#home-buying

#home-buying

We wanted to set ourselves up for the future. It took a year, but we found our home. We searched for a home that could serve us for the long haul - a place to raise kids and, eventually, age in place.

Without intentional entryway storage for shoes, coats, keys, and bags, nearby surfaces quickly become clutter magnets. A home with no entryway storage is the biggest issue I see buyers miss during home tours.

Your primary residence qualifies for certain government-backed loans and has different tax implications compared to a second home or vacation home, making it important for homeowners to understand.

A cabin often looks rustic and is usually located in a remote, wooded area, often referred to as 'cottages' or 'log cabins.'

You can buy a house with a 600 credit score. Lenders consider your income, employment history, and debt-to-income ratio alongside your credit score.

HVAC systems are vital for heating, cooling, and ventilation in a home. Their age and condition can have a substantial financial impact, with replacements costing upward of $10,000.

An appraisal contingency protects the buyer financially and is often smart to include. It ensures you pay what the house is worth.

With a $200k salary and no current debts, buyers can afford homes valued at $820,000 and below, given a 20% down payment and a 36% debt-to-income ratio.

Clarkson has owned properties in Tennessee, Montana, California, and Texas, showcasing distinct styles and elegance that reflect her journey and lifestyle.

To afford a $250,000 home, most buyers will need an annual income between $62,000 and $80,000. This assumes average interest rates, a standard loan term, and a modest down payment.

Becker and Linn have centered their practice around a 'farm-to-shelter' approach to architecture, sourcing as many materials as they can from regional suppliers. No drywall from China or insulation that off-gasses, but instead black-locust lumber, which is fast-growing and rot-resistant, and has a storied history here: The Colonists used it to build their houses in Jamestown. It's an architecture, in other words, that's both eco-friendly and of its place.

Finding affordable housing as a single buyer in the U.S. remains challenging, especially with median listing prices around $440,000, but some states offer alternatives.