Foreclosure activity rose in 2025 but remained far below crisis levels; FHA borrowers face higher risk from low equity, rising partial claims, and new rules.
Senate committee advances FHA, Ginnie Mae nominees to full vote
Quick confirmation of Gormley and Cassidy is urged to strengthen housing finance, improve affordability, and ensure mortgage market liquidity and stability.
HECM endorsements rise to highest level since February
The 10-year CMT saw a decrease that spurred a rise in HECM endorsements, leading to 3,784 applications in April. This increase is linked to past interest rates.
Arcasa launches Energy-Smart DPA on Down Payment Resource
The Energy-Smart DPA program, available with Federal Housing Administration (FHA) financing, helps homebuyers fund energy-efficient upgrades while removing the hurdle of a down payment.
MBA urges overhaul of mortgage rules in letter to OMB
The MBA's response emphasizes the need to roll back certain regulatory measures it believes hamper the efficiency and cost-effectiveness of the mortgage industry.
FHA cites AI emergence as it archives' inactive policy documents
FHA's archiving of nearly 600 outdated policy documents is a significant step toward increasing government efficiency and clarifying information for lenders and stakeholders.