A Brooklyn-based data scientist earns $167,000 annually, supplemented by a $15,000 discretionary bonus. She maintains significant savings and investments, totaling over $600,000, while managing a mortgage of $98,000 and a personal loan of $17,000 to her parents. Monthly expenses include housing costs of $1,356, utility bills ranging between $80 and $170, and a variety of subscriptions. Furthermore, she allocates funds towards donations, gym memberships, and pre-tax contributions for retirement and health savings, showcasing responsible financial habits and planning.
During a seven-day tracking period, a data scientist in Brooklyn, NY, provides insight into her financial habits and expenditures, emphasizing the importance of budgeting.
With an annual salary of $167,000 and various investments and savings, she illustrates how detailed record-keeping helps manage finances effectively.
Collection
[
|
...
]