#financial-literacy

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fromThe Oaklandside
1 day ago

Talk to your kids about money

It's never too early to start having a conversation with your kids - whether they're in elementary school, high school or college - about smart ways to navigate finances. Starting the conversation earlier will help create healthy money habits as they grow, ultimately benefiting their financial future. To help you get started, here are tips that make it easier for kids of all ages to learn how to save, budget and begin managing their finances more independently:
East Bay (California)
E-Commerce
fromFortune
1 week ago

A 23-year-old CEO convinced his parents to open a custodial account in second grade. He fears meme stocks inflate Gen Z's dreams of getting rich quick

Steven Wang aims to improve financial literacy for young investors through his copy-trading platform, 'dub'.
#investing
fromTechCrunch
2 months ago
Startup companies

Grifin secures $11M to make investing less intimidating for its female user base | TechCrunch

fromTechCrunch
2 months ago
Startup companies

Grifin secures $11M to make investing less intimidating for its female user base | TechCrunch

#millennials
fromAol
2 weeks ago
Digital life

I'm Searching for People Who Follow the Dave Ramsey Plan - Can Anyone Help?

fromAol
2 weeks ago
Digital life

I'm Searching for People Who Follow the Dave Ramsey Plan - Can Anyone Help?

fromAol
2 weeks ago
Digital life

I'm Searching for People Who Follow the Dave Ramsey Plan - Can Anyone Help?

fromAol
2 weeks ago
Digital life

I'm Searching for People Who Follow the Dave Ramsey Plan - Can Anyone Help?

Wearables
fromBusiness Insider
2 weeks ago

Think you know a lot about managing your money? Test your knowledge against a new wealth encyclopedia.

Wealth management demand is rising due to increasingly complex financial needs of affluent households.
#scams
New York City
fromwww.theguardian.com
2 weeks ago

Everybody's starved of affection': Past Lives director Celine Song on the brutal dating scene and her realistic new romcom

Celine Song critiques financial literacy and perceptions of wealth, emphasizing that billionaires should not be portrayed as likable characters in narratives.
fromFast Company
2 weeks ago

How to outsmart AI-driven pricing

Delta Air Lines is expanding AI usage for individualized pricing, raising ethical concerns regarding transparency and fairness to customers.
fromPsychology Today
4 weeks ago

How In-Person Conferences Recharge My Ambition

Face-to-face connections lead to unexpected collaborations, mentors, and insights.
Education
fromPsychology Today
1 month ago

The Psychology of Money in a Buy Now Pay Later World

Easy credit distorts spending, creating a false sense of affordability that can lead to stress and anxiety. Many consumers underestimate the long-term costs associated with Buy Now, Pay Later schemes.
Mental health
#entrepreneurship
fromBusiness Insider
2 months ago
Parenting

I own a multimillion-dollar business and believe teaching my kids about money is as important as literacy. Here's how I'm doing it.

fromMedium
5 months ago
Startup companies

I tried starting a business to see if it'll fix unemployment, it didn't.

fromBusiness Insider
2 months ago
Parenting

I own a multimillion-dollar business and believe teaching my kids about money is as important as literacy. Here's how I'm doing it.

fromMedium
5 months ago
Startup companies

I tried starting a business to see if it'll fix unemployment, it didn't.

E-Commerce
fromVariety
1 month ago

Timothee Chalamet Aims to Promote Financial Literacy in Cash App Campaign

Timothée Chalamet stars in a Cash App campaign aimed at promoting financial literacy across ages.
#homeownership
fromSlate Magazine
1 month ago

I've Never Handled This Aspect of Our Family Life. My Husband Will Be Shocked When I Tell Him That Has to Change.

Involvement in household finances is essential for both partners, especially when one shows signs of cognitive decline.
fromBusiness Insider
1 month ago

OpenAI's chief economist says he's teaching his kids these 4 skills to prepare for the AI world

"You've gotta learn how to be a critical thinker and identify problems," Chatterji said in an episode of the OpenAI podcast published Tuesday.
Education
#credit-cards
#social-security
Mindfulness
fromBusiness Insider
1 month ago

A millennial paid off six figures in debt and built a $1 million net worth. She explains how she invests her money.

Rose Han overcame financial struggles and student debt through a mix of increasing income, mindful spending, and smart investing strategies.
#financial-education
fromBig Think
1 month ago

Legal fraud: How the books get cooked

The biggest misconception about accountants is that accounting is designed to detect fraud. An audit is not designed for that purpose, despite the capability to do so.
Business
#home-buying
fromHackernoon
2 years ago

Educational Byte: How to Buy Crypto for the First Time | HackerNoon

Before you buy your first crypto, consider that it’s real money with market value, but don’t invest more than you’re willing to lose.
Cryptocurrency
#education
Higher education
from24/7 Wall St.
4 months ago

These Are the 27 States That Guarantee a Personal Finance Course for All High Schoolers

Financial literacy education is grossly insufficient in U.S. high schools, with only half of students having access.
A few states are implementing measures to enhance financial literacy among youth.
fromwww.amny.com
2 months ago

NYC public schools to get new financial literacy education | amNewYork

Mayor Adams emphasized that current school curricula inadequately prepare students for real-world financial responsibilities, leaving them unable to manage essential financial tasks like taxes.
NYC parents
fromBKReader
2 months ago

Medgar Evers Center Leads Charge to Protect Black Homeownership in Brooklyn

The decline in Black homeownership in NYC is alarming, with rates dropping significantly due to various socioeconomic factors.
#gen-z
fromSFGATE
2 months ago
Bootstrapping

Buying a House Is the Second Most Important Financial Goal for Gen Z-the No. 1 Goal Is Why It's Out Of Reach

fromNew York Post
2 months ago
Online learning

Gen Z is signing up for 'Adulting 101' classes - because they can't handle even basic life skills: 'A lot of stuff involves money'

fromSFGATE
2 months ago
Bootstrapping

Buying a House Is the Second Most Important Financial Goal for Gen Z-the No. 1 Goal Is Why It's Out Of Reach

Online learning
fromNew York Post
2 months ago

Gen Z is signing up for 'Adulting 101' classes - because they can't handle even basic life skills: 'A lot of stuff involves money'

Gen Z increasingly enrolls in "Adulting 101" classes to learn essential life skills their education overlooked.
Basic life skills such as cooking, budgeting, and self-management are now prioritized by young adults.
from24/7 Wall St.
2 months ago

Discovering My Dad's Credit Line - Was He Helping Me or Hurting My Credit Score?

On the surface, it looks good. The credit line only had one missing payment over 14 years. If that missed payment was several years ago, then it won't have an impact on the original poster's credit score.
Parenting
fromLondon Business News | Londonlovesbusiness.com
2 months ago

Aviva study reveals critical knowledge gap about UK pensions - London Business News | Londonlovesbusiness.com

"The survey of over 2000 UK adults highlights a significant misalignment between perceived knowledge and actual understanding of pension schemes, especially among younger adults."
Retirement
fromLondon Business News | Londonlovesbusiness.com
2 months ago

What are the most common mistakes new traders make? - London Business News | Londonlovesbusiness.com

New traders often skip essential preparation and risk control, leading to mistakes that can quickly deplete their trading accounts.
Startup companies
US politics
fromtime.com
2 months ago

What Parents Should Know About the $1,000 Trump Accounts' for Babies

Trump's initiative proposes $1,000 government investment accounts for newborns to promote financial growth and stability for future generations.
Retirement
fromFast Company
2 months ago

How to think about retirement if you don't have a traditional full-time job

Self-employed individuals face unique challenges in retirement planning due to irregular income and lack of traditional benefits.
Parenting
fromBusiness Insider
2 months ago

I was raised in a strict religion that believed teaching girls about money was dangerous. It made my life difficult.

Empowering financial literacy is crucial for breaking generational barriers.
from24/7 Wall St.
2 months ago

I'm 20 - My Credit Score is 587 and I Have Only $1,500 in Savings - What Should I Do?

Young individuals can recover from poor credit decisions if they take proactive steps toward financial literacy and responsibility.
Retirement
from24/7 Wall St.
2 months ago

My parents ignored investing their whole lives and have less than $250k for retirement - what's their best financial move now?

Financial ignorance about retirement costs persists among baby boomers, prompting millennials to feel pressure to intervene.
fromFast Company
2 months ago

A third of Gen Z feels 'pressure' to become social media creators-and most say their schools encourage it

Many recent high school graduates feel unprepared for life skills needed in today's economy.
A large percentage of grads wish they had learned about financial literacy during high school.
#bitcoin
fromEntrepreneur
2 months ago

Only 48% of Founders Feel Confident About Their Taxes - Here's How to Join Them | Entrepreneur

Nearly three out of four founders admit they go into every filing season with gnawing doubt about whether they paid the right amount, overpaid or overlooked a key incentive.
Startup companies
NYC politics
fromwww.amny.com
3 months ago

EXCLUSIVE | Comptroller hopeful Mark Levine proposes giving more New Yorkers bank accounts and boosting financial literacy | amNewYork

Mark Levine aims to improve financial literacy in NYC by providing banking access and education for young students.
fromFast Company
3 months ago

What the "Trump effect" teaches us about crypto hype

Nearly as many crypto users work in construction (12%) as do in technology (14%). Many do not belong to higher income brackets.
Cryptocurrency
US politics
fromNew York Post
3 months ago

Snoop Dogg claps back at 'sellout comments' he received over Trump inauguration performance

Snoop Dogg addresses 'sellout' comments post-Crypto Ball performance, emphasizing his focus on community and financial education.
fromTechCrunch
3 months ago

Acorns acquires family wealth and digital memory platform EarlyBird | TechCrunch

Acorns has acquired EarlyBird to enhance its financial literacy offerings for children and families.
fromForbes
3 months ago

How To Start Your $2,000/Month Side Job As A Teen

Teen entrepreneurship allows for higher earnings potential and flexibility compared to traditional summer jobs, building valuable skills for future success.
Startup companies
fromNew York Post
3 months ago

'Big, Beautiful Bill' proposal spearheaded by Ted Cruz offers 'MAGA accounts' with $1K for newborns

The pilot program - described as the "money account for growth and advancement" or "MAGA account" - would give every baby born with a Social Security number $1,000.
US politics
Mental health
fromBusiness Insider
3 months ago

I was taught financial literacy at a young age, but I still ended up with credit card debt. My problem was emotional spending.

Emotional spending can undermine financial literacy, even for those with strong foundational knowledge.
Growth hacking
fromAlleywatch
3 months ago

Stash Raises $146M to Enhance Financial Guidance with its AI-Powered Platform

Stash democratizes access to financial literacy and investment tools for everyday Americans.
Brooklyn
fromBKReader
3 months ago

Hundreds of Brooklyn Teens Gather For Leadership Summit

The 'Summit to Success' empowers Brooklyn teens through workshops on mental health, financial literacy, and leadership.
#money-management
Video games
fromDefector
3 months ago

An Interview With A Fired Web Content Manager At The Consumer Financial Protection Bureau | Defector

The CFPB plays a critical role in consumer protection and financial education.
fromwww.mercurynews.com
3 months ago

Jill On Money: Can Trump fire Powell?

The Federal Reserve's independence limits presidential power to remove its chair, requiring cause for dismissal.
Understanding bonds involves recognizing them as loans made to various entities, with fixed rates of interest and risk-based pricing.
#parenting
from24/7 Wall St.
4 months ago
Parenting

I retired early to spend more time with my kids - but how do I stop worrying they'll become spoiled trust fund adults?

from24/7 Wall St.
4 months ago
Parenting

I retired early to spend more time with my kids - but how do I stop worrying they'll become spoiled trust fund adults?

Parenting
from24/7 Wall St.
3 months ago

How I Plan to Protect My Kids' $20,000 Inheritance from Inflation and Overspending

Inheriting money poses a risk of mismanagement, emphasizing the need for strategic financial guidance.
Real estate
fromSFGATE
3 months ago

How To Invest in Real Estate Without Buying Property

Investing in real estate can be done through REITs without buying property, allowing for potential capital growth and passive income.
#generation-alpha
fromFast Company
3 months ago
Digital life

Gen Alpha may need a financial reality check

Gen Alpha is developing a taste for luxury and holds high expectations for spending.
This generation prefers digital financial solutions over traditional banking methods.
fromSalon
4 months ago
Parenting

My 8-year-old wants a debit card

The digital economy is shaping Generation Alpha's understanding of money, focusing on spending over saving.
Digital life
fromFast Company
3 months ago

Gen Alpha may need a financial reality check

Gen Alpha is developing a taste for luxury and holds high expectations for spending.
This generation prefers digital financial solutions over traditional banking methods.
Parenting
fromSalon
4 months ago

My 8-year-old wants a debit card

The digital economy is shaping Generation Alpha's understanding of money, focusing on spending over saving.
fromNew York Post
4 months ago

Why most Americans may never reach their savings goals

Only 13% of Americans feel very good about their finances, indicating a need for improved financial literacy.
from24/7 Wall St.
4 months ago

Can I Withdraw My Entire Roth 401k Contribution After 5 Years?

Understanding the five-year withdrawal rule for 401(k) accounts is critical but often misunderstood.
fromPortlandTribune.com
4 months ago

Planning for a Positive Economic Future: Financial literacy tips for teens

Financial literacy significantly influences teens' futures, with 64% of those taking personal finance classes finding them helpful, yet knowledge gaps persist, creating concerns about future financial stability.
SF parents
fromPsychology Today
4 months ago

Credit and Debt: Leveraging the Future for the Present

Immediate gratification drives debt accumulation on personal and national levels.
Generational patterns have exacerbated debt trends, influenced by economic conditions and systemic exploitation.
Solutions need to focus on financial literacy and psychological awareness.
US politics
fromwww.nytimes.com
4 months ago

Gen Z Re-Evaluates Their Budgets as a Global Trade War Rages

Young adults are increasingly engaging in discussions about economic policies like tariffs due to their real-life implications.
Video games
fromPolygon
4 months ago

Almost 20% of Japanese people in their 20s have prioritized in-game purchases over paying rent

A significant portion of young Japanese adults struggles with excessive spending on in-game purchases, impacting their financial stability.
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