Newrez originated roughly $10 million in mortgages scored with VantageScore 4.0 that Freddie Mac has now securitized. The move is part of a pilot that helped federal housing agencies greenlight wider use of modern credit scores.
Denise Dresser, Chief Revenue Officer at OpenAI, emphasizes the practical applicability. 'Infosys's deep expertise in large-scale software transformation enables enterprises to deploy Codex across areas like legacy code modernization, code review automation, vulnerability detection, and application development.'
Shannon Hicks has spent the past 15 years helping to build HECMWorld into an education and marketing platform focused on Home Equity Conversion Mortgages (HECMs). Through commentary, podcasts and market analysis, he has been a visible industry voice helping reverse mortgage professionals communicate with borrowers and explain complex retirement and housing decisions.
For most of modern finance, one number has quietly dictated who gets ahead and who gets left out: the credit score. It was a breakthrough when it arrived in the 1950s, becoming an elegant shortcut for a complex decision. But shortcuts age. And in a world driven by data, digital behavior, and real-time signals, the score is increasingly misaligned with how people actually live and manage money.
