A Reddit user has recently shifted their preferences from travel credit cards to cash back cards after three years of attempting to maximize credit card rewards. The original poster expressed dissatisfaction with the major banks that issue travel cards, citing high fees, limited bonus categories, and restrictive approval processes as major drawbacks. Additionally, they highlighted that many airline rewards programs have become less beneficial due to dynamic pricing, leading to a belief that cash back cards offer more straightforward and valuable rewards for everyday spending.
A Reddit user who used to favor travel credit cards has shifted their preference to cash back options, citing decreasing redemption value as a key issue.
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