Post-Japan Trip: My Credit Card Discipline Crumbled. Is It Time to Give Up on Cards?
Briefly

A Reddit user expresses frustration over falling into debt after a vacation in Japan, contrary to his goal of staying debt-free. Despite growing up avoiding debt due to witnessing its impact, he felt pressured to spend beyond his means. Now carrying a balance, he contemplates cutting up his credit cards, fearing he might fall into debt again. Other Reddit users suggest this incident shouldn't define his relationship with credit, emphasizing the potential value of life experiences. They also mention that with the right credit card strategy, he could manage debt more effectively.
While it's understandable to feel regret about overspending, this singular experience, especially for a once-in-a-lifetime trip, shouldn't dictate your financial future.
It's vital to recognize that experiences like a vacation can be valid investments in your well-being and shouldn't solely be judged by their monetary cost.
Read at 24/7 Wall St.
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