Cleo 3.0 is the latest version of the UK fintech's AI-powered budgeting app, featuring voice interaction, long-term memory, and advanced reasoning capabilities. This version shifts from a basic chatbot to a 'conversational AI money coach,' enabling users to have real-time conversations with the app. Cleo analyzes users' financial behaviors and offers tailored insights on spending and budgeting. With aims to exceed 1 million paid subscribers and achieve significant revenue growth, Cleo demonstrates a commitment to making personalized financial guidance accessible to everyone, not just the affluent.
Cleo remembers your goals, learns your habits, and delivers personalised financial guidance previously only available to the wealthy.
Cleo 3.0 represents more than just a product update - it signals a shift in what we should expect from financial technology.
Cleo now allows users to have real-time voice conversations, making financial help feel more natural and accessible.
Cleo's user engagement is 20 times higher than that of traditional banking chain-of-thought apps.
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