#debt-management
#debt-management

Bootstrapping

My Dual Win: Boosting My Credit Score by 125 Points While Earning $2,000 - Here's How

Cryptocurrency

Ramsey's "Credit Score Lie" Statement: Technically True, But What Else Matters?

Cryptocurrency

Impact of Changing Cards: Will It Boost or Damage My Strong 800 Credit Score?

fromLondon Business News | Londonlovesbusiness.com

Bootstrapping

My Mother Ruined My Credit Score - How Can I Fix It Before Buying a House?

2 weeks ago

Miscellaneous

Five effective tips for improving your credit score - London Business News | Londonlovesbusiness.com

Bootstrapping

My Dual Win: Boosting My Credit Score by 125 Points While Earning $2,000 - Here's How

Cryptocurrency

Ramsey's "Credit Score Lie" Statement: Technically True, But What Else Matters?

Cryptocurrency

Impact of Changing Cards: Will It Boost or Damage My Strong 800 Credit Score?

Bootstrapping

My Mother Ruined My Credit Score - How Can I Fix It Before Buying a House?

Business

Fidelity Data Shows More U.S. Workers Hitting $1M Retirement Milestone with Consistent Investing

Retirement

Dave Ramsey's Warning: Don't Tap Your 401(k) to Pay Your Mortgage

Retirement

Having $3M in Investments-Why Doesn't It Feel Sufficient?

Reaching $3 million in retirement savings by age 50 is a significant accomplishment despite personal financial uncertainties.

Retirement

We're 37 and got a late start on retirement savings. How much should we aim to save now?

You can start catching up on retirement savings even in your 30s with careful budgeting and investing.

3 weeks ago

Business

Fidelity Data Shows More U.S. Workers Hitting $1M Retirement Milestone with Consistent Investing

Retirement

Dave Ramsey's Warning: Don't Tap Your 401(k) to Pay Your Mortgage

Having $3M in Investments-Why Doesn't It Feel Sufficient?

Reaching $3 million in retirement savings by age 50 is a significant accomplishment despite personal financial uncertainties.

Retirement

We're 37 and got a late start on retirement savings. How much should we aim to save now?

more#retirement-savings

Real estate

Why Investors Should Load Up on REITs Before the Fed Lowers Rates

Lower interest rates may lead to increased REIT prices due to reduced debt costs.

Wearables

The 5 Worst Financial Blunders People Keep Repeating

Ignoring credit card debt and failing to save are major financial mistakes that can lead to financial ruin.

Digital life

fromAol

I'm Searching for People Who Follow the Dave Ramsey Plan - Can Anyone Help?

Digital marketing has led to financial struggles among Millennials and Gen-X due to lack of financial literacy and increasing debt.

I'm Considering Turning Down "Free Money." It Might Be the Secret to Enjoying Life More.

Consider reducing retirement contributions to enjoy life while ensuring enough savings accumulate for future retirement through compound interest.

fromEntrepreneur

Why Your Cash Reserve Is Probably Hurting More Than Helping | Entrepreneur

Too many business owners let their money sit idle with no clear purpose, and it costs them more than they realize. Idle capital refers to money sitting in your account, earning little to no return. It may feel safe, but it can quietly drag down your business performance.

Business

Real estate

fromSFGATE

fromAll Singles And Married

Dave Ramsey Swears by This 15-Year Mortgage Rule, but Is It Really the Right Move?

Dave Ramsey advocates for 15-year mortgages to achieve financial freedom and avoid long-term debt.

POWERFUL FINANCIAL TIPS FROM THE BIBLE| DR. DANIEL OLUKOYA

Do not go for whatever you did not budget for. Don't do any expenditure because others are doing it. Make your budget in the order of priority and follow it diligently.

E-Commerce

#credit-cards

E-Commerce

Was It A Mistake To Charge $4k On My Credit Card And Pay Off The Next Day?

E-Commerce

Millions of Americans Are Misusing Their Credit Cards

E-Commerce

Responsible Credit Card Users Reap More Financial Benefits Than Debit-Only Spenders

Bootstrapping

My Bank Called With A $70,000 'Free' Credit On A Card

Cryptocurrency

Blaming the Card? The Real Issue Might Be How You're Using Your Credit

Travel

Post-Japan Trip: My Credit Card Discipline Crumbled. Is It Time to Give Up on Cards?

E-Commerce

Was It A Mistake To Charge $4k On My Credit Card And Pay Off The Next Day?

E-Commerce

Millions of Americans Are Misusing Their Credit Cards

E-Commerce

Responsible Credit Card Users Reap More Financial Benefits Than Debit-Only Spenders

My Bank Called With A $70,000 'Free' Credit On A Card

Investigate money owed on old credit accounts to avoid scams.

Unusual large credits on accounts should be approached with caution.

Proper verification is essential in financial matters, especially with old accounts.

Cryptocurrency

Blaming the Card? The Real Issue Might Be How You're Using Your Credit

Travel

Post-Japan Trip: My Credit Card Discipline Crumbled. Is It Time to Give Up on Cards?

Business

Dave Ramsey's Credit Score Take: Mostly Right, But Not the Whole Story

Business

Personal Finance Expert Dave Ramsey Is Absolutely Right About These 3 Wealth-Building Facts

Bootstrapping

These Questions Separate the Rich from the Poor According to Dave Ramsey

Retirement

$200k Income, $8k Debt: Ramsey's Advice? "Cut Up Your Cards and Get Serious."

Bootstrapping

Debt Dilemma? 6 Unexpected Tricks to Crush Balances Above $20,000

fromMoneywise

Cryptocurrency

NYC man confesses to Dave Ramsey he put an $11,000 engagement ring on a 0% interest credit card

Business

Dave Ramsey's Credit Score Take: Mostly Right, But Not the Whole Story

Business

Personal Finance Expert Dave Ramsey Is Absolutely Right About These 3 Wealth-Building Facts

Bootstrapping

These Questions Separate the Rich from the Poor According to Dave Ramsey

Retirement

$200k Income, $8k Debt: Ramsey's Advice? "Cut Up Your Cards and Get Serious."

Bootstrapping

Debt Dilemma? 6 Unexpected Tricks to Crush Balances Above $20,000

fromMoneywise

Cryptocurrency

NYC man confesses to Dave Ramsey he put an $11,000 engagement ring on a 0% interest credit card

more#personal-finance

#credit-card-debt

E-Commerce

I'm $16,500 in credit card debt - how can I plan to tackle it and regain my financial freedom

fromIndependent

E-Commerce

Thinking of switching to a 0pc interest-free credit card? Here's how to avoid the most common mistakes

E-Commerce

I'm $16,500 in credit card debt - how can I plan to tackle it and regain my financial freedom

fromIndependent

E-Commerce

Thinking of switching to a 0pc interest-free credit card? Here's how to avoid the most common mistakes

more#credit-card-debt

E-Commerce

fromBusiness Matters

Tips for Managing Short-Term Cash in a Crisis

Managing short-term cash flow is critical during financial uncertainty, requiring assessment of finances, prioritization of expenses, negotiation with creditors, and exploration of income sources.

Rivian (NASDAQ: RIVN) Price Prediction and Forecast 2025-2030 for July 22

Shares of Rivian Automotive surged 9.83% over the past five trading sessions due to updates on its Georgia plant, expected to open in 2028.

Cars

#financial-advice

Relationships

I Lost a Decade of My Life. I'm Scared My Finances Will Never Recover.

Relationships

Jill On Money: How to choose a financial advisor

Retirement

We Accepted a $1M 'Advance' from In-Laws-Is Avoiding Debt Always the Best Choice?

Retirement

I'm a big savings nerd. These are the biggest money mistakes I see people make.

Relationships

I Lost a Decade of My Life. I'm Scared My Finances Will Never Recover.

Relationships

Jill On Money: How to choose a financial advisor

Retirement

We Accepted a $1M 'Advance' from In-Laws-Is Avoiding Debt Always the Best Choice?

Retirement

I'm a big savings nerd. These are the biggest money mistakes I see people make.

more#financial-advice

UK news

fromBusiness Matters

New 'buy now, pay later' affordability checks may cover even smallest loans under FCA proposals

FCA plans to regulate the £13 billion 'buy now, pay later' sector, requiring credit checks on loans under £50 to protect consumers.

fromLondon Business News | Londonlovesbusiness.com

Medical Debt and Beyond: Texas Judge Blocks Biden Rule, Negatively Affecting Baby Boomers

Many Baby Boomers are retiring with significant debt, primarily medical debt.

Thames Water remains in 'crisis mode' - London Business News | Londonlovesbusiness.com

Thames Water is heavily in debt with £1.27 billion owed to creditors and has incurred £122 million in fines from Ofwat, indicating severe financial distress.

UK news

E-Commerce

I Have $50,000 in Stocks. Is Cashing It Out a Huge Mistake?

Keeping a low-interest mortgage while investing may yield better financial returns.

Food & drink

I went to Hooters in the UK. The beer was cold and the wings were crispy, but I was puzzled by the family-friendly vibe.

Hooters of America filed for bankruptcy while facing high debt and many closures.

#student-loans

fromFortune

Education

Student loan borrowers are facing down a grim summer: These are the benefits businesses can offer employees to help with debt payments

Bootstrapping

I pay $2,800 every month toward my student loans. Although I only have $200 left each week to spend, I'll be debt-free this year.

fromFast Company

Retirement

'I'll never get out of this hole': Older Americans brace as DOE begins Social Security garnishments

Retirement

Older people in crosshairs as government restarts Social Security garnishment on student loans

Older Americans face student loan garnishments affecting their Social Security as collections resume after pandemic pauses.

fromwww.housingwire.com

NYC real estate

The return of student loan payments could delay mortgage dreams

Resuming student loan payments will strain borrowers' budgets and priorities, possibly leading to increased defaults and bankruptcies.

fromFortune

Education

Student loan borrowers are facing down a grim summer: These are the benefits businesses can offer employees to help with debt payments

Bootstrapping

I pay $2,800 every month toward my student loans. Although I only have $200 left each week to spend, I'll be debt-free this year.

fromFast Company

'I'll never get out of this hole': Older Americans brace as DOE begins Social Security garnishments

Older Americans face serious financial issues due to renewed student loan collections, risking garnishment of Social Security benefits.

Older people in crosshairs as government restarts Social Security garnishment on student loans

Older Americans face student loan garnishments affecting their Social Security as collections resume after pandemic pauses.

fromwww.housingwire.com

NYC real estate

The return of student loan payments could delay mortgage dreams

more#student-loans

US politics

fromwww.theguardian.com

Reeves's fearsome challenge: to balance backbenchers and bond markets

Bond markets wield significant power over political decisions and fiscal policy.

Marketing

fromBustle

The Viral "Snowball Method" Helped A TikToker Pay Off $15,000 Of Debt

The snowball method simplifies debt repayment by focusing on paying off the smallest debts first.

Mindfulness

fromwww.yourlocalguardian.co.uk

A millennial paid off six figures in debt and built a $1 million net worth. She explains how she invests her money.

Rose Han overcame financial struggles and student debt through a mix of increasing income, mindful spending, and smart investing strategies.

London politics

fromSocial Media Explorer

Commissioners could have to run Croydon three years after council's last bankruptcy

Croydon Council faces a financial intervention to stabilize its situation and address its 1.4 billion debt.

Social media marketing

A Guide for Using Social Media to Pay Off Your Debt Faster - Social Media Explorer

Utilizing social media can help individuals find side gigs to earn extra income for paying off debt.

It's important to explore legitimate debt repayment options to improve financial situations.

Caution is necessary to avoid falling for scams that promise quick debt relief.

fromSFGATE

Buying a House Is the Second Most Important Financial Goal for Gen Z-the No. 1 Goal Is Why It's Out Of Reach

Gen Z struggles with homeownership due to high debt compared to their income, overshadowing their desire for homeownership.

#cash-back

Bootstrapping

Beyond the Hype: The Truly Important Factors in Selecting a Cash Back Card

Bootstrapping

Why Cash Back Credit Cards Are a Smart Move for Most Transactions

Bootstrapping

Beyond the Hype: The Truly Important Factors in Selecting a Cash Back Card

Bootstrapping

Why Cash Back Credit Cards Are a Smart Move for Most Transactions

Travel Points via Credit Card: Smart Strategy or Are We Being Deceived?

Travel rewards credit cards can save you money when traveling, provided they are used wisely and within budget.

fromHackernoon

7 years ago

Building Toffee: How I'm Tackling the Messy Truth About Debt, One Line of Code at a Time | HackerNoon

Debt isn't just numbers. It's shame, overwhelm, confusion, and often paralysis.

Bootstrapping

Cryptocurrency

fromBitcoin Magazine

The Debt Train Has No Brakes: Lyn Alden Makes The Case For BTC At Bitcoin 2025

The U.S. fiscal system is unsustainable, making Bitcoin increasingly essential.

Ramsey's "No Credit Score Needed for Success" Take: Partially Right, But Here's the Catch

Having a credit score is important for financing large purchases affordably.

Achieving My Dream Car: The Story of My 132-Point Credit Score Transformation

Having a not-so-great credit score may not be something that bothers you on a regular basis. But when it stops you from being able to afford the things you want, that's when it can become a real issue.

Bootstrapping

Cryptocurrency

5 Crucial Credit Card Anti-Theft Measures You Shouldn't Overlook

Protecting your credit card information is vital to avoid the hassle of fraud and identity theft.

Startup companies

Insider Secrets: How the Rich Legally Wipe Out Debt Fast

Strategic negotiation and advanced financial strategies help wealthy individuals manage and reduce their debt effectively.

Alternative transportation

IRS-Approved Strategies the Wealthy Use to Obliterate Debt

Knowing the tax code can help you reduce your tax bill and get out of debt faster.

Non-profit organizations

The US States With the Highest Gas Prices

Gas prices are significantly impacting road-trippers and commuters across the U.S. as Memorial Day approaches.

California

fromThe Mercury News

Californians are late paying 18% of their student loans

Californians have relatively low student loan delinquency rates compared to the national average despite financial pressures.

Media industry

fromThe Motley Fool

iQIYI (IQ) Q1 2025 Earnings Call Transcript | The Motley Fool

Company revenues increased by 9% thanks to strong content performance, despite challenges in online advertising revenue and rising content costs.

Is It Possible to Retire By 35 If You've Banked $1 Million?

When considering early retirement at 35, a $1 million nest egg can be feasible, especially by keeping costs low and minimizing debt.

Retirement

Asking Eric: My brother wants to reconnect. I just want the $5,000.

You have to let it go. The $5,000 has grown so large in your mind, fueled by the compounding interest of outrage on your part.

Parenting

#dave-ramsey

Bootstrapping

Dave Ramsey shares the secret formula on how to get out of debt as quickly as possible

Many Americans struggle with heavy debt, impacting emotional and financial well-being.

Dave Ramsey advocates a straightforward method for debt elimination through budgeting and sacrifice.

Bootstrapping

Reconsidering Dave Ramsey: A Closer Look at His Financial Philosophy

Dave Ramsey's teachings on debt management resonate with many, as illustrated through a couple's evolving financial perspective.

Dave Ramsey shares the secret formula on how to get out of debt as quickly as possible

Many Americans struggle with heavy debt, impacting emotional and financial well-being.

Dave Ramsey advocates a straightforward method for debt elimination through budgeting and sacrifice.

Reconsidering Dave Ramsey: A Closer Look at His Financial Philosophy

Dave Ramsey's teachings on debt management resonate with many, as illustrated through a couple's evolving financial perspective.

The UK's ICT sector struggling with technical debt

Technical debt in the ICT sector is significant, driven by AI demand and resulting in rapid growth.

Manchester United

fromwww.theguardian.com

The Glazers in numbers: key figures across two decades at Manchester United

Malcolm Glazer's acquisition of Manchester United led to overwhelming debt for the club and significant fan backlash.

Between a big house and bigger family expectations, should I say yes to my in-laws' hefty inheritance down payment?

The Reddit user should consider taking the $1 million gift from his in-laws to reduce mortgage debt.

Renovation

fromIndependent

Mother fighting repossession of her home said getting 245k mortgage aged 22 'haunted the next two decades of my life'

Nicola Geraghty's struggle with her mortgage exemplifies how financial burdens can drastically affect personal well-being and future planning.

fromRedfin | Real Estate Tips for Home Buying, Selling & More

What I Would Do With an Extra $25,000 - $35,000 Before My Semi-Retirement

For those seeking financial freedom, paying off debt and buying the dip in the market should come first.

Retirement

How to Get Out of Debt to Buy a Home

Understanding your debt-to-income ratio is crucial since it directly impacts your chances of qualifying for a mortgage. Higher DTI means more reluctance from lenders.

Remodel

US politics

Warren Buffett says US spending is 'unsustainable,' but doesn't envy DOGE and its efforts to fix it

Buffett highlights that reducing government spending is challenging yet essential given the U.S. debt is 'unsustainable'.

Washington Nationals

fromTalkNats.com