Real estate

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#san-jose-real-estate
Real estate
fromSFGATE
8 hours ago

Smart Homeowners and Powers of Attorney: What To Know

A real estate power of attorney enables a trusted agent to manage property and complete transactions when an owner is unavailable or incapacitated, protecting investments.
Real estate
fromwww.housingwire.com
11 hours ago

Oscar Arellano and team join Coldwell Banker Realty in Miami

Oscar Arellano’s team generated $100 million in 2024, ranks No. 2 among medium Berkshire Hathaway teams, and specializes in luxury Florida properties with strong digital reach.
Real estate
fromwww.mercurynews.com
10 hours ago

San Jose housing tower project site once home to popular pet shop faces foreclosure

A downtown San Jose development site at 51 and 65 Notre Dame Ave. is in default on a $10 million loan and faces foreclosure.
Real estate
fromSFGATE
9 hours ago

Do Tiny Horses Sell Houses Faster?

Creative, targeted marketing tactics can increase listing exposure and buyer interest, but must complement pricing, staging, and property value to drive actual sales.
#mls
fromBoston Condos For Sale Ford Realty
12 hours ago
Real estate

Boston Condo Buyers Don't Get Too Excited Boston Condos For Sale Ford Realty

Property listing data and images come from third-party sources for personal, noncommercial consumer use only; MLS and subscribers disclaim accuracy and warranties.
fromBoston Condos For Sale Ford Realty
1 day ago
Real estate

And On The Seventh Day, He Got Paid Boston Condos For Sale Ford Realty

MLS Property Information Network provides third-party property listings and images for consumers' personal, noncommercial use and disclaims any warranties about their accuracy.
Real estate
fromBoston Condos For Sale Ford Realty
16 hours ago

National Housing Shift To Buyers Advantage Boston Condos For Sale Ford Realty

Property listing data and images originate from third-party sources, are for consumers' noncommercial use to identify prospective properties, and are not guaranteed accurate.
Real estate
fromSFGATE
7 hours ago

Homeowners Choosing Neighborhood Over Insurance: 5 Key Takeaways

Homeowners increasingly consider dropping homeowners insurance as climate-driven risks raise premiums and reduce insurer availability, threatening home equity across high-risk U.S. properties.
#housing-market
fromFortune
1 day ago
Real estate

This housing data is the 'most critical economic variable' for predicting recessions, and it's now at the lowest level since pandemic shutdowns | Fortune

Real estate
fromFast Company
2 days ago

Housing markets with falling home prices just hit highest level since 2012

Housing market shifted toward buyers over the past year, with an increasing share of metro areas experiencing year-over-year home price declines.
Real estate
fromSFGATE
2 days ago

It's a Buyer's Market in 7 Cities-What You Need to Know

National housing market reached balance with a five months' supply in June; multiple metros shifted toward buyer's markets, led by Miami's near-10 months' supply.
fromFortune
1 day ago
Real estate

This housing data is the 'most critical economic variable' for predicting recessions, and it's now at the lowest level since pandemic shutdowns | Fortune

fromBoston Condos For Sale Ford Realty
15 hours ago

Is It Legal To Charge A Renter A Boston Broker Fee? Boston Condos For Sale Ford Realty

BOSTON - Today, on the effective date of a new state law prohibiting real estate brokers and salespersons retained by landlords from charging broker fees to prospective tenants, the Attorney General's Office (AGO) has released an advisory on the new law, highlighting obligations of landlords, brokers, and salespersons under this new law and existing law, and underscoring rights and resources for consumers.
Real estate
fromRedfin | Real Estate Tips for Home Buying, Selling & More
13 hours ago

San Antonio's 50 Newest Listings: September 15, 2025

San Antonio is holding steady in the housing market, attracting attention from both buyers and sellers. In July 2025, the median sale price was $275,000, up 2.6% year over year, and homes sold in about 58 days with around two offers each. The market is somewhat competitive, with a Redfin Compete Score™ of 41 out of 100. About 14.4% of homes sold above list price while 36.1% saw price drops, and the sale-to-list price ratio came in at 96.6%.
Real estate
Real estate
fromwww.housingwire.com
6 hours ago

North Carolina Housing Market: 20% Below National Average

North Carolina offers significant value with average home price $519,908—about 19.7% below the national average—and abundant affordable listings under $300,000.
fromwww.housingwire.com
6 hours ago

Miami luxury real estate: prices 174% above national average

Miami's real estate market continues to outpace national trends with average home prices reaching $1.13 million, nearly triple the national average of $647,307, according to the latest market data. The city's luxury segment is driving much of this growth, with over 2,100 properties listed at $1 million or higher. Current listing data shows Miami's median home price stands at $649,999, significantly higher than the national median of $379,000.
Real estate
Real estate
fromwww.housingwire.com
9 hours ago

Compass adds top-producing agent couple in DC area

Dave and Patricia Smith joined Compass after achieving top 1% Coldwell Banker rankings, reporting over $40 million in sales and leveraging Compass tools for growth.
fromSFGATE
9 hours ago

Denver's 'Ghost Tax': 5 Things To Know About Affordable Housing Initiative

In Denver, where nearly 27,000 rental units are vacant amid a housing crisis, housing advocates propose a "ghost tax" to incentivize landlords to make these units available and fund affordable housing initiatives. The tax aims to combat the imbalance between empty homes and people in need of housing, but landlords fear it may drive rents up further in an already expensive market. As Colorado grapples with housing affordability issues, advocates believe taxing vacant units could be a crucial solution.
Real estate
#luxury-real-estate
fromSFGATE
7 hours ago
Real estate

Historic Bay Area estate tied to Elizabeth Holmes breaks records with $85M sale

fromSFGATE
2 days ago
Real estate

Former 49er's custom Bay Area mansion is pending in just 5 days for $3.9M

fromSFGATE
2 days ago
Real estate

Biohacking Amenities for Wealthy Homebuyers: What Sellers Should Know

fromSFGATE
7 hours ago
Real estate

Historic Bay Area estate tied to Elizabeth Holmes breaks records with $85M sale

fromSFGATE
2 days ago
Real estate

Former 49er's custom Bay Area mansion is pending in just 5 days for $3.9M

fromSFGATE
2 days ago
Real estate

Biohacking Amenities for Wealthy Homebuyers: What Sellers Should Know

Real estate
fromwww.mercurynews.com
10 hours ago

Photos: Legendary Woodside mansion sold for $85 million

Green Gables Estate in Woodside, California—a 74-acre, six-generation property built in 1911 with seven residences—sold for $85 million after a $125 million listing.
Real estate
fromArchitectural Digest
8 hours ago

Bette Davis's Coastal Maine Estate, "Witch Way," Sells for $13.4 Million

Bette Davis's Cape Elizabeth estate 'Witch Way' sold for $13.4M, featuring eight acres, over 1,000 feet of waterfront, and a 7,600-square-foot main home.
Real estate
fromCurbed
6 days ago

India's Richest Man Bought a Tribeca Building

11 Hubert Street, a long-vacant former freight terminal in Tribeca, sold to RIL USA (Mukesh Ambani) for $17 million after decade-long inactivity and unrealized redevelopment plans.
Real estate
fromCurbed
9 hours ago

The $8.5 Million Staten Island Mansion With Its Own Salon

A custom-built 11,000-square-foot Staten Island home sold for $8.5 million, setting a borough record after $6 million in renovations and unique amenities.
Real estate
fromBusiness Matters
22 hours ago

House prices record first annual fall in 18 months as sellers face more competition

Average UK asking prices fell 0.1% year-on-year to £370,257 as a decade-high rise in listings increases supply and pressures prices, most notably in southern regions.
Real estate
fromwww.housingwire.com
12 hours ago

5 steps to attract top-producing agents to your team

Top-producing agents seek alignment, leadership, leverage, autonomy, and a strong culture and purpose—not just pay, leads, or low commission splits.
fromRedfin | Real Estate Tips for Home Buying, Selling & More
9 hours ago

Providence's 50 Newest Listings: September 15, 2025

Providence is very competitive. Homes here receive about 6 offers on average and sell in around 25 days. In July 2025, the median sale price was $500,000 (−1.7% year over year) and the median sale price per square foot was $273 (up 18.1% year over year). Sale‑to‑list price ratio: 99.9%; 42.7% of homes sold above list; 22.8% had price drops. Redfin Compete Score®: 83 (Very Competitive).
Real estate
#california-housing
Real estate
fromSFGATE
10 hours ago

This Northeast City is Crowned August's Hottest Housing Market

Springfield, MA leads online home shoppers due to high demand, low inventory, faster sales, more views, and a $355,000 median listing price.
Real estate
fromSFGATE
12 hours ago

Homeownership Costs Soar 26% in 5 Years-5 Key Takeaways

Monthly homeownership costs rose notably from 2019 to 2024 due to higher mortgages, insurance, HOA/condo fees, property taxes, and maintenance.
fromRedfin | Real Estate Tips for Home Buying, Selling & More
9 hours ago

Jacksonville's 50 Newest Listings: September 15, 2025

Jacksonville's housing market is somewhat competitive. Homes in Jacksonville receive 1 offer on average and sell in around 69 days. In July 2025, the median sale price was $303,000 (down 2.3% year over year) and the median sale price per square foot was $184 (up 0.3% year over year). Redfin Compete Score: 40. Typical homes sell about 3% below list and go pending in ~67 days; hot homes can sell around list price and go pending in ~33 days.
Real estate
fromRedfin | Real Estate Tips for Home Buying, Selling & More
13 hours ago

Pittsburgh's 50 Newest Listings: September 15, 2025

Pittsburgh's housing market is showing steady activity as of mid-2025. According to Redfin, the median home sale price in July was $230,000, down about 4.2% year over year, while the median price per square foot is $153, reflecting a 3.8% increase from last year. Homes are taking longer to sell, with an average of 43 days on the market, compared to 34 days a year ago.
Real estate
fromSFGATE
11 hours ago

Livonia, MI Homeowners Can Expect a Cooler, Drier Fall, Says The Old Farmer's Almanac

The Old Farmer's Almanac predicts that Michigan will see a cooler and drier fall than normal in 2025, a shift that could mean brighter foliage and fewer rain-soaked weekends. At the same time, Livonia's housing market is showing up strong on the national stage. The town's ZIP code 48152 ranked No. 19 on the Realtor.com® list of 2025 Hottest ZIP Codes of 2025, underscoring the suburb's rising popularity with buyers.
Real estate
fromwww.housingwire.com
11 hours ago

Las Vegas Realtors removes incoming board member due to comments on Charlie Kirk

We want to make it clear that LVR and its leaders do not condone hateful or potentially hurtful speech, and that such comments do not reflect the views and values of our association and profession, LVR President George Kypreos said in a statement. Such public comments are contrary to LVR policy and the Code of Ethics all Realtors are sworn to uphold, and they will be addressed through the processes in place.
Real estate
fromRedfin | Real Estate Tips for Home Buying, Selling & More
11 hours ago

Nashville's 50 Newest Listings: September 15, 2025

From the buzz of live music and new restaurants to the comfort of established neighborhoods, Nashville continues to attract buyers from near and far. In July 2025, the median sale price was $480,000, and homes sold in about 62 days on average. Upgraded kitchens, inviting outdoor spaces, and flexible guest rooms are among the features buyers are seeking, while sellers benefit from interest across both urban and suburban areas.
Real estate
Real estate
fromCurbed
12 hours ago

Bill Cosby's Townhouse on East 71st Street Is for Sale

Bill Cosby listed his seven-story East 71st Street townhouse for $29 million following foreclosure actions over alleged loan and tax payment defaults.
Real estate
fromConsequence
14 hours ago

David Lynch's Hollywood Hills Compound Hits Market for $15 Million

David Lynch's Hollywood Hills compound, including his Lloyd Wright–designed Beverly Johnson House and production spaces, is listed for $15,000,000.
fromSFGATE
11 hours ago

U.S. Household Incomes Stall in 21 States-5 Key Takeaways

The U.S. Census Bureau's latest data reveals a modest increase in national median household income in 2024, reaching $81,604. While some states experienced notable income growth, 21 states saw no significant change in real income, hindering purchasing power and homeownership affordability. Rising mortgage costs and insurance premiums were key drivers behind the 3.8% increase in monthly costs for homeowners with a mortgage nationwide. Among the states, Massachusetts, New Jersey, and Maryland boasted the highest median household incomes, with the District of Columbia leading if considered a state. Notably, all state median incomes fell short of the minimum required to buy a typical home.
Real estate
Real estate
fromIndependent
19 hours ago

Michael Houghton: 'When you have a mortgage on a buy-to-let property, as we do, positive cash flow is rare'

High tax rates and housing costs consume most generated income, leaving very little take-home money.
fromwww.housingwire.com
19 hours ago

What are Non-QM loans and who are they for?

Non-QM stands for Non-Qualified Mortgage. It sounds technical, but the idea is simple: fully documented loans for creditworthy people whose finances don't slot neatly into the narrow rules used by Fannie Mae, Freddie Mac, FHA, or VA. They are not the risky products from the last housing crisis. Today's Non-QM loans are fully documented, fully underwritten mortgages that use different paperworkand common-sense analysisto show you can repay.
Real estate
Real estate
fromBusiness Insider
15 hours ago

We bought a fixer-upper in a coastal Connecticut town. In a year, we built a suburban life that's so good I don't miss NYC.

Moving from cramped Manhattan apartments to suburban Greenwich allowed a transition from city nightlife to domestic, coastal living focused on home, marriage, and slower routines.
Real estate
fromSFGATE
12 hours ago

Allentown, PA Homeowners Can Expect a Cooler, Drier Fall, Says The Old Farmer's Almanac

Allentown and Pennsylvania will have a cooler, drier fall in 2025 with earlier chill, less rain, and strong real estate demand in ZIP code 18104.
Real estate
fromwww.housingwire.com
19 hours ago

The path to more affordable mortgages: Why lenders hold the keys

Lenders can influence borrower affordability and competitiveness by managing the MBS–Treasury spread, pricing strategies, and funding to capitalize on changing long-term yields.
fromBoston Condos For Sale Ford Realty
9 hours ago

Condo Owner Celebrates Her 100th Birthday Boston Condos For Sale Ford Realty

She set a match to the candle wick. It casts a circular glow in the room. The glasses sparkle, the silver cutlery glimmers. Everything is in its place, but she can't help straightening a fork, adjusting a champagne flute. Her stomach flutters with a year's-worth of expectation. she glance in the mirror, its tarnish softened by the light, How many years? She can't believe 100. She takes her seat at the head of the table. "Is everybody here?" "Then let's begin." She says. She raises her champagne glass to the empty room.
Real estate
Real estate
from24/7 Wall St.
14 hours ago

5 ETFs to Buy and Hold Forever

Yielding ETFs like VNQ and NOBL provide diversified, lower-risk exposure while generating steady passive income through dividends.
fromSFGATE
7 hours ago

Marlton, NJ Homeowners Can Expect a Warm and Dry Fall, Says The Old Farmer's Almanac

This fall in Marlton, NJ homes for sale, homeowners can anticipate a season that leans warmer and drier than average. The Old Farmer's Almanac has released its Fall 2025 Weather Predictions, and while much of the Northeast trends cool, New Jersey is expected to stay on the sunnier, warmer side. Article continues below this ad At the same time, Marlton has earned national recognition as the #2-ranked market on Realtor.com's 2025 Hottest ZIP Codes list.
Real estate
Real estate
fromSFGATE
11 hours ago

Jefferson City, MO Homeowners Can Expect a Warm, Balanced Fall, Says The Old Farmer's Almanac

Missouri likely will have a warmer-than-usual fall in 2025 with near-normal rainfall while Jefferson City's housing market shows rising buyer interest.
Real estate
fromSFGATE
9 hours ago

Leominster, MA Homeowners Can Expect a Cool and Dry Fall, Says The Old Farmer's Almanac

Leominster, MA faces a cooler, drier Fall 2025 with classic New England autumn conditions—September and October below normal temperatures and reduced rainfall.
fromwww.bbc.com
23 hours ago

Tenants to stop paying rent over persistent cracks

Now their patience has run out and some have decided to withhold their rent. Mick, who is disabled, is one of them. "I've got the stage where I think its the only course of action I can do," he explains. "The [housing association] are in breach of contract. I will go to court. I think I would win the case. Any judge would throw it out."
Real estate
fromSFGATE
11 hours ago

Inflation Rises to 2.9%, Making Fed Rate Cut Likely-5 Key Takeaways

In August, inflation increased, posing concerns for consumers, though it is not expected to hinder an impending Federal Reserve interest rate cut due to alarming signals from the labor market. The Consumer Price Index (CPI) report revealed a 2.9% rise in overall inflation compared to the previous year, with core inflation remaining steady at 3.1%. Despite these figures aligning with economists' predictions, the focus shifted to the labor market data, including a significant increase in weekly unemployment filings,
Real estate
Real estate
fromwww.thelocal.de
3 weeks ago

How much do you need to earn to buy a home in Germany?

Current real estate prices in Germany suggest it's a good time to buy a home despite the nation's renting culture.
Real estate
fromHomebuilding
21 hours ago

Do I own a retaining wall? Here's how to find out - and avoid neighbourly disputes

Retaining wall ownership depends on ownership of the land where the wall stands and often falls to the owner of the higher ground.
Real estate
fromTravel + Leisure
14 hours ago

This East Coast Destination Is an Autumn Lover's Dream-With Apple Orchards, Elegant Inns, and Forest Hikes

A sculptor family left a cramped Manhattan apartment for remote Litchfield County to accommodate large stone work and raise children amid rural life and challenges.
Real estate
fromwww.housingwire.com
7 hours ago

Amazon-backed affordable housing hits Seattle milestone

Amazon's housing fund has financed over 35,000 affordable units and expanded commitments to prioritize long-term, middle-income workforce housing in high-displacement Seattle neighborhoods.
fromTravel + Leisure
12 hours ago

This Caribbean Island Is One of the Best Places to Retire-With No Income Tax, Low Cost of Living, and Gorgeous Beaches

Located between the Atlantic Ocean and the Caribbean Sea, this dual-island nation of St Kitts and Nevis offers a peaceful lifestyle and is known for its beautiful beaches, lush green rainforests, exciting hiking trails, and awe-inspiring mountains,
Real estate
Real estate
fromTravel + Leisure
16 hours ago

This Tranquil Beach Town Is a Trending Shoulder Season Destination-and It Has Turquoise Waters and Pristine Sands

Ipojuca's Praia de Muro Alto offers tranquil, family-friendly beaches and a highly rated Airbnb bungalow ideal for shoulder-season visitors.
Real estate
fromwww.housingwire.com
11 hours ago

Mortgage rates hit a new yearly low before the Fed meets

Mortgage spreads improved in 2025, significantly lowering mortgage rates; further normalization could reduce rates to about 5.60%–5.80%.
Real estate
fromBusiness Insider
1 day ago

Commercial real estate gets its shot at TV stardom. Will audiences tune in?

A&E will premiere a reality series showcasing commercial real estate deals, highlighting leasing, property sales, and alternative investment opportunities beyond residential rentals.
Real estate
fromFortune
1 day ago

'Million Dollar Listing' star Fredrik Eklund says Gen Z doesn't need a college degree to make it in real estate: 'You've gotta be out on the streets' | Fortune

Real estate can deliver multimillion-dollar success without a four-year degree; practical communication, negotiation, and on-the-ground experience drive results.
Real estate
fromIndependent
2 days ago

Multi-million-euro homes taking 18 months to sell and fetching up to 600,000 less than asking price

Multi-million-euro homes in Dublin are taking up to 18 months to sell and often sell below asking price, sometimes up to €600,000 less.
Real estate
fromSFGATE
1 day ago

Bethpage Locals Cashing in on Ryder Cup Visitors

The 2025 Ryder Cup in Farmingdale will drive massive short-term housing demand, prompting residents to rent driveways and homes at steep rates.
Real estate
fromSFGATE
1 day ago

National Housing Emergency Could Benefit First-Time Buyers: What To Know

A national housing emergency could mobilize federal resources to expand affordable housing, reduce upfront homebuying costs, and pressure lower mortgage rates for first-time buyers.
fromSFGATE
1 day ago

HOA and Condo Fees Soar For Millions of Homeowners-5 Key Takeaways

In 2024, a U.S. Census Bureau survey revealed that a significant portion of U.S. homeowners were subject to either condominium or homeowners association (HOA) fees, with some facing steep monthly charges. The trend of employing HOAs in newly built communities has become prevalent, affecting home affordability as these fees continue to rise. The survey also highlighted the wide variation in fees across states, with some households paying over $500 per month.
Real estate
Real estate
fromSFGATE
1 day ago

Mortgage Applications Surge as Interest Rates Drop-Here's What You Need to Know

Home loan applications rose 9.2% to the highest level in over three years as mortgage interest rates fell, boosting both refinances and purchase activity.
fromApartment Therapy
3 months ago

You'd Never Guess This Cozy, Livable Home Is Only 375 Square Feet

"I've always believed in the necessity of loving where you are while you are there and building a home that truly feels like home," Gail begins. "When I step through my door, I am welcomed and held by the space that I've created and curated for myself. Here I can fully let go and simply just be. The hope is that my guests, whether it be friends or family (I do love to host) will feel the same way."
Real estate
from24/7 Wall St.
1 day ago

What Happens to My House If I Die Without a Will and My Wife Is Not on the Mortgage?

A mortgage dictates who's responsible for paying off a loan on a house. It does not determine who the legal owner of the house is. It's possible for the wife to be an owner of the house if her name is on the deed and not the mortgage, so that's something the poster may want to make arrangements for.
Real estate
fromIndependent
2 days ago

Lower tax rates are needed to keep small landlords in the market, claim surveyors

The Coalition must introduce lower tax rates for small landlords as a way to keep them in the market and not further exacerbate the rental crisis, the Society of Chartered Surveyors Ireland (SCSI) has claimed in a submission to government.
Real estate
Real estate
fromBusiness Insider
1 day ago

Desperate sellers are slashing prices and offering perks. Here are 4 deals home buyers can ask for.

Buyers have increasing negotiating power as excess inventory leads sellers and builders to cut prices and offer concessions such as repairs, rate buydowns, or incentives.
fromSFGATE
1 day ago

5 Key Takeaways: Larry Ellison Overtakes Elon Musk as World's Richest Man

Elon Musk's stint as the world's richest person came to a temporary end on Sept. 10, when it was revealed that Larry Ellison, the founder of Oracle, had seized the top position following a substantial $101 billion boost to his wealth. Ellison's rise to the pinnacle of the billionaire rankings was propelled by Oracle's robust quarterly results and promising outlook, which resulted in a remarkable 43% bump in the company's stock prices and a staggering $101 billion increase in Ellison's personal wealth.
Real estate
fromTravel + Leisure
1 day ago

9 Best Places to Live in the U.S. for Families, According to Real Estate Experts

As you start to have children, your priorities change. In your younger years, you may have wanted a bustling city with great brunch spots, happy hour deals, and bars that stayed open until the wee hours of the morning. But when you think about where you want to live as a family, you have to consider proximity to highly rated schools, possibly a more spacious home, and ways you can engage with your community. That said, where exactly you plant your roots becomes more important than ever.
Real estate
fromBusiness Insider
1 day ago

They hadn't planned on buying property. Then came kids and a tiny house in the Philippines.

The longer I stayed, the more I liked it here,
Real estate
Real estate
fromThe New Yorker
1 day ago

"The Pool," by T. Coraghessan Boyle

A family's new house includes a backyard pool that creates safety concerns, intense summer heat from a reflective hillside, and encounters with local wildlife.
Real estate
fromSFGATE
2 days ago

Lessons From Ellen DeGeneres' $190 Million Home-Flipping Hobby-5 Key Takeaways

Ellen DeGeneres and Portia de Rossi built a $190 million fortune buying, renovating, and selling homes through hands-on, design-focused property flipping.
Real estate
fromSFGATE
2 days ago

Big City Prices Squeeze Homebuyers Looking In Small Towns

Exclusive small towns like Nantucket, Vineyard Haven, and Jackson now have median home prices rivaling or exceeding major U.S. cities.
fromSFGATE
2 days ago

From Donald Trump to Diane Hendricks: Meet Real Estate's Richest Billionaires

Elon Musk leads the pack of wealthiest Americans with a staggering net worth of $428 billion, followed by Larry Ellison, Mark Zuckerberg, Jeff Bezos, and Larry Page. Real estate and construction tycoons, such as Hendricks, have amassed significant wealth, collectively representing $168.7 billion of the $6.6 trillion net worth of the Forbes 400 List individuals. Hendricks, who stands out as America's richest self-made woman billionaire, has earned fame lately for her initiatives to revitalize her hometown of Beloit, WI.
Real estate
Real estate
fromCurbed
6 days ago

A Park Avenue Scuffle Over an $80 Million View

A planned 84-story supertall at 655 Madison threatens to block 520 Park's west-facing panoramic views, triggering litigation from a penthouse owner.
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