes and increased market competition.
fromNew York Post
5 months ago
Privacy professionals

Here's why the average US credit score is falling

The increase in federal student loan delinquencies has pushed the average U.S. credit score down to 715, highlighting impacts from previous loan payment pauses.
Privacy professionals
fromNew York Post
5 months ago

Here's why the average US credit score is falling

The increase in federal student loan delinquencies has pushed the average U.S. credit score down to 715, highlighting impacts from previous loan payment pauses.
more#fico
Bootstrapping
from24/7 Wall St.
5 months ago

Paying my credit card minimum keeps hurting my score, and credit limits. What Are my options to fix?

Paying only minimum payments on credit cards can severely damage credit scores and prompt banks to reduce credit limits.
Mental health
from24/7 Wall St.
5 months ago

Can I Pay Only Interest on My Closed Credit Card Due to Financial Changes?

Financial hardships may allow for options with credit card issuers.
Ignoring payments risks damaging your credit score.
Proactive communication with card issuers can provide relief.
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