#home-equity

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#retirement
from24/7 Wall St.
5 days ago
US politics

My parents have no savings, live paycheck to paycheck, and own a home with $400k in equity - should they cash out and rent instead?

Boston real estate
fromSFGATE
4 months ago

The Best Cities for Boomers To Retire in Luxury

Retirees can achieve luxury living through careful financial planning and leveraging home equity.
The luxury real estate market remains active despite broader economic challenges.
from24/7 Wall St.
5 days ago
US politics

My parents have no savings, live paycheck to paycheck, and own a home with $400k in equity - should they cash out and rent instead?

Boston real estate
fromSFGATE
4 months ago

The Best Cities for Boomers To Retire in Luxury

Retirees can achieve luxury living through careful financial planning and leveraging home equity.
The luxury real estate market remains active despite broader economic challenges.
#home-renovation
fromFortune
6 days ago
Renovation

Homeowners are pouring their equity into renovations because there's 'no incentive' to sell in today's housing market

Millennial and Gen Z homeowners increasingly opt for renovations instead of buying new or larger homes due to high housing prices.
Renovation
from24/7 Wall St.
5 months ago

I want to do a major renovation costing over $100k - what's the best way to financially pay for that?

Careful financing choices are crucial when considering a $100K home renovation.
fromFortune
6 days ago
Renovation

Homeowners are pouring their equity into renovations because there's 'no incentive' to sell in today's housing market

Renovation
from24/7 Wall St.
5 months ago

I want to do a major renovation costing over $100k - what's the best way to financially pay for that?

Careful financing choices are crucial when considering a $100K home renovation.
#capital-gains-tax
fromSFGATE
2 weeks ago
Real estate

EXCLUSIVE: Marjorie Taylor Greene Shares Plans To Eliminate the Home Equity Tax: A 'Gift to the American People'

fromSFGATE
2 weeks ago
NYC real estate

6.8% of Homeowners in West Virginia Will Face a Hidden Home Equity Tax If They Sell

fromSFGATE
2 weeks ago
Real estate

17.7% of Homeowners in Wisconsin Will Face a Hidden Home Equity Tax If They Sell

fromSFGATE
2 weeks ago
Real estate

25.4% of Homeowners in South Dakota Will Face a Hidden Home Equity Tax If They Sell

fromSFGATE
2 weeks ago
Real estate

20.4% of Homeowners in Pennsylvania Will Face a Hidden Home Equity Tax If They Sell

fromSFGATE
2 weeks ago
Real estate

12.6% of Homeowners in Ohio Will Face a Hidden Home Equity Tax If They Sell

fromSFGATE
2 weeks ago
Real estate

EXCLUSIVE: Marjorie Taylor Greene Shares Plans To Eliminate the Home Equity Tax: A 'Gift to the American People'

fromSFGATE
2 weeks ago
NYC real estate

6.8% of Homeowners in West Virginia Will Face a Hidden Home Equity Tax If They Sell

fromSFGATE
2 weeks ago
Real estate

17.7% of Homeowners in Wisconsin Will Face a Hidden Home Equity Tax If They Sell

fromSFGATE
2 weeks ago
Real estate

25.4% of Homeowners in South Dakota Will Face a Hidden Home Equity Tax If They Sell

fromSFGATE
2 weeks ago
Real estate

20.4% of Homeowners in Pennsylvania Will Face a Hidden Home Equity Tax If They Sell

fromSFGATE
2 weeks ago
Real estate

12.6% of Homeowners in Ohio Will Face a Hidden Home Equity Tax If They Sell

Real estate
fromSFGATE
2 weeks ago

27.6% of Homeowners in Wyoming Will Face a Hidden Home Equity Tax If They Sell

Rising property values in Wyoming are resulting in higher home equity taxes for homeowners.
fromSFGATE
2 weeks ago

61.2% of Homeowners in Utah Will Face a Hidden Home Equity Tax If They Sell

Many Utah homeowners risk hefty taxes when selling due to increased home equity surpassing federal exclusions.
fromSFGATE
2 weeks ago

32.9% of Homeowners in Texas Will Face a Hidden Home Equity Tax If They Sell

Nearly one-third of Texas homeowners might face unexpected tax bills when selling, as 32.9% exceed the $250,000 federal capital gains exemption.
Real estate
Real estate
fromSFGATE
2 weeks ago

12% of Homeowners in Oklahoma Will Face a Hidden Home Equity Tax If They Sell

Oklahoma homeowners face unexpected capital gains taxes as home values rise, affecting financial planning even in times of equity growth.
fromSFGATE
2 weeks ago

46.1% of Homeowners in New York Will Face a Hidden Home Equity Tax If They Sell

In New York, 46.1% of homeowners possess home equity that exceeds IRS capital gains tax exclusions, leading to potentially significant tax liabilities upon sale.
New York City
fromSFGATE
2 weeks ago

46.2% of Homeowners in New Jersey Will Face a Hidden Home Equity Tax If They Sell

Homeowners in New Jersey face significant tax bills due to home equity exceeding the IRS capital gains exclusion limits. 46.2% exceed $250,000 and 12.7% exceed $500,000.
Real estate
fromSFGATE
2 weeks ago

53.6% of Homeowners in Montana Will Face a Hidden Home Equity Tax If They Sell

Over half of Montana homeowners possess home equity exceeding IRS capital gains tax exclusions. With home prices up, middle-class sellers face unexpected tax burdens.
Real estate
fromSFGATE
2 weeks ago

9.8% of Homeowners in Louisiana Will Face a Hidden Home Equity Tax If They Sell

Louisiana homeowners face potential tax bills due to outdated federal caps on home equity, with 9.8% exceeding $250,000 gains subject to taxation.
Real estate
fromSFGATE
2 weeks ago

54.9% of Homeowners in Idaho Will Face a Hidden Home Equity Tax If They Sell

According to the National Association of REALTORS®, 54.9% of homeowners in Idaho have built up equity exceeding the $250,000 exemption for individual filers.
Real estate
#mortgage-debt
fromSFGATE
3 weeks ago

62.2% of Homeowners in California Will Face a Hidden Home Equity Tax If They Sell

Selling homes in California may trigger high, unexpected taxes due to outdated federal capital gains exclusions.
#housing-market
fromSFGATE
3 months ago
LA real estate

Homeowners Are Sitting on $34.7 Trillion in Equity-but Mortgage Debt Is Growing

LA real estate
fromSFGATE
3 months ago

Homeowners Are Sitting on $34.7 Trillion in Equity-but Mortgage Debt Is Growing

Home equity in the U.S. reached a significant milestone, offering homeowners leverage despite ongoing economic challenges.
fromwww.housingwire.com
1 month ago

Why it's time to rethink the appraisal default in homeequity lending

Lenders are shifting towards modern valuation methods like AVMs to streamline home equity lending and reduce unnecessary costs and delays.
#mortgage-rates
#reverse-mortgages
SF real estate
fromwww.housingwire.com
4 months ago

Onity leaders on reverse mortgage profitability, proprietary product development

Liberty is the fourth-largest reverse mortgage lender in the U.S. and seeks to reenter proprietary market for growth.
Retirement
from24/7 Wall St.
4 months ago

This is why I'll never take out a reverse mortgage - 5 hidden costs you need to know about

Reverse mortgages can be appealing for seniors needing funds, but they come with significant hidden costs.
Retirement
from24/7 Wall St.
4 months ago

This is why I'll never take out a reverse mortgage - 5 hidden costs you need to know about

Reverse mortgages can be appealing for seniors needing funds, but they come with significant hidden costs.
Retirement
fromwww.housingwire.com
1 month ago

Longbridge goes beyond reverse with new HELOC for Seniors'

Longbridge introduces fixed rates for a senior-focused reusable line of credit to enhance accessibility and stability in home equity borrowing.
LA real estate
fromBusiness Insider
1 month ago

I was out of cash and options. Tapping $93,500 of my home equity saved me.

Eileen Perry leveraged a home equity agreement to alleviate financial struggles after losing her husband and facing health issues.
#mortgage
fromwww.housingwire.com
1 month ago
SF real estate

Mortgage originations in Q1 2025 were higher than a year ago

Mortgage refinancing gains ground on purchase loans as homeowners seek equity.
Home equity lines of credit see growth due to lower rates and increased equity.
Residential mortgage origination volumes show mixed trends but year-over-year growth continues.
Marketing tech
fromwww.housingwire.com
4 months ago

FOA's Kristen Sieffert talks about growing the business in 2025

FOA aims to capture a significant portion of the $14 trillion senior home equity market through digital transformation and partnerships.
SF real estate
fromwww.housingwire.com
1 month ago

Mortgage originations in Q1 2025 were higher than a year ago

Mortgage refinancing gains ground on purchase loans as homeowners seek equity.
Home equity lines of credit see growth due to lower rates and increased equity.
Residential mortgage origination volumes show mixed trends but year-over-year growth continues.
Marketing tech
fromwww.housingwire.com
4 months ago

FOA's Kristen Sieffert talks about growing the business in 2025

FOA aims to capture a significant portion of the $14 trillion senior home equity market through digital transformation and partnerships.
fromwww.housingwire.com
1 month ago

Americans tapped $25B in home equity in Q1 2025

Homeowners accessed nearly $25 billion in home equity through second-lien mortgages in Q1 2025, the highest in 17 years.
#real-estate
fromSFGATE
1 month ago
Real estate

A Million Dollars in Equity: What To Know About Taxes, HELOCs, and Your True Resale Value

from24/7 Wall St.
4 months ago
Retirement

Our home has doubled in value over the past 10 years - should we sell it and move to a cheaper part of the country?

Real estate
fromSFGATE
1 month ago

A Million Dollars in Equity: What To Know About Taxes, HELOCs, and Your True Resale Value

The complexity of accessing home equity reveals risks beyond its perceived benefits.
Retirement
from24/7 Wall St.
4 months ago

Our home has doubled in value over the past 10 years - should we sell it and move to a cheaper part of the country?

Selling the home may be more beneficial than renting it out despite capital gains tax concerns.
#retirement-planning
Retirement
from24/7 Wall St.
2 months ago

My Parents Have a $100K Mortgage and Are Struggling to Live on $2,400 a Month. What Can They Do?

Living on Social Security alone can create financial distress for seniors, but utilizing home equity might provide relief.
from24/7 Wall St.
3 months ago
SF parents

My retired parents live on $2,400 a month and still owe $100k on their home - should they sell and move somewhere cheaper?

Retirement
from24/7 Wall St.
2 months ago

My Parents Have a $100K Mortgage and Are Struggling to Live on $2,400 a Month. What Can They Do?

Living on Social Security alone can create financial distress for seniors, but utilizing home equity might provide relief.
from24/7 Wall St.
3 months ago
SF parents

My retired parents live on $2,400 a month and still owe $100k on their home - should they sell and move somewhere cheaper?

fromwww.housingwire.com
2 months ago

Competition for HELOC business heats up as home equity grows

Toohig highlighted the opportunity for loan officers to originate more HELOCs, despite lower profits compared to first-lien mortgages, as homeowners seek to access their equity.
LA real estate
#reverse-mortgage
Retirement
fromwww.housingwire.com
2 months ago

Longbridge's new reverse mortgage aims to preserve home equity for heirs

The new reverse mortgage product allows seniors to access home equity while preserving a portion for future needs.
Retirement
fromwww.housingwire.com
2 months ago

Longbridge's new reverse mortgage aims to preserve home equity for heirs

The new reverse mortgage product allows seniors to access home equity while preserving a portion for future needs.
Remodel
fromSFGATE
2 months ago

Cash-Out Refinance Mortgages Could Make a Big Comeback for Homebuyers Looking To Renovate

A cash-out refinance helps homeowners access cash from their home equity but requires careful consideration of loan repayment costs.
#equity-release
Real estate
fromIndependent
4 months ago

Thinking of releasing equity to fund a home renovation? Here's how to weigh up the risks, benefits and alternative options

Equity release can be a complex and costly financial product, requiring careful consideration before use.
Real estate
fromIndependent
4 months ago

Thinking of releasing equity to fund a home renovation? Here's how to weigh up the risks, benefits and alternative options

Equity release can be a complex and costly financial product, requiring careful consideration before use.
fromwww.housingwire.com
2 months ago

Unison announces rate cut on alternative home equity loan product

The company believes its innovative approach delivers breathing room that traditional loans simply can't match, allowing homeowners financial flexibility and stability.
Startup companies
from24/7 Wall St.
3 months ago

Should I Include My Home Equity in My Net Worth Calculation?

Home equity counts in net worth but should be treated with caution due to liquidity concerns.
from24/7 Wall St.
3 months ago

I've been a homeowner for 4 years. Here's what I wish I would've known first

Homeownership can greatly increase financial stability, but buyers must thoroughly educate themselves beforehand.
fromBoston Condos For Sale Ford Realty
3 months ago

What Your Boston Condo Will Be Worth In 2025 ? Boston Condos For Sale Ford Realty

Homeownership builds significant equity which many homeowners may underestimate.
Nationwide, home prices have increased by over 57% in the last five years, greatly boosting home equity.
fromwww.housingwire.com
3 months ago

FOA debuts new marketing campaign on home equity usage

"We're not in a position to say what our long-term relationship will be, but I can say that he remains our spokesperson and a key part of Finance of America's strategy."
Marketing tech
Retirement
fromwww.housingwire.com
3 months ago

US home equity has reached $35 trillion. It's a blessing and a curse

High home equity can reduce college financial aid eligibility while homeowners face financial strain and hesitancy to sell.
Market volatility and rising property taxes complicate home equity utilization and home sales.
fromSFGATE
3 months ago

The 5 Metros With the Greatest Number of Foreclosures To Start 2025

"During the first three months of 2025, Chicago led the nation in the number of foreclosure starts with 3,789 cases, signaling increasing financial stress among homeowners."
NYC real estate
LA real estate
fromSFGATE
3 months ago

Millions of Americans Blocked From Accessing $731 Billion in Home Equity Thanks to Negative Credit 'Shocks'

Homeowners are increasingly blocked from accessing their home equity due to high interest rates and job instability.
fromSFGATE
3 months ago

Selling a House When the Mortgage Hasn't Been Paid Off Is Fine-Unless It's Delinquent

You can sell a house even with an unpaid mortgage, as proceeds help pay off the loan.
fromwww.housingwire.com
3 months ago

Alt home equity product from RMF alum expands into new states

The product is designed to help homeowners convert a portion of their home equity into tax-free funding for retirement planning, insurance, annuities, and other financial needs.
SF real estate
fromwww.housingwire.com
3 months ago

Senior-held home equity falls in Q4 2024

Senior-held home equity has recently declined, yet the potential for financing via home equity remains significant for long-term care needs.
NYC real estate
fromwww.nytimes.com
4 months ago

A Personal Finance Reporter Ponders His Own Climate Change Risk

Climate change is reshaping real estate decisions, impacting property values, insurance availability, and long-term livability concerns.
fromwww.housingwire.com
4 months ago

NRMLA supports Hawaii bill seeking state-run reverse mortgage program

NRMLA emphasizes the importance of adding clarity to H.B. 1306 regarding core FHA HECM features, ensuring borrowers understand their ongoing obligations.
SF real estate
NYC real estate
fromwww.housingwire.com
4 months ago

Home equity buffer remains strong, but underwater homes rise 9%

Home equity among U.S. homeowners rose by $4,100 between Q4 2023 and Q4 2024, reflecting regional disparities and moderation in price appreciation.
SF parents
from24/7 Wall St.
4 months ago

My Boomer Parents Have Nothing For Retirement After Losing It All 5 Years Ago.

Many Baby Boomers are financially unprepared for retirement, impacting their children.
Retirement
fromIrish Independent
4 months ago

The Irish Independent's View: Extending the Fair Deal Scheme to include home care carries many challenges

The Fair Deal Scheme allows families to use a relative's home equity for nursing-home care after their death, providing a fair financial solution.
fromwww.housingwire.com
4 months ago

New executive leaders at FOA to focus on modernizing' tech, customer experience

Brian Conneen and Karime Benaissa's appointments are crucial for FOA's digital transformation and modernization of the reverse mortgage industry.
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