#financial-education

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from Inside Higher Ed | Higher Education News, Events and Jobs
1 week ago

Racial inequities play a role in loan default disparities

Black and Hispanic borrowers face greater challenges in loan repayment, leading to higher default rates compared to white borrowers.
#investing

You Can Learn From Warren Buffett's First Investment Mistake | Entrepreneur

Warren Buffett's investment journey began at a young age, showcasing early entrepreneurship and the importance of learning from experiences.

Baby boomer women are making big gains in the stock market

Baby boomer women are increasingly taking control of financial decisions and investing more, motivated by improved access to financial education and changing circumstances.

Safe investments with high returns: 9 strategies to boost your portfolio

Investing involves a trade-off between returns and volatility, necessitating a balanced, diversified approach.

Here's what the CEO of NASDAQ is learning from her son in his mid-20s

Young people should educate themselves about investing to confidently navigate risks and make informed financial decisions.

You Can Learn From Warren Buffett's First Investment Mistake | Entrepreneur

Warren Buffett's investment journey began at a young age, showcasing early entrepreneurship and the importance of learning from experiences.

Baby boomer women are making big gains in the stock market

Baby boomer women are increasingly taking control of financial decisions and investing more, motivated by improved access to financial education and changing circumstances.

Safe investments with high returns: 9 strategies to boost your portfolio

Investing involves a trade-off between returns and volatility, necessitating a balanced, diversified approach.

Here's what the CEO of NASDAQ is learning from her son in his mid-20s

Young people should educate themselves about investing to confidently navigate risks and make informed financial decisions.
moreinvesting
#personal-finance

Money guru shares 5 ways to set your kids up for financial success - and some tough love will be necessary

Teaching kids personal finance early promotes financial independence and helps prevent issues like debt or financial mismanagement in adulthood.

A finance professional who wound up in credit card debt after 'doom spending' explains how she got out of the red and changed her money mindset

Alejandra Rojas transformed her financial struggles into a successful financial education company after overcoming significant credit card debt.

Invest now to prepare for your future by streaming the right financial news

More than half of those surveyed feel overwhelmed by their personal finances.
Over one-third of Americans say they're in worse financial shape than last year.

7 Quotes From Rachel Cruze Every Paycheck to Paycheck Family Should Hear

Financial freedom requires responsibility in managing money effectively.

I want to help my kids build up their credit history so I added them to my credit card - will this help?

Early financial education for children is essential for lifelong financial success.
Adding teens to your credit card can help them build credit and secure better financial opportunities.

How You Can Help All Kinds of People With a Financial Planning Career

Financial planners assist individuals in all financial situations, not just the wealthy.

Money guru shares 5 ways to set your kids up for financial success - and some tough love will be necessary

Teaching kids personal finance early promotes financial independence and helps prevent issues like debt or financial mismanagement in adulthood.

A finance professional who wound up in credit card debt after 'doom spending' explains how she got out of the red and changed her money mindset

Alejandra Rojas transformed her financial struggles into a successful financial education company after overcoming significant credit card debt.

Invest now to prepare for your future by streaming the right financial news

More than half of those surveyed feel overwhelmed by their personal finances.
Over one-third of Americans say they're in worse financial shape than last year.

7 Quotes From Rachel Cruze Every Paycheck to Paycheck Family Should Hear

Financial freedom requires responsibility in managing money effectively.

I want to help my kids build up their credit history so I added them to my credit card - will this help?

Early financial education for children is essential for lifelong financial success.
Adding teens to your credit card can help them build credit and secure better financial opportunities.

How You Can Help All Kinds of People With a Financial Planning Career

Financial planners assist individuals in all financial situations, not just the wealthy.
morepersonal-finance
#mindful-spending

How "Deinfluencers" Can Help You Save Money | Bankrate

Deinfluencing encourages consumers to resist impulse purchases and adopt mindful spending habits, countering the pressure of traditional social media influencing.

I became a millionaire at 28 but it took me a long time to find joy in my financial security

Hazel Secco aims to break the generational trauma surrounding money, teaching her children that it's a tool for joy and meaningful experiences.

How "Deinfluencers" Can Help You Save Money | Bankrate

Deinfluencing encourages consumers to resist impulse purchases and adopt mindful spending habits, countering the pressure of traditional social media influencing.

I became a millionaire at 28 but it took me a long time to find joy in my financial security

Hazel Secco aims to break the generational trauma surrounding money, teaching her children that it's a tool for joy and meaningful experiences.
moremindful-spending

UCLA men have best game of season in rout of Southern Utah

Mick Cronin used a postgame talk to stress the value of education and financial literacy alongside his team's defensive success.
#retirement-savings

Is It Too Early to Get Your Minor Children Saving for Retirement?

Starting retirement savings for children early leverages compound interest for significant future wealth.

5 biggest financial regrets and lessons from baby boomers

Baby boomers regret not saving more for retirement, making it crucial for younger generations to learn from their financial experiences.

Is It Too Early to Get Your Minor Children Saving for Retirement?

Starting retirement savings for children early leverages compound interest for significant future wealth.

5 biggest financial regrets and lessons from baby boomers

Baby boomers regret not saving more for retirement, making it crucial for younger generations to learn from their financial experiences.
moreretirement-savings

The 10 golden rules of investing everyone should follow

Avoid losses to maximize future earning potential; focus on downside risks before considering any investment.
#underserved-communities

Jay-Z's Shawn Carter Foundation Launches Empowering Financial Education Program At HBCUs

The Shawn Carter Foundation is launching a financial education program aimed at underserved students and communities.

To save more money, avoid these 5 common financial mistakes

Financial education is crucial in helping underserved communities make informed money decisions.

Jay-Z's Shawn Carter Foundation Launches Empowering Financial Education Program At HBCUs

The Shawn Carter Foundation is launching a financial education program aimed at underserved students and communities.

To save more money, avoid these 5 common financial mistakes

Financial education is crucial in helping underserved communities make informed money decisions.
moreunderserved-communities
#nrmla

Reverse educators take on more HECM misconceptions

Reverse mortgage misconceptions can lead to confusion; the line of credit growth is not classified as income but as loan proceeds.
Interactive education helps clarify and dispel myths in reverse mortgage presentations.

Reverse mortgage educators talk credit lines, equity modeling

Misconceptions about reverse mortgage credit line impacts exist, especially regarding partial prepayments.

Reverse educators take on more HECM misconceptions

Reverse mortgage misconceptions can lead to confusion; the line of credit growth is not classified as income but as loan proceeds.
Interactive education helps clarify and dispel myths in reverse mortgage presentations.

Reverse mortgage educators talk credit lines, equity modeling

Misconceptions about reverse mortgage credit line impacts exist, especially regarding partial prepayments.
morenrmla
#financial-literacy

Finfluencers are all the rage, and for good reason. Here's the five you should follow

'Finfluencers' are emerging to guide Gen Z on money matters through real-life case studies and practical advice on social media.

Financial education for employees is good for business

Early financial education is essential, but most critical decisions occur post-high school, highlighting gaps in adult financial literacy.

Finfluencers are all the rage, and for good reason. Here's the five you should follow

'Finfluencers' are emerging to guide Gen Z on money matters through real-life case studies and practical advice on social media.

Financial education for employees is good for business

Early financial education is essential, but most critical decisions occur post-high school, highlighting gaps in adult financial literacy.
morefinancial-literacy
#digital-assets

Bitcoin University Emerges as Global Leader in Digital Asset Education | HackerNoon

Bitcoin University™ is transforming financial education, reflecting the growing significance of digital assets amid skyrocketing Bitcoin values.

Women Are More Eager to Learn About Cryptocurrency, Even if They Own Less | HackerNoon

Men are more likely to invest in cryptocurrencies, but women's interest in learning about them is substantial.

Bitcoin University Emerges as Global Leader in Digital Asset Education | HackerNoon

Bitcoin University™ is transforming financial education, reflecting the growing significance of digital assets amid skyrocketing Bitcoin values.

Women Are More Eager to Learn About Cryptocurrency, Even if They Own Less | HackerNoon

Men are more likely to invest in cryptocurrencies, but women's interest in learning about them is substantial.
moredigital-assets
#savings

Dave Ramsey says the "typical millionaire lives in a middle-class house, drives a two-year-old or older car, and buys blue jeans at Walmart" - and he's spot on

Dave Ramsey provides accessible financial advice, emphasizing living debt-free and simple principles for managing money effectively.

Pension expert reaction to interest rates being held - London Business News | Londonlovesbusiness.com

Interest rate holds present both benefits and challenges for savers amidst inflation and anticipated cuts.
Cautious planning is crucial for savers and retirement planners in the current financial landscape.

Dave Ramsey gives this direct and perfectly accurate take on the reason behind why rich people stay rich

Compounding is a crucial factor that allows the wealthy to grow their wealth, even during tough economic times.

Dave Ramsey says the "typical millionaire lives in a middle-class house, drives a two-year-old or older car, and buys blue jeans at Walmart" - and he's spot on

Dave Ramsey provides accessible financial advice, emphasizing living debt-free and simple principles for managing money effectively.

Pension expert reaction to interest rates being held - London Business News | Londonlovesbusiness.com

Interest rate holds present both benefits and challenges for savers amidst inflation and anticipated cuts.
Cautious planning is crucial for savers and retirement planners in the current financial landscape.

Dave Ramsey gives this direct and perfectly accurate take on the reason behind why rich people stay rich

Compounding is a crucial factor that allows the wealthy to grow their wealth, even during tough economic times.
moresavings
#debt-management

A Trauma of Money-certified coach shares the book that changed her money mindset and helped her tackle credit card debt

Understanding the psychological aspects of money is crucial for effective financial management, even for those with strong financial knowledge.

20% of consumers pay down debts by monitoring their credit score - London Business News | Londonlovesbusiness.com

Credit education and monitoring helped 20% of UK consumers manage debts and credit more effectively.

A Trauma of Money-certified coach shares the book that changed her money mindset and helped her tackle credit card debt

Understanding the psychological aspects of money is crucial for effective financial management, even for those with strong financial knowledge.

20% of consumers pay down debts by monitoring their credit score - London Business News | Londonlovesbusiness.com

Credit education and monitoring helped 20% of UK consumers manage debts and credit more effectively.
moredebt-management
#retirement-planning

Are You Making These Common Social Security Mistakes?

Understanding Social Security is essential for maximizing retirement benefits and ensuring financial security during retirement.

Getting ready for retirement is easier than you think

Start planning for retirement early to avoid future regrets.
Saving in your 30s greatly improves retirement savings compared to saving in your 50s.
Maximize contributions to retirement accounts like 401(k) to benefit from potential employer matching.

Are You Making These Common Social Security Mistakes?

Understanding Social Security is essential for maximizing retirement benefits and ensuring financial security during retirement.

Getting ready for retirement is easier than you think

Start planning for retirement early to avoid future regrets.
Saving in your 30s greatly improves retirement savings compared to saving in your 50s.
Maximize contributions to retirement accounts like 401(k) to benefit from potential employer matching.
moreretirement-planning
#wealth-building

JPMorgan banking strategy is challenging predatory lenders on their home turf: banking deserts

JP Morgan Chase is opening community centers in low-income neighborhoods to educate residents on finance and improve access to banking services.

The Two Investments That Made Me a Multi-Millionaire (And You Can Make it Too!) | Entrepreneur

Diverse Paths to Building Wealth
Importance of Personalized Investment Approach

JPMorgan banking strategy is challenging predatory lenders on their home turf: banking deserts

JP Morgan Chase is opening community centers in low-income neighborhoods to educate residents on finance and improve access to banking services.

The Two Investments That Made Me a Multi-Millionaire (And You Can Make it Too!) | Entrepreneur

Diverse Paths to Building Wealth
Importance of Personalized Investment Approach
morewealth-building
#homeownership

FinLocker, FirstHome IQ join forces to rescue Gen Z from housing disaster

Partnership aims to empower Gen Z with financial education for achieving homeownership amidst high market barriers.

Dustin Owen exposes myths, red flags that plague the mortgage industry

Interest rates set by the Federal Reserve do not directly influence mortgage rates; consumers need accurate information to make informed decisions.

FinLocker, FirstHome IQ join forces to rescue Gen Z from housing disaster

Partnership aims to empower Gen Z with financial education for achieving homeownership amidst high market barriers.

Dustin Owen exposes myths, red flags that plague the mortgage industry

Interest rates set by the Federal Reserve do not directly influence mortgage rates; consumers need accurate information to make informed decisions.
morehomeownership

Do parents give good financial advice to their kids?

Parents provide substantial financial advice, averaging 114 pieces annually, but children only apply about 54% of this advice.

I'm a multimillionaire, but I'm not leaving my kids any cash inheritance. I think it would be a mistake to make them wealthy.

George Appling believes in providing life opportunities for his children rather than leaving them a cash inheritance to encourage ambition and motivation.

We're finally credit card debt-free but need home improvements - do we take out a home equity loan?

Being debt-free enables homeowners to consider renovations and improvements.
Young adults often lack financial education regarding home investment decisions.
#gen-z

HMRC say Gen Z adults could be sitting on cash pots worth thousands how to claim

Gen Z adults are encouraged to check for unclaimed Child Trust Funds, averaging 2,200 each, to assist their financial situation.

H&R Block parodies Netflix's Too Hot to Handle in new responsibility-themed reality show

H&R Block has created a four-part satirical reality series to educate young consumers about finances and taxes.
The program will be available for streaming on Roku and aims to engage young tax filers through unique and entertaining content.

HMRC say Gen Z adults could be sitting on cash pots worth thousands how to claim

Gen Z adults are encouraged to check for unclaimed Child Trust Funds, averaging 2,200 each, to assist their financial situation.

H&R Block parodies Netflix's Too Hot to Handle in new responsibility-themed reality show

H&R Block has created a four-part satirical reality series to educate young consumers about finances and taxes.
The program will be available for streaming on Roku and aims to engage young tax filers through unique and entertaining content.
moregen-z
#consumer-engagement

What bankers can learn from the CBA's foray into influencer campaigns

Balancing influencer freedom with legal sponsorship disclosure is essential in financial brand promotion.

Money matters to the heart: A case study on how to tie customer care with brand engagement - Tearsheet

Ally Bank's Money Roots campaign emphasizes emotional engagement in financial management over traditional skills-focused approaches.

What bankers can learn from the CBA's foray into influencer campaigns

Balancing influencer freedom with legal sponsorship disclosure is essential in financial brand promotion.

Money matters to the heart: A case study on how to tie customer care with brand engagement - Tearsheet

Ally Bank's Money Roots campaign emphasizes emotional engagement in financial management over traditional skills-focused approaches.
moreconsumer-engagement
#martin-lewis

Martin Lewis issues warning to almost one million people not claiming vital payment

Nearly one million eligible people are not claiming pension credit due to various barriers, according to Martin Lewis.

Martin Lewis slams government's failure' to fund money textbook

Political failure in funding financial education textbook
Martin Lewis personally funded the first financial education textbook.

Martin Lewis issues warning to almost one million people not claiming vital payment

Nearly one million eligible people are not claiming pension credit due to various barriers, according to Martin Lewis.

Martin Lewis slams government's failure' to fund money textbook

Political failure in funding financial education textbook
Martin Lewis personally funded the first financial education textbook.
moremartin-lewis

Jill On Money: Kids and money

Now is the ideal time for parents and caregivers to discuss financial concepts with children as they start the school year.

What is cryptocurrency ? - eLearning

Cryptocurrency is a decentralized digital currency that uses cryptography for secure transactions and new unit creation.
#diversity

5 Money Insights I Wish I Knew About Navigating the Financial Landscape as a Black Woman | Entrepreneur

Entrepreneurship reveals unique financial challenges influenced by identity and cultural beliefs, especially for Black and female founders.

Guaranteed Rate expands its Community Engagement Initiative

Guaranteed Rate's Community Engagement Initiative focuses on improving loan volumes in underserved communities.

5 Money Insights I Wish I Knew About Navigating the Financial Landscape as a Black Woman | Entrepreneur

Entrepreneurship reveals unique financial challenges influenced by identity and cultural beliefs, especially for Black and female founders.

Guaranteed Rate expands its Community Engagement Initiative

Guaranteed Rate's Community Engagement Initiative focuses on improving loan volumes in underserved communities.
morediversity

Exploring financial empowerment: Inside Queensway Trading Academy's impact - London Business News | Londonlovesbusiness.com

Queensway Trading Academy aims to democratize trading by removing barriers and offering accessible financial education to all.

The rise of debt and mental health: Understanding the Psychological Impact

Debt and mental health are closely linked, with rising personal debt levels leading to increased anxiety and depression.

TD Bank Releases Commercial Explaining The Bitcoin Halving And Promotes ETFs

Bitcoin halving event explained by TD Direct Investing for educational purposes.
Impact of halving on Bitcoin's supply dynamics and potential comparison with gold's inflation rate.

Martin Lewis warns children don't know difference between real money and in-app money

Children may struggle to differentiate between real money and money spent on mobile apps.
Financial education for kids is crucial to help them understand the value of money.

Tory minister pulls faces as Martin Lewis criticises government during hearing

Damian Hinds reacts to criticism on government's financial education policies by Martin Lewis.
Martin Lewis emphasizes the need for better financial education resources for schools.

Government undermined financial education for children in England, Martin Lewis says

Lack of resources and changes in educational systems have hindered financial education efforts in schools.
Financial education in the UK faces challenges due to the lack of government support and prioritization.

I've recently moved out of my parents' home and have many bills to pay. Can you offer advice on how credit cards work?

Young adults need to understand credit card usage and its costs.
Before considering credit, understand the purpose and financial implications.

Build Your Child's Educational Wealth Now

NYC Kids RISE Save for College Program helps students save money for college.
The program provides a $100 seed investment for college and career training.

Cash App Releases Its First Ever Bitcoin Focused Magazine

Cash App has launched a free zine called 'BREAD' that combines financial education with culture.
The inaugural issue, focused on Bitcoin, aims to make money more accessible and reshape public perceptions.

'Forget national service' focus on financial literacy - London Business News | Londonlovesbusiness.com

Accountant Grace Hardy advocates for better financial education in schools to empower young people.
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