The increase in federal student loan delinquencies has pushed the average U.S. credit score down to 715, highlighting impacts from previous loan payment pauses.
The increase in federal student loan delinquencies has pushed the average U.S. credit score down to 715, highlighting impacts from previous loan payment pauses.
FICO to add Buy Now, Pay Later data to credit scores
The new FICO scores will integrate BNPL installment loan data into credit reports, providing lenders with clearer insights into borrowers' financial behavior.
It's official! FICO raises score price to $4.95 for mortgage lenders
FICO's new royalty of $4.95 per score will keep its share of mortgage closing costs at around two-tenths of one percent, reflecting its modest contribution.
