#student-loans

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US news
fromFortune
2 days ago

Boomer NYU professor says Gen Z's lazy label comes from zero faith in the payoff of hard work-and a fear that the world will end in 20 years anyway

Gen Z feels economically insecure and environmentally pessimistic, undermining motivation to pursue traditional career paths and long-term investments like homeownership.
fromInside Higher Ed | Higher Education News, Events and Jobs
2 days ago

It's More Difficult to File Student Aid Complaints, Dems Say

ED is covering up its attempts to make [the Office of Federal Student Aid] less responsive to millions of students, families, and borrowers who rely on the agency to lower the cost of attending college and protect them from loan servicer misconduct," the senators wrote. "We urge you to immediately act on our findings by streamlining the 'Submit a Complaint' process and restoring FSA's workforce so borrowers can get the help they need.
Education
fromABA Journal
1 week ago

Fewer will qualify for student loan forgiveness under proposed new guidelines; will sanctuary jurisdictions be disqualified?

Proposed PSLF rules would disqualify borrowers employed by nonprofits or governments that engage in activities deemed to have a "substantial illegal purpose."
fromInside Higher Ed | Higher Education News, Events and Jobs
6 days ago

Survey: Most Students Affected by OBBBA Student Loan Changes

The majority of current college students-61 percent-surveyed recently say that several changes to the federal student loan system that became law earlier this summer will directly impact them, according to a new poll from U.S. News & World Report. The key changes that students expect to affect them include caps on how much students can borrow, the elimination of some income-based repayment plans and the end of Grad PLUS loans.
Higher education
#loan-collections
Online learning
fromFast Company
3 months ago

Are the feds about to start hounding you over your student loans?

The U.S. Department of Education is resuming collections on defaulted student loans, potentially affecting millions before the year's end.
NYC parents
fromBoston.com
3 months ago

Are you in default on your student loans? We want to hear from you.

Collections on defaulted student loans have resumed after a five-year pause as a result of the Covid-19 pandemic.
Real estate
fromSFGATE
1 week ago

Student Loan Crackdown Is Pricing Renters Out: 5 Key Takeaways

Student loan repayment status is increasingly important for rental applications, impacting renters' credit scores and housing opportunities.
The Biden-era SAVE plan is facing challenges due to the resumption of interest charges, affecting many borrowers.
Faling behind on student loans can delay homeownership goals.
#public-service-loan-forgiveness
#delinquency
fromBusiness Insider
3 months ago
NYC parents

The number of student-loan borrowers falling behind on payments surged this year - and they're at greater risk under Trump's collections restart

fromBusiness Insider
3 months ago
NYC parents

The number of student-loan borrowers falling behind on payments surged this year - and they're at greater risk under Trump's collections restart

#debt-crisis
fromBuzzFeed
2 weeks ago
US politics

This Woman Is Going Viral For Hilariously Explaining The Brutal Truth About The US's Student Loan Crisis

fromBuzzFeed
2 weeks ago
US politics

This Woman Is Going Viral For Hilariously Explaining The Brutal Truth About The US's Student Loan Crisis

fromWBGO Jazz
2 weeks ago

NYC residents offered help with student loan repayment plans

New York City expands a program to assist all residents with student loan repayment options, potentially saving them an average of $3,000 annually.
#higher-education
US politics
fromFast Company
3 weeks ago

Is your student loan getting taxed again?

New tax write-offs and credits included in the One Big Beautiful Bill Act impact student loans, specifically regarding taxability of student loan forgiveness.
fromFlowingData
4 weeks ago

Policy timelines for the Big Beautiful Bill

The OBBB implemented diverse policies affecting taxes, government assistance, student loans, and immigration with clear timelines.
#trump-administration
fromBusiness Insider
3 weeks ago
US politics

A major private student-loan company is prepping for a 'significant expansion' due to Trump's repayment changes. Here's what it means for borrowers.

fromBusiness Insider
3 months ago
Bootstrapping

A boomer who can't afford to retire is facing a big money dilemma: Start paying a $1,414 student-loan bill or lose part of his paycheck

fromBusiness Insider
3 weeks ago
US politics

A major private student-loan company is prepping for a 'significant expansion' due to Trump's repayment changes. Here's what it means for borrowers.

Bootstrapping
fromBusiness Insider
3 months ago

A boomer who can't afford to retire is facing a big money dilemma: Start paying a $1,414 student-loan bill or lose part of his paycheck

Trump's restart of student loan collections is creating financial strain for borrowers like James Southern, who faces a difficult repayment situation.
fromBusiness Insider
3 weeks ago

Trump's student-loan repayment overhaul could push borrowers out of the federal system. Democratic lawmakers want to know if private lenders are ready.

Trump's overhaul could push federal student-loan borrowers towards private lending markets.
US politics
fromBusiness Insider
3 weeks ago

Student-loan borrowers who were counting on cheaper payments are struggling to plan for higher payments: 'We're all in limbo'

Rising student loan payments and expiring repayment plans lead to potential bankruptcy for borrowers like Mary Smith.
fromA Philosopher's Blog
1 month ago

Student Loan Forgiveness 1: The Anger Argument Against It

The anger argument against student loan forgiveness posits that because federal student loan forgiveness would incite anger among some individuals, it becomes incorrect to proceed with it. This represents an appeal to anger fallacy, where emotion substitutes for actual evidence in forming an argument. Simply put, it erroneously assumes that anger is a valid measure of correctness.
Philosophy
fromA Philosopher's Blog
1 month ago

Student Loan Forgiveness 2: Fairness

Anger does not prove that something is unfair. People can be angry about fair situations or unfavorable situations that are not as unfair as they desire.
Philosophy
US politics
fromFast Company
1 month ago

A popular student loan forgiveness plan was just paused, with no word on when it will start up again

IBR forgiveness is paused for system updates, and individuals will see interest accrue on savings plans after a year of forbearance.
fromenglish.elpais.com
1 month ago

Student loans have new rules: Here's how they will change starting this year

Significant changes to the federal student loan system will increase monthly payments for many borrowers and limit repayment options going forward.
Public health
fromSan Jose Spotlight
1 month ago

Silicon Valley grad students could shift careers due to loan limits - San Jose Spotlight

Challenging funding changes for graduate students threaten accessibility for low-income and minority aspiring medical professionals.
US politics
fromBusiness Insider
1 month ago

Trump is kicking off sweeping changes to student-loan repayment

Implementation of new student-loan repayment changes begins, simplifying borrowing and repayment processes.
fromFast Company
1 month ago

Thanks to Congress and SCOTUS, the walls are closing in on student loan borrowers

Student loan repayment has become more complicated following a Supreme Court decision allowing Trump to continue restructuring the Department of Education.
from24/7 Wall St.
1 month ago

SoFi Soars 150%: Can It Double Again by 2026?

SoFi's stock surged 150% since April due to strong revenue growth, student loan demand, and crypto expansion plans.
#education
#debt-collection
#education-department
US politics
fromFortune
1 month ago

The U.S. debt outlook is so dire it now resembles the student loan crisis, former White House economic adviser says

Jared Bernstein has shifted from a dove to a hawk regarding U.S. debt, warning of dangerous budget math and debt risks.
fromThe Mercury News
1 month ago

Letters: State should protect science with reliable funding

The Public Service Loan Forgiveness Program has incentivised careers in the public sector, including work in hospitals, schools, local governments and nonprofits.
California
fromFortune
1 month ago

It's a cruel summer for student loan borrowers. Here's how HR leaders can make the case for better benefits for their employees

"It's been an evolution and the recognition that student loans are here to stay, and, quite frankly, that the student loan debt crisis is real," says Stacey MacPhetres, senior director of education finance for EdAssist by Bright Horizons, which offers tuition assistance and student loan repayment benefit plans.
Education
#education-policy
Education
fromFortune
1 month ago

Student loan borrowers are facing down a grim summer: These are the benefits businesses can offer employees to help with debt payments

Employers can support workers burdened by student loan debt through various financial assistance programs.
Travel
fromBusiness Insider
1 month ago

I moved from the US to Argentina for the lower cost of living. It helped me pay down student debt, but living abroad had its dark side.

Moving to Argentina initially helped with financial stability, but subsequent challenges led to relocating to Albania for better circumstances.
US politics
fromBusiness Insider
1 month ago

4 ways Trump's 'Big Beautiful Bill' could impact your wallet

The 'Big Beautiful Bill' includes repeals of student loan forgiveness, changes to Medicaid, and an increased child tax credit.
US politics
fromAbove the Law
1 month ago

The Big Beautiful Bill Will Limit Federal Student Loans, Hoping To Fix A Big Ugly $1.7T Mess - Above the Law

Senate passed legislation limiting federal student loan amounts amid a $1.7 trillion debt crisis.
#default
fromBusiness Insider
3 months ago
NYC parents

195,000 student-loan borrowers in default have only 30 days before a portion of their federal benefits might be seized, Trump's Education Department says

fromBusiness Insider
3 months ago
NYC parents

195,000 student-loan borrowers in default have only 30 days before a portion of their federal benefits might be seized, Trump's Education Department says

NYC parents
fromBusiness Insider
2 months ago

The HENRY parent challenge: Stretching a 6-figure salary to cover childcare, housing, student loans, and saving for their kids' futures

High housing costs in the Bay Area strain even high earners, limiting their ability to save for the future.
fromwww.theguardian.com
2 months ago

One in three student loan borrowers risk default as delinquency rates soar

Nearly one in three federal student loan borrowers face the risk of default as delinquency rates reach alarming new heights, highlighting the urgent need for effective repayment strategies.
Online learning
fromFast Company
2 months ago

Credit scores are sinking for millions in the U.S. Here's why

Millions of Americans are seeing their credit scores suffer now that the U.S. government has resumed referring missed student loan payments for debt collection.
Non-profit organizations
fromABC7 Los Angeles
2 months ago

Credit scores decline for millions as US student loan collections restart

Missed student loan payments are severely impacting Americans' credit scores, complicating access to essential financial services.
Bootstrapping
fromBusiness Insider
2 months ago

I pay $2,800 every month toward my student loans. Although I only have $200 left each week to spend, I'll be debt-free this year.

Deciding to live at home allowed me to pay aggressively towards my student loans, leading to financial freedom.
#education-reform
fromBusiness Insider
2 months ago
US politics

Major student-loan repayment changes are one step closer for parents, grad students, and millions more borrowers

The Senate education bill proposes significant changes to student-loan repayment plans, aiming for affordability and consolidation.
fromNew York Post
3 months ago
Higher education

Trump administration restarts involuntary collections on student loan debt

The Department of Education resumed student loan collections, impacting 5.3 million borrowers and emphasizing colleges' responsibilities in the student loan system.
US politics
fromBusiness Insider
2 months ago

Major student-loan repayment changes are one step closer for parents, grad students, and millions more borrowers

The Senate education bill proposes significant changes to student-loan repayment plans, aiming for affordability and consolidation.
Higher education
fromNew York Post
3 months ago

Trump administration restarts involuntary collections on student loan debt

The Department of Education resumed student loan collections, impacting 5.3 million borrowers and emphasizing colleges' responsibilities in the student loan system.
NYC parents
fromBusiness Insider
2 months ago

Millions of student-loan borrowers are getting a 'financial scarlet letter' that could risk their home purchases and job prospects, Elizabeth Warren says

Sen. Elizabeth Warren warns that restarting student loan collections will negatively impact borrowers' financial stability, affecting home buying and employment opportunities.
fromBusiness Insider
2 months ago

Trump pauses plan to cut thousands of student-loan borrowers' Social Security checks

The Department has not offset any social security benefits since restarting collections on May 5, and has put a pause on any future social security offsets.
NYC parents
fromBusiness Insider
2 months ago

Thousands of student-loan borrowers are at risk of losing a portion of their Social Security checks starting this month

Defaulted student-loan borrowers risk garnishment of federal benefits starting in June, after a five-year pause on collections was lifted.
#california
fromwww.npr.org
3 months ago

Advice for navigating a volatile economy

The U.S. economy is currently experiencing challenges including rising grocery prices, student loan repayments, unpredictable inflation, and a tough job market, creating financial strain for many.
US news
fromBusiness Insider
3 months ago

Student-loan debt followed them into retirement. Now it threatens their Social Security checks.

"When you're only getting a thousand dollars a month, and you've got rent and you've got utilities, I just can't pay that much," Glod told Business Insider.
NYC parents
Bootstrapping
fromBusiness Insider
3 months ago

3 ways student-loan borrowers in default can avoid wage, Social Security garnishment: rehabilitation, consolidation, bankruptcy

Defaulted student-loan borrowers may soon face wage and federal benefits garnishment, but several options exist to avoid these penalties.
#older-americans
fromFast Company
3 months ago
Retirement

'I'll never get out of this hole': Older Americans brace as DOE begins Social Security garnishments

Older Americans face serious financial issues due to renewed student loan collections, risking garnishment of Social Security benefits.
fromwww.mercurynews.com
3 months ago
Retirement

Older people in crosshairs as government restarts Social Security garnishment on student loans

Older Americans face student loan garnishments affecting their Social Security as collections resume after pandemic pauses.
Retirement
fromFast Company
3 months ago

'I'll never get out of this hole': Older Americans brace as DOE begins Social Security garnishments

Older Americans face serious financial issues due to renewed student loan collections, risking garnishment of Social Security benefits.
Retirement
fromwww.mercurynews.com
3 months ago

Older people in crosshairs as government restarts Social Security garnishment on student loans

Older Americans face student loan garnishments affecting their Social Security as collections resume after pandemic pauses.
Retirement
fromwww.npr.org
3 months ago

The future of student loan repayment, explained

Republican-led overhaul of the federal student loan program proposes new repayment options that affect millions of borrowers.
fromwww.bxtimes.com
3 months ago

Getting dizzy just thinking about it': Bronx borrowers scramble as student loan collections return Bronx Times

"For 22-year-old Sasha Holguin... it took months to get a job and that was at a coffee shop back in November. When I had just the one job..."
NYC parents
fromSFGATE
3 months ago

Protect Your Credit: How the End of Student Loan Relief Could Hurt Homebuyers-and What To Do About It

Student loan repayment resumes, negatively affecting aspiring homeowners with debt amidst inflation and potential recession.
fromwww.housingwire.com
3 months ago

The return of student loan payments could delay mortgage dreams

Resuming student loan payments will strain borrowers' budgets and priorities, possibly leading to increased defaults and bankruptcies.
fromNew York Magazine
3 months ago

Trump Admin Gets Aggressive on Student-Debt Collection

Many Americans could soon be bringing home lighter paychecks as the result of a Trump administration policy that officially went into effect this week.
NYC parents
Online learning
fromNew York Post
3 months ago

Ending the student-loan scam is crucial to fixing higher education

The Trump administration resumes collections on federal student loans after a pandemic pause, shifting focus on accountability for colleges.
fromInside Higher Ed | Higher Education News, Events and Jobs
3 months ago

Education Dept. Tells Colleges to Help Struggling Borrowers

For too long, insufficient transparency and accountability structures have allowed U.S. universities to saddle students with enormous debt loads without paying enough attention to whether their own graduates are truly prepared to succeed in the labor market.
Online learning
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