"For a hundred years, the MBA has been the mortgage industry's voice in Washington. An office blocks from the White House. A policy staff that reads FHFA notices the way priests read liturgy."
"About 90% of them had never advocated for anything in Washington before. They carried the MBA's 2026 policy priorities, and they carried what the MBA wanted in that room: the borrower."
"Kristin Messerli has been saying this for a year: Local loan officers are the most powerful advocates for housing affordability in this country. And almost nobody is using them that way."
The Mortgage Bankers Association has historically represented the mortgage industry in Washington. Recently, it mobilized 50 loan officers from 26 states to advocate for housing policy. Many of these loan officers had never engaged in advocacy before. They carried the MBA's policy priorities and focused on the needs of borrowers. Local loan officers are recognized as powerful advocates for housing affordability, yet their potential has often been overlooked. The involvement of these loan officers marked a significant shift in advocacy efforts, emphasizing personal stories and real impacts on families.
Read at www.housingwire.com
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