Between a big house and bigger family expectations, should I say yes to my in-laws' hefty inheritance down payment?

"Given the terms of the deal, there's very little reason why the OP should not take the early inheritance."

"He explained that his in-laws are willing to give him and his wife $1 million toward the $3.5 million home that they bought."

"The couple is going to be selling their paid-off $1 million home, and the OP and his wife were planning to invest that money."

"The Redditor's in-laws want him to put the money down on the home instead."

A Reddit user faces a dilemma about accepting a $1 million gift from his in-laws for a home purchase. The couple is moving from a paid-off $1 million home to a new $3.5 million home, which requires a mortgage. The in-laws prefer to see them debt-free and are concerned about the couple's financial situation as the sole earner is the poster. While the couple plans to invest the proceeds from their current home, the in-laws would like the funds to be used as a down payment to minimize mortgage debt, raising concerns for the couple about financial independence and future investments.

Read at 24/7 Wall St.