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FHFA finalizes new housing goals for Fannie Mae, Freddie Mac

The FHFA's new rule prioritizes affordable housing goals for Fannie Mae and Freddie Mac from 2025-2027, ensuring access for low-income families.

FHFA proposes new three-year housing goals for Fannie, Freddie

FHFA's final rule sets housing goals for GSEs to enhance equitable access to affordable housing for underserved populations between 2025 and 2027.

Non-performing loan sales data reflects fewer delinquencies

NPL sales have contributed significantly to reducing mortgage delinquencies since the COVID-19 pandemic began.

FHFA to raise 2025 multifamily loan caps for GSEs by 4%

FHFA increases 2025 multifamily loan caps to $73 billion per GSE to enhance affordable rental housing access.

No undue risk! Freddie Mac's Sonu Mittal on new buyback remedy, appraisal waiver extensions

The significance of loan buybacks varies by perspective; Freddie Mac experiences a decrease in requests but increase in repurchase amounts suggests complexity.

Opinion: Freddie Mac second mortgage loans further its mission

FHFA conditionally approved Freddie Mac's second mortgage pilot, benefiting homeowners amid surging mortgage rates.

FHFA finalizes new housing goals for Fannie Mae, Freddie Mac

The FHFA's new rule prioritizes affordable housing goals for Fannie Mae and Freddie Mac from 2025-2027, ensuring access for low-income families.

FHFA proposes new three-year housing goals for Fannie, Freddie

FHFA's final rule sets housing goals for GSEs to enhance equitable access to affordable housing for underserved populations between 2025 and 2027.

Non-performing loan sales data reflects fewer delinquencies

NPL sales have contributed significantly to reducing mortgage delinquencies since the COVID-19 pandemic began.

FHFA to raise 2025 multifamily loan caps for GSEs by 4%

FHFA increases 2025 multifamily loan caps to $73 billion per GSE to enhance affordable rental housing access.

No undue risk! Freddie Mac's Sonu Mittal on new buyback remedy, appraisal waiver extensions

The significance of loan buybacks varies by perspective; Freddie Mac experiences a decrease in requests but increase in repurchase amounts suggests complexity.

Opinion: Freddie Mac second mortgage loans further its mission

FHFA conditionally approved Freddie Mac's second mortgage pilot, benefiting homeowners amid surging mortgage rates.
morefhfa
#fannie-mae

Ending the Fannie/Freddie conservatorships

Fannie Mae and Freddie Mac may exit conservatorship by 2027 under a structured framework that supports affordable housing and protects small lenders.

CBO reports better conditions for GSEs to repay Treasury

Recapitalization of Fannie Mae and Freddie Mac may benefit the Treasury and could lead to increased financial stability for the GSEs.

The upcoming housing battle that could roil mortgage costs even more

The new Trump administration aims to remove Fannie Mae and Freddie Mac from government control, impacting the mortgage market significantly.

Broeksmit: MBA ready to work on GSEs' exit from conservatorship

Republican leaders prioritize ending the GSE conservatorship, which has lasted since the 2008 financial crisis, aiming for reform and a structured exit plan.

FHFA conforming loan limits increase to $806,500 in 2025

The FHFA has increased the conforming loan limit for 2025 to $806,500 to help buyers finance higher-priced homes amid a weak housing market.

Mortgage Regulators Are Shrugging Off Climate Risk. It Could Cost Taxpayers Billions.

Rising sea levels and climate change are diminishing property values in vulnerable areas, threatening the stability of Fannie Mae and Freddie Mac.

Ending the Fannie/Freddie conservatorships

Fannie Mae and Freddie Mac may exit conservatorship by 2027 under a structured framework that supports affordable housing and protects small lenders.

CBO reports better conditions for GSEs to repay Treasury

Recapitalization of Fannie Mae and Freddie Mac may benefit the Treasury and could lead to increased financial stability for the GSEs.

The upcoming housing battle that could roil mortgage costs even more

The new Trump administration aims to remove Fannie Mae and Freddie Mac from government control, impacting the mortgage market significantly.

Broeksmit: MBA ready to work on GSEs' exit from conservatorship

Republican leaders prioritize ending the GSE conservatorship, which has lasted since the 2008 financial crisis, aiming for reform and a structured exit plan.

FHFA conforming loan limits increase to $806,500 in 2025

The FHFA has increased the conforming loan limit for 2025 to $806,500 to help buyers finance higher-priced homes amid a weak housing market.

Mortgage Regulators Are Shrugging Off Climate Risk. It Could Cost Taxpayers Billions.

Rising sea levels and climate change are diminishing property values in vulnerable areas, threatening the stability of Fannie Mae and Freddie Mac.
morefannie-mae
#housing-market

Freddie Mac: Housing market 3.7 million home shortage is the 'root cause' of strained affordability

The housing market in the U.S. is short by 3.7 million units, impacting affordability and household formation.

Average rate on a 30-year mortgage eases to 6.46%, the lowest level in 15 months

Mortgage rates have declined to their lowest in 15 months, providing some relief for homebuyers in a challenging market.

FHFA expands fee-based alternative to repurchase loans to all approved lenders

FHFA expands pilot program allowing lenders to repurchase performing loans with fees instead of repacking, incentivizing improved loan quality.

Where Freddie Mac predicts the housing market and home prices will go in 2025

National home prices are expected to rise by an average of 3.5% in 2025, with Freddie Mac predicting only 0.6% growth.

Freddie Mac: Housing market 3.7 million home shortage is the 'root cause' of strained affordability

The housing market in the U.S. is short by 3.7 million units, impacting affordability and household formation.

Average rate on a 30-year mortgage eases to 6.46%, the lowest level in 15 months

Mortgage rates have declined to their lowest in 15 months, providing some relief for homebuyers in a challenging market.

FHFA expands fee-based alternative to repurchase loans to all approved lenders

FHFA expands pilot program allowing lenders to repurchase performing loans with fees instead of repacking, incentivizing improved loan quality.

Where Freddie Mac predicts the housing market and home prices will go in 2025

National home prices are expected to rise by an average of 3.5% in 2025, with Freddie Mac predicting only 0.6% growth.
morehousing-market

Freddie Mac hires Sam Valverde for executive role

Sam Valverde has joined Freddie Mac as vice president of mission and community engagement after resigning from Ginnie Mae.

Mortgage defects remain on the rise: ACES

The mortgage defect rate reached 1.81% in Q2 2024, continuing an upward trend driven by income and employment data issues.
#housing-finance

Sonu Mittal on Freddie Mac's newest moves to lower lender, borrower costs

Freddie Mac introduces alternatives to loan repurchases to enhance lender experience and maintain focus on loan quality.

Meet Diana Reid, the former PNC exec who was just hired to lead Freddie Mac

Diana Reid has been appointed CEO of Freddie Mac, focusing on enhancing housing liquidity and affordability.

Sonu Mittal on Freddie Mac's newest moves to lower lender, borrower costs

Freddie Mac introduces alternatives to loan repurchases to enhance lender experience and maintain focus on loan quality.

Meet Diana Reid, the former PNC exec who was just hired to lead Freddie Mac

Diana Reid has been appointed CEO of Freddie Mac, focusing on enhancing housing liquidity and affordability.
morehousing-finance

Freddie Mac: Seller/servicers must keep up with cybersecurity threats

Freddie Mac is urging seller/servicers to prioritize cybersecurity and maintain robust information security programs to prevent and mitigate the impact of cyber incidents.
Record numbers of cybersecurity incidents against seller/servicers occurred in 2023, including social engineering attacks and the installation of malware and ransomware.

Wall Street wants second mortgages expanded for 'the next big U.S. stimulus.' Is that wise?

Freddie Mac proposed to enter the secondary mortgage and home equity loans market, aiming to unlock an estimated $1-2 trillion in consumer spending.
Concerns arise regarding the proposal's potential impact on inflation and the already substantial home equity available to U.S. homeowners.

Becoming a seller/servicer with Freddie Mac

Obtaining approval as a Freddie Mac Seller/Servicer can provide significant competitive advantages in the mortgage industry.
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