#customer-financing-models

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#ai
Artificial intelligence
fromwww.cbc.ca
8 hours ago

Anthropic's latest AI model is sparking fears from cybersecurity experts and the banking sector. Here's why. | CBC News

Mythos, Anthropic's advanced AI model, poses cybersecurity risks by uncovering vulnerabilities faster than they can be fixed.
Marketing tech
fromThe Drum
1 day ago

In ctrl or out of touch? The ninth P of marketing revealed

AI is reshaping customer journeys, creating a trust gap between marketers and consumers regarding data usage for personalization.
fromFuturism
5 days ago
Venture

What It Really Means That a Failing Shoe Brand "Pivoted to AI" and Its Stock Soared 700 Percent

Artificial intelligence
fromwww.cbc.ca
8 hours ago

Anthropic's latest AI model is sparking fears from cybersecurity experts and the banking sector. Here's why. | CBC News

Mythos, Anthropic's advanced AI model, poses cybersecurity risks by uncovering vulnerabilities faster than they can be fixed.
Silicon Valley
fromTNW | Opinion
1 day ago

Op-Ed: SaaS is not dead. You are just being sold the funeral

AI will not replace human creativity and traditional software is not dead despite prevailing narratives.
Marketing tech
fromThe Drum
1 day ago

In ctrl or out of touch? The ninth P of marketing revealed

AI is reshaping customer journeys, creating a trust gap between marketers and consumers regarding data usage for personalization.
Venture
fromFuturism
5 days ago

What It Really Means That a Failing Shoe Brand "Pivoted to AI" and Its Stock Soared 700 Percent

Allbirds pivots to AI, rebranding as NewBird AI, leading to a 700% stock surge despite previous financial struggles.
Fundraising
fromTechCrunch
12 hours ago

Cash App is targeting a new kind of customer: 6-12 year olds | TechCrunch

Cash App is expanding its services to children aged 6-12, allowing parents to manage financial accounts for their kids.
Cryptocurrency
fromnews.bitcoin.com
4 hours ago

Shakepay Enables Bitcoin-Backed Lending in Canada After AMF Green Light

Shakepay launched bitcoin-backed loans in Canada with a 9.5% APR, allowing users to borrow against their bitcoin without selling.
E-Commerce
fromPayments Dive
2 days ago

Tapping into the latest emerging payment solution trends

Consumers demand diverse payment options, including digital wallets and A2A payments, driving merchants to adapt for growth and seamless experiences.
Real estate
fromwww.housingwire.com
7 hours ago

Homebuyers stressed amid stretched budgets, fraud concerns

Recent homebuyers face high prices and interest rates, with many exceeding budgets and experiencing stress during the homebuying process.
#private-credit
Careers
fromwww.businessinsider.com
1 day ago

One of the most stressful jobs in finance right now: private credit sales

Private credit professionals are shifting from growth to defense as redemption requests rise and concerns about credit quality increase.
Business
fromwww.businessinsider.com
6 days ago

Private credit funds faced a $20 billion redemption rush. Here are 3 charts showing how much investors got.

Investors withdrew $19.5 billion from private credit funds in Q1, but only $10.4 billion was paid out, indicating faltering confidence.
Careers
fromwww.businessinsider.com
1 day ago

One of the most stressful jobs in finance right now: private credit sales

Private credit professionals are shifting from growth to defense as redemption requests rise and concerns about credit quality increase.
Business
fromwww.businessinsider.com
6 days ago

Private credit funds faced a $20 billion redemption rush. Here are 3 charts showing how much investors got.

Investors withdrew $19.5 billion from private credit funds in Q1, but only $10.4 billion was paid out, indicating faltering confidence.
London startup
fromBusiness Matters
12 hours ago

Barclays and Lloyds join FCA's second AI sandbox as banks race to prove their tech credentials

Barclays joins a regulatory AI testing scheme to enhance its technology capabilities in the competitive banking sector.
Data science
fromTNW | Finance
1 day ago

How AI and human judgment combine in modern financial market analysis

Intelligent Investing AI enhances financial forecasting by processing large datasets while human interpretation remains crucial for meaningful market insights.
DevOps
fromInfoQ
2 days ago

Event-Driven Patterns for Cloud-Native Banking - What Works, What Hurts?

Event-driven architecture in regulated industries offers benefits and challenges that need careful consideration.
Venture
fromFast Company
1 day ago

I used to be a VC. Now I've found a better way to build a company

Many successful companies raised minimal VC funding, challenging the notion that large investments are necessary for success.
Poker
from24/7 Wall St.
1 day ago

He Quit His Job to Bet on Prediction Markets Full-Time: Why Casual Bettors Should Think Twice

Caden Booth's experience highlights the lack of competition in prediction markets, revealing opportunities for casual bettors.
fromIndependent
2 days ago

How to find Ireland's best value current account in a very crowded banking market

Austrian bank Bawag struck a deal to buy PTSB for €1.62bn, marking a significant shift in the Irish banking landscape.
European startups
fromTechCrunch
2 days ago

The 12-month window | TechCrunch

For most companies, there's roughly a 12-month period where the business is at its peak value, and then it crashes out. The companies that capture generational returns are often the ones where someone spies that moment instead of assuming the good times will get even better.
Startup companies
Business
from24/7 Wall St.
2 days ago

PFXF's 6.6% Yield Still Looks Safe as it Skips Banking Sector's Biggest Dividend Risks

PFXF offers monthly distributions from non-financial preferred securities, avoiding banking sector risks, but distribution amounts can fluctuate.
Higher education
fromFast Company
3 days ago

Private student loans: A cautionary guide to your options

Filing FAFSA and applying for scholarships can help manage college costs, but cosigning private loans poses risks to parents' finances and relationships.
Bootstrapping
fromEntrepreneur
4 days ago

What Most Founders Misunderstand About Runway

Hoarding cash doesn't ensure survival; actively using capital to learn and adapt is crucial in a rapidly changing market.
fromBusiness Matters
5 days ago

New Bike Insurance Online for First-Time Buyers in India: A Structured Approach to Getting Started

The insurance policy for bikes is designed to provide financial protection against the risk associated with riding a two-wheeler. As per the Motor Vehicles Act 1988, every two-wheeler in India must have a minimum of third-party cover.
Bicycling
fromIrish Independent
5 days ago

Bank of Ireland raises rate on savings account in move seen as response to neobanks

It's obviously welcome to see savings rates go up. Albeit from a low enough base. Several new providers such as Moco, Monzo, and Bankinter are all now quite active in the savings space in Ireland, so this is perhaps a response to increased competition.
Retirement
Information security
from24/7 Wall St.
6 days ago

Why Cybersecurity Stocks Look Built for the Next Big Spending Cycle

Cybersecurity firms like CrowdStrike and Palo Alto Networks are poised for growth amid rising cyber threats and the emergence of advanced AI technologies.
Real estate
fromwww.housingwire.com
10 hours ago

Private equity firm Presidio backs mortgage broker platform Edge Home Finance

Edge Home Finance originated $8.6 billion in mortgages, focusing on broker growth and technology expansion through investment from Presidio Investors.
Web design
fromTheStreet
6 days ago

PayPal turns Canva designs into payment machines

PayPal Payment Links are now integrated in Canva, allowing instant payments from designs without needing a separate e-commerce platform.
Digital life
fromFinbold
1 day ago

Why You Don't Actually Own The Money You Own

You do not truly own your bank balance; banks control access to your money, making you an unsecured creditor.
Cryptocurrency
fromnews.bitcoin.com
18 hours ago

Why the Wealthy Are Doubling Down on Bitcoin-Backed Debt

High-net-worth individuals are increasingly using bitcoin-backed loans for long-term capital preservation instead of active trading during market volatility.
Fundraising
fromFast Company
1 day ago

A different kind of "trust" fund

Trust is essential for effective climate innovation, requiring collaboration over competition among organizations addressing the climate crisis.
Venture
fromFortune
1 day ago

Private markets have soared to $10 trillion in AUM. But why have they underperformed public markets? | Fortune

The U.S. private markets are large but have underperformed public markets despite significant asset growth.
Business
from24/7 Wall St.
5 days ago

Visa vs. Mastercard: This One Is Built to Survive the Next Recession

Visa and Mastercard are diverging in strategy, with Visa focusing on infrastructure and Mastercard emphasizing value-added services.
Marketing tech
fromAdExchanger
4 days ago

The OpenAI Pixel Has Landed; Amazon's Credit Card Ban Triggers An Ad Boycott | AdExchanger

OpenAI is developing ad infrastructure, but the effectiveness of AI search for advertisers remains uncertain due to varying commercial intent in queries.
#ai-adoption
Business intelligence
fromFortune
2 weeks ago

More people are using AI to manage their money- but they won't let it make decisions alone | Fortune

Employees embrace AI for productivity but prefer human decision-making authority.
Business intelligence
fromFortune
2 weeks ago

More people are using AI to manage their money- but they won't let it make decisions alone | Fortune

Employees embrace AI for productivity but prefer human decision-making authority.
Real estate
fromwww.housingwire.com
17 hours ago

10 Myths Loan Originators Believe about Reverse Mortgages and the Reality that Could Change their Business

Senior homeowners hold $14.6 trillion in housing wealth, presenting a significant opportunity for mortgage originators through reverse mortgages.
Cryptocurrency
fromnews.bitcoin.com
3 days ago

Less Than 1% of Crypto Projects Disclose Market Maker Deals

91% of crypto protocols generate revenue, but less than 1% disclose market maker deals, highlighting transparency issues and risks for investors.
#fintech
from24/7 Wall St.
6 days ago
Venture

Upstart Soars 14%, Affirm Climbs 7%: Two Fintech Disruptors Signal the Sector May Be Turning a Corner

fromTechCrunch
5 days ago
Venture

Slash, a Ramp competitor founded by teenagers, raises $100M at $1.4B valuation | TechCrunch

fromTearsheet
3 months ago
US politics

Micro case studies: The feud over interest rate caps and the murky future of agentic commerce - Tearsheet

Venture
fromwww.businessinsider.com
4 days ago

Ramp is telling investors it is about to hit $1.4 billion in revenue a year, as the company prepares to go public

Ramp is projected to reach $1.4 billion in annual recurring revenue this quarter as it prepares for a potential IPO.
Venture
from24/7 Wall St.
6 days ago

Upstart Soars 14%, Affirm Climbs 7%: Two Fintech Disruptors Signal the Sector May Be Turning a Corner

Fintech lending stocks Upstart and Affirm show signs of recovery as investors reassess growth potential after significant declines in 2026.
Venture
fromTechCrunch
5 days ago

Slash, a Ramp competitor founded by teenagers, raises $100M at $1.4B valuation | TechCrunch

Slash Financial raised $100 million in Series C funding, achieving a $1.4 billion valuation and generating $300 million in annual revenue.
fromTearsheet
3 months ago
US politics

Micro case studies: The feud over interest rate caps and the murky future of agentic commerce - Tearsheet

Business
from24/7 Wall St.
5 days ago

Forget Robinhood: This Retail Trading Rival Delivers Better Returns at Half the Price

Robinhood's valuation is stretched, facing declining crypto revenue and regulatory risks, making it less attractive compared to competitors like Futu.
Real estate
fromwww.housingwire.com
1 day ago

Loan officer mobility slows again in 2025, RETR reports

Loan officer mobility is declining due to a preference for stability and consistent deal flow over compensation differences.
Marketing tech
fromAdExchanger
1 week ago

Betterment's 'AntiMarketing' Machine | AdExchanger

Betterment's marketing strategy focuses on long-term investment and customer retention rather than short-term trading engagement.
Digital life
fromScary Mommy
1 week ago

18 Genius (& Kind Of Unhinged) Ways Real People Are Paying Down Their Debt

Various unconventional strategies exist for paying down debt, including selling items, side hustles, and unique income-generating activities.
fromLondon Business News | Londonlovesbusiness.com
6 days ago

High street businesses turn to flexible finance as cost pressures bite - London Business News | Londonlovesbusiness.com

Revenue-based finance allows repayments to fluctuate with takings, offering businesses greater flexibility during quieter trading periods. This model is increasingly favored by high street businesses facing financial pressures.
London startup
Cryptocurrency
fromFortune
4 days ago

Meet the crypto guru to the Fortune 500 | Fortune

CFOs are hesitant to adopt blockchain despite its existing infrastructure and Fortune 500 companies experimenting with it.
fromTechCrunch
4 days ago

Sources: Cursor in talks to raise $2B+ at $50B valuation as enterprise growth surges | TechCrunch

Cursor is nearing a funding round of at least $2 billion, with returning investors Thrive and Andreessen Horowitz expected to lead the financing at a $50 billion valuation. The deal terms are not final and may still change.
Venture
Real estate
fromwww.housingwire.com
4 days ago

Portable credit reports could lower costs, but fraud worries persist

Consumer-controlled portable credit reports could reduce costs and repeat pulls, but may increase fraud risk according to credit reporting advocates.
from24/7 Wall St.
1 week ago

I've Always Paid with a Debit Card, But Is a Credit Card Better?

Using a credit card can help build better credit, earn rewards like frequent flyer miles, and take advantage of other benefits that debit cards do not offer.
Cryptocurrency
fromTearsheet
1 week ago

Consumer banking is back in focus - and looks nothing like 2019 - Tearsheet

Leading US banks are not just going digital; they are realizing that digital savings and loans alone do not ensure sustained engagement or profitability. These services must connect to the banks' core strengths: trust, scale, and long-term financial relationships.
Business
#mortgage
Real estate
fromIndependent
3 days ago

'Switching could save someone over 200 a month' - money experts share the mortgage repayment hacks more people should know about

Homeowners can reduce their mortgage costs through various strategies suggested by money experts.
Real estate
fromIndependent
3 days ago

'Switching could save someone over 200 a month' - money experts share the mortgage repayment hacks more people should know about

Homeowners can reduce their mortgage costs through various strategies suggested by money experts.
Real estate
fromwww.housingwire.com
5 days ago

IMB profits per loan rise in 2025 but remain below historic norms

Profitability improved in 2025 despite rising origination costs and compressed production margins, highlighting the importance of servicing income for lenders.
Real estate
fromwww.housingwire.com
5 days ago

75% of homebuyers expect AI in the mortgage process

U.S. buyer confidence in homebuying has decreased, with younger generations seeing AI as a potential solution despite growing distrust in AI systems.
Artificial intelligence
fromTearsheet
5 days ago

How American Express is fixing the weak link in agentic commerce - Tearsheet

Agentic commerce is evolving with AI agents that anticipate user needs, transforming transactions while maintaining user control and trust.
SF real estate
fromwww.housingwire.com
1 month ago

From loan pools to consumer wallets: The ripple effects of credit score lender choice

The FHFA directed approval of two credit scores despite GSEs recommending only FICO 10T, and a lender-choice model between FICO and VantageScore will create pricing inconsistencies and risk measurement challenges in the secondary mortgage market.
Real estate
fromwww.housingwire.com
6 days ago

The rise of HELOCs: What it means for originators in today's market

Homeowners are increasingly using HELOCs to access cash while retaining low mortgage rates, creating opportunities for originators.
Artificial intelligence
fromEngadget
6 days ago

Shoe company pivots to AI compute in sign of a totally normal and healthy economy

Allbirds is pivoting from eco-friendly shoes to AI compute infrastructure, changing its name to NewBird AI and seeking shareholder approval for the transition.
Artificial intelligence
fromTearsheet
1 week ago

For U.S. Bank, embedded finance was step one. The self-reinforcing model is step two. - Tearsheet

U.S. Bank is enhancing partner API integrations with a generative AI assistant to streamline processes and expand its market reach.
Real estate
fromwww.housingwire.com
1 week ago

Borrowers have a new agent. Is your organization built for it?

AI is shifting negotiating power from lenders to borrowers, requiring institutions to adapt or risk losing competitive advantage.
#mortgage-underwriting
Real estate
fromwww.housingwire.com
2 weeks ago

Verification first: Why mortgage lending must rethink income and how it actually works

Mortgage underwriting needs to evolve from document-driven methods to assessing income behavior for better risk evaluation.
Real estate
fromwww.housingwire.com
1 month ago

Verification is the new credit score

The mortgage industry's core challenge is data confidence and reconciliation across multiple independent systems, not processing speed, as traditional credit scores cannot validate the consistency and reliability of increasingly complex data sources.
Real estate
fromwww.housingwire.com
2 weeks ago

Verification first: Why mortgage lending must rethink income and how it actually works

Mortgage underwriting needs to evolve from document-driven methods to assessing income behavior for better risk evaluation.
Real estate
fromwww.housingwire.com
1 month ago

Verification is the new credit score

The mortgage industry's core challenge is data confidence and reconciliation across multiple independent systems, not processing speed, as traditional credit scores cannot validate the consistency and reliability of increasingly complex data sources.
Cryptocurrency
fromTearsheet
4 weeks ago

The slow death of interchange as a standalone growth engine - Tearsheet

Interchange is essential for entry into payments, but ongoing customer relationships and services are crucial for sustained business growth.
Online marketing
fromSocial Media Explorer
1 month ago

Balancing Credit Building with Credit Caution - Social Media Explorer

Build credit steadily and intentionally through consistent, responsible use rather than aggressive account opening, as time and payment history matter more than rapid activity.
#buy-now-pay-later
Real estate
fromwww.housingwire.com
3 weeks ago

NEXA Lending targets recurring income model for loan originators

NEXA's initiative allows loan originators to access recurring revenue from mortgage servicing rights, enhancing alignment with long-term loan outcomes.
Venture
fromTearsheet
1 month ago

Why fintechs are transitioning from partners to principals in banking - Tearsheet

Three major fintechs applied for bank charters in early 2026, signaling a fundamental shift from the asset-light fintech model toward direct banking operations and regulatory control.
fromTearsheet
3 months ago

Micro case studies: The feud over interest rate caps and the murky future of agentic commerce - Tearsheet

If this is enacted-and that's a big if, though part of me hopes it is-we would likely see a significant contraction in industry credit card lending. Credit card issuers simply won't be able to sustain profitability at a 10% rate cap,
US politics
Miscellaneous
fromLondon Business News | Londonlovesbusiness.com
1 month ago

How does a personal loan work? From bank loans to alternative financing options - London Business News | Londonlovesbusiness.com

Personal loans are unsecured borrowings repaid in fixed monthly installments, approved based on credit profile and income, commonly used for debt consolidation, emergencies, and home improvements.
Business
fromTearsheet
1 month ago

Q4 2025 in Consumer Finance: Fintechs move from user counts to dollars per engaged customer - Tearsheet

Block and Chime are redefining fintech success through AI-driven efficiency, workforce optimization, and monetization of highly engaged user cohorts rather than raw user growth.
Artificial intelligence
fromEntrepreneur
1 month ago

Why the Rise of AI Customers Could Force Changes to Finances

AI agents are becoming significant revenue sources for companies, but disclosure of agent-driven revenue remains absent, creating hidden concentration risk for investors.
Real estate
fromwww.housingwire.com
1 month ago

Is it time to bring banks back to the mortgage business?

Mortgage loan origination collapsed from 14.2 million in 2021 to under 5 million in 2023, with independent mortgage banks filling the gap while maintaining quality, yet regulators and industry leaders argue banks should re-engage to restore competition and customer relationships.
fromFast Company
2 months ago

How AI is rewriting 70 years of lending rules

For most of modern finance, one number has quietly dictated who gets ahead and who gets left out: the credit score. It was a breakthrough when it arrived in the 1950s, becoming an elegant shortcut for a complex decision. But shortcuts age. And in a world driven by data, digital behavior, and real-time signals, the score is increasingly misaligned with how people actually live and manage money.
Artificial intelligence
fromTearsheet
1 month ago

Affirm's full-stack ambition is bigger than consumer finance alone - Tearsheet

Within the first days of the year, the BNPL firm rolled out a series of announcements: a rent payments tie-up with Esusu, a bank charter application, debit-card-embedded BNPL through Fiserv, default checkout positioning with Bolt, and integration into QuickBooks invoices.
Real estate
Real estate
fromwww.housingwire.com
1 month ago

Lender choice relies on the myth of adverse selection

Mortgage lenders choosing between FICO Classic and VantageScore 4.0 credit scores will not cause adverse selection because regulatory frameworks and GSE controls prevent gaming, and VantageScore 4.0 provides superior risk assessment.
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