#credit-card-debt

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#inflation

Low-income NYC residents are piling up credit card debt

Low-income New Yorkers are increasingly turning to credit card debt to cover necessary expenses due to stagnant wages and rising inflation.

Survey: Half of American cardholders now carry credit card debt, many with no plan to pay it off

Credit card debt in the US is on the rise, influenced by factors like inflation and high interest rates, with 50% of Americans carrying a balance.

Gen Z's growing credit card debt problem, and how to fix it

Gen Z is facing a serious credit card debt problem due to inflation and high interest rates.

If your family brings in $100k per year, this is how much you need saved for retirement by age 40

Inflation has significantly impacted Americans' ability to save, resulting in high credit card debt and hindered retirement savings.

Overdue bills are rising with US debt delinquencies, Fed survey shows

U.S. household debt reached a record high of $17.7 trillion, with consumers borrowing more due to inflation pressures.

Americans are struggling to pay off credit card debt; Tiny Desk Contest's 2024 winner

Americans are falling behind on credit card bills, with nearly 1 in 5 maxing out their borrowing, especially affecting young people and low-income communities.

Low-income NYC residents are piling up credit card debt

Low-income New Yorkers are increasingly turning to credit card debt to cover necessary expenses due to stagnant wages and rising inflation.

Survey: Half of American cardholders now carry credit card debt, many with no plan to pay it off

Credit card debt in the US is on the rise, influenced by factors like inflation and high interest rates, with 50% of Americans carrying a balance.

Gen Z's growing credit card debt problem, and how to fix it

Gen Z is facing a serious credit card debt problem due to inflation and high interest rates.

If your family brings in $100k per year, this is how much you need saved for retirement by age 40

Inflation has significantly impacted Americans' ability to save, resulting in high credit card debt and hindered retirement savings.

Overdue bills are rising with US debt delinquencies, Fed survey shows

U.S. household debt reached a record high of $17.7 trillion, with consumers borrowing more due to inflation pressures.

Americans are struggling to pay off credit card debt; Tiny Desk Contest's 2024 winner

Americans are falling behind on credit card bills, with nearly 1 in 5 maxing out their borrowing, especially affecting young people and low-income communities.
moreinflation
#personal-finance

I Was Nearly $30,000 in Credit Card Debt. There's One Solution I Wish I'd Known About Sooner.

Personal bankruptcy can be a viable solution for those overwhelmed by debt, yet often carries a stigma that discourages individuals from pursuing it.

Master's degree holder earning only $18 an hour refuses to commute for more money, sparking debate

Many people prefer remote work over higher salaries due to lifestyle choices and personal circumstances.

Credit card companies are ripping you off like never before

Overspending and high interest rates can lead to significant credit card debt, as seen in Lana Linge's experience with credit card companies' enticing offers.

5 good habits to keep you out of credit card debt

Many Americans are struggling to keep up with credit card payments, particularly those under 30 and low-income families.

A finance professional who wound up in credit card debt after 'doom spending' explains how she got out of the red and changed her money mindset

Alejandra Rojas transformed her financial struggles into a successful financial education company after overcoming significant credit card debt.

Drowning in credit card debt? These companies can help

Credit card debt is rising in U.S. households, indicating more reliance on credit cards for financial management.

I Was Nearly $30,000 in Credit Card Debt. There's One Solution I Wish I'd Known About Sooner.

Personal bankruptcy can be a viable solution for those overwhelmed by debt, yet often carries a stigma that discourages individuals from pursuing it.

Master's degree holder earning only $18 an hour refuses to commute for more money, sparking debate

Many people prefer remote work over higher salaries due to lifestyle choices and personal circumstances.

Credit card companies are ripping you off like never before

Overspending and high interest rates can lead to significant credit card debt, as seen in Lana Linge's experience with credit card companies' enticing offers.

5 good habits to keep you out of credit card debt

Many Americans are struggling to keep up with credit card payments, particularly those under 30 and low-income families.

A finance professional who wound up in credit card debt after 'doom spending' explains how she got out of the red and changed her money mindset

Alejandra Rojas transformed her financial struggles into a successful financial education company after overcoming significant credit card debt.

Drowning in credit card debt? These companies can help

Credit card debt is rising in U.S. households, indicating more reliance on credit cards for financial management.
morepersonal-finance

Credit card debt is growing among Canadian renters. What are the solutions? | CBC Radio

Many Canadians struggle to keep rent within the 30% income guideline due to rising housing costs.
#interest-rates

Donald Trump wants to cap credit card interest rates at 10%. Could that work?

Trump's pledge to cap credit card interest rates highlights a growing concern over consumer debt in the upcoming presidential race.

How Does Your Credit Card Debt Compare to Others in the US? | Entrepreneur

Credit card debt in the U.S. reached a record high in Q2 2024, impacting Americans with increased interest payments.

Jill On Money: Credit card debt resurfaces

Nearly half of consumers carry a credit card balance from one month to the next, up 10 percentage points from 2021.
The average interest rate for credit card accounts has increased to 21.5% from 14.5% two years ago.

How much credit card debt does the average American hold in 2023?

Average U.S. credit card debt has reached $1.34 trillion, with high interest rates making repayment increasingly difficult.

Looking for a Lower Credit Card Interest Rate? Good Luck.

Smaller banks and credit unions offer lower interest rates on credit cards than larger banks.
Online card comparison tools often prioritize cards from larger banks for financial incentives.

Credit card debt weighing on you? Some small steps can pay off

Understand your goals and get motivated.
Explore options to lower interest rates.

Donald Trump wants to cap credit card interest rates at 10%. Could that work?

Trump's pledge to cap credit card interest rates highlights a growing concern over consumer debt in the upcoming presidential race.

How Does Your Credit Card Debt Compare to Others in the US? | Entrepreneur

Credit card debt in the U.S. reached a record high in Q2 2024, impacting Americans with increased interest payments.

Jill On Money: Credit card debt resurfaces

Nearly half of consumers carry a credit card balance from one month to the next, up 10 percentage points from 2021.
The average interest rate for credit card accounts has increased to 21.5% from 14.5% two years ago.

How much credit card debt does the average American hold in 2023?

Average U.S. credit card debt has reached $1.34 trillion, with high interest rates making repayment increasingly difficult.

Looking for a Lower Credit Card Interest Rate? Good Luck.

Smaller banks and credit unions offer lower interest rates on credit cards than larger banks.
Online card comparison tools often prioritize cards from larger banks for financial incentives.

Credit card debt weighing on you? Some small steps can pay off

Understand your goals and get motivated.
Explore options to lower interest rates.
moreinterest-rates
#debt-management

More senior households are carrying high levels of debt: EBRI

More older Americans approaching retirement carry higher debt levels, impacting retirement readiness.

Will lower interest rates help you escape credit card debt? Experts say no - but you still have options

Federal Reserve may cut interest rates, but it won't greatly aid those with high-interest credit card debt.

More senior households are carrying high levels of debt: EBRI

More older Americans approaching retirement carry higher debt levels, impacting retirement readiness.

Will lower interest rates help you escape credit card debt? Experts say no - but you still have options

Federal Reserve may cut interest rates, but it won't greatly aid those with high-interest credit card debt.
moredebt-management

American debt is growing faster than predicted

US consumer borrowing saw a significant increase in July, with concerns about rising credit card balances and potential future risks to spending.

a16z-backed fintech Tally, which raised $172M in funding, is shutting down after running out of cash | TechCrunch

Tally, a fintech focusing on credit card debt management, shuts down due to funding challenges after transitioning to B2B model.
#financial-stability

U.S. households are piling on credit card debt, according to the Federal Reserve

Americans are accumulating record-high credit card debt, signaling potential financial trouble amid rising inflation and interest rates.

Americans have racked up a trillion dollars in credit card debt. That's actually OK

Consumers have accumulated record credit card debt but are still financially sound due to factors like wage gains and stock market performance.
The recent surge in credit card debt may be misleading as a significant portion of borrowers repay their balances in full each month.

U.S. households are piling on credit card debt, according to the Federal Reserve

Americans are accumulating record-high credit card debt, signaling potential financial trouble amid rising inflation and interest rates.

Americans have racked up a trillion dollars in credit card debt. That's actually OK

Consumers have accumulated record credit card debt but are still financially sound due to factors like wage gains and stock market performance.
The recent surge in credit card debt may be misleading as a significant portion of borrowers repay their balances in full each month.
morefinancial-stability

FMB's Ilan Kenig Loses Pacific Palisades Home in Foreclosure

Ilan Kenig, CEO of FMB Development, lost his Pacific Palisades home to foreclosure and owes over $500,000 in credit card debt.

Young people are overspending online. How social media and 'buy now, pay later' apps play a big role.

Gen Z influenced by social media leading to increased spending and debt.

I Carried $18,000 in Debt and a Lot of Shame. Then I Turned to TikTok

Facing financial struggles can be a deeply personal and challenging issue to discuss openly.

Keeping up with the Joneses: What it might be costing Americans

Overspending to keep up with social circles can lead to credit card debt. Setting a budget and cutting back on expenses can help manage debt effectively.

Social media influencers tell you to buy, buy, buy. Stop listening to them.

Americans' credit card debt hit $1.13 trillion due to rising interest rates and compulsive shopping behaviors, fueled by social media influencers promoting materialism.

Credit card delinquencies are rising. Here's what to do if you're at risk | amNewYork

Credit card debt severely overdue rose to 10.7%. Under 35 age group struggling. Seek nonprofit credit counseling for free help and avoid for-profit debt consolidation.

3 steps to take after transferring a balance to a new credit card

Using balance transfer credit cards can temporarily pause high interest charges, providing a window to focus on paying off credit card debt.
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