#repossession-law

[ follow ]
#real-estate
fromwww.amny.com
6 days ago
NYC real estate

Manhattan appellate court forces developer to transfer Bryant Park condo ownership | amNewYork

Real estate
from24/7 Wall St.
3 days ago

'Accidental Landlords' Hit Near-Record Levels -- 1 Stock to Buy, 1 to Avoid

Many sellers are becoming 'accidental landlords' as home prices remain high and mortgage rates stay near 6%.
fromwww.housingwire.com
3 weeks ago
SF real estate

Did the recent portal deals create a fair housing risk for listings?

Recent real estate deals have created a system that may unintentionally violate fair housing principles by limiting access to listings based on agent networks.
NYC real estate
fromwww.amny.com
6 days ago

Manhattan appellate court forces developer to transfer Bryant Park condo ownership | amNewYork

A judge awarded a Chinese businesswoman ownership of two condos after canceling the mortgage held by a company linked to her former partner.
Real estate
from24/7 Wall St.
3 days ago

'Accidental Landlords' Hit Near-Record Levels -- 1 Stock to Buy, 1 to Avoid

Many sellers are becoming 'accidental landlords' as home prices remain high and mortgage rates stay near 6%.
SF real estate
fromwww.housingwire.com
3 weeks ago

Did the recent portal deals create a fair housing risk for listings?

Recent real estate deals have created a system that may unintentionally violate fair housing principles by limiting access to listings based on agent networks.
fromwww.housingwire.com
1 day ago

Colorado AG voids MV Realty Homeowner Benefit Agreements

The consent judgment voids MV Realty's long-term Homeowner Benefit Agreement contracts, clears recorded property filings, and bars the company from performing real estate brokerage services in Colorado.
Real estate
Digital life
fromFinbold
1 day ago

Why You Don't Actually Own The Money You Own

You do not truly own your bank balance; banks control access to your money, making you an unsecured creditor.
#private-credit
Careers
fromwww.businessinsider.com
1 day ago

One of the most stressful jobs in finance right now: private credit sales

Private credit professionals are shifting from growth to defense as redemption requests rise and concerns about credit quality increase.
Careers
fromwww.businessinsider.com
1 day ago

One of the most stressful jobs in finance right now: private credit sales

Private credit professionals are shifting from growth to defense as redemption requests rise and concerns about credit quality increase.
fromFortune
1 week ago

Debt management plan vs. debt relief | Fortune

A debt management plan (DMP) is a way to combine your unsecured debts into a more manageable single monthly bill. You'll typically get reduced interest rates compared to what you're currently paying thanks to negotiation by the agency you're working with.
Bootstrapping
Real estate
fromwww.housingwire.com
1 day ago

The GPS for equity: Building the industry's first true navigation infrastructure

The mortgage industry must shift focus from speed to helping borrowers navigate complex financial decisions.
Real estate
fromEntrepreneur
2 days ago

Here's What's Blocking You From Getting the Best Housing Deals

Real estate innovation struggles with distribution, preventing new technologies from reaching consumers despite advancements in proptech.
NYC real estate
fromCurbed
1 week ago

How Do I Convince My Landlord to Let Me Store Stuff on My Landing?

Storing personal property on building landings is illegal and poses safety risks, according to fire codes and fire safety experts.
London politics
fromwww.bbc.com
3 weeks ago

'Fake landlord lied that his dad had died to scam my deposit'

Rental scams in London are prevalent, with many victims losing deposits and facing last-minute housing crises.
fromwww.housingwire.com
4 days ago

eXp Realty added to Zillow RESPA lawsuit in Seattle

The lawsuit claims that the portal tricks consumers into using agents affiliated with Zillow through its Flex and Premier Agent programs, resulting in inflated home purchase prices.
Real estate
fromwww.housingwire.com
3 weeks ago

Florida court shields reverse mortgage credit from garnishment

The court ruled that just because a homeowner has access to funds through a HECM doesn't mean those funds can be garnished until the homeowner actually requests a draw.
Miami
fromwww.housingwire.com
3 days ago

HOA liens climb 8.6% in 2025 as Sun Belt pressure mounts

Homeowners associations filed 284,933 liens against U.S. homeowners in 2025, an 8.6% increase from the 262,446 filings in 2024, equivalent to one lien every 90 seconds.
Real estate
#foreclosure
Real estate
fromwww.housingwire.com
5 days ago

US foreclosure filings rise 26% in Q1 2026, ATTOM says

Foreclosure activity increased significantly in Q1 2026, indicating rising financial pressure on homeowners and shifting housing market dynamics.
fromwww.housingwire.com
2 weeks ago

Rocket Companies moves to dismiss RESPA lawsuit

Rocket Companies contends that the plaintiffs failed to plead injury, a qualifying referral, a thing of value, or an agreement, which are essential for their claims under RESPA.
Boston real estate
Real estate
fromwww.housingwire.com
6 days ago

The rise of HELOCs: What it means for originators in today's market

Homeowners are increasingly using HELOCs to access cash while retaining low mortgage rates, creating opportunities for originators.
fromwww.housingwire.com
3 weeks ago

REMAX settles Batton homebuyer commission lawsuit for $8.5M

REMAX entered into the Settlement Agreement after considering the risks and costs of continuing the litigation, the SEC filing states. Of the $8.5 million, $1.5 million will be paid into the settlement fund after the agreement receives preliminary approval with the remaining $7.0 million being paid after the settlement gains final approval.
Boston real estate
Real estate
fromwww.housingwire.com
1 week ago

Borrowers have a new agent. Is your organization built for it?

AI is shifting negotiating power from lenders to borrowers, requiring institutions to adapt or risk losing competitive advantage.
Boston real estate
fromwww.housingwire.com
3 weeks ago

Virginia widow alleges wrongful reverse mortgage foreclosure

The lawsuit challenges HUD's handling of reverse mortgages, claiming protections for non-borrowing spouses were not implemented properly, leading to wrongful foreclosures.
Law
fromwww.housingwire.com
1 month ago

West Capital sues loanDepot over TILA pay violations

loanDepot allegedly compensated production staff for steering borrowers into higher-rate loans while penalizing pricing exceptions, creating unfair competitive advantages through systematic violations of lending regulations.
Real estate
fromwww.housingwire.com
3 weeks ago

AI can accelerate real estate transactions But it can't replace the professional work that protects property rights

Artificial intelligence is enhancing efficiency in the title industry, but professional expertise remains essential for ensuring clear property ownership.
Real estate
fromwww.housingwire.com
3 weeks ago

The overlooked notarizations quietly slowing mortgage workflows

Lenders are modernizing the closing process with digital tools, but notarization outside closing events remains a challenge, slowing loan velocity and increasing compliance risks.
UK news
fromwww.theguardian.com
1 month ago

Water firms sent bailiffs to tens of thousands of homes for debts under 1,000

Tens of thousands of bailiff visits occur annually across English and Welsh water companies, with significant variation in enforcement practices and inconsistent protections for vulnerable customers.
fromwww.mercurynews.com
2 months ago

Three Oakland office towers are seized by lender in speedy foreclosure

Deutsche Bank AG New York Branch, through an affiliate, took ownership of the three office towers in a streamlined foreclosure process, according to documents filed on Jan. 20 with the Alameda County Recorder's Office. The unpaid debt for the three office buildings totals $442.1 million, the financial titan's affiliate stated in the filing, which was a deed in lieu of foreclosure, the county records show. The original loan that Deutsche Bank provided to Starwood totaled $364.5 million, Alameda County real estate records show.
East Bay real estate
LA real estate
fromLos Angeles Times
10 years ago

Q&A: Homestead exemption won't protect owner from nonjudicial foreclosure

A homestead exemption protects home equity from creditors in California for principal residences, including condominiums, and applies only to judicial foreclosures, not nonjudicial foreclosures by associations.
US news
fromwww.npr.org
1 month ago

Supreme Court appears split in tax foreclosure case

The Supreme Court examines whether counties must pay homeowners fair market value when seizing homes for unpaid property taxes, or only auction proceeds minus taxes owed.
Law
fromwww.housingwire.com
1 month ago

Trigger leads restrictions rewrite mortgage outreach rules

A new federal law effective March 5 prohibits credit bureaus from selling trigger leads to lenders, significantly reducing unsolicited mortgage solicitations unless consumers opt in or lenders have existing relationships.
US politics
fromwww.housingwire.com
2 months ago

OCC escrow plan opposed by regulators, consumer advocates

The OCC proposed rules would let national banks control mortgage escrow terms and potentially withhold interest, preempting state consumer protections.
Real estate
fromwww.housingwire.com
4 weeks ago

The mortgage industry built a sales infrastructure. It now needs a navigation infrastructure

Mortgage lending's efficiency may obscure its complexities, necessitating a shift from sales infrastructure to navigation infrastructure for better borrower understanding.
Brooklyn
fromBrooklyn Eagle
2 months ago

Supreme Court declines Emigrant Bank in predatory lending case, in win for homeowners

Supreme Court refusal leaves a $722,000 jury award intact against Emigrant Bank for predatory lending through its STAR NINA program that targeted low-income, minority homeowners.
California
fromwww.housingwire.com
1 month ago

From relief to rebuilding: Rethinking forbearance in an era of climate disruption

California wildfires demonstrate how climate disasters, insurance volatility, and rebuilding delays require lenders and policymakers to develop sustainable forbearance policies with national implications.
UK news
fromwww.theguardian.com
2 months ago

My husband burned down our house then the bank threatened repossession'

A domestic abuse survivor faced financial ruin and prolonged legal obstacles after her husband's arson and financial sabotage, but halted repossession by paying the mortgage.
US news
fromwww.housingwire.com
2 months ago

Reverse mortgage borrowers could get checks after CFPB action

CFPB permanently barred Sutherland Global Services, Sutherland subsidiaries and NOVAD from servicing reverse mortgages for illegal servicing failures that harmed and distressed older homeowners.
fromLondon Business News | Londonlovesbusiness.com
1 month ago

What are my rights as a borrower? - London Business News | Londonlovesbusiness.com

Taking out a loan can feel like stepping into unfamiliar territory. Questions pile up fast. How much can they charge me? What happens if I miss a payment? Can they call my workplace? Here's what most borrowers don't realize. Singapore's Moneylenders Act grants you significant legal protections. These aren't suggestions lenders can ignore. They're enforceable rules backed by the Ministry of Law. Every licensed money lender operating in Singapore follows them. No exceptions.
Law
fromThe Mercury News
2 months ago

Three Oakland office towers are seized by lender in speedy foreclosure

Deutsche Bank AG New York Branch, through an affiliate, took ownership of the three office towers in a streamlined foreclosure process, according to documents filed on Jan. 20 with the Alameda County Recorder's Office. The unpaid debt for the three office buildings totals $442.1 million, the financial titan's affiliate stated in the filing, which was a deed in lieu of foreclosure, the county records show. The original loan that Deutsche Bank provided to Starwood totaled $364.5 million, Alameda County real estate records show.
East Bay real estate
Higher education
fromAbove the Law
1 month ago

Private Loan Exchange Launches As Federal Lending Tightens The Screws On Law Students - Above the Law

Federal student loan policy changes have reduced graduate student borrowing options, forcing law students toward private loans, prompting AccessLex Institute to launch a nonprofit-curated private loan directory.
Real estate
fromwww.housingwire.com
1 month ago

The industry's quiet first line of defense

Title agents perform critical fraud detection work during real estate transactions that remains largely invisible to buyers, sellers, and lenders despite being more important than the visible closing process.
US news
fromLos Angeles Times
2 months ago

He helped take over a dead man's Sherman Oaks home. Now he'll spend more than 16 years in prison

Man sentenced over 16 years for burglary, identity theft, and wire fraud tied to a dismembered homeowner and a fraudulent $1.5 million home sale.
Law
fromwww.housingwire.com
2 months ago

Reverse mortgage servicers face lawsuit over borrower fees

Class-action alleges HECM servicers improperly added attorneys', property inspection, preservation and appraisal fees to reverse mortgage loan balances, inflating principals and costs.
fromLos Angeles Times
10 years ago

Q&A: Is tenant who moved out after four days entitled to her money back?

Once she paid rent and moved in, she became a month-to-month tenant, regardless of the length of time she stayed in your house. As a month-to-month tenant, she is required to give you a 30-day written notice of termination, and she is responsible for rent during that 30-day period, whether she stayed there or not.
Law
Real estate
fromwww.housingwire.com
1 month ago

Is it time to bring banks back to the mortgage business?

Mortgage loan origination collapsed from 14.2 million in 2021 to under 5 million in 2023, with independent mortgage banks filling the gap while maintaining quality, yet regulators and industry leaders argue banks should re-engage to restore competition and customer relationships.
fromwww.housingwire.com
1 month ago

Court upholds FinCEN's anti-money laundering rule for home sales

In the lawsuit, FNF claims that the rule, which was promulgated under the Biden administration, is arbitrary and capricious, and that the rule will cause irreparable harm. The rule requires title firms to report specific details on all-cash home purchase transactions. These include the names, addresses, dates of birth, citizenship status and ID numbers of all people involved including minors, payment details and information about trusts and entities that are purchasing the property.
Law
Boston real estate
fromIndependent
1 month ago

Landlord firm that issued 36 eviction notices in one estate has been involved in multiple RTB disputes

Patchflow Ltd issued eviction notices to 36 households in Wexford's Hazelwood estate ahead of new rent rules, with the company having a history of RTB disputes with tenants.
Law
fromLos Angeles Times
12 years ago

Can landlord be liable for property manager's unlawful action?

Property owners face absolute vicarious liability for fair housing law violations by property managers and employees, regardless of owner knowledge or involvement.
Law
fromIndependent
1 month ago

Former auctioneer who was jailed for stealing is hit with judgment of 45,000 for outstanding debts

A former auctioneer jailed for client theft faces a third judgment of €45,000 from the property services watchdog for unpaid debts from improper conduct findings.
Real estate
fromwww.housingwire.com
1 month ago

Private credit didn't fix middle-market CRE. It delayed a reckoning

Private credit's market expansion masked fundamental inefficiencies in commercial real estate lending that now surface as refinancing accelerates in a higher-rate environment.
fromRedfin | Real Estate Tips for Home Buying, Selling & More
1 month ago

Can You Get a Mortgage on Land? Land Loan vs Mortgage Explained

In most cases, lenders will not issue a traditional mortgage for land that does not already have a home or building on it. Mortgages are designed for developed properties because houses provide immediate collateral value and are generally easier to sell if a borrower defaults.
Real estate
fromwww.housingwire.com
1 month ago

Batton plaintiffs allege reverse auction in Anywhere settlement

In their motion to intervene, the Batton plaintiffs claim that Anywhere picked the most ineffectual class lawyers to negotiate a settlement with in the hope that the district court will approve a weak settlement that will preclude other claims against the defendant. The questionable settlement amount here further underscores Plaintiffs' counsel's inadequate representation of homebuyer claims against Anywhere.
Law
Real estate
fromwww.housingwire.com
2 months ago

Rocket RESPA lawsuit is unique, but legal hurdles lie ahead

Rocket Homes allegedly received ~35% referral fees for buyers steered to its agents, compromising agents' fiduciary duty and prompting pay-to-play coercion claims.
fromwww.housingwire.com
2 months ago

Rocket Companies faces lawsuit over mortgage steering

The plaintiffs are represented by Hagens Berman, a consumer protection law firm that was also involved in similar litigation against Zillow and the National Association of Realtors. In a press release announcing the action, the law firm said that Rocket including its affiliates Rocket Mortgage, Amrock Holdings and Rocket Homes Real Estate, which were also named as defendants conspired to pressure clients to use Rocket's mortgage company to finance their purchase.
Real estate
Real estate
from24/7 Wall St.
2 months ago

How to take over a mortgage when inheriting a house

Heirs can inherit a house without assuming the mortgage; understanding federal rules and contacting the lender quickly preserves options and prevents costly mistakes.
Real estate
fromwww.housingwire.com
2 months ago

Unison faces consumer lawsuit over home equity investment claims

Unison's home equity investment agreements are alleged to be misleading, functioning as unlicensed, high-cost mortgages that can strip homeowners' equity and evade consumer protections.
fromIndependent
1 month ago

James Mago Gately's legal row continues over how much damage he did to home seized by CAB

In November last year the house at Glin Drive in Coolock went for €308,000 at auction.
Real estate
Real estate
fromwww.housingwire.com
2 months ago

Foreclosure filings rise 32% year over year in January 2026

Foreclosure activity rose year-over-year for the eleventh consecutive month into early 2026, with starts up 26% and completed foreclosures up nearly 59%.
Real estate
fromwww.housingwire.com
2 months ago

GSEs boost foreclosure prevention as forbearances surge

Forbearance and permanent loan modifications rose sharply in October, while delinquency modestly improved, foreclosures increased, and refinance activity grew as rates fell.
fromwww.bbc.com
2 months ago

What is ground rent and how are leasehold rules changing?

There are around five million leasehold properties in England and Wales, of which 70% are flats. At the moment, the freeholder of a property generally owns the building and the land beneath it, outright and forever. Leaseholders effectively buy the right to live in the property for a fixed period of time. Leasehold flats are found in all sorts of properties - from converted Victorian houses to purpose built skyscrapers - and tend to be concentrated in big cities.
Real estate
Real estate
fromwww.housingwire.com
1 month ago

Property tax, insurance accounts for 21% of mortgage payments

Taxes and insurance can comprise over one-third of monthly mortgage payments in many markets, significantly impacting affordability beyond the base loan cost.
fromArchitectural Digest
2 years ago

Do Rent-to-Own Homes Actually Make Homeownership More Attainable?

Is it time to think about rent-to-own homes? After all, 2026 is shaping up to be a chaotic year, with an uncertain economy, political pandemonium roiling every market, and a falling dollar. And in real estate, everyone seems to be hurting. For the first time in over a decade, it's seemingly a buyer's market, with housing stock finally exceeding those looking to make a purchase.
Real estate
Real estate
fromwww.housingwire.com
2 months ago

Are you selling the rate or building relationships?

Loan officers succeed by educating borrowers on multiple loan options and aligning choices with borrowers' long-term financial goals, not by simply selling today's rate.
Real estate
fromwww.housingwire.com
2 months ago

Mortgage escrow misconceptions persist as payment amounts rise

Rising property taxes, insurance premiums, and escrow misconceptions are causing unexpected mortgage payment increases and borrower surprise despite many claiming they understand escrow.
Real estate
fromwww.housingwire.com
2 months ago

Rocket Mortgage alleges $194,000 loss in broker fraud lawsuit

Rocket Mortgage sues Sharp Loan and Reyes for fraud and breach after undisclosed UWM loans caused repurchases and about $194,000 in losses.
Real estate
fromFast Company
2 months ago

Some renters should be wary of 'rent now, pay later' services. Here's why

Rent-now-pay-later services let renters split rent for fees but often function like costly short-term loans, potentially worsening financial strain.
Real estate
fromwww.housingwire.com
2 months ago

Foreclosure auction volume reaches highest level since Q2 2020

Foreclosure auction sales fell to multi‑quarter lows while REO auction sales and auctioned properties rose, driven by pricing shifts, roll rates, and varied buyer demand.
[ Load more ]