Credit card fraud remains a prevalent issue, with the Federal Trade Commission reporting it as the most common identity theft in early 2025. Consumers must take proactive measures to safeguard their credit card information, including regular account monitoring to catch fraudulent transactions early. Fortunately, certain credit cards with features like '0% Intro APR' can also assist in debt management. By understanding the risks and employing specific protections, consumers can better navigate the complexities of modern credit card usage.
Credit card fraud was the most common form of identity theft during the first quarter of 2025, according to the FTC. Criminals are improving their tactics.
Having your credit card data stolen is a hassle, usually requiring cancellation of your card and updating automatic bill payments with your new number.
You may be reasonably protected against fraudulent charges, but actively checking your account regularly helps prevent larger scale fraud.
Using a credit card with a '0% Intro APR' period can potentially help you get out of debt faster if managed correctly.
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