#savings
#savings

I want to do a major renovation costing over $100k - what's the best way to financially pay for that?

Careful financing choices are crucial when considering a $100K home renovation.

A boomer retired with over $1 million in the bank. Now, she travels Europe: 'I can't say I would have done much differently'

Nancy Neff, 72, enjoys a fulfilling retirement funded by careful savings and investments.

fromIrish Independent

13 hours ago

Silent squeeze of inflation the hidden threat to retirement planning as it eats away at our nest eggs

Inflation poses a serious risk to retirees' savings, diminishing their value significantly over time.

NYC real estate

I'm 27 and make over $200k a year as a mortgage broker, despite rates being where they are

Young financial achievers should prioritize saving and investment over reckless spending.

I'm obsessed with saving money. Here are the biggest mistakes I see people making

Many individuals make common financial mistakes, including overpaying online and neglecting to hire financial advisors.

My Boomer Dad Retired 2 Years Late With Only a 401(k). Is He Unique?

401(k) accounts are common, but not the sole means for retirement savings.

Many Americans retire with limited savings; having a 401(k) is a positive step.

Renovation

I want to do a major renovation costing over $100k - what's the best way to financially pay for that?

Careful financing choices are crucial when considering a $100K home renovation.

A boomer retired with over $1 million in the bank. Now, she travels Europe: 'I can't say I would have done much differently'

Nancy Neff, 72, enjoys a fulfilling retirement funded by careful savings and investments.

fromIrish Independent

13 hours ago

Silent squeeze of inflation the hidden threat to retirement planning as it eats away at our nest eggs

Inflation poses a serious risk to retirees' savings, diminishing their value significantly over time.

NYC real estate

I'm 27 and make over $200k a year as a mortgage broker, despite rates being where they are

Young financial achievers should prioritize saving and investment over reckless spending.

I'm obsessed with saving money. Here are the biggest mistakes I see people making

Many individuals make common financial mistakes, including overpaying online and neglecting to hire financial advisors.

more#financial-planning

I've Been Writing About Personal Finance for 30+ Years and These Are My 6 Alternatives to the 50/30/20 Budgeting Rule

The 50/30/20 rule aids beginners in budgeting by dividing expenses into necessities, wants, and savings.

Flexibility in budgeting is key, allowing for adjustments to meet individual financial needs.

Bootstrapping

You Should Have A Plan In Case Social Security Is Cut: Here's Mine

Prepare for potential Social Security cuts by saving diligently and considering work in retirement.

fromNew York Post

19 hours ago

Retirement

Here are the most common financial regrets Americans have: 'I should have invested in a lakefront cottage instead'

Many Americans regret financial decisions leading to debt, lack of savings, and living beyond their means.

Business

I Wouldn't Buy an Annuity, CD, or Bond When Banks Are Paying This Much

High-yield savings accounts offer competitive interest rates and flexibility, making them a wise choice even in a declining rate environment.

Retirement

I'm getting a 30k bonus and have no credit card debt. Should I pay off my car loan, or do something else with the money?

Eugene must decide between paying off his auto loan and maintaining a cash reserve for unexpected expenses.

fromHackernoon

Mobile UX

This Open-source Tool Lets You Build Your Own Financial Manager Using AI | HackerNoon

Step-by-step guide to building an AI-powered Investment & Savings Copilot using Next.js and Maybe Finance.

I've Been Writing About Personal Finance for 30+ Years and These Are My 6 Alternatives to the 50/30/20 Budgeting Rule

The 50/30/20 rule aids beginners in budgeting by dividing expenses into necessities, wants, and savings.

Flexibility in budgeting is key, allowing for adjustments to meet individual financial needs.

Bootstrapping

You Should Have A Plan In Case Social Security Is Cut: Here's Mine

Prepare for potential Social Security cuts by saving diligently and considering work in retirement.

fromNew York Post

19 hours ago

Retirement

Here are the most common financial regrets Americans have: 'I should have invested in a lakefront cottage instead'

Many Americans regret financial decisions leading to debt, lack of savings, and living beyond their means.

Business

I Wouldn't Buy an Annuity, CD, or Bond When Banks Are Paying This Much

High-yield savings accounts offer competitive interest rates and flexibility, making them a wise choice even in a declining rate environment.

Retirement

I'm getting a 30k bonus and have no credit card debt. Should I pay off my car loan, or do something else with the money?

Eugene must decide between paying off his auto loan and maintaining a cash reserve for unexpected expenses.

fromHackernoon

Mobile UX

This Open-source Tool Lets You Build Your Own Financial Manager Using AI | HackerNoon

Step-by-step guide to building an AI-powered Investment & Savings Copilot using Next.js and Maybe Finance.

more#personal-finance

#costco

SF food

Costco's Bulk Cases Of Soda May Not Be As Good A Deal As You Think - Tasting Table

Compare per-can prices of bulk soda at Costco with local grocery store sales for potential savings.

Consider how storage and handling of bulk soda could be inconvenient.

LA Clippers

Costco Direct Vs Costco Next: The Difference Between Online Discount Programs - Tasting Table

Costco's unique membership programs enhance savings and convenience for shoppers.

Startup companies

Get a $20 Digital Shop Card With a New $65 Costco Gold Star Membership | Entrepreneur

Costco offers a membership promotion that includes savings on necessary supplies for small businesses, addressing cash flow challenges.

Small-business owners can benefit from discounts with a Costco membership and earn a Digital Shop Card upon sign-up.

Boston food

Costco Vs BJ's: Which Warehouse Membership Is More Affordable? - Tasting Table

Warehouse clubs like Costco and BJ's offer significant savings but require a yearly membership fee that should be evaluated based on usage.

1 day ago

Everyday cooking

One Popular Baking Staple You Should Only Be Buying At Costco - Tasting Table

Unbleached flour is often preferred for baking, especially bread, due to its elasticity despite being slightly more expensive than bleached flour.

Buying flour in bulk at Costco offers significant savings compared to local grocery stores.

Everyday cooking

The Costco Shopping Hack To Try When Buying Kitchen Appliances - Tasting Table

Costco Direct offers speed and savings for kitchen appliance purchases.

Customers can significantly save by buying multiple appliances through Costco Direct.

SF food

Costco's Bulk Cases Of Soda May Not Be As Good A Deal As You Think - Tasting Table

Compare per-can prices of bulk soda at Costco with local grocery store sales for potential savings.

Consider how storage and handling of bulk soda could be inconvenient.

LA Clippers

Costco Direct Vs Costco Next: The Difference Between Online Discount Programs - Tasting Table

Costco's unique membership programs enhance savings and convenience for shoppers.

Startup companies

Get a $20 Digital Shop Card With a New $65 Costco Gold Star Membership | Entrepreneur

Costco offers a membership promotion that includes savings on necessary supplies for small businesses, addressing cash flow challenges.

Small-business owners can benefit from discounts with a Costco membership and earn a Digital Shop Card upon sign-up.

Boston food

Costco Vs BJ's: Which Warehouse Membership Is More Affordable? - Tasting Table

Warehouse clubs like Costco and BJ's offer significant savings but require a yearly membership fee that should be evaluated based on usage.

1 day ago

Everyday cooking

One Popular Baking Staple You Should Only Be Buying At Costco - Tasting Table

Unbleached flour is often preferred for baking, especially bread, due to its elasticity despite being slightly more expensive than bleached flour.

Buying flour in bulk at Costco offers significant savings compared to local grocery stores.

Everyday cooking

The Costco Shopping Hack To Try When Buying Kitchen Appliances - Tasting Table

Costco Direct offers speed and savings for kitchen appliance purchases.

Customers can significantly save by buying multiple appliances through Costco Direct.

Want to Boost Your Social Security Benefits by 24%? Here's the Trick

A larger Social Security benefit can compensate for low retirement savings.

Is It Possible to Retire By 50 If You've Banked $2 Million?

A $2 million nest egg may not guarantee retirement at 50 without careful financial planning.

Consider spending needs and withdrawal rates when planning for early retirement.

Business

fromwww.entrepreneur.com

File Your Taxes Early With 33% off H&R Block

File taxes early for peace of mind and savings.

H&R Block offers a limited-time discount on their tax filing software.

I'm Only 30 Years Old. How Accurate Is My Social Security Benefit Estimate?

Starting retirement planning early helps ensure better financial security later.

Social Security estimates for young individuals may be inaccurate and should be approached cautiously.

These Are the Questions You Need to Ask Before Claiming Social Security

Timing your Social Security filing is critical for maximizing benefits.

I Lost My Job - Should I Withdraw from My 401K or IRA to Prepare for the Worst?

Accessing retirement funds should be a last resort when facing financial difficulties.

Want to Boost Your Social Security Benefits by 24%? Here's the Trick

A larger Social Security benefit can compensate for low retirement savings.

Is It Possible to Retire By 50 If You've Banked $2 Million?

A $2 million nest egg may not guarantee retirement at 50 without careful financial planning.

Consider spending needs and withdrawal rates when planning for early retirement.

Business

fromwww.entrepreneur.com

File Your Taxes Early With 33% off H&R Block

File taxes early for peace of mind and savings.

H&R Block offers a limited-time discount on their tax filing software.

I'm Only 30 Years Old. How Accurate Is My Social Security Benefit Estimate?

Starting retirement planning early helps ensure better financial security later.

Social Security estimates for young individuals may be inaccurate and should be approached cautiously.

These Are the Questions You Need to Ask Before Claiming Social Security

Timing your Social Security filing is critical for maximizing benefits.

I Lost My Job - Should I Withdraw from My 401K or IRA to Prepare for the Worst?

Accessing retirement funds should be a last resort when facing financial difficulties.

more#financial-advice

Candidly, $10 Million Isn't Enough For The Best Retirement.

The $10 million retirement goal may be unrealistic for many, as personal spending needs vary significantly among individuals.

Too Little, Too Late? The Reality of Millennials Trying to Catch Up on Retirement Savings

Many millennials feel behind in saving for retirement and face challenges unlike previous generations.

Where $1 Million in Retirement Savings Lasts the Longest: Study | Entrepreneur

Americans expect to need $1.46 million for retirement, far exceeding current savings of $88,400.

If You've Been Able to Save Up $100K and Are Scared of Investing, Suze Orman Will Set You Straight

Consistent saving and investing are essential for building a solid retirement fund, leveraging compounding effects over time.

fromSFGATE

Retirement

America's 'Magic Number' for Retirement Revealed-and Where Retirees Can Make the Most of Their Money

The retirement savings goal for Americans has dropped to $1.26 million, but many still fear running out of money.

The need for individual retirement planning is emphasized, given varied personal circumstances.

Retirement

Suze Orman's Top Retirement Advice You Shouldn't Ignore

Start saving for retirement early to benefit from compound interest.

Understanding your retirement expenses is crucial for a comfortable retirement.

Candidly, $10 Million Isn't Enough For The Best Retirement.

The $10 million retirement goal may be unrealistic for many, as personal spending needs vary significantly among individuals.

Too Little, Too Late? The Reality of Millennials Trying to Catch Up on Retirement Savings

Many millennials feel behind in saving for retirement and face challenges unlike previous generations.

Where $1 Million in Retirement Savings Lasts the Longest: Study | Entrepreneur

Americans expect to need $1.46 million for retirement, far exceeding current savings of $88,400.

If You've Been Able to Save Up $100K and Are Scared of Investing, Suze Orman Will Set You Straight

Consistent saving and investing are essential for building a solid retirement fund, leveraging compounding effects over time.

fromSFGATE

America's 'Magic Number' for Retirement Revealed-and Where Retirees Can Make the Most of Their Money

The retirement savings goal for Americans has dropped to $1.26 million, but many still fear running out of money.

The need for individual retirement planning is emphasized, given varied personal circumstances.

Suze Orman's Top Retirement Advice You Shouldn't Ignore

Start saving for retirement early to benefit from compound interest.

Understanding your retirement expenses is crucial for a comfortable retirement.

more#retirement-planning

Media industry

fromFast Company

The ultimate guide to cheap (or free) streaming, news, and media subscriptions

Online media has become increasingly expensive, moving away from earlier affordability.

Maximize savings through free content options and library resources.

We planned to spend our retirement traveling. Now, it feels way too financially risky.

Retirement plans for travel have been curtailed due to unexpected expenses and reduced savings.

fromBuzzFeed

Everyday cooking

"It's Basically Free Money": 31 Small Habits That People Say Led To Big Savings

Small financial habits can significantly increase savings over time.

fromwww.swindonadvertiser.co.uk

Gadgets

If Millennials Switched To A Cash Back Card, Here's How Much They Could Earn

Cashback credit cards can significantly help millennials save money over time.

UK news

5000 warning issued to Nationwide, Lloyds, NatWest and Santander customers

A significant number of households lack sufficient savings for emergencies, with many having less than 500 in savings.

fromThe Local France

France politics

EXPLAINED: The best money saving options for foreigners in France

Understanding French savings plans like Livret A is crucial for effective financial management in France.

fromBusiness Matters

UK politics

Can You Have a Joint ISA Account? Everything You Need to Know

Joint ISAs are not permitted in the UK; each person must maintain individual ISAs.

We planned to spend our retirement traveling. Now, it feels way too financially risky.

Retirement plans for travel have been curtailed due to unexpected expenses and reduced savings.

fromBuzzFeed

Everyday cooking

"It's Basically Free Money": 31 Small Habits That People Say Led To Big Savings

Small financial habits can significantly increase savings over time.

fromwww.swindonadvertiser.co.uk

Gadgets

If Millennials Switched To A Cash Back Card, Here's How Much They Could Earn

Cashback credit cards can significantly help millennials save money over time.

UK news

5000 warning issued to Nationwide, Lloyds, NatWest and Santander customers

A significant number of households lack sufficient savings for emergencies, with many having less than 500 in savings.

fromThe Local France

France politics

EXPLAINED: The best money saving options for foreigners in France

Understanding French savings plans like Livret A is crucial for effective financial management in France.

fromBusiness Matters

UK politics

Can You Have a Joint ISA Account? Everything You Need to Know

Joint ISAs are not permitted in the UK; each person must maintain individual ISAs.

Travel

I saved $20,000 last year using travel credit cards. Here's how I get the most points without opening new ones.

Using credit cards strategically can lead to significant travel savings and point accumulation.

Points multipliers and direct bookings enhance earning potential and simplify travel management.

fromTravel + Leisure

Los Angeles

Australia Flights Are on Sale for Less Than $800 Roundtrip With American Airlines-How to Book

American Airlines offers affordable flights to Australia, with round trip fares starting at $899 and various restrictions.

fromConde Nast Traveler

Miscellaneous

10% Off Priceline Promo Code and Deals

Priceline has transformed travel booking by providing cost-effective options and innovative technology since 1999.

Travel

I saved $20,000 last year using travel credit cards. Here's how I get the most points without opening new ones.

Using credit cards strategically can lead to significant travel savings and point accumulation.

Points multipliers and direct bookings enhance earning potential and simplify travel management.

fromTravel + Leisure

Los Angeles

Australia Flights Are on Sale for Less Than $800 Roundtrip With American Airlines-How to Book

American Airlines offers affordable flights to Australia, with round trip fares starting at $899 and various restrictions.

fromConde Nast Traveler

Miscellaneous

10% Off Priceline Promo Code and Deals

Priceline has transformed travel booking by providing cost-effective options and innovative technology since 1999.

more#travel

#financial-independence

fromIndependent

fromAll Singles And Married

Miscellaneous

'Double-jobbing, sober living and staycationing - seven extreme life changes we made to get to financial independence'

Michael Houghton aims to save €700,000 in seven years to retire early.

Retirement

FINANCIAL LITERACY QUESTIONS AND ANSWERS

Financial freedom allows individuals to make choices without financial constraints, relying on passive income and savings.

fromIndependent

fromAll Singles And Married

Miscellaneous

'Double-jobbing, sober living and staycationing - seven extreme life changes we made to get to financial independence'

Michael Houghton aims to save €700,000 in seven years to retire early.

more#financial-independence

Retirement

FINANCIAL LITERACY QUESTIONS AND ANSWERS

Financial freedom allows individuals to make choices without financial constraints, relying on passive income and savings.

#grocery-shopping

Chicago

I grocery shop at Jewel-Osco for my family of 4. Here's everything I can get there for $108.

Using coupons significantly reduces grocery expenses for families.

Shopping around local stores helps find better deals on groceries.

Wearables

Everything You Need To Know About Walmart's Price Tags To Shop Smarter - Tasting Table

Understanding Walmart's pricing system can significantly enhance your grocery shopping experience.

fromInsideHook

SF food

Our Favorite Frozen Fish Is On Sale

Vital Choice is offering a site-wide sale on high-quality frozen fish with discounts available until April 28.

Chicago

I grocery shop at Jewel-Osco for my family of 4. Here's everything I can get there for $108.

Using coupons significantly reduces grocery expenses for families.

Shopping around local stores helps find better deals on groceries.

Wearables

Everything You Need To Know About Walmart's Price Tags To Shop Smarter - Tasting Table

Understanding Walmart's pricing system can significantly enhance your grocery shopping experience.

fromInsideHook

SF food

Our Favorite Frozen Fish Is On Sale

Vital Choice is offering a site-wide sale on high-quality frozen fish with discounts available until April 28.

more#grocery-shopping

Bootstrapping

I grew my investment portfolio to over $1 million in 10 years. Even during a recession, these 3 tactics worked for me.

Bola Sokunbi emphasizes the importance of saving and investing even during economic downturns.

#social-tariffs

fromwww.thenorthernecho.co.uk

London politics

Martin Lewis: How to cut your water bills by up to 90 per cent

Households may save up to 90% on water bills with social tariffs.

Many eligible families are missing out on savings of approximately £160 per year.

3 weeks ago

Beer

Huge water bills discounts for pensioners and families - how to apply

Households can save up to 90% on water bills through social tariffs.

fromwww.thenorthernecho.co.uk

London politics

Martin Lewis: How to cut your water bills by up to 90 per cent

Households may save up to 90% on water bills with social tariffs.

Many eligible families are missing out on savings of approximately £160 per year.

3 weeks ago

Beer

Huge water bills discounts for pensioners and families - how to apply

Households can save up to 90% on water bills through social tariffs.

more#social-tariffs

3 weeks ago

Marketing

The Ultimate Guide To Saving Money On Groceries At Target - Tasting Table

Target offers various ways to save on groceries, including a loyalty program and price matching.

fromwww.oxfordmail.co.uk

Cars

Experts reveal the cheapest time to renew your car insurance saving you 150

Purchasing car insurance 26 days before renewal can save significantly on premiums.

Everyday cooking

I spent a month only eating home-cooked food. I felt better physically, financially, and mentally with little sacrifice.

Home-cooked meals saved money, increased vegetable intake, and enhanced overall energy.

LA real estate

fromIrish Independent

Most affordable place for first-time buyers is revealed as east coast remains pricey

It takes first-time buyers an average of five years to save for a home deposit.

Longford is the most affordable area for first-time buyers in Ireland.

fromBuzzFeed

Fashion & style

33 Deals To Check Out This Week

A curated selection of products offers savings while maintaining editorial integrity.

NYC food

5 Ways To Save Money On McDonald's Orders With The App - Tasting Table

McDonald's app offers points for rewards and significant savings on meals, despite having some drawbacks.

#consumer-advice

Roam Research

The free text that could save you hundreds of pounds on your phone bill

Over 14 million people are out of contract on mobile phone bills, allowing them to switch to cheaper deals without penalties.

fromwww.theguardian.com

UK news

Haggle, bundle or switch: how to get the best UK broadband deal

Pay for only the internet speed you truly need to save money.

Consider a speed of at least 100Mbps for most households.

Be aware of upload speeds when comparing broadband packages.

Haggling with providers can lead to better deals after contract expiration.

Roam Research

The free text that could save you hundreds of pounds on your phone bill

Over 14 million people are out of contract on mobile phone bills, allowing them to switch to cheaper deals without penalties.

fromwww.theguardian.com

UK news

Haggle, bundle or switch: how to get the best UK broadband deal

Pay for only the internet speed you truly need to save money.

Consider a speed of at least 100Mbps for most households.

Be aware of upload speeds when comparing broadband packages.

Haggling with providers can lead to better deals after contract expiration.

How to get railcard discounts on an Oyster card in London

Railcard holders can save a third on off-peak fares by linking their railcard to an Oyster card.

fromwww.swindonadvertiser.co.uk

Get paid 1,000 just for saving each year with this clever trick

The Lifetime ISA offers a government bonus that significantly enhances savings for first-time homebuyers, helping many achieve their property ownership goals.

fromConde Nast Traveler

Travel

Vrbo Coupon Codes for February 2025

Vrbo offers significant savings and flexibility for travelers looking for unique vacation rentals.

fromNew York Post

NYC parents

I saved $5K on my son's gifts by thrifting - he doesn't need anything new

Thrifting for gifts has saved a mom $5,000 over five years.

Miscellaneous

Join BJ's for $20 Today and Unlock a $20 Reward | Entrepreneur

BJ's provides essential savings and services for business leaders, transforming shopping into a hassle-free experience.

fromApartment Therapy

Miscellaneous

Ruggable Is Offering Up to 20% Off Washable Styles from Jonathan Adler, Iris Apfel, and More Best Sellers

Rug selection is crucial for room decor and should be made wisely, ideally avoiding full-price purchases.

Miscellaneous

The Cost of Everything is Going Up, But Sam's Club Membership is 60% Off | Entrepreneur

Joining Sam's Club can significantly save costs on everyday essentials amid rising prices.

fromAndroid Authority

Miscellaneous

T-Mobile scores a win: Spectrum doesn't even count as one of the 'big guy' carriers

T-Mobile's advertisement was cleared of misleading claims by the National Advertising Review Board after initial complaints.

fromEngadget