The mortgage landscape is expected to remain challenging in 2025, but Guild Mortgage plans to capitalize on opportunities through strategic acquisitions.
Reverse mortgage performance metrics end 2024 on a mixed note
HECM endorsements increased by 9.1% in December 2024, showcasing resilience in the reverse mortgage sector.
Navigating movement in the mortgage industry series: Introduction
The mortgage industry's rapid evolution necessitates competent legal counsel to navigate mergers, acquisitions, and individual movements, safeguarding against associated risks.
IMB Summit: Mortgage M&A activity will rise in 2025, industry experts say
Expect increased mergers and acquisitions in the mortgage industry by 2025 due to lower interest rates and improved market confidence.
UWM delivers highest volume in three years amid mini refi boom
UWM Holdings Corp. experienced its biggest production quarter in three years, driven by increasing refi volumes and strategic margin improvements.
Opinion: Are you thriving or barely surviving in the shifting mortgage industry?
Mortgage professionals must adapt to a changing market, acknowledging the challenges while seizing new opportunities for growth and innovation.
How is mortgage M&A activity shaping up for 2025?
The mortgage landscape is expected to remain challenging in 2025, but Guild Mortgage plans to capitalize on opportunities through strategic acquisitions.
Reverse mortgage performance metrics end 2024 on a mixed note
HECM endorsements increased by 9.1% in December 2024, showcasing resilience in the reverse mortgage sector.
Navigating movement in the mortgage industry series: Introduction
The mortgage industry's rapid evolution necessitates competent legal counsel to navigate mergers, acquisitions, and individual movements, safeguarding against associated risks.
IMB Summit: Mortgage M&A activity will rise in 2025, industry experts say
Expect increased mergers and acquisitions in the mortgage industry by 2025 due to lower interest rates and improved market confidence.
UWM delivers highest volume in three years amid mini refi boom
UWM Holdings Corp. experienced its biggest production quarter in three years, driven by increasing refi volumes and strategic margin improvements.
Opinion: Are you thriving or barely surviving in the shifting mortgage industry?
Mortgage professionals must adapt to a changing market, acknowledging the challenges while seizing new opportunities for growth and innovation.
Prosperity's Justin Messer on customer satisfaction and mortgage rates
Prosperity Home Mortgage leads in customer satisfaction and is successfully transitioning from refinance to purchase mortgage originations, utilizing a unique Realtor-affiliate model.
Lenders must address repurchase risk before they go bust
Lenders are managing operational pressures through workforce reductions, but this strategy creates risks related to capacity and mistakes in the mortgage process.
Arc Home doubles down on executive leadership hirings
Arc Home enhances leadership with John Gibson and Eamon Cantwell to drive growth and streamline operations in the Non-QM mortgage sector.
CANDID and Atlantic Bay Mortgage forge strategic partnership
CANDID is transforming mortgage operations by simplifying vendor management and enhancing productivity for lenders.
The partnership between CANDID and Atlantic Bay Mortgage Group aims to provide advanced marketing tools to loan officers.
Lenders must address repurchase risk before they go bust
Lenders are managing operational pressures through workforce reductions, but this strategy creates risks related to capacity and mistakes in the mortgage process.
Arc Home doubles down on executive leadership hirings
Arc Home enhances leadership with John Gibson and Eamon Cantwell to drive growth and streamline operations in the Non-QM mortgage sector.
CANDID and Atlantic Bay Mortgage forge strategic partnership
CANDID is transforming mortgage operations by simplifying vendor management and enhancing productivity for lenders.
The partnership between CANDID and Atlantic Bay Mortgage Group aims to provide advanced marketing tools to loan officers.
The leadership deficiency in the mortgage industry: How we got here and how we can fix it
Effective leadership cannot be assumed based on sales performance; distinct skills are necessary for leadership roles.
Promoting top producers to leadership without proper training harms overall company success.
Movement Mortgage names Steve Smith president, CFO
Steve Smith is appointed as Movement Mortgage's president and CFO, recognized for his leadership in growth and transformation within the mortgage industry.
Getting ready for what's next: lower rates, more refis, more tech - HousingWire
Executives are focused on growth and sharing their successful strategies to navigate challenges effectively.
Rate's reverse mortgage leader talks growth through forward posture
Rate's reverse mortgage division, under Ryan Ogata's leadership, has experienced substantial growth, increasing endorsement volume by approximately 870% year-to-date.
Chrissi Rhea, Mortgage Investors Group co-founder, has died
Chrissi Callaghan Rhea was a pioneering leader in the mortgage industry, known for her advocacy and contributions to fair lending and affordable housing.
Ginger Bell and Fobby Naghmi on leadership deficits in mortgage
Leadership is fundamental across various roles and organizations.
The leadership deficiency in the mortgage industry: How we got here and how we can fix it
Effective leadership cannot be assumed based on sales performance; distinct skills are necessary for leadership roles.
Promoting top producers to leadership without proper training harms overall company success.
Movement Mortgage names Steve Smith president, CFO
Steve Smith is appointed as Movement Mortgage's president and CFO, recognized for his leadership in growth and transformation within the mortgage industry.
Getting ready for what's next: lower rates, more refis, more tech - HousingWire
Executives are focused on growth and sharing their successful strategies to navigate challenges effectively.
Rate's reverse mortgage leader talks growth through forward posture
Rate's reverse mortgage division, under Ryan Ogata's leadership, has experienced substantial growth, increasing endorsement volume by approximately 870% year-to-date.
Chrissi Rhea, Mortgage Investors Group co-founder, has died
Chrissi Callaghan Rhea was a pioneering leader in the mortgage industry, known for her advocacy and contributions to fair lending and affordable housing.
Ginger Bell and Fobby Naghmi on leadership deficits in mortgage
Leadership is fundamental across various roles and organizations.
Property preservation firm MCS sees reverse channel as a growth opportunity
MCS aims to leverage its established services as it transitions into the reverse mortgage industry, recognizing both similarities and differences.
FOA's good' reverse originator ranking reaffirmed by Morningstar DBRS
Morningstar reaffirmed Finance of America's MOR RVO2 rating, highlighting their growth and strategic focus on reverse mortgage products.
Origins: When a reverse mortgage saved a client from bankruptcy
Rick Rodriguez's journey into reverse mortgages began unexpectedly but led to significant success and impact on clients' lives.
Reverse mortgage pro shares his insights as a customer
Navigating reverse mortgages can be frustrating, but industry experience helps manage the complexities of the process.
Rate's Jesse Allen on targeting and expanding reverse mortgages
Rate has appointed Jesse Allen as president of its reverse lending division to enhance offerings in the reverse mortgage space as it approaches 2025.
Mutual of Omaha's reverse division launches broker protection program
Mutual of Omaha Mortgage's Broker Protect program offers brokers unprecedented protections, enhancing trust and collaboration within the reverse mortgage industry.
Property preservation firm MCS sees reverse channel as a growth opportunity
MCS aims to leverage its established services as it transitions into the reverse mortgage industry, recognizing both similarities and differences.
FOA's good' reverse originator ranking reaffirmed by Morningstar DBRS
Morningstar reaffirmed Finance of America's MOR RVO2 rating, highlighting their growth and strategic focus on reverse mortgage products.
Origins: When a reverse mortgage saved a client from bankruptcy
Rick Rodriguez's journey into reverse mortgages began unexpectedly but led to significant success and impact on clients' lives.
Reverse mortgage pro shares his insights as a customer
Navigating reverse mortgages can be frustrating, but industry experience helps manage the complexities of the process.
Rate's Jesse Allen on targeting and expanding reverse mortgages
Rate has appointed Jesse Allen as president of its reverse lending division to enhance offerings in the reverse mortgage space as it approaches 2025.
Mutual of Omaha's reverse division launches broker protection program
Mutual of Omaha Mortgage's Broker Protect program offers brokers unprecedented protections, enhancing trust and collaboration within the reverse mortgage industry.
Rocket's counterpunch: Calling Out HUD and the DOJ
The DOJ's lawsuit against Rocket Mortgage highlights concerns about appraisal bias but obscures accountability by not focusing on the role of independent appraisers.
Want more clients? Mortgage pros say online reviews are crucial
Online reviews are crucial for mortgage loan officers; those not soliciting them risk losing potential clients.
TidalWave CEO Diane Yu on building an AI-first company
Building an AI-first company enables rapid innovation and accurate solutions without the constraints of legacy systems.
How Emerging Technologies Are Shaping the Future of Mortgage and Real Estate
Technological innovations like AI and machine learning are set to revolutionize mortgage and real estate industries by enhancing workflows and consumer relationships.
HousingWire's Tech100 Honorees: How they're innovating the industry today
HousingWire's Tech100 award celebrates innovative companies shaping the housing and mortgage industry through advanced technology and new products.
ICE Mortgage Technology President Tim Bowler on how ICE is delivering for the mortgage industry
ICE Mortgage Technology is committed to innovation that enhances efficiency and the homebuying experience through advanced technology solutions.
HousingWire Spotlight: Mortgage Mavericks, The People of Polly
The docuseries explores the personal and professional journeys of Polly's executive team, emphasizing their impact on the mortgage industry's future.
Mr. Cooper shakes up technology leadership
Mr. Cooper Group enhances its technology leadership with new appointments, focusing on AI and machine learning for a better customer experience.
TidalWave CEO Diane Yu on building an AI-first company
Building an AI-first company enables rapid innovation and accurate solutions without the constraints of legacy systems.
How Emerging Technologies Are Shaping the Future of Mortgage and Real Estate
Technological innovations like AI and machine learning are set to revolutionize mortgage and real estate industries by enhancing workflows and consumer relationships.
HousingWire's Tech100 Honorees: How they're innovating the industry today
HousingWire's Tech100 award celebrates innovative companies shaping the housing and mortgage industry through advanced technology and new products.
ICE Mortgage Technology President Tim Bowler on how ICE is delivering for the mortgage industry
ICE Mortgage Technology is committed to innovation that enhances efficiency and the homebuying experience through advanced technology solutions.
HousingWire Spotlight: Mortgage Mavericks, The People of Polly
The docuseries explores the personal and professional journeys of Polly's executive team, emphasizing their impact on the mortgage industry's future.
Mr. Cooper shakes up technology leadership
Mr. Cooper Group enhances its technology leadership with new appointments, focusing on AI and machine learning for a better customer experience.
Ginnie Mae report touts commitment to reverse mortgage space
Ginnie Mae's FY 2024 report focuses on enhancing liquidity and accessibility in the mortgage market, with key initiatives like HMBS 2.0 for reverse mortgages.
Guild hires Nora Guerra as SVP of community lending solutions
Nora Guerra has been hired by Guild Mortgage to enhance community lending solutions and promote attainable homeownership.
Ginnie Mae report touts commitment to reverse mortgage space
Ginnie Mae's FY 2024 report focuses on enhancing liquidity and accessibility in the mortgage market, with key initiatives like HMBS 2.0 for reverse mortgages.
Guild hires Nora Guerra as SVP of community lending solutions
Nora Guerra has been hired by Guild Mortgage to enhance community lending solutions and promote attainable homeownership.
VantageScore has introduced a Mortgage Resource Center to assist lenders in adopting the new VantageScore 4.0 model ahead of the required deadline.
No undue risk! Freddie Mac's Sonu Mittal on new buyback remedy, appraisal waiver extensions
The significance of loan buybacks varies by perspective; Freddie Mac experiences a decrease in requests but increase in repurchase amounts suggests complexity.
Rocket Pro TPO raises conforming loan limit to $802,650 ahead of FHFA's decision
Rocket Pro TPO raised agency conforming loan limits to $802,650, ahead of expected FHFA announcement, significantly aiding larger pool of homebuyers.
VantageScore unveils its Mortgage Resource Center
VantageScore has introduced a Mortgage Resource Center to assist lenders in adopting the new VantageScore 4.0 model ahead of the required deadline.
No undue risk! Freddie Mac's Sonu Mittal on new buyback remedy, appraisal waiver extensions
The significance of loan buybacks varies by perspective; Freddie Mac experiences a decrease in requests but increase in repurchase amounts suggests complexity.
Rocket Pro TPO raises conforming loan limit to $802,650 ahead of FHFA's decision
Rocket Pro TPO raised agency conforming loan limits to $802,650, ahead of expected FHFA announcement, significantly aiding larger pool of homebuyers.
When rates skyrocketed, mortgage servicing reset the board. The next battle is about to begin
Mr. Cooper plans to leverage its client base and technology investment to enhance retention and drive mortgage origination volume.
The Flagstar acquisition reinforces Mr. Cooper's position as the leading servicer in a competitive market.
Guild posts $67M loss in Q3 even with moderate gain in origination volume
Despite a major quarterly loss, Guild Holdings remains optimistic due to growth in origination volumes and strategic investments.
How Pennymac is navigating the double-edged sword of lower rates
Declining interest rates benefited Pennymac's loan production but negatively impacted their servicing portfolio, resulting in a profit decline from the previous quarter.
When rates skyrocketed, mortgage servicing reset the board. The next battle is about to begin
Mr. Cooper plans to leverage its client base and technology investment to enhance retention and drive mortgage origination volume.
The Flagstar acquisition reinforces Mr. Cooper's position as the leading servicer in a competitive market.
Guild posts $67M loss in Q3 even with moderate gain in origination volume
Despite a major quarterly loss, Guild Holdings remains optimistic due to growth in origination volumes and strategic investments.
How Pennymac is navigating the double-edged sword of lower rates
Declining interest rates benefited Pennymac's loan production but negatively impacted their servicing portfolio, resulting in a profit decline from the previous quarter.
Trump's presidency signals new regulatory era for mortgages
Trump's presidency is expected to transform financial sector regulations, enhancing market freedom and reducing oversight.
Fitch downgrades then upgrades FOA issuer default rating
Finance of America’s credit rating was downgraded to restricted default and then upgraded after a debt exchange that improved its financial stability.
Weathering change in the housing market: How originators can handle the mortgage industry forecast
Shifting fiscal policies and potential interest rate cuts will significantly impact the mortgage industry and housing market dynamics during the upcoming presidential election.
Mortgage market should improve to $2.3 trillion(!) in 2025, MBA says
The mortgage industry is on a recovery path with estimated $2.3 trillion in origination volume by 2025, indicating strong growth.
Mortgage leaders talk rates, capital markets and fresh origination strategies
The mortgage industry is adapting to falling interest rates by leveraging technology and focusing on sustainable business scaling strategies.
Weathering change in the housing market: How originators can handle the mortgage industry forecast
Shifting fiscal policies and potential interest rate cuts will significantly impact the mortgage industry and housing market dynamics during the upcoming presidential election.
Mortgage market should improve to $2.3 trillion(!) in 2025, MBA says
The mortgage industry is on a recovery path with estimated $2.3 trillion in origination volume by 2025, indicating strong growth.
Mortgage leaders talk rates, capital markets and fresh origination strategies
The mortgage industry is adapting to falling interest rates by leveraging technology and focusing on sustainable business scaling strategies.
Proactive quality control for lenders: How to navigate market shifts, regulatory changes and improve loan quality
Lenders must improve quality control practices as defect rates rise and market conditions improve.
The holistic approach: A paradigm shift for quality control in mortgage lending
Lenders must integrate Quality Control principles throughout the lending process to ensure stability and reduce risks.
A holistic approach to QC includes robust training, independent oversight, and regular updates to policies.
Encompass by ICE Mortgage Technology: A flexible end-to-end origination solution
Encompass by ICE Mortgage Technology offers a comprehensive solution for lenders to navigate evolving market conditions and improve loan processing efficiency.
Proactive quality control for lenders: How to navigate market shifts, regulatory changes and improve loan quality
Lenders must improve quality control practices as defect rates rise and market conditions improve.
The holistic approach: A paradigm shift for quality control in mortgage lending
Lenders must integrate Quality Control principles throughout the lending process to ensure stability and reduce risks.
A holistic approach to QC includes robust training, independent oversight, and regular updates to policies.
Encompass by ICE Mortgage Technology: A flexible end-to-end origination solution
Encompass by ICE Mortgage Technology offers a comprehensive solution for lenders to navigate evolving market conditions and improve loan processing efficiency.
Better.com launched Betsy, an AI loan assistant that automates the mortgage application process, improving efficiency and reducing costs.
FCC says new rules for robocall and text opt-outs will take effect in April 2025
New FCC rules in 2025 will strengthen consumer rights against unwanted robocalls and texts, requiring timely opt-out compliance from organizations.
PrimeLending onboards a rival lender's CEO
Brian McKinney joins PrimeLending as executive VP for growth, emphasizing opportunities in the mortgage industry and strategic expansion in Texas.
Severe storm fallout could destabilize the intersection of mortgage and insurance
The home insurance marketplace is under significant pressure from extreme weather events, affecting costs for carriers, consumers, and the mortgage industry.
IMB Summit: Mortgage execs on why the next refi wave won't be easy
Optimism is rising as mortgage rates near 6%, signaling a potential mini refi boom, but it's not a means of salvation for originators.
IMB Summit: Holstering the "money gun," addressing the homeowner's insurance crisis & more
The mortgage industry faces rising manufacturing costs and the challenge of maintaining affordability amidst upcoming structural changes and increased regulation.
The mortgage industry is hiring again but at different terms
UWM adopts a cautious hiring strategy with in-house training, responding to the cyclicality of the mortgage industry while avoiding fast-paced hiring and layoffs.
Risk to reward: Mortgage Connect Risk Solutions continues to set the standard after 40 years
Mortgage Connect Risk Solutions is crucial in risk management for the evolving mortgage industry.
Guild's Jim Cory on the company's ambitious reverse mortgage rebrand
Guild Mortgage launched the Flex Payment Mortgage suite to modernize its reverse mortgage offerings, emphasizing flexibility and a unified branding strategy to attract consumers.
Large lenders have expanded their digital home equity options
Mortgage lenders are enhancing home equity lending accessibility with digital processes and new options for borrowers.
AI Demo Day: ChatUWM
ChatUWM enhances efficiency for independent mortgage brokers with AI-driven instant responses on mortgage-related topics.
Sue Buswell, longtime mortgage pro, has died
Sue Buswell, a passionate credit education advocate, passed away unexpectedly at 58, leaving a legacy of generosity and knowledge in the mortgage industry.