#credit-scores

#credit-scores

Student loan repayment resumes, negatively affecting aspiring homeowners with debt amidst inflation and potential recession.

The federal government has resumed reporting student loan delinquencies, significantly impacting borrowers' credit scores and risking economic slowdown.

A high credit score doesn't guarantee financial success, but building credit remains important for opportunities.

You can buy a house even with no credit score through manual underwriting, contrary to modern beliefs that a credit profile is essential.

Car finance and personal loans are two options for purchasing a vehicle, with distinct differences in ownership and payment terms.

Personal loan rates are increasing and may not drop immediately despite Fed rate cuts.

Taylor Morrison is helping aspiring homeowners improve credit scores and navigate the homebuying process.

Bankruptcy can be a fresh start, but significantly impacts future mortgage eligibility and homeownership.

Xactus partners with FICO to launch a simulator tool for lenders to predict the impact of financial actions on borrowers' credit scores.

Incorporating Buy Now, Pay Later loans into credit scoring could positively impact many consumers' credit scores.

Mortgage bankers are frustrated over potential price hikes for FICO scores, viewing it as an exploitation of their position in the market.

FICO increased its mortgage score royalty from $3.50 to $4.95, maintaining a small percentage of overall mortgage closing costs.

Borrowers with strong credit secure mortgages at low rates, motivating both refinance and purchase activity.

New law allows reporting of rent payments to improve renters' credit scores, aiding in financial stability and homeownership opportunities.