#home-buying

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#real-estate

How Much House Will a Million Dollars Buy You in Greater L.A.?

The L.A. housing market is one of the most expensive in the U.S.
Median prices can be misleading for potential homebuyers in Los Angeles.

Judge approves settlement that changes rules for real estate agents

NAR's settlement will significantly change the commission structure for real estate agents, impacting fees paid by home sellers across the U.S.

Are you shopping for a home? Or bought one recently? We want to hear from you.

The home buying market is challenged by high prices and interest rates, but there are signs of change.

Is it worth it to live with my parents for 1-2 years after college to save up for a down payment on a house?

The rising home prices make buying a house increasingly challenging for young people, leading many to rent or adopt alternative lifestyles.

Hurricane Helene's $6B disaster: Flood risk map leaves homeowners drowning in debt

Significant flood risks exist in North Carolina, exceeding FEMA's designations, leading to heightened awareness for homebuyers.

Does Your New House Come With an Instagram? It May Cost You

Selling homes with included social media accounts enhances buyer engagement and preserves the property's history.

How Much House Will a Million Dollars Buy You in Greater L.A.?

The L.A. housing market is one of the most expensive in the U.S.
Median prices can be misleading for potential homebuyers in Los Angeles.

Judge approves settlement that changes rules for real estate agents

NAR's settlement will significantly change the commission structure for real estate agents, impacting fees paid by home sellers across the U.S.

Are you shopping for a home? Or bought one recently? We want to hear from you.

The home buying market is challenged by high prices and interest rates, but there are signs of change.

Is it worth it to live with my parents for 1-2 years after college to save up for a down payment on a house?

The rising home prices make buying a house increasingly challenging for young people, leading many to rent or adopt alternative lifestyles.

Hurricane Helene's $6B disaster: Flood risk map leaves homeowners drowning in debt

Significant flood risks exist in North Carolina, exceeding FEMA's designations, leading to heightened awareness for homebuyers.

Does Your New House Come With an Instagram? It May Cost You

Selling homes with included social media accounts enhances buyer engagement and preserves the property's history.
morereal-estate
#financial-advice

A real estate investor and agent says don't bank on rates coming down in 2025 - and shares 2 strategies to help you score a lower-than-average mortgage payment

Don't expect mortgage rates to drop significantly in 2025; negotiate rates now to secure better mortgage terms.

I'm approaching $100k in my 401(k) - should I decrease my contributions going forward?

Maximizing retirement savings is crucial and should not be sacrificed for home purchases.

Dave Ramsey says this is how you can still buy a house even if you have a 0 credit score

You can buy a house even with no credit score through manual underwriting, contrary to modern beliefs that a credit profile is essential.

A real estate investor and agent says don't bank on rates coming down in 2025 - and shares 2 strategies to help you score a lower-than-average mortgage payment

Don't expect mortgage rates to drop significantly in 2025; negotiate rates now to secure better mortgage terms.

I'm approaching $100k in my 401(k) - should I decrease my contributions going forward?

Maximizing retirement savings is crucial and should not be sacrificed for home purchases.

Dave Ramsey says this is how you can still buy a house even if you have a 0 credit score

You can buy a house even with no credit score through manual underwriting, contrary to modern beliefs that a credit profile is essential.
morefinancial-advice
#financial-planning

This factor can get your mortgage application denied even if you're a high earner

Understanding your debt-to-income ratio is essential for securing a mortgage, as it is the primary measure of your repayment capability.

Yes, you can get a mortgage if you're self-employed - but get ready to fill out a few extra forms

Self-employment increases mortgage challenges due to income variability and stricter lender criteria.

I'm looking to buy a house and was told that I can use my 401k as an asset - is that true?

Having all paperwork organized is crucial when applying for a mortgage.
The rising median sales price emphasizes the seriousness of home buying as a financial commitment.
Understanding how your 401(k) affects mortgage approval can influence your readiness.

This factor can get your mortgage application denied even if you're a high earner

Understanding your debt-to-income ratio is essential for securing a mortgage, as it is the primary measure of your repayment capability.

Yes, you can get a mortgage if you're self-employed - but get ready to fill out a few extra forms

Self-employment increases mortgage challenges due to income variability and stricter lender criteria.

I'm looking to buy a house and was told that I can use my 401k as an asset - is that true?

Having all paperwork organized is crucial when applying for a mortgage.
The rising median sales price emphasizes the seriousness of home buying as a financial commitment.
Understanding how your 401(k) affects mortgage approval can influence your readiness.
morefinancial-planning

Your personal finance questions - What is a tax-efficient way for me to buy my daughter a starter home from savings?

Gifting a home to your daughter now can be tax-efficient and beneficial for both parties.
#mortgage-rates

Mortgage rates were supposed to come down. Instead, they're rising. Here's why

Mortgage rates have unexpectedly risen despite the Fed's interest rate cut, primarily driven by the 10-year Treasury yield.

Home purchase sentiment hits highest level in two years

Consumer confidence in home buying is at a two-year high but skepticism remains due to rising home prices.

Mortgage rate hits the highest level in months

Mortgage rates are experiencing volatility, currently at 6.44%, which is up from 6.32% last week and significantly lower than a year ago.
Higher mortgage rates affect home buyers' budgets and can deter sellers from listing homes.

Average 30-year mortgage rate surges, adding pressure on buyers

Mortgage rates have surged, impacting homebuyers amid high prices and limited housing supply.
The average 30-year mortgage rate rose to 6.32%, complicating affordability for buyers.

Is now a good time to buy a house?

The housing market presents challenges but could still be favorable for financially prepared buyers.

Weekly mortgage demand drops as interest rates hit the highest level since August

Increasing mortgage rates are dampening demand from homebuyers and homeowners, leading to a 5.1% drop in mortgage applications.
Refinancing applications remain high year-over-year despite a recent drop, indicating prior lower rates had a significant impact on the market.

Mortgage rates were supposed to come down. Instead, they're rising. Here's why

Mortgage rates have unexpectedly risen despite the Fed's interest rate cut, primarily driven by the 10-year Treasury yield.

Home purchase sentiment hits highest level in two years

Consumer confidence in home buying is at a two-year high but skepticism remains due to rising home prices.

Mortgage rate hits the highest level in months

Mortgage rates are experiencing volatility, currently at 6.44%, which is up from 6.32% last week and significantly lower than a year ago.
Higher mortgage rates affect home buyers' budgets and can deter sellers from listing homes.

Average 30-year mortgage rate surges, adding pressure on buyers

Mortgage rates have surged, impacting homebuyers amid high prices and limited housing supply.
The average 30-year mortgage rate rose to 6.32%, complicating affordability for buyers.

Is now a good time to buy a house?

The housing market presents challenges but could still be favorable for financially prepared buyers.

Weekly mortgage demand drops as interest rates hit the highest level since August

Increasing mortgage rates are dampening demand from homebuyers and homeowners, leading to a 5.1% drop in mortgage applications.
Refinancing applications remain high year-over-year despite a recent drop, indicating prior lower rates had a significant impact on the market.
moremortgage-rates

Neighborhood Search Made Easy: Tools and Strategies for Homebuyers in 2024 | ArchEyes

Choosing the right neighborhood is as important as selecting the house itself, especially with remote work altering lifestyle priorities.
#real-estate-advice

Americans Spent a Record Amount Over Thanksgiving-Here's How Holiday Debt Could Affect Your Homebuying Journey

Holiday spending can significantly hinder your chances of successfully buying a house.

I Was a Paranormal Investigator for 5 Years - I'd Steer Clear of Homes with These Spooky Red Flags

When buying a house, be aware of potential paranormal signs like unsettling feelings, property history, visual anomalies, and electrical irregularities.

Americans Spent a Record Amount Over Thanksgiving-Here's How Holiday Debt Could Affect Your Homebuying Journey

Holiday spending can significantly hinder your chances of successfully buying a house.

I Was a Paranormal Investigator for 5 Years - I'd Steer Clear of Homes with These Spooky Red Flags

When buying a house, be aware of potential paranormal signs like unsettling feelings, property history, visual anomalies, and electrical irregularities.
morereal-estate-advice
#retirement

Top 10 safest cities for Boomers to retire in

Many retirees prioritize safety over happiness when choosing a new home.
Safety concerns significantly influence relocation decisions for retirees.

We traded our condo in a walkable city for a big house in the suburbs after we retired. It's been great for us and our grandkids.

Retirees often seek larger homes to accommodate growing families and hobbies, contrasting the trend of downsizing.

Top 10 safest cities for Boomers to retire in

Many retirees prioritize safety over happiness when choosing a new home.
Safety concerns significantly influence relocation decisions for retirees.

We traded our condo in a walkable city for a big house in the suburbs after we retired. It's been great for us and our grandkids.

Retirees often seek larger homes to accommodate growing families and hobbies, contrasting the trend of downsizing.
moreretirement
#housing-market

Top 10 Cities With the Most New-Construction Homes-and They're Affordable, Too

Newly constructed homes are becoming more affordable, reducing the price gap with existing homes.

Survey shows veterans are more likely than civilians to buy homes in the next year

Veterans and service members show more confidence in home buying than civilians, with optimism linked to stable inflation and improving economic conditions.

Mortgage demand rises amid lowest rates in a month

Mortgage applications rose 2.8% driven by lower rates and improved inventory, signaling a positive shift for prospective home buyers.

Top 10 Cities With the Most New-Construction Homes-and They're Affordable, Too

Newly constructed homes are becoming more affordable, reducing the price gap with existing homes.

Survey shows veterans are more likely than civilians to buy homes in the next year

Veterans and service members show more confidence in home buying than civilians, with optimism linked to stable inflation and improving economic conditions.

Mortgage demand rises amid lowest rates in a month

Mortgage applications rose 2.8% driven by lower rates and improved inventory, signaling a positive shift for prospective home buyers.
morehousing-market
#financial-independence

Get These 3 Big Financial Decisions Right and You'll Be Much Happier at Retirement

Key financial decisions like education, marriage, and home buying impact your financial future more than frugality tips.

TikTok Financial Hacks: Which Money-Saving Technique Is Best for Saving To Buy a House?

TikTok offers various financial strategies, including the FIRE method and Dave Ramsey's baby steps, which can guide users on saving for homeownership.

Get These 3 Big Financial Decisions Right and You'll Be Much Happier at Retirement

Key financial decisions like education, marriage, and home buying impact your financial future more than frugality tips.

TikTok Financial Hacks: Which Money-Saving Technique Is Best for Saving To Buy a House?

TikTok offers various financial strategies, including the FIRE method and Dave Ramsey's baby steps, which can guide users on saving for homeownership.
morefinancial-independence
#california-real-estate

Home Insurance Kills the Deal for Some California Buyers

California's insurance crisis is hindering home purchases, with many buyers unable to secure coverage, forcing them to abandon their property searches.

Do you have to tell a homebuyer if your house is haunted? Here's what California law says

California law requires sellers to disclose deaths occurring within three years but has no specific guidelines about haunted properties.

Home Insurance Kills the Deal for Some California Buyers

California's insurance crisis is hindering home purchases, with many buyers unable to secure coverage, forcing them to abandon their property searches.

Do you have to tell a homebuyer if your house is haunted? Here's what California law says

California law requires sellers to disclose deaths occurring within three years but has no specific guidelines about haunted properties.
morecalifornia-real-estate

Gen X: Key features you should prioritize for your next home

Single-floor living is crucial for homeowners considering aging in place, as it enhances mobility and accommodates aging family members.

Best mortgage lenders

Rate Mortgage is a top choice for its flexibility and fast approval processes, making it ideal for various borrowers.
#affordable-housing

Amazon's Newly Dropped Tiny House Is Complete With 2 Floors and a Beautiful Rooftop Deck - and It's Under $25K

Tiny houses from Amazon offer affordable alternatives for homeownership, with some available for under $25,000.
The prefab container homes provide custom options and are suitable for families.

Amazon Is Selling the Coziest 2-Bedroom Tiny Cabin (Just in Time for Fall!)

The popularity of tiny homes is rising, with many people willing to consider living in them due to affordability and sustainability.

Amazon's Newly Dropped Tiny House Is Complete With 2 Floors and a Beautiful Rooftop Deck - and It's Under $25K

Tiny houses from Amazon offer affordable alternatives for homeownership, with some available for under $25,000.
The prefab container homes provide custom options and are suitable for families.

Amazon Is Selling the Coziest 2-Bedroom Tiny Cabin (Just in Time for Fall!)

The popularity of tiny homes is rising, with many people willing to consider living in them due to affordability and sustainability.
moreaffordable-housing

The Big Mistake You Might Be Making Before Starting Your House Search (and How to Avoid It!)

First-time homebuyers benefit greatly from recommendations when choosing a real estate agent, with personal referrals being the most effective way to find trusted professionals.

I Always Use This Brilliant, Pro-Approved Trick When I Tour Homes (It's Sneaky Good!)

Evaluating the quality of water is essential when choosing a home, affecting daily living.
Testing water during home tours can prevent future dissatisfaction.
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