#debt-management
#debt-management

fromLondon Business News | Londonlovesbusiness.com

UK politics

Visual analysis: How the markets boxed in Rachel Reeves

UK politics

Chancellor's Spring Statement has bond investors on red alert - London Business News | Londonlovesbusiness.com

Chancellor Reeves faces a challenging fiscal landscape, balancing growth and discipline amidst investor caution and rising debt.

Cryptocurrency

fromBitcoin Magazine

3 hours ago

The Debt Train Has No Brakes: Lyn Alden Makes The Case For BTC At Bitcoin 2025

The U.S. fiscal system is unsustainable, making Bitcoin increasingly essential.

fromwww.theguardian.com

UK politics

Visual analysis: How the markets boxed in Rachel Reeves

Zero-Interest Credit Cards: The Ultimate Financial Hack or Financial Grenade?

Zero-interest credit cards may provide short-term relief but could lead to high long-term costs if not managed properly.

Dave Ramsey Names The 6 Things Your Money Needs Right Now

Dave Ramsey's financial advice helps individuals manage debt, especially in tough economic times.

Cars

Dave Ramsey thinks you're an idiot if you think you need a sports car to fit in

Dave Ramsey emphasizes the importance of financial prudence over following friends' advice to incur debt for status.

Reconsidering Dave Ramsey: A Closer Look at His Financial Philosophy

Dave Ramsey's teachings on debt management resonate with many, as illustrated through a couple's evolving financial perspective.

Bootstrapping

Dave Ramsey reveals why he's like paying off small debts first, even if the math suggests otherwise

Retirement

Dave Ramsey: Do These 5 Things Now to Achieve Wealth Within a Decade

Cryptocurrency

Zero-Interest Credit Cards: The Ultimate Financial Hack or Financial Grenade?

Zero-interest credit cards may provide short-term relief but could lead to high long-term costs if not managed properly.

Dave Ramsey Names The 6 Things Your Money Needs Right Now

Dave Ramsey's financial advice helps individuals manage debt, especially in tough economic times.

Cars

Dave Ramsey thinks you're an idiot if you think you need a sports car to fit in

Dave Ramsey emphasizes the importance of financial prudence over following friends' advice to incur debt for status.

Reconsidering Dave Ramsey: A Closer Look at His Financial Philosophy

Dave Ramsey's teachings on debt management resonate with many, as illustrated through a couple's evolving financial perspective.

Bootstrapping

Dave Ramsey reveals why he's like paying off small debts first, even if the math suggests otherwise

Retirement

Dave Ramsey: Do These 5 Things Now to Achieve Wealth Within a Decade

more#financial-advice

Should We Pull Money From Our 401(k) to Eliminate Our Credit Card Debt?

Consider the long-term costs of withdrawing from retirement accounts to pay down debt.

I'm mid-40s and was making $100k a year until I lost my job - what should I do with the $25k in car loans I have?

Job loss can significantly impact financial stability, leading to debt despite prior financial fitness.

Selling a house may not alleviate debt due to high mortgage rates.

Dave Ramsey Slammed My Decisions After Making $170K a Year

Mindset and spending habits play a vital role in managing debt, regardless of high income.

Career

I earned $2,000 worth of credit card rewards while raising my credit score from 590 to 715

Using credit cards wisely can earn beneficial rewards and improve credit scores.

Retirement

Am I Making a Mistake Paying $700 a Month on My Student Loans Instead of Investing for Retirement?

2 days ago

Bootstrapping

Dave Ramsey's Bold Advice to a $200K Earner Carrying Debt

Should We Pull Money From Our 401(k) to Eliminate Our Credit Card Debt?

Consider the long-term costs of withdrawing from retirement accounts to pay down debt.

I'm mid-40s and was making $100k a year until I lost my job - what should I do with the $25k in car loans I have?

Job loss can significantly impact financial stability, leading to debt despite prior financial fitness.

Selling a house may not alleviate debt due to high mortgage rates.

Dave Ramsey Slammed My Decisions After Making $170K a Year

Mindset and spending habits play a vital role in managing debt, regardless of high income.

Career

I earned $2,000 worth of credit card rewards while raising my credit score from 590 to 715

Using credit cards wisely can earn beneficial rewards and improve credit scores.

Retirement

Am I Making a Mistake Paying $700 a Month on My Student Loans Instead of Investing for Retirement?

2 days ago

Bootstrapping

Dave Ramsey's Bold Advice to a $200K Earner Carrying Debt

more#personal-finance

2 days ago

5 Crucial Credit Card Anti-Theft Measures You Shouldn't Overlook

Credit card fraud was the most common form of identity theft during the first quarter of 2025, according to the FTC. Criminals are improving their tactics.

Cryptocurrency

IRS-Approved Strategies the Wealthy Use to Obliterate Debt

Knowing the tax code can help you reduce your tax bill and get out of debt faster.

Non-profit organizations

Seriously, get and use a credit card. There are 5 big reasons they're better

Credit cards are integral to American financial life; 82% of adults use them for managing expenses and larger purchases.

Mental health

Americans Now Have $1.21 Trillion of Credit Card Debt, the Highest on Record - 7 Ways to Make Sure You Don't Take on Too Much

Mental health

There Is Nothing Wrong With Credit Cards - You're Just Using Them Wrong

Women

My Sister-in-Law Ran Up $12K on Our Credit Card - How Can We Recover the Money?

Online marketing

I see a lot of of "$200 cash back if you spend $2000 in 6 months" kind of deals. Are these worth it?

Alternative transportation

The US States With the Highest Gas Prices

Digital life

Seriously, get and use a credit card. There are 5 big reasons they're better

Credit cards are integral to American financial life; 82% of adults use them for managing expenses and larger purchases.

Mental health

Americans Now Have $1.21 Trillion of Credit Card Debt, the Highest on Record - 7 Ways to Make Sure You Don't Take on Too Much

Mental health

There Is Nothing Wrong With Credit Cards - You're Just Using Them Wrong

Women

My Sister-in-Law Ran Up $12K on Our Credit Card - How Can We Recover the Money?

Online marketing

I see a lot of of "$200 cash back if you spend $2000 in 6 months" kind of deals. Are these worth it?

Alternative transportation

The US States With the Highest Gas Prices

Having $3M in Investments-Why Doesn't It Feel Sufficient?

Reaching $3 million in retirement savings by age 50 is a significant accomplishment despite personal financial uncertainties.

Retirement

3 Make-or-Break Questions for Anyone Eyeing Retirement in the Next 20 Years

Retirement

I'm Retiring Next Year: What Essential Financial Factors Am I Overlooking?

Having $3M in Investments-Why Doesn't It Feel Sufficient?

Reaching $3 million in retirement savings by age 50 is a significant accomplishment despite personal financial uncertainties.

Retirement

3 Make-or-Break Questions for Anyone Eyeing Retirement in the Next 20 Years

Retirement

I'm Retiring Next Year: What Essential Financial Factors Am I Overlooking?

more#retirement-planning

#student-loans

fromwww.mercurynews.com

Older people in crosshairs as government restarts Social Security garnishment on student loans

Older Americans face student loan garnishments affecting their Social Security as collections resume after pandemic pauses.

fromFast Company

'I'll never get out of this hole': Older Americans brace as DOE begins Social Security garnishments

Older Americans face serious financial issues due to renewed student loan collections, risking garnishment of Social Security benefits.

Higher education

These Are the States with the Highest Student Loan Debt per Capita

fromThe Mercury News

California

Californians are late paying 18% of their student loans

fromwww.housingwire.com

NYC real estate

The return of student loan payments could delay mortgage dreams

Cryptocurrency

Should I Pay Off My $23,000 Student Loans or Invest Instead?

fromwww.mercurynews.com

Older people in crosshairs as government restarts Social Security garnishment on student loans

Older Americans face student loan garnishments affecting their Social Security as collections resume after pandemic pauses.

fromFast Company

'I'll never get out of this hole': Older Americans brace as DOE begins Social Security garnishments

Older Americans face serious financial issues due to renewed student loan collections, risking garnishment of Social Security benefits.

Higher education

These Are the States with the Highest Student Loan Debt per Capita

fromThe Mercury News

California

Californians are late paying 18% of their student loans

fromwww.housingwire.com

NYC real estate

The return of student loan payments could delay mortgage dreams

Cryptocurrency

Should I Pay Off My $23,000 Student Loans or Invest Instead?

more#student-loans

fromThe Motley Fool

iQIYI (IQ) Q1 2025 Earnings Call Transcript | The Motley Fool

Total revenues for the company reached RMB 7.2 billion, reflecting a strong 9% sequential growth, driven primarily by the performance of long-form dramas and a diversified content offering.

Media industry

I make $200k a year but I don't enjoy it and called Dave Ramsey up to see if he thinks I should keep at it or not

A lawyer with $88,000 in debt should remain in his job until pay off his debt

Retirement

Is It Possible to Retire By 35 If You've Banked $1 Million?

Retirement

We're 37 and got a late start on retirement savings. How much should we aim to save now?

Retirement

What I Would Do With an Extra $25,000 - $35,000 Before My Semi-Retirement

Retirement

We live rent-free and just received $80,000 in inheritance - what's the best way to put this to work for our future?

Relationships

I got a $60,000 inheritance, and my husband and I disagree on the best way to spend it. Who's right?

I make $200k a year but I don't enjoy it and called Dave Ramsey up to see if he thinks I should keep at it or not

A lawyer with $88,000 in debt should remain in his job until pay off his debt

Retirement

Is It Possible to Retire By 35 If You've Banked $1 Million?

Retirement

We're 37 and got a late start on retirement savings. How much should we aim to save now?

Retirement

What I Would Do With an Extra $25,000 - $35,000 Before My Semi-Retirement

Retirement

We live rent-free and just received $80,000 in inheritance - what's the best way to put this to work for our future?

Relationships

I got a $60,000 inheritance, and my husband and I disagree on the best way to spend it. Who's right?

more#financial-planning

fromwww.mercurynews.com

Asking Eric: My brother wants to reconnect. I just want the $5,000.

You have to let it go. The $5,000 has grown so large in your mind, fueled by the compounding interest of outrage on your part.

Parenting

Dave Ramsey shares the secret formula on how to get out of debt as quickly as possible

Many Americans struggle with heavy debt, impacting emotional and financial well-being.

Dave Ramsey advocates a straightforward method for debt elimination through budgeting and sacrifice.

Retirement

Dave Ramsey says that 97% of people who say they will do this personal finance "hack" don't actually do it

Dave Ramsey shares the secret formula on how to get out of debt as quickly as possible

Many Americans struggle with heavy debt, impacting emotional and financial well-being.

Dave Ramsey advocates a straightforward method for debt elimination through budgeting and sacrifice.

Retirement

Dave Ramsey says that 97% of people who say they will do this personal finance "hack" don't actually do it

The UK's ICT sector struggling with technical debt

Technical debt in the ICT sector is significant, driven by AI demand and resulting in rapid growth.

Manchester United

fromwww.theguardian.com

The Glazers in numbers: key figures across two decades at Manchester United

Malcolm Glazer's acquisition of Manchester United led to overwhelming debt for the club and significant fan backlash.

#mortgage

fromIndependent

Renovation

Mother fighting repossession of her home said getting 245k mortgage aged 22 'haunted the next two decades of my life'

Renovation

I owe $17K in mortgage payments and face daily panic attacks-can I get a loan modification?

fromIndependent

Renovation

Mother fighting repossession of her home said getting 245k mortgage aged 22 'haunted the next two decades of my life'

Renovation

I owe $17K in mortgage payments and face daily panic attacks-can I get a loan modification?

Germany Is Falling Apart (Literally). Here's How the New Government Might Fix It.

Germany's new government plans to borrow 500 billion euros for infrastructure investment after lifting constitutional spending limits.

US politics

Warren Buffett says US spending is 'unsustainable,' but doesn't envy DOGE and its efforts to fix it

Buffett highlights that reducing government spending is challenging yet essential given the U.S. debt is 'unsustainable'.

Germany politics

fromwww.nytimes.com

Germany Is Falling Apart (Literally). Here's How the New Government Might Fix It.

Germany's new government plans to borrow 500 billion euros for infrastructure investment after lifting constitutional spending limits.

US politics

fromInside Higher Ed | Higher Education News, Events and Jobs

Warren Buffett says US spending is 'unsustainable,' but doesn't envy DOGE and its efforts to fix it

Buffett highlights that reducing government spending is challenging yet essential given the U.S. debt is 'unsustainable'.

more#government-spending

Washington Nationals

fromTalkNats.com

4 weeks ago

The Nats are sinking in debt per reports | TalkNats.com

The Washington Nationals face significant debt, ranking second in MLB, impacting their revenue and operational sustainability.

Higher education

4 weeks ago

Student Loan Overhaul Clears House Committee

House Republicans advanced a controversial bill over Democrats' objections that would significantly alter student aid and increase college costs for low-income students.

fromAll Singles And Married

4 weeks ago

This Once Dominant Dividend Stock Is About To Come Back to Life

AT&T may soon increase its dividend as it improves financially and reduces debt after past cuts.

fromAll Singles And Married

FINANCIAL LITERACY QUESTIONS AND ANSWERS

Financial freedom is the state of having enough income to cover living expenses without relying on a traditional job, enabling you to make choices based on your desires rather than financial constraints.

Retirement

From 'dead broke' to 'lump sum checks': Why this investor says home flipping is the best way into real estate if you avoid 3 mistakes

Kevin Hart advises new investors to start with house flipping to gain quick capital, but warns of the risks involved.

Mental health

UNDERSTANDING THE BASICS OF FINANCIAL LITERACY

Real estate

fromAll Singles And Married

From 'dead broke' to 'lump sum checks': Why this investor says home flipping is the best way into real estate if you avoid 3 mistakes

Kevin Hart advises new investors to start with house flipping to gain quick capital, but warns of the risks involved.

fromLondon Business News | Londonlovesbusiness.com

Mental health

UNDERSTANDING THE BASICS OF FINANCIAL LITERACY

more#investing

Why LMEs fail - London Business News | Londonlovesbusiness.com

Liability Management Exercises (LMEs) have emerged as a simpler alternative to bankruptcy for restructuring debts, but their recent failure rates indicate a troubling trend in financial recovery.

Startup companies

I was rejected for a car loan because my credit score was in the 300s. Now, I'm a multimillionaire, and I drive luxury cars.

Transforming credit from bad to good can lead to wealth-building opportunities.

Financial education and responsible debt management are critical for financial success.

Writing

I Received My Truck Title Saying My Loan is Paid Off, But I Still Owe $7K-What Should I Do?

I was rejected for a car loan because my credit score was in the 300s. Now, I'm a multimillionaire, and I drive luxury cars.

Transforming credit from bad to good can lead to wealth-building opportunities.

Financial education and responsible debt management are critical for financial success.

Writing

I Received My Truck Title Saying My Loan is Paid Off, But I Still Owe $7K-What Should I Do?

Trump Claims Europe Has Raped and Pillaged' the United States

Trump accuses the EU of economic exploitation, claiming the U.S. has been harmed by unfair trade practices.

Does Adding My Kids To Our Credit Card Help Build Their Credit Scores For Later?

Adding kids to credit cards helps them build credit early, easing their transition into financial independence as they reach adulthood. It's crucial parents set rules.

Bootstrapping

My daughter refuses my 'live at home' rule for college - should I still pay or hold firm?

"The daughter is opting out of the rules set by her parents, and itâs unfair to the other daughters if she gets funded for dorming while they stay home."

NYC parents

European startups

fromSustainable Bus