"I want to get prepared ahead of the festive season, but it seems impossible when there are debts that need repaying"
"I know it might seem early to be asking, but I usually try to get prepared for the expensive Christmas season ahead of time, and this year it's feeling impossible."
"Between credit cards for end-of-the-month spending and loans for both our family car and a holiday in the summer, I have managed to accrue a fair amount of debt over the last year or two."
Preparations for the festive season feel out of reach because of outstanding debts that require repayment. Early planning for the expensive Christmas season is normally practiced, but current financial obligations have made preparation unachievable this year. Debts include credit card balances used for end-of-month spending and loans taken out for a family car and a summer holiday. The borrowing accumulated over the last year or two has become a significant burden. The financial strain reduces available cash for holiday saving and planning. A WhatsApp channel is mentioned as a way to stay up to date with news.
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