Mortgage Rates Tick Down to 6.85% as Spring Selling Season ApproachesMortgage rates have decreased for five weeks, providing relief to prospective homebuyers as the spring selling season commences.
30-Year Mortgage Rate Rises Above 7% for First Time Since MayMortgage rates have surpassed 7%, affecting buyer and seller engagement significantly.Economic strength and rising inflation are major factors in increasing mortgage rates.
FHFA conforming loan limits increase to $806,500 in 2025The FHFA has increased the conforming loan limit for 2025 to $806,500 to help buyers finance higher-priced homes amid a weak housing market.
Allies hope a Trump win changes the system for mortgages. Some warn it will make them pricierTrump's potential victory may prompt GOP efforts to privatize mortgage firms Fannie Mae and Freddie Mac, with risks to mortgage affordability.Privatization plan could lead to higher mortgage costs for Americans.
Donald Trump Could Privatize Fannie Mae and Freddie Mac: What It Means for Your MortgagePrivatization of Fannie Mae and Freddie Mac could lead to higher mortgage rates and challenges in housing affordability.
Trump allies want to privatize Fannie Mae and Freddie MacPrivatizing Fannie Mae and Freddie Mac may increase mortgage costs amid high interest rates, causing concern among Democrats and some economists.
Mortgage Rates Tick Down to 6.85% as Spring Selling Season ApproachesMortgage rates have decreased for five weeks, providing relief to prospective homebuyers as the spring selling season commences.
30-Year Mortgage Rate Rises Above 7% for First Time Since MayMortgage rates have surpassed 7%, affecting buyer and seller engagement significantly.Economic strength and rising inflation are major factors in increasing mortgage rates.
FHFA conforming loan limits increase to $806,500 in 2025The FHFA has increased the conforming loan limit for 2025 to $806,500 to help buyers finance higher-priced homes amid a weak housing market.
Allies hope a Trump win changes the system for mortgages. Some warn it will make them pricierTrump's potential victory may prompt GOP efforts to privatize mortgage firms Fannie Mae and Freddie Mac, with risks to mortgage affordability.Privatization plan could lead to higher mortgage costs for Americans.
Donald Trump Could Privatize Fannie Mae and Freddie Mac: What It Means for Your MortgagePrivatization of Fannie Mae and Freddie Mac could lead to higher mortgage rates and challenges in housing affordability.
Trump allies want to privatize Fannie Mae and Freddie MacPrivatizing Fannie Mae and Freddie Mac may increase mortgage costs amid high interest rates, causing concern among Democrats and some economists.
Freddie Mac: Housing market 3.7 million home shortage is the 'root cause' of strained affordabilityThe housing market in the U.S. is short by 3.7 million units, impacting affordability and household formation.
Housing market shift: Where home prices are starting to fallU.S. single-family home prices rose 3.9% in 2024, outpacing consumer price increase of 2.9%.
Chris Whalen explores potential GSE conservatorship changesEnding the federal conservatorships of GSEs could lead to increased mortgage costs and market instability under the Trump administration.
FHFA expands fee-based alternative to repurchase loans to all approved lendersFHFA expands pilot program allowing lenders to repurchase performing loans with fees instead of repacking, incentivizing improved loan quality.
Treasury, FHFA take key steps for 'orderly' exit of GSEs from conservatorshipAn agreement has been reached to amend PSPAs to ensure an orderly process for GSEs' release from conservatorship.
Freddie Mac hires Craig Phillips to handle regulatory and conservatorship affairsFreddie Mac has appointed Craig Phillips as executive vice president of corporate strategy and external affairs, effective Jan. 14.
Freddie Mac: Housing market 3.7 million home shortage is the 'root cause' of strained affordabilityThe housing market in the U.S. is short by 3.7 million units, impacting affordability and household formation.
Housing market shift: Where home prices are starting to fallU.S. single-family home prices rose 3.9% in 2024, outpacing consumer price increase of 2.9%.
Chris Whalen explores potential GSE conservatorship changesEnding the federal conservatorships of GSEs could lead to increased mortgage costs and market instability under the Trump administration.
FHFA expands fee-based alternative to repurchase loans to all approved lendersFHFA expands pilot program allowing lenders to repurchase performing loans with fees instead of repacking, incentivizing improved loan quality.
Treasury, FHFA take key steps for 'orderly' exit of GSEs from conservatorshipAn agreement has been reached to amend PSPAs to ensure an orderly process for GSEs' release from conservatorship.
Freddie Mac hires Craig Phillips to handle regulatory and conservatorship affairsFreddie Mac has appointed Craig Phillips as executive vice president of corporate strategy and external affairs, effective Jan. 14.
The upcoming housing battle that could roil mortgage costs even moreThe new Trump administration aims to remove Fannie Mae and Freddie Mac from government control, impacting the mortgage market significantly.
Mortgage Regulators Are Shrugging Off Climate Risk. It Could Cost Taxpayers Billions.Rising sea levels and climate change are diminishing property values in vulnerable areas, threatening the stability of Fannie Mae and Freddie Mac.
If the GSEs exit conservatorship, what's the impact on mortgage servicers?The Trump administration's efforts to remove GSEs from conservatorship may face challenges and take considerable time.The outcome of GSEs exiting conservatorship may depend heavily on tax cuts and government financial strategies.
Freddie Mac reports strongest earnings since 2021Freddie Mac significantly increased its loan acquisitions and mortgage-backed securities issuance in 2024, benefiting millions of families in the housing market.
The upcoming housing battle that could roil mortgage costs even moreThe new Trump administration aims to remove Fannie Mae and Freddie Mac from government control, impacting the mortgage market significantly.
Mortgage Regulators Are Shrugging Off Climate Risk. It Could Cost Taxpayers Billions.Rising sea levels and climate change are diminishing property values in vulnerable areas, threatening the stability of Fannie Mae and Freddie Mac.
If the GSEs exit conservatorship, what's the impact on mortgage servicers?The Trump administration's efforts to remove GSEs from conservatorship may face challenges and take considerable time.The outcome of GSEs exiting conservatorship may depend heavily on tax cuts and government financial strategies.
Freddie Mac reports strongest earnings since 2021Freddie Mac significantly increased its loan acquisitions and mortgage-backed securities issuance in 2024, benefiting millions of families in the housing market.
LA residents whose homes burnt down in wildfires will still have to pay off mortgages, property taxesFannie Mae and Freddie Mac are providing mortgage relief options to homeowners affected by the wildfires in Southern California.
Ending the Fannie/Freddie conservatorshipsFannie Mae and Freddie Mac may exit conservatorship by 2027 under a structured framework that supports affordable housing and protects small lenders.
CBO reports better conditions for GSEs to repay TreasuryRecapitalization of Fannie Mae and Freddie Mac may benefit the Treasury and could lead to increased financial stability for the GSEs.
California wildfire victims could have up to 12 months of mortgage forbearanceFannie Mae and Freddie Mac are offering disaster relief options to homeowners affected by the Los Angeles wildfires, emphasizing safety and financial support.
Broeksmit: MBA ready to work on GSEs' exit from conservatorshipRepublican leaders prioritize ending the GSE conservatorship, which has lasted since the 2008 financial crisis, aiming for reform and a structured exit plan.
GSEs announce new tenant protection plans for multifamily properties - HousingWireGSEs Fannie Mae and Freddie Mac announced new minimum standards for tenant leases on multifamily properties to enhance rental conditions and communication.
LA residents whose homes burnt down in wildfires will still have to pay off mortgages, property taxesFannie Mae and Freddie Mac are providing mortgage relief options to homeowners affected by the wildfires in Southern California.
Ending the Fannie/Freddie conservatorshipsFannie Mae and Freddie Mac may exit conservatorship by 2027 under a structured framework that supports affordable housing and protects small lenders.
CBO reports better conditions for GSEs to repay TreasuryRecapitalization of Fannie Mae and Freddie Mac may benefit the Treasury and could lead to increased financial stability for the GSEs.
California wildfire victims could have up to 12 months of mortgage forbearanceFannie Mae and Freddie Mac are offering disaster relief options to homeowners affected by the Los Angeles wildfires, emphasizing safety and financial support.
Broeksmit: MBA ready to work on GSEs' exit from conservatorshipRepublican leaders prioritize ending the GSE conservatorship, which has lasted since the 2008 financial crisis, aiming for reform and a structured exit plan.
GSEs announce new tenant protection plans for multifamily properties - HousingWireGSEs Fannie Mae and Freddie Mac announced new minimum standards for tenant leases on multifamily properties to enhance rental conditions and communication.
James Whitlinger takes over permanent CFO slot at Freddie MacJim Whitlinger is appointed as Freddie Mac's new CFO, effective Jan. 1, after serving as interim CFO since June 2024.
Freddie Mac hires Sam Valverde for executive roleSam Valverde has joined Freddie Mac as vice president of mission and community engagement after resigning from Ginnie Mae.
Mortgage defects remain on the rise: ACESThe mortgage defect rate reached 1.81% in Q2 2024, continuing an upward trend driven by income and employment data issues.
Sonu Mittal on Freddie Mac's newest moves to lower lender, borrower costsFreddie Mac introduces alternatives to loan repurchases to enhance lender experience and maintain focus on loan quality.
Meet Diana Reid, the former PNC exec who was just hired to lead Freddie MacDiana Reid has been appointed CEO of Freddie Mac, focusing on enhancing housing liquidity and affordability.
Sonu Mittal on Freddie Mac's newest moves to lower lender, borrower costsFreddie Mac introduces alternatives to loan repurchases to enhance lender experience and maintain focus on loan quality.
Meet Diana Reid, the former PNC exec who was just hired to lead Freddie MacDiana Reid has been appointed CEO of Freddie Mac, focusing on enhancing housing liquidity and affordability.
No undue risk! Freddie Mac's Sonu Mittal on new buyback remedy, appraisal waiver extensionsThe significance of loan buybacks varies by perspective; Freddie Mac experiences a decrease in requests but increase in repurchase amounts suggests complexity.
Becoming a seller/servicer with Freddie MacObtaining approval as a Freddie Mac Seller/Servicer can provide significant competitive advantages in the mortgage industry.
No undue risk! Freddie Mac's Sonu Mittal on new buyback remedy, appraisal waiver extensionsThe significance of loan buybacks varies by perspective; Freddie Mac experiences a decrease in requests but increase in repurchase amounts suggests complexity.
Becoming a seller/servicer with Freddie MacObtaining approval as a Freddie Mac Seller/Servicer can provide significant competitive advantages in the mortgage industry.
Wall Street wants second mortgages expanded for 'the next big U.S. stimulus.' Is that wise?Freddie Mac proposed to enter the secondary mortgage and home equity loans market, aiming to unlock an estimated $1-2 trillion in consumer spending.Concerns arise regarding the proposal's potential impact on inflation and the already substantial home equity available to U.S. homeowners.