Dave Ramsey's podcast offers financial advice and has influenced millions, yet his stance on credit scores is contentious. He claims one can live without a credit score and still buy homes, rent apartments, and apply for jobs. While it's acknowledged that debt is harmful and should be avoided, the assertion that credit is entirely negative is misleading. The focus should be on helping individuals manage their debt rather than demonizing credit cards entirely.
Dave Ramsey claims you can live without a credit score, asserting that one can buy a home, rent, or even apply for jobs without it.
Dave's argument needs to shift towards addressing those who struggle with debt repayment rather than demonizing credit itself.
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