The 30-year fixed-rate mortgage is deeply entrenched in the U.S. system. It benefits from decades of investor demand, a robust securitization framework and established insurance support. Once loan terms extend beyond 30 years, those structural advantages begin to erode. There is also a cost that often gets overlooked. A 50-year mortgage dramatically increases the total interest paid over the life of the loan. While monthly payments may appear more manageable, borrowers can end up paying nearly double the interest compared to a traditional 30-year mortgage.
Century 21 New Millennium has always been more than a business to me. It is part of my DNA, Hetherington said in a statement. I've been incredibly fortunate to build this company alongside exceptional agents and leaders. While my role is changing, my commitment to NM and its people is not. Serving as chairman allows me to stay actively involved and support Kim as she leads the company forward.
The Invesco KBW Premium Yield Equity REIT ETF ( NYSEARCA:KBWY) offers a 9% yield from a $251 million fund focused on higher-yielding real estate investment trusts. The ETF generates income by holding 30+ REITs that pay dividends from rental income across healthcare, industrial, hospitality, and office properties. How KBWY Generates Its 9% Yield KBWY tracks an index of small and mid-cap REITs selected for above-average dividend yields.
Let's start with the most important stat. According to John Burns Research & Consulting (JBREC), large institutional investors - those that own 100 or more homes - made up just 1.2% of all home purchases in Q3 of 2025 ( see graph below): That's it. Out of every 100 homes sold, only about 1 went to a large institutional investor.
The initiative, a three-way partnership among the city government, the school district, and the local Habitat for Humanity affiliate, is a potential replicable model for expanding the supply of affordable housing while engaging and recruiting more young people into careers in construction and homebuilding. BoulderMOD, a 31,375-square-foot modular housing factory completed last year, hosts a unique high school training program that prepares students for construction careers while they simultaneously rebuild their community.
Streaming's steamy hit "Heated Rivalry" has maintained a lofty perch atop the HBO Max rankings (where it airs in the U.S.) and seems to be equally dominating social media, morning and late-night TV, and even the social feeds of NHL teams. The Boston Bruins nearly broke the internet last month after using the caption "Heated rivalry" on an X post during a game against the Montreal Canadiens.
Construction of hotels has plunged in the Bay Area, a nosedive that was unleashed by stubborn problems for hotel financing and elevated construction costs, a new report from Atlas Hospitality Group shows. An estimated 15 hotels with an aggregate 1,610 rooms were under construction in the Bay Area during 2025, representing a sharp decline from the equivalent totals in 2024, according to the report from Atlas Hospitality. This news organization derived the totals from figures that Atlas Hospitality compiled for its report.
HomeAdvantage, a real estate benefits program for credit unions, has relaunched its partnership with Affinity Federal Credit Union giving members renewed access to real estate tools, expert guidance and potential savings throughout the home buying and selling process. Through HomeAdvantage, members can access home search tools, local market insights, connections to experienced real estate professionals and cash-back rewards on eligible real estate transactions.
I am not aware of any other states that have this kind of legislation, and this puts Ohio at the top for safeguarding our senior homeowners from foreclosures. While foreclosure on seniors is extremely rare, concerns raised by Ohioans illustrate the need for a clear standard, bill proponents added. House Bill 443 ensures seniors who meet the qualifications will not lose their homes due to tax foreclosure, while still preserving all existing tax collection and treasurer processes.
Joining Coldwell Banker reflects our commitment to delivering an elevated real estate experience, he said. We believe aligning with a traditional brokerage model that values brick-and-mortar locations is essential in today's market, where agents need real support, community and collaboration. We plan to continue expanding throughout Southern California to empower our agents with local offices rooted in the communities they serve.
Australia's Build Tiny has crafted a charming escape that proves small living doesn't have to sacrifice character. The Tallarook Hilltop Tiny House 1 sits perched on a stunning hilltop in rural Victoria, offering sweeping views over Broadford and Kilmore while embracing the raw, unpretentious aesthetic of agricultural architecture. Built on a double-axle trailer, the home's corrugated metal siding and matching roof create an almost utilitarian appearance that feels right at home against the backdrop of Mount Piper and the Tallarook State Forest. This design choice reflects a refreshing departure from the sleek, apartment-style tiny homes that dominate today's market. Instead, Build Tiny has returned to the movement's roots, celebrating the cabin-like simplicity that first inspired people to downsize.
I started out getting vegetables from Goma and selling them in this market. I never expected to be the one rebuilding it decades later, says Bakarani. We have built a market with local people, especially our mothers and sisters, in mind. We have kept the concept of the old one but have enlarged it, and it is more functional. It was a nightmare imagine what it was like for our mothers or sisters selling there exposed to the sun from morning till evening Dieudonne Bakarani
Tech companies are still signing leases in downtown Seattle - but it's not enough to reverse a pandemic-era slide that pushed office vacancy to another record high, reaching 34.7% in Q4. The latest numbers from commercial real estate firm CBRE underscore how hybrid work and shrinking office footprints continue to weigh on a tech-heavy market like Seattle. The vacancy rate is up about two percentage points from a year ago, and a fivefold increase from before the pandemic.
In December, Rithm completed its acquisition of Crestline Management, adding $17 billion in assets under management while growing its capacities in direct lending, fund liquidity solutions, insurance and reinsurance. In November, the company terminated a subservicing agreement with Onity Group subsidiary PHH Mortgage Corp., effective at the end of January 2026. The contract, which lasted for nearly a decade, was tied to a $33 billion portfolio that's comprised mostly of pre-2008 loans.
Our agents now have a community of like-minded investment-curious agents, experienced agent investor professionals and the tools to create their own income and wealth-producing portfolios, Dan Duffy, the CEO of United Real Estate Group, said in a statement. The company said the program is designed to help agents not only boost their income, but also build generational wealth for their families and communities. Due to this, the brokerage said it aligns with its core values of Family, Excellence, Fiscal Responsibility and Seeing Things Differently.
For most Americans, every home purchase is a bit of a gamble. Is now the right time to jump into the market? Can I haggle on the price a bit more? What if mortgage rates drop in a few months? These questions have always made buying a new place feel a little like hitting the blackjack table. For the better part of a century, these implicit bets on future real
Starting February 17, buyers in CRMLS markets will lose access to one of the most important tools for understanding how homes actually sell: the ability to see interior photos of comparable properties once they close. This quiet adjustment limits IDX feeds used by consumer-facing portals reaching hundreds of millions of users monthly to a single primary photo, typically the exterior, for closed listings. Full photo sets remain available inside professional MLS systems.
Even as price growth slows - and falls in some cities - buying a home still feels unaffordable for many people, in part because mortgage rates remain high and down payments are still steep. Redfin reported in October that the average down payment hit a record $70,000 in August. While some people are cutting back on discretionary spending to afford a home purchase,
How JSI Generates Income JSI generates income through securitized debt markets that most retail investors never access directly. The fund's portfolio centers on agency mortgage-backed securities from Fannie Mae ( OTCQB:FNMA) and Freddie Mac ( OTCQB:FMCC), which provide government-backed stability while delivering coupons up to 6.5%. Management supplements this core with tactical allocations to asset-backed securities, commercial mortgage debt, and collateralized loan obligations.
The deal follows a period of rapid expansion for Lower, including the launch of a West Coast division in December led by Gino Fronti as the company continues to invest in geographic growth and talent across the country. The company also announced an acquisition of real estate portal Movoto from parent company OJO Labs in May 2025 and software company Neat Labs at the tail end of 2024.
The suit, backed by a resident group known as West Valley Citizens for Responsible Development, argued the San Jose City Council had erred in approving the Costco project in October 2024. The lawsuit, filed two months after the council vote, alleged the proposed 165,000-square-foot store at the Westgate West Shopping Center violated city zoning rules and the project's environmental review process was inadequate.
Glenn Kelman announced on January 13, 2026, that he is stepping down as CEO of Redfin after leading the company for 20 years. His departure follows the $1.75 billion acquisition of Redfin by Rocket Companies, which was finalized in July 2025. Kelman's last official day in the office is Friday, January 16, 2026. Kelman will remain available in an advisory capacity through April 1, 2026, to support the transition.
The city of St. Cloud was rated the "biggest boomtown" in the Sunshine State thanks to the thousands of people who have been drawn to the growing lakeside community over the past decade, according to new data from personal finance resource GOBankingRates. In fact, the company noted the city has seen a 49.3 percent increase in population from 2015 to 2023. That's coupled with a 33.9 percent increase in per capita income, which was $28,985 in 2023.
According to new data from Realtor.com, the share of U.S. homeowners with mortgage rates over 6% is now greater than the share hanging onto those "ultra low" sub-3% rates. In the third quarter of 2025, 21% of outstanding mortgages carried a rate above 6% compared to the 20% of mortgages with rates below 3%. That change signals a "meaningful shift" from the gridlock that's defined the last few years in the U.S. housing market.
Presence CRM integrates contact data, communication history, website activity and third-party information to monitor changes such as property ownership records, employment updates and other indicators that may signal a future real estate transaction. The system is designed to generate suggested outreach and prioritize contacts based on those signals, the company said. Luxury Presence said Presence CRM will be included across its platform offerings and is scheduled to begin rolling out in early 2026.
