A Reddit user shared his experience of overcoming credit card debt initially incurred by unauthorized use of his accounts by his parents. Despite the struggles during his college years, which caused his credit score to plummet to 590, he successfully paid off the debt after grad school. He utilized strategies, including smart credit card choices, which allowed him to improve his credit score and earn back money he'd previously lost in interest payments, demonstrating effective financial management and recovery tactics.
The poster not only raised his credit score substantially but also earned back the money previously spent in interest from banks.
By leveraging a '0% Intro APR' card smartly, a user can save hundreds or even thousands on their debt.
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