#financial-planning

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#personal-finance
from24/7 Wall St.
4 hours ago
Retirement

I'm thinking of working one more year before retiring but I'm not sure if that's excessive

It's important to know when to retire and not get stuck in a 'one more year' mindset.
from24/7 Wall St.
5 days ago
Retirement

I'm obsessed with saving money. Here are the biggest mistakes I see people making

Many individuals make common financial mistakes, including overpaying online and neglecting to hire financial advisors.
from24/7 Wall St.
2 weeks ago
Retirement

Am I Making a Mistake Paying $700 a Month on My Student Loans Instead of Investing for Retirement?

Paying off federal student loans early may not be the best financial decision, particularly with a low interest rate.
from24/7 Wall St.
1 week ago
Retirement

I Feel Like I'm Killin' It with Saving - Here's How I Budgeted My Expenses This Year

Saving any amount is a significant achievement, especially in today's economy.
Using technology can make tracking and managing savings easier.
Staying smart with finances is a challenge, yet important for future stability.
Consistent savings over time can lead to substantial wealth accumulation.
Retirement
from24/7 Wall St.
2 weeks ago

I have $10 million in net worth, what do financial advisors really do?

Even high net worth individuals can benefit from hiring a financial advisor for optimized investment strategies.
Retirement
from24/7 Wall St.
1 day ago

How We're Navigating Finances as a Newly Married Couple - Our Journey to Budgeting and Long-Term Goals

Financial conversations are essential in relationships, particularly when merging finances.
Retirement
from24/7 Wall St.
4 hours ago

I'm thinking of working one more year before retiring but I'm not sure if that's excessive

It's important to know when to retire and not get stuck in a 'one more year' mindset.
Retirement
from24/7 Wall St.
5 days ago

I'm obsessed with saving money. Here are the biggest mistakes I see people making

Many individuals make common financial mistakes, including overpaying online and neglecting to hire financial advisors.
from24/7 Wall St.
2 weeks ago
Retirement

Am I Making a Mistake Paying $700 a Month on My Student Loans Instead of Investing for Retirement?

Paying off federal student loans early may not be the best financial decision, particularly with a low interest rate.
from24/7 Wall St.
1 week ago
Retirement

I Feel Like I'm Killin' It with Saving - Here's How I Budgeted My Expenses This Year

Saving any amount is a significant achievement, especially in today's economy.
Using technology can make tracking and managing savings easier.
Staying smart with finances is a challenge, yet important for future stability.
Consistent savings over time can lead to substantial wealth accumulation.
from24/7 Wall St.
2 weeks ago
Retirement

I have $10 million in net worth, what do financial advisors really do?

Even high net worth individuals can benefit from hiring a financial advisor for optimized investment strategies.
from24/7 Wall St.
1 day ago
Retirement

How We're Navigating Finances as a Newly Married Couple - Our Journey to Budgeting and Long-Term Goals

Financial conversations are essential in relationships, particularly when merging finances.
more#personal-finance
#savings
Retirement
fromBusiness Insider
2 weeks ago

A boomer retired with over $1 million in the bank. Now, she travels Europe: 'I can't say I would have done much differently'

Nancy Neff, 72, enjoys a fulfilling retirement funded by careful savings and investments.
fromIrish Independent
18 hours ago
Retirement

Silent squeeze of inflation the hidden threat to retirement planning as it eats away at our nest eggs

Inflation poses a serious risk to retirees' savings, diminishing their value significantly over time.
fromUSA TODAY
11 hours ago
Retirement

6 ways to protect your retirement savings from a recession

Maximizing tax-advantaged retirement account contributions is crucial, especially in a declining market.
from24/7 Wall St.
2 weeks ago
Retirement

Is $2 Million Enough to Retire On? Ask These Questions to Find Out

$2 million for retirement requires careful consideration of personal expenses and lifestyle choices.
fromNew York Post
4 days ago
Mental health

'Treat Yourself Tax' is the money hack that will kill your overspending guilt: 'Helps you stick to your budget'

The 'Treat Yourself Tax' encourages saving through mindful spending by transferring the amount spent on nonessentials into savings.
from24/7 Wall St.
2 days ago
Retirement

Is a 25-Year Life Insurance Policy Worth It for New Parents With $200K in Savings?

Term life insurance is a crucial consideration for new parents, balanced against financial stability and savings.
Retirement
fromBusiness Insider
2 weeks ago

A boomer retired with over $1 million in the bank. Now, she travels Europe: 'I can't say I would have done much differently'

Nancy Neff, 72, enjoys a fulfilling retirement funded by careful savings and investments.
Retirement
fromIrish Independent
18 hours ago

Silent squeeze of inflation the hidden threat to retirement planning as it eats away at our nest eggs

Inflation poses a serious risk to retirees' savings, diminishing their value significantly over time.
Retirement
fromUSA TODAY
11 hours ago

6 ways to protect your retirement savings from a recession

Maximizing tax-advantaged retirement account contributions is crucial, especially in a declining market.
from24/7 Wall St.
2 weeks ago
Retirement

Is $2 Million Enough to Retire On? Ask These Questions to Find Out

$2 million for retirement requires careful consideration of personal expenses and lifestyle choices.
fromNew York Post
4 days ago
Mental health

'Treat Yourself Tax' is the money hack that will kill your overspending guilt: 'Helps you stick to your budget'

The 'Treat Yourself Tax' encourages saving through mindful spending by transferring the amount spent on nonessentials into savings.
from24/7 Wall St.
2 days ago
Retirement

Is a 25-Year Life Insurance Policy Worth It for New Parents With $200K in Savings?

Term life insurance is a crucial consideration for new parents, balanced against financial stability and savings.
more#savings
#budgeting
from24/7 Wall St.
1 week ago
Retirement

Two kids, a near-paid-off home, and $460k income - why does financial freedom still feel so far away?

High earners often struggle with financial insecurity despite large incomes due to lifestyle inflation and high expenses.
fromNew York Post
22 hours ago
NYC parents

Americans received higher tax refunds than expected - here's what people are spending the extra cash on

Taxpayers are increasingly using tax refunds for necessities like rent and groceries instead of luxuries.
from24/7 Wall St.
4 days ago
Retirement

What minimum salary do I need to live in America without constant struggle?

Living comfortably today varies significantly depending on location and personal circumstances, with costs increasing due to inflation.
from24/7 Wall St.
1 week ago
Mental health

Dave Ramsey says "cut up the credit cards and stop screwing around" to a guy who's making $200k but carrying $8k in debt

The way you discuss money reflects your financial mindset and circumstances.
Managing debt proactively leads to financial stability and peace of mind.
from24/7 Wall St.
1 week ago
Retirement

Two kids, a near-paid-off home, and $460k income - why does financial freedom still feel so far away?

High earners often struggle with financial insecurity despite large incomes due to lifestyle inflation and high expenses.
fromNew York Post
22 hours ago
NYC parents

Americans received higher tax refunds than expected - here's what people are spending the extra cash on

Taxpayers are increasingly using tax refunds for necessities like rent and groceries instead of luxuries.
from24/7 Wall St.
4 days ago
Retirement

What minimum salary do I need to live in America without constant struggle?

Living comfortably today varies significantly depending on location and personal circumstances, with costs increasing due to inflation.
from24/7 Wall St.
1 week ago
Mental health

Dave Ramsey says "cut up the credit cards and stop screwing around" to a guy who's making $200k but carrying $8k in debt

The way you discuss money reflects your financial mindset and circumstances.
Managing debt proactively leads to financial stability and peace of mind.
more#budgeting
#retirement-savings
from24/7 Wall St.
1 day ago
Retirement

I'm Drowning In Credit Card Debt. Should I Raid My 401(k)?

Tapping your 401(k) for credit card debt can incur penalties and risk retirement savings.
from24/7 Wall St.
4 weeks ago
Bootstrapping

How I Discovered the Bank Balance Needed to Retire at 67 with Zero Contributions

Investing early facilitates compound growth, leading to substantial retirement savings by age 67.
Specific investment targets vary by age to achieve a $1.2 million nest egg by retirement.
from24/7 Wall St.
2 days ago
Retirement

We're 37 and got a late start on retirement savings. How much should we aim to save now?

You can start catching up on retirement savings even in your 30s with careful budgeting and investing.
from24/7 Wall St.
3 weeks ago
Parenting

We're 34 and 32 with a $2.5 million net worth - when is the right time to set up a trust for our child?

Prioritize your own financial needs while planning for your children's future.
Retirement
from24/7 Wall St.
1 day ago

I'm Drowning In Credit Card Debt. Should I Raid My 401(k)?

Tapping your 401(k) for credit card debt can incur penalties and risk retirement savings.
from24/7 Wall St.
4 weeks ago
Bootstrapping

How I Discovered the Bank Balance Needed to Retire at 67 with Zero Contributions

Investing early facilitates compound growth, leading to substantial retirement savings by age 67.
Specific investment targets vary by age to achieve a $1.2 million nest egg by retirement.
from24/7 Wall St.
2 days ago
Retirement

We're 37 and got a late start on retirement savings. How much should we aim to save now?

You can start catching up on retirement savings even in your 30s with careful budgeting and investing.
from24/7 Wall St.
3 weeks ago
Parenting

We're 34 and 32 with a $2.5 million net worth - when is the right time to set up a trust for our child?

Prioritize your own financial needs while planning for your children's future.
more#retirement-savings
Retirement
from24/7 Wall St.
1 day ago

How I Plan to Invest My Son's $250,000 Insurance Payout for His Future Security

Parents face immense pressure in securing their children's future, particularly when unexpected trauma, like a serious injury, disrupts their plans.
#investing
from24/7 Wall St.
6 days ago
Retirement

Is retiring at 56 with $5 million too risky because of the market?

Early retirement poses risks but can be managed with adequate savings.
Market volatility shouldn't derail retirement plans if assets are well allocated.
Consulting a financial advisor can provide guidance for retirement decisions.
from24/7 Wall St.
2 weeks ago
Retirement

Got $1,000 to Invest? 5 Elite High-Yield Stocks to Buy Now

Investing $1,000 in high-yield stocks can enhance portfolio resilience.
Reinvest dividends to compound earnings and grow your portfolio.
Exxon Mobil and AT&T are strong choices for high yields during market volatility.
fromwww.nytimes.com
3 weeks ago
US news

How Should You Invest in 529 College Savings Plans During Market Swings?

Investing during market volatility is challenging, especially for parents saving for college tuition.
from24/7 Wall St.
3 weeks ago
Retirement

5 High-Yield Dividend Stock ETFs to Buy and Hold Forever

Investors seek value and safety in high-yield dividend stock ETFs due to trade war volatility.
from24/7 Wall St.
2 days ago
Retirement

How I Became Solidly Middle Class - Now What Should I Do With My New Income?

The middle class is increasingly defined by household income rather than lifestyle.
Aggressive saving and boring low-cost investing are crucial for moving into the middle class.
from24/7 Wall St.
6 days ago
Retirement

Is retiring at 56 with $5 million too risky because of the market?

Early retirement poses risks but can be managed with adequate savings.
Market volatility shouldn't derail retirement plans if assets are well allocated.
Consulting a financial advisor can provide guidance for retirement decisions.
from24/7 Wall St.
2 weeks ago
Retirement

Got $1,000 to Invest? 5 Elite High-Yield Stocks to Buy Now

Investing $1,000 in high-yield stocks can enhance portfolio resilience.
Reinvest dividends to compound earnings and grow your portfolio.
Exxon Mobil and AT&T are strong choices for high yields during market volatility.
fromwww.nytimes.com
3 weeks ago
US news

How Should You Invest in 529 College Savings Plans During Market Swings?

Investing during market volatility is challenging, especially for parents saving for college tuition.
from24/7 Wall St.
3 weeks ago
Retirement

5 High-Yield Dividend Stock ETFs to Buy and Hold Forever

Investors seek value and safety in high-yield dividend stock ETFs due to trade war volatility.
from24/7 Wall St.
2 days ago
Retirement

How I Became Solidly Middle Class - Now What Should I Do With My New Income?

The middle class is increasingly defined by household income rather than lifestyle.
Aggressive saving and boring low-cost investing are crucial for moving into the middle class.
more#investing
#retirement
from24/7 Wall St.
2 weeks ago
Retirement

This Is What Gen X and Millennials Need to Know About Social Security's 2033 Trust Fund Projections

The Social Security trust fund may run out of benefits by 2033, impacting millennials more than Gen Xers.
fromBusiness Insider
1 week ago
Retirement

Older Americans who need to unretire are starting businesses, earning $15 an hour, or struggling to find anything at all

Economic uncertainty is leading older Americans to return to work after retirement.
fromwww.housingwire.com
2 days ago
Boston real estate

The potential benefits of senior property tax deferral programs

Property tax deferral programs could serve as a better retirement asset option for homeowners compared to downsizing or reverse mortgages.
from24/7 Wall St.
1 week ago
Retirement

I'm retiring in my mid-50s and still crave new opportunities - how do I make sure my career exit story doesn't close future doors?

Retirement brings mixed emotions, including guilt and purpose loss, even for those financially ready.
Retirement
from24/7 Wall St.
1 week ago

Is Increasing My 401(k) Withholding the Key to Maximizing My Retirement Income?

Managing retirement income effectively is crucial, especially regarding 401(k) withdrawals and taxes.
Retirement
from24/7 Wall St.
1 week ago

If Your 401(k) Reaches $3 Million By 45, Can You Stop Saving for Retirement?

Having $3 million at age 45 enables the possibility of early retirement due to compound growth.
Retirement
from24/7 Wall St.
2 weeks ago

This Is What Gen X and Millennials Need to Know About Social Security's 2033 Trust Fund Projections

The Social Security trust fund may run out of benefits by 2033, impacting millennials more than Gen Xers.
Retirement
fromBusiness Insider
1 week ago

Older Americans who need to unretire are starting businesses, earning $15 an hour, or struggling to find anything at all

Economic uncertainty is leading older Americans to return to work after retirement.
Retirement
from24/7 Wall St.
1 week ago

I'm retiring in my mid-50s and still crave new opportunities - how do I make sure my career exit story doesn't close future doors?

Retirement brings mixed emotions, including guilt and purpose loss, even for those financially ready.
from24/7 Wall St.
1 week ago
Retirement

Is Increasing My 401(k) Withholding the Key to Maximizing My Retirement Income?

Managing retirement income effectively is crucial, especially regarding 401(k) withdrawals and taxes.
from24/7 Wall St.
1 week ago
Retirement

If Your 401(k) Reaches $3 Million By 45, Can You Stop Saving for Retirement?

Having $3 million at age 45 enables the possibility of early retirement due to compound growth.
more#retirement
#homeownership
fromwww.bankrate.com
3 days ago
Real estate

What does it cost to own a home in 2025?

Homeownership entails ongoing maintenance and unexpected costs that can exceed initial budget expectations.
fromThe Mercury News
3 days ago
Renovation

What does it cost to own a home in 2025?

Homeownership involves significant ongoing expenses beyond mortgage payments, particularly in maintenance and unexpected costs.
from24/7 Wall St.
5 days ago
LA real estate

I've been a homeowner for 4 years. Here's what I wish I would've known first

Homeownership can greatly increase financial stability, but buyers must thoroughly educate themselves beforehand.
fromwww.bankrate.com
3 days ago
Real estate

What does it cost to own a home in 2025?

Homeownership entails ongoing maintenance and unexpected costs that can exceed initial budget expectations.
fromThe Mercury News
3 days ago
Renovation

What does it cost to own a home in 2025?

Homeownership involves significant ongoing expenses beyond mortgage payments, particularly in maintenance and unexpected costs.
from24/7 Wall St.
5 days ago
LA real estate

I've been a homeowner for 4 years. Here's what I wish I would've known first

Homeownership can greatly increase financial stability, but buyers must thoroughly educate themselves beforehand.
more#homeownership
#parenting
fromwww.mercurynews.com
4 weeks ago
Relationships

Asking Eric: My income has doubled since the divorce. Do I owe my ex anything?

Focus on your child's future over your ex-husband's financial state; prioritize saving for unforeseen expenses.
fromBusiness Insider
3 days ago
Higher education

My kids began thinking about student loans in high school. I'm proud of their decisions to try to avoid crippling debt.

The author's children made informed educational decisions to minimize college debt, reflecting a balanced approach to financial planning.
fromwww.mercurynews.com
4 weeks ago
Relationships

Asking Eric: My income has doubled since the divorce. Do I owe my ex anything?

Focus on your child's future over your ex-husband's financial state; prioritize saving for unforeseen expenses.
fromBusiness Insider
3 days ago
Higher education

My kids began thinking about student loans in high school. I'm proud of their decisions to try to avoid crippling debt.

The author's children made informed educational decisions to minimize college debt, reflecting a balanced approach to financial planning.
more#parenting
fromNew York Post
4 days ago
Golden State Warriors

Powerball players claim Kentucky's historic $167.3M jackpot in early Mother's Day gift

A Kentucky mother-son team won the state's largest Powerball jackpot, planning to use the money primarily to pay off their debts.
Higher education
fromBusiness Matters
4 days ago

Families earning 100k 'worse off than minimum wage' after private school fees, says report

High-income families struggle with private school costs, rendering their disposable income lower than minimum wage earners with no children in private education.
fromBustle
5 days ago
Mental health

Your May Money Horoscope

Exciting financial opportunities arise in May as the astrological climate improves for all zodiac signs.
#home-buying
from24/7 Wall St.
2 weeks ago
Retirement

My wife and I are looking to buy our forever home for $1.4 million - how much cash should we put down?

Assessing affordability and budgeting is crucial when considering buying a home, especially with impending lifestyle changes.
fromwww.amny.com
6 days ago
LA real estate

Webinar | First Time Home Buyers Workshop | amNewYork

A free webinar for first-time home buyers provides essential guidance for navigating the home-buying process.
from24/7 Wall St.
2 weeks ago
Retirement

My wife and I are looking to buy our forever home for $1.4 million - how much cash should we put down?

Assessing affordability and budgeting is crucial when considering buying a home, especially with impending lifestyle changes.
fromwww.amny.com
6 days ago
LA real estate

Webinar | First Time Home Buyers Workshop | amNewYork

A free webinar for first-time home buyers provides essential guidance for navigating the home-buying process.
more#home-buying
Retirement
from24/7 Wall St.
6 days ago

How I Manage Finances with My Non-Financially Savvy Fiance - Should We Combine Everything After Marriage?

Navigating differing financial backgrounds in a relationship poses challenges that require careful consideration.
#investment
from24/7 Wall St.
2 weeks ago
Retirement

These Five Stocks Just Raised their Dividends

Dividend stocks provide stability and passive income during market volatility.
from24/7 Wall St.
1 week ago
Retirement

3 Dividend Aristocrats Set to Increase Payouts in June

Dividend Aristocrats provide stability and consistent dividend growth, making them a safe investment during market volatility.
from24/7 Wall St.
2 weeks ago
Retirement

These Five Stocks Just Raised their Dividends

Dividend stocks provide stability and passive income during market volatility.
from24/7 Wall St.
1 week ago
Retirement

3 Dividend Aristocrats Set to Increase Payouts in June

Dividend Aristocrats provide stability and consistent dividend growth, making them a safe investment during market volatility.
more#investment
#early-retirement
Retirement
from24/7 Wall St.
1 week ago

How I'm Navigating the Awkwardness of Telling Friends I'm Retiring Soon - Here's My Dilemma

Navigating different financial positions can impact relationships, particularly when one plans to retire early.
from24/7 Wall St.
1 week ago
Retirement

I'm 48 with a massive portfolio and a family history of heart disease - do I risk my health or pull the plug on work today?

Retiring sooner rather than later prioritizes health over financial gain.
A significant financial plan review is essential before early retirement.
from24/7 Wall St.
1 week ago
Retirement

Should I keep working to potentially double my kids' inheritance, or is retiring now a selfish move?

Prospective retirees should prioritize their family's needs and financial landscape over societal opinions about early retirement.
Retirement
from24/7 Wall St.
1 week ago

How I'm Navigating the Awkwardness of Telling Friends I'm Retiring Soon - Here's My Dilemma

Navigating different financial positions can impact relationships, particularly when one plans to retire early.
from24/7 Wall St.
1 week ago
Retirement

I'm 48 with a massive portfolio and a family history of heart disease - do I risk my health or pull the plug on work today?

Retiring sooner rather than later prioritizes health over financial gain.
A significant financial plan review is essential before early retirement.
from24/7 Wall St.
1 week ago
Retirement

Should I keep working to potentially double my kids' inheritance, or is retiring now a selfish move?

Prospective retirees should prioritize their family's needs and financial landscape over societal opinions about early retirement.
more#early-retirement
#job-security
Remote teams
fromBusiness Insider
1 week ago

A Gen Xer making $300,000 secretly working 2 remote roles says the 12-hour days are worth the job security

Secretly juggling two remote IT jobs can provide substantial financial benefits despite the stress involved.
from24/7 Wall St.
1 week ago
Retirement

Should I cash out my $250,000 401k to pay off my $130,000 mortgage and live debt-free or keep working in a stressful job?

Job restructuring causes panic among employees facing potential layoffs, impacting their mental health and financial planning.
Remote teams
fromBusiness Insider
1 week ago

A Gen Xer making $300,000 secretly working 2 remote roles says the 12-hour days are worth the job security

Secretly juggling two remote IT jobs can provide substantial financial benefits despite the stress involved.
from24/7 Wall St.
1 week ago
Retirement

Should I cash out my $250,000 401k to pay off my $130,000 mortgage and live debt-free or keep working in a stressful job?

Job restructuring causes panic among employees facing potential layoffs, impacting their mental health and financial planning.
more#job-security
fromBusiness Matters
1 week ago
Poker

Bet Smarter, Not Harder: How to Create a Realistic Financial Plan for Online Casinos

Establishing a structured financial plan helps ensure enjoyable gambling without leading to regret and financial trouble.
from24/7 Wall St.
1 week ago
Retirement

How Much Should I Keep in My High-Yield Savings Account for Maximum Benefit?

High-yield savings accounts provide a safe way to earn interest while ensuring accessibility to funds for emergencies.
#estate-planning
fromwww.mercurynews.com
2 weeks ago
Relationships

Asking Eric: I signed a prenup, and now I'm resenting this situation

Consider consulting an attorney to clarify your prenup and explore your husband's estate planning obligations.
fromwww.mercurynews.com
2 weeks ago
Relationships

Asking Eric: I signed a prenup, and now I'm resenting this situation

Consider consulting an attorney to clarify your prenup and explore your husband's estate planning obligations.
more#estate-planning
#wealth-management
Retirement
from24/7 Wall St.
2 weeks ago

My in-laws are passing down a $16 million trust to my wife - how do we make sure it grows to its full potential?

Managing and protecting inherited wealth is essential to avoid rapid loss and ensure growth.
A couple plans to redirect significant inheritance towards generational wealth for future children.
from24/7 Wall St.
2 weeks ago
Retirement

I crossed $6 million and had my first call with a financial advisor today and I feel so jaded

The Reddit user's experience with a financial advisor was disappointing, leading him to reconsider the value of financial advice despite his substantial wealth.
Retirement
from24/7 Wall St.
2 weeks ago

My in-laws are passing down a $16 million trust to my wife - how do we make sure it grows to its full potential?

Managing and protecting inherited wealth is essential to avoid rapid loss and ensure growth.
A couple plans to redirect significant inheritance towards generational wealth for future children.
from24/7 Wall St.
2 weeks ago
Retirement

I crossed $6 million and had my first call with a financial advisor today and I feel so jaded

The Reddit user's experience with a financial advisor was disappointing, leading him to reconsider the value of financial advice despite his substantial wealth.
more#wealth-management
fromHarvard Gazette
2 weeks ago
Fundraising

Endowment offers Harvard flexibility but also risks - Harvard Gazette

Harvard's endowment, while impressive, is largely restricted, limiting financial flexibility for immediate needs.
Mental health
fromBusiness Insider
2 weeks ago

Fight, flight, or freeze: What kind of recession prepper are you?

Economic anxiety leads to varied coping mechanisms reflecting natural fear responses.
Consumer sentiment is low due to economic uncertainties and rising living costs.
fromBusiness Matters
2 weeks ago
Higher education

Financing a Car as a Student in the UK: Is It Possible?

Students can achieve car ownership through proper planning despite unique financial challenges.
Dedicated car finance agreements offer solutions tailored for students.
UK politics
fromwww.thenorthernecho.co.uk
2 weeks ago

State Pension and Pension Credit Easter bank holiday payment dates confirmed

DWP payments may shift around the Easter bank holidays, requiring longer budgeting periods for recipients.
The rise in State Pension might push many pensioners over the tax threshold.
Real estate
fromSFGATE
3 weeks ago

4 Strategies To Avoid Capital Gains on Inherited Real Estate, 2 of Which Will Earn You Up to $500K

Inherited property can come with significant tax burdens, including potential capital gains taxes upon sale.
You can minimize taxes by making the inherited home your primary residence for a certain period.
The 1031 exchange can defer capital gains tax but is not available to everyone.
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