#fintech

#fintech

The companies that spent the last decade promising to disrupt banks are now building their foundational systems. Coinbase, once the crypto outsider pitching digital assets as banking's alternative, is powering J.P. Morgan's deposit token experiments. SoFi is routing remittances through Bitcoin's Lightning Network while acting as a regulated bank holding company. Even pure-play digital banks like Chime have shifted focus from pure customer acquisition to deepening existing relationships through credit products and early-pay services.

"One is just how fast the servers can give you back an answer so that you can make a decision. That's really important in a credit card authorization loop..."

Kids taught about money are three times more likely to earn $75,000 or higher. FutureMoney Pro helps parents invest in their children's financial future.

With the expansion, Brex is now authorized to sell spend management complete with issuing cards and other tools like embedded payments to EU companies and startups.

Uzum has raised $65.5 million, leading to a valuation increase to $1.5 billion, reflecting its rapid growth and interest from global investors.

"The driver behind everything new in finance over the past 30 years has been innovation," Lenz told Business Insider. He added that technological advances continually spur change in the financial world, keeping the role of a fintech engineer both compelling and essential.

Pursuing a master's degree in finance technology, or fintech, engineering was one of the best decisions I've ever made. My degree allowed me to build on my technical knowledge and gain a deeper understanding of how emerging technologies are transforming financial systems.

Although they have comparatively few problems accessing overseas bank accounts-often in the Cayman Islands or Switzerland-in lieu of a US bank account, they are often unable to earn yield on deposits or transact seamlessly with US-based counterparties, and sometimes incur high account fees.

According to four industry executives, the move is a blow to the fintech sector and could prove devastating to early-stage startups, including those in the crypto industry.

"These kinds of events are not just about networking-they're about creating a shared space where ideas can succeed and long-term collaborations can take root."

Winning not one, but three awards at this year's African FinTech Summit is a proud moment for our team. It reflects the hard work and creativity of our team, and our ongoing dedication to delivering innovative solutions that empower traders and support financial inclusion across Africa and the MENA region. Our role as Global Sponsor reinforces our commitment to leading fintech transformation in these vital markets.

This collaboration immediately strengthens Echo Base with access to over 100 engineers and accelerates the development of its growing portfolio, which currently includes , , and .

re:cap has launched a €125M credit facility for tech companies, addressing the challenges they face in securing traditional funding while offering a real-time analytics platform.

Robinhood went public during the meme stock frenzy and attracted young, new investors. Its platform offers fee-free trades, which means investors take home higher profits.

Few digital platforms have the technology infrastructure, product-market alignment, and innovation velocity required to serve this demographic effectively and profitably, and we think Chime is one of them.

When you're at a global network like Mastercard or Visa, you see payments at scale. But the pace of innovation is different, understandably so. There are layers of infrastructure, regulation, and decision-making.

Gamification has become a key feature of how digital media companies pull customers in and keep them engaged, shaping interactions with news apps, streaming services, and fintech tools.

"The bank will be a national bank... providing traditional banking products, as well as virtual currency-related products and services, for businesses and individuals."

Collectively, their efforts are shaping not only their companies but also the communities they serve and the future of housing itself.

Four standout teams have received top honors at the Isle of Man Innovation Challenge 2025, showcasing innovations in cleantech, data and AI, fintech, and sustainability.

In 2025, it's not your salary that should make you bankable, it's your behavior.

The new research highlights the costly reality of disharmony within financial systems, exposing the operational inefficiencies that accrue from mismatched fintech and traditional practices.