#financial-planning
#financial-planning

San Francisco 49ers

How 49ers are surfing the salary-cap wave anticipating Brock Purdy's huge new deal

The 49ers had a top-heavy financial structure with several high-salary players and needed to balance it for long-term success.

Retaining the core star players was crucial, but improving the roster's depth at lower costs was also a priority. [ more ]

49ers Webzone

San Francisco 49ers

Graziano explains what the salary cap increase means for Brandon Aiyuk, 49ers' future

The NFL salary cap for the upcoming season is set at $255.4 million, higher than the projected $242 million.

Teams like the San Francisco 49ers, with high salary cap numbers for stars, may need to reassess player contracts due to the cap increase. [ more ]

49ers Webzone

San Francisco 49ers

Graziano: Salary cap situation may force 49ers to consider trading Brandon Aiyuk

Brandon Aiyuk's contract extension is a focal point for the San Francisco 49ers.

The 49ers face challenges due to salary cap restrictions and the need to manage long-term contracts. [ more ]

moresan-francisco-49ers

real-estate

New York Post

NYC real estate

Woman flabbergasted her mortgage today would be double what she pays: 'I'm super lucky'

Purchasing a home in Brooklyn in 2021 was a stroke of luck due to low mortgage rates and a good deal.

Interest rate fluctuations significantly impact monthly mortgage payments and affordability. [ more ]

Boston Condos For Sale Ford Realty

Boston food

Boston Condo Terms: Difference Between Pre-qualified And Pre-approval Boston Condos For Sale Ford Realty

Pre-qualification is a basic overview of a borrower's ability to get a loan without requiring documentation, while pre-approval involves a thorough check of credit, income, and assets leading to a written commitment for a loan amount.

Being pre-approved is essential for serious homebuyers as sellers often prefer offers from pre-approved buyers, ensuring a smoother transaction process. [ more ]

Boston Condos For Sale Ford Realty

Boston food

Boston Seaport Condo: Preparing Your Home For Sale Boston Condos For Sale Ford Realty

Start planning early for selling your Boston Seaport condo by deciding what stays, consulting financial advisors, determining your destination, understanding property value, and discussing move-out timeframes with your broker. [ more ]

SFGATE

SF real estate

Think Your Property Taxes Are High? See How Much Homeowners Pay in the Cheapest and Most Expensive States

New Jersey has the highest property taxes in the U.S., with homeowners paying a median of $9,345 annually.

Democratic stronghold states in the Northeast generally have higher property taxes compared to Southern, red states. [ more ]

morereal-estate

New York Post

San Francisco Giants

Giants will release veteran Mark Glowinski to save $5.7 million in cap space

Giants release Glowinski to create cap space

Darren Waller considers retirement, impacting Giants' cap [ more ]

Bitcoin Magazine - Bitcoin News, Articles and Expert Insights

1 day ago

Cryptocurrency

Dylan LeClair Joins "MicroStrategy of Asia" as Director of Bitcoin Strategy

Metaplanet pivoting to embrace Bitcoin as a core corporate treasury asset. [ more ]

Fast Company

5 days ago

3 key investing tips for early-career professionals

Young professionals should adopt consistent investing behaviors early, such as paying yourself first via automation and embracing dollar-cost averaging. [ more ]

www.esquire.com

6 days ago

How to Afford Living to 100

Start saving early for a longer life expectancy to ensure financial security in retirement. [ more ]

London Business News | Londonlovesbusiness.com

Paying down debt has consistently been the top priority over the past six months

Debt repayment remains a top priority for individuals, with mortgages and high-interest deposit accounts losing importance while investment portfolios gain significance. [ more ]

time.com

Why a 60/30/10 Budget Could Be the New 50/30/20

The 50/30/20 rule by Elizabeth Warren can be relevant with adjustments.

Flexibility is vital when applying money management rules in today's economy. [ more ]

Entrepreneur

5 days ago

Bootstrapping

How to Know When to Pivot and When to Persevere in Your Business | Entrepreneur

Knowing when to pivot or persevere in business is crucial for success, requiring a mix of intuition, market understanding, and strategic thinking. [ more ]

Independent

2 weeks ago

Bootstrapping

Dear Vicki: Given how much tax they'd pay, should I sell my business and let my children start again?

Consider tax implications when deciding on passing on a business to the next generation or selling it. [ more ]

TechRepublic

Bootstrapping

10 Funding Options for Small Businesses | TechRepublic

Small businesses need adequate funding for operational expenses and growth.

Choosing the right funding option involves evaluating company goals and circumstances. [ more ]

sportslens.com

FC Barcelona

Barcelona Want To Ship Two Out-Of-Favor Players To Saudi Arabia

Barcelona is considering selling loanees Ansu Fati and Clement Lenglet to Saudi Arabia for financial reasons. [ more ]

www.caughtoffside.com

FC Barcelona

Exclusive: Barcelona turn their attentions away from Brazilian wonder kid

Barcelona facing managerial shift and potential impact on new signings and current players.

Barcelona unlikely to sign Estevao Willian due to release clause and priority on other positions. [ more ]

SFGATE

Chicago

Welcome to the NFL, Caleb Williams-You'd Score Big With These Chicago Homes, Fit for a Top Draft Pick

The NFL draft-day deals and QB selections have a significant impact on a player's career and potential longevity in a city. [ more ]

www.portlandtribune.com

JavaScript

OPINION: Portland council must waste no time in passing cease-fire resolution

The article discusses the importance of financial planning and the potential consequences of not having a solid plan in place. [ more ]

www.caughtoffside.com

2 weeks ago

Chelsea

Chelsea Transfer News: Blues decide future of two of their young stars

Chelsea is looking to part ways with Trevoh Chalobah and Armando Broja in the summer [ more ]

Above the Law

4 weeks ago

Law

How Well Are You Managing Your Personal Finances?

Attorneys often focus on law firm revenue but neglect personal finances.

Niraj Chabbra from Sidebar Advisors guides attorneys on managing personal finances effectively. [ more ]

Alleywatch

NYC startup

The Weekly Notable Startup Funding Report: 4/1/24

Various notable startup funding rounds in different ecosystems were highlighted, including Herself, Observe, Activeloop, and others totaling $928M in new funding.

Diverse sectors such as financial planning, price optimization, data structuring, and AI/ML supply chain security received significant funding. [ more ]

SFGATE

SF real estate

The Locked-In Mortgage Effect Leaves Homeowners Feeling Bound to Properties by 'Golden Handcuffs'

Low mortgage rates during COVID fueled housing boom led to 'golden handcuffs' issue for homeowners.

Homeowners less likely to sell as mortgage rates rise above locked-in rate, exacerbating housing shortage. [ more ]

Scary Mommy

Parenting

This Mom Is Done Throwing $700 Kid Birthday Parties

Traditional birthday parties can be costly, leading some parents to consider more affordable alternatives.

Parents are questioning the value and cost-effectiveness of elaborate birthday parties for their children. [ more ]

www.caughtoffside.com

English Premier League

Newcastle United ready to accept offers for one of their most important players

Newcastle United willing to sell Alexander Isak, potentially to Arsenal

To balance finances, Newcastle may sell top players like Bruno Guimaraes [ more ]

Entrepreneur

Startup companies

How To Determine the Amount of Investor Money to Raise | Entrepreneur

Entrepreneurs need sufficient capital, some requiring venture capital for high growth.

Raising the right amount of capital for business success is crucial, tied to achieving specific milestones to increase company value. [ more ]

TechCrunch

Startup companies

When your cap table makes your startup uninvestable | TechCrunch

Be cautious about sharing detailed financial information in early stages of fundraising.

Equity distribution can significantly impact a startup's ability to raise future funds. [ more ]

All Singles And Married

Relationships

Challenges You Will Experience In The Early Years Of Marriage.

Marriages tend to face the most challenges in the first four to five years, with breakup rates highest during this period.

Understanding each other's spending habits and being able to discuss and align financial goals is crucial for couples in the early years of marriage. [ more ]

Smartasset

Remote teams

How to Find a Remote Job as a CFP Financial Advisor

Becoming a CFP can lead to remote work opportunities.

CFP jobs that can be done remotely include senior financial planner, director of planning, etc. [ more ]

The Motley Fool

Tech industry

2 Unstoppable Stocks to Buy and Hold for 2024 and Beyond | The Motley Fool

Apple stock has delivered a total return of roughly 350% over the past five years.

Smartphone sales and services are the main drivers of Apple's growth. [ more ]

Harvard Business Review

Artificial intelligence

Your FP&A Team Needs an Intelligent, AI-Powered Planning Platform - SPONSOR CONTENT FROM WORKDAY

Enterprises rely on FP&A teams for complex financial modeling and real-time recommendations.

Legacy processes and technology can hinder FP&A operations from delivering timely insights and scalability. [ more ]

Social Media Explorer

Five finance tips for a new job - Social Media Explorer

Many individuals are unaware of what their net pay will be when starting a new job due to deductions.

Understanding benefits, taxes, and deductions is crucial for financial planning during a job transition. [ more ]

The Mercury News

Horoscopes Feb. 3, 2024: Isla Fisher, own the spotlight

An innovative problem-solving approach will pay off and help you gain respect this year.

Stand up for what you want instead of following someone else's lead. [ more ]

www.mercurynews.com

Harriette Cole: My fiance is very sensitive, but I need to talk to him about his money

Communicate openly and honestly about financial goals and concerns with your partner.

Establish boundaries and open communication in opposite-sex friendships to maintain trust in your romantic relationship. [ more ]

www.mercurynews.com

Horoscopes Jan. 16, 2024: Debbie Allen, sidestep any emotional roadblocks

Establish what you want to accomplish and start moving toward your goal.

Do the math before you get involved in a financial deal, joint venture or emotional spending. [ more ]

Entrepreneur

Business intelligence

4 Ways to Improve Your Cashflow in 2024 | Entrepreneur

Cash flow management is vital for a business's profitability and longevity.

Cash flow forecasting and financial automation are important trends for businesses in 2024. [ more ]

The Good Life France