#credit-scoring
#credit-scoring

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VantageScore unveils its Mortgage Resource Center

VantageScore has introduced a Mortgage Resource Center to assist lenders in adopting the new VantageScore 4.0 model ahead of the required deadline.

GSEs delay proposed bi-merge' credit transition

Fannie Mae and Freddie Mac's shift from tri-merge to bi-merge credit models is delayed due to legislative concerns and lack of implementation timeline.

VantageScore unveils its Mortgage Resource Center

VantageScore has introduced a Mortgage Resource Center to assist lenders in adopting the new VantageScore 4.0 model ahead of the required deadline.

GSEs delay proposed bi-merge' credit transition

Fannie Mae and Freddie Mac's shift from tri-merge to bi-merge credit models is delayed due to legislative concerns and lack of implementation timeline.

#machine-learning

How to Use Machine Learning for Credit Scoring

Machine learning enhances credit scoring accuracy by analyzing more variables and adapting to new data, reducing bias and improving predictive power.

Probabilistic Predictions in Classification - Evaluating Quality | HackerNoon

Accurate probability estimation is crucial in binary classification, especially for applications like credit scoring.

How to Use Machine Learning for Credit Scoring

Machine learning enhances credit scoring accuracy by analyzing more variables and adapting to new data, reducing bias and improving predictive power.

Probabilistic Predictions in Classification - Evaluating Quality | HackerNoon

Accurate probability estimation is crucial in binary classification, especially for applications like credit scoring.

moremachine-learning

How Experian is using data to unlock financial power for everyone

Creditworthiness assessment is getting more complex, leaving millions of Americans with limited access to credit options due to 'thin files.'

Experian is innovating by using alternative payment data to help consumers build credit without incurring debt.

FHLBank of New York expands credit access for underserved borrowers

FHLBNY's adoption of VantageScore 4.0 enhances mortgage access, particularly for underserved homebuyers, by incorporating alternative data for credit evaluation.

VantageScore releases new credit-scoring model

VantageScore 4 Plus pilot combines open banking data with traditional credit data for enhanced predictive accuracy of up to 10%.

Germany's BMI approves Federal Data Protection Act draft

Germany's Federal Ministry of the Interior has approved a draft amendment of the Federal Data Protection Act.

The amendment includes a credit scoring regulation that prevents companies from discriminating against consumers based on certain personal information.

The magic behind serial entrepreneurship: How Suneera Madhani is translating the learnings from her first fintech to the second - Tearsheet

Serial entrepreneurship is a challenging journey even for successful founders.

The importance of utilizing real-time data in small business credit scoring to mitigate biases.

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