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#housing-market

FHFA: Home prices rise 4.3% in Q3 2024

U.S. home prices rose 4.3% year-over-year in Q3 2024, but growth has slowed, reflecting a trend since late 2023.

Pennymac increases its conforming loan limit to $802,650

Lenders are increasing conforming loan limits in response to rising housing prices ahead of FHFA's official announcement.

FHFA: Home prices rise 4.3% in Q3 2024

U.S. home prices rose 4.3% year-over-year in Q3 2024, but growth has slowed, reflecting a trend since late 2023.

Pennymac increases its conforming loan limit to $802,650

Lenders are increasing conforming loan limits in response to rising housing prices ahead of FHFA's official announcement.
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FHFA releases three-year plans to improve housing access

The FHFA's three-year plan targets enhanced housing opportunities in underserved areas through improved liquidity and innovative solutions.
#mortgage-industry

VantageScore unveils its Mortgage Resource Center

VantageScore has introduced a Mortgage Resource Center to assist lenders in adopting the new VantageScore 4.0 model ahead of the required deadline.

No undue risk! Freddie Mac's Sonu Mittal on new buyback remedy, appraisal waiver extensions

The significance of loan buybacks varies by perspective; Freddie Mac experiences a decrease in requests but increase in repurchase amounts suggests complexity.

Rocket Pro TPO raises conforming loan limit to $802,650 ahead of FHFA's decision

Rocket Pro TPO raised agency conforming loan limits to $802,650, ahead of expected FHFA announcement, significantly aiding larger pool of homebuyers.

VantageScore unveils its Mortgage Resource Center

VantageScore has introduced a Mortgage Resource Center to assist lenders in adopting the new VantageScore 4.0 model ahead of the required deadline.

No undue risk! Freddie Mac's Sonu Mittal on new buyback remedy, appraisal waiver extensions

The significance of loan buybacks varies by perspective; Freddie Mac experiences a decrease in requests but increase in repurchase amounts suggests complexity.

Rocket Pro TPO raises conforming loan limit to $802,650 ahead of FHFA's decision

Rocket Pro TPO raised agency conforming loan limits to $802,650, ahead of expected FHFA announcement, significantly aiding larger pool of homebuyers.
moremortgage-industry
#affordable-housing

FHFA says Federal Home Loan Banks have offered more support to affordable housing efforts

FHLBanks significantly increased support for affordable housing and community development in 2023, reflecting a commitment to address local housing needs.

FHFA proposes new three-year housing goals for Fannie, Freddie

FHFA's final rule sets housing goals for GSEs to enhance equitable access to affordable housing for underserved populations between 2025 and 2027.

FHFA to raise 2025 multifamily loan caps for GSEs by 4%

FHFA increases 2025 multifamily loan caps to $73 billion per GSE to enhance affordable rental housing access.

FHFA to affordable housing sponsors: We hear you on FHLBank financing

FHFA seeks to simplify funding processes for affordable housing via the Federal Home Loan Banks.

FHFA appoints inaugural members of affordable housing advisory committee

FHFA forms advisory committee on affordable housing with key experts for advice and guidance.

FHFA says Federal Home Loan Banks have offered more support to affordable housing efforts

FHLBanks significantly increased support for affordable housing and community development in 2023, reflecting a commitment to address local housing needs.

FHFA proposes new three-year housing goals for Fannie, Freddie

FHFA's final rule sets housing goals for GSEs to enhance equitable access to affordable housing for underserved populations between 2025 and 2027.

FHFA to raise 2025 multifamily loan caps for GSEs by 4%

FHFA increases 2025 multifamily loan caps to $73 billion per GSE to enhance affordable rental housing access.

FHFA to affordable housing sponsors: We hear you on FHLBank financing

FHFA seeks to simplify funding processes for affordable housing via the Federal Home Loan Banks.

FHFA appoints inaugural members of affordable housing advisory committee

FHFA forms advisory committee on affordable housing with key experts for advice and guidance.
moreaffordable-housing

IMB Summit: FHFA's Anne Marie Pippin on next areas of focus in tech

FHFA is examining innovations in multifamily housing, particularly using generative AI and retrieval-augmented generation models for various industry applications.

After industry criticism, FHFA revises changes to Suspended Counterparty Program

The FHFA revised its proposal on the Suspended Counterparty Program to be less severe after industry concerns over potential impacts on the mortgage market.

FHFA updates capital requirements for private mortgage insurers

FHFA updates capital requirements for private mortgage insurers, ensuring financial stability and phased implementation over two years.
from www.housingwire.com
3 months ago

FHFA is highly vulnerable to hacking threats: OIG

FHFA faced serious network security deficiencies leading to potential hacking threats.

Trade groups express concern to FHFA over historic credit data

Trade organizations express concerns to FHFA about inadequacy of VantageScore 4.0 historical dataset for market participants' needs.

Race-based appraisal gaps have narrowed in recent years: FHFA

Appraisal gaps between white, Hispanic/Latino, and Black households decreased post-Interagency Task Force action plan, signaling progress in addressing racial bias in home valuations.

FHFA appoints artificial intelligence czar

Tracy Stephan appointed as FHFA's Chief Artificial Intelligence Officer (CAIO) alongside existing role in Office of Financial Technology.
Stephan's appointment aligns with President Biden's executive order to establish policies, standards, and risk management strategies for AI in government agencies.

Opinion: Freddie Mac second mortgage loans further its mission

FHFA conditionally approved Freddie Mac's second mortgage pilot, benefiting homeowners amid surging mortgage rates.
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