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#credit-scoring
fromwww.housingwire.com
2 days ago
Real estate

Verification is the new credit score

The mortgage industry's core challenge is data confidence and reconciliation across multiple independent systems, not processing speed, as traditional credit scores cannot validate the consistency and reliability of increasingly complex data sources.
fromBoston Condos For Sale Ford Realty
8 months ago
Boston real estate

Breaking News: Will It Be Easier To Buy A Boston Condo Now? Boston Condos For Sale Ford Realty

Expansion of credit scoring models for mortgages aims to improve borrower assessment. VantageScore will be accepted alongside FICO scores.
Real estate
fromwww.housingwire.com
2 days ago

Verification is the new credit score

The mortgage industry's core challenge is data confidence and reconciliation across multiple independent systems, not processing speed, as traditional credit scores cannot validate the consistency and reliability of increasingly complex data sources.
more#credit-scoring
Real estate
fromwww.housingwire.com
1 month ago

Looming risk for mortgage credit and MBS investors from Lender Choice

Allowing lenders to choose between FICO and VantageScore enables adverse selection that increases credit and MBS investor risk by shifting higher-risk loans to GSEs.
Real estate
fromwww.housingwire.com
1 month ago

Xactus acquires Baleen Solutions to enhance income analysis

Acquisition integrates Baleen's automated tax-document income analysis into Xactus360, enabling faster, consistent, auditable income verification for complex and self-employed borrower profiles.
Real estate
fromwww.housingwire.com
2 months ago

Newrez backs HomeVision to develop AI underwriting technology

HomeVision and Newrez are expanding AI-driven mortgage underwriting beyond collateral to include income, assets and credit to lower costs and accelerate decisions.
Real estate
fromwww.housingwire.com
4 months ago

Fannie Mae removes minimum credit score requirements from DU

Fannie Mae's DU will remove minimum credit score requirements and use automated borrower risk analysis to determine loan eligibility beginning weekend of Nov. 15, 2025.
Artificial intelligence
fromwww.housingwire.com
4 months ago

Ocrolus adds automated conditioning to mortgage tools

Ocrolus automates identification and management of asset, income, and credit conditions, integrating with Encompass to speed clear-to-close, reduce errors, and improve borrower experience.
Real estate
fromwww.housingwire.com
5 months ago

Fannie and Freddie waive some loan requirements amid shutdown

Fannie Mae and Freddie Mac allow temporary documentation relaxations during the government shutdown while maintaining legal borrower eligibility and required verifications.
Real estate
fromwww.housingwire.com
5 months ago

Midwest housing markets defy national days on market trends

Midwest homes sell significantly faster than the national average, with cities like Grand Rapids and Minneapolis averaging under 10 days on market.
Real estate
fromwww.housingwire.com
6 months ago

The quiet advantage in real estate: Pre-approval

Pre-approval with verified documents and a credit check provides precise purchasing power, faster underwriting, stronger offers and lower risk of deal collapse than pre-qualification.
Real estate
fromwww.housingwire.com
6 months ago

Consumers are increasingly self-reporting rent payments, TransUnion says

Rent payment reporting can be used in mortgage underwriting, enabling more first-time homebuyers and improving credit scores and financial inclusion.
Real estate
fromSFGATE
6 months ago

5 Key Things To Know About Getting Your Share When Parents Sell the Family Home

Adult children receiving proceeds from parents' home sale face emotional strain and complex financial decisions requiring clear parental intentions, open conversations, and careful planning.
#credit-reporting
more#credit-reporting
SF real estate
fromwww.housingwire.com
9 months ago

Blue Sage adds rent payments to Freddie Mac mortgage assessments

Freddie Mac's Loan Product Advisor now includes rental payment history to improve loan assessments and enhance homeownership accessibility.
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