#mortgage-preapproval

#mortgage-preapproval

In 2017, Joni Cheung bought a one-bedroom-plus-den preconstruction condo in Richmond Hill, Ont., for $348,000. By the time it was completed, in December, 2021, she was in a relationship with Ryan Berard, now a 33-year-old technical sales lead, and the couple moved into the 565-square-foot condo together. "It was on the squishier side," Ms. Cheung says of their condo. Mr. Berard works from home while Ms. Cheung is on a hybrid work schedule, so they set up two workspaces, one of which had to be moved when they had guests over. Mr. Berard's hobbies, including collecting Magic: The Gatherin g cards and playing with them, also required space that was limited in the couple's home.