Real estate

Real estate

Federal agencies said Colony Ridge used misleading sales tactics, including misrepresentations about flooding risks, and failed to verify borrowers' ability to repay, which contributed to high foreclosure rates. The settlement reached with the DOJ, CFPB and Texas OAG marks the DOJ's first predatory mortgage lending case and the CFPB's first federal court lawsuit involving the Interstate Land Sales Full Disclosure Act (ILSA).

APOR is baked into not only Dodd-Frank as a safe harbor against litigation which many lenders want to comply with and use for their business and pricing and risk but also there are a litany of 40 other statutes that are tied to APOR as it's described in Dodd Frank, over 27 states. Lenders frequently move ahead of formal rulemaking, Dunn added. You don't have to wait for the regulation to comply either, she said.

A house in the 2300 block of Carmel Drive in Palo Alto has new owners. The unit, built in 1951, was sold on Jan. 2, 2026. The purchase price was $3,000,000. This single-story home has two bedrooms and one bath. Inside, there is a fireplace. The property is equipped with a heating system. Additionally, the home is equipped with a single parking spot, allowing for easy and secure vehicle parking. The lot size of the property measures 6,100 square feet.

This is monumental for the city.

HousingWire's Rising Stars awards recognize standout professionals ages 40 and under who are driving innovation, leadership and meaningful change across mortgage, real estate and homebuilding. Many past honorees continue to shape the industry long after earning the Rising Stars distinction, taking on expanded roles, leading major initiatives and helping modernize the housing ecosystem. As nominations for the 2026 Rising Stars awards continue to roll in nominations are open through Feb. 28 we're highlighting voices from last year's honoree list

Network Rail was granted planning permission by the City of London to transform the station. Liverpool Street was last redeveloped in 1991 and passenger numbers have tripled since then, making it London's busiest terminal. It's estimated that 158 million people could pass through the station in 2041. With the approved plans created by ACME architects, 'Pool Street will see it's concourse capacity increased by 76 percent while the station will be made fully accessible with step-free access from street level to all platforms including the London Underground.

MFA's dividend is not covered by current earnings. The company reported $0.20 per share in distributable earnings for Q3 2025 while paying out $0.36 per share in dividends. That's a payout ratio of 180%. Over the trailing twelve months, earnings totaled $1.12 per share against dividends of $1.44, yielding a payout ratio of 128.6%. Full-year 2024 showed improvement, with operating cash flow of $200.1 million covering the $176.7 million dividend obligation at 1.13x.

[He] has been renting for the last eight years, just saving his money, Milonas told CBC Toronto. We had a chat pre-Christmas and he was like, What do you think? Is this the right time for me?' TRREB says lower condo prices could lead to another housing shortage if the current inventory is bought up quickly. (Cole Burston/Canadian Press) Milonas has now had that question from a handful of renters, and based on the current market, he's told most of them to go for it.

You're more likely to find California houses owned by investors in the state's more affordable communities. That's what my trusty spreadsheet found after reviewing a BatchData report from the third quarter of 2025 that calculates investor ownership of houses and townhomes nationwide. Investors in this study include everything from giant companies controlling thousands of houses to folks with a small collection of rentals to short-term rental operators to people with a second home. Condo ownership was not included.

From reproductive rights to climate change to Big Tech, The Independent is on the ground when the story is developing. Whether it's investigating the financials of Elon Musk's pro-Trump PAC or producing our latest documentary, 'The A Word', which shines a light on the American women fighting for reproductive rights, we know how important it is to parse out the facts from the messaging.

During the fourth quarter of 2025, residential revenue was up 8% annually to $428 million, mortgage revenue rose 39% on a yearly basis to $57 million and the rentals sector recorded a 45% year-over-year increase in revenue. For the full year 2025, the residential sector generated $1.704 billion in revenue, up 7% annually, while the mortgage operation generated $199 million in revenue, up 37% compared to the year prior.

The global average building utilization rate dramatically jumped in 2025 to 53%, the highest since before the pandemic, validating the effectiveness of hybrid strategies in driving more in-office activity, according to CBRE. Utilization rates were 38% in 2024 and 35% in 2023, compared to the 65% that most respondents to CBRE's global workplace occupancy benchmarking program identified as their target.

Despite challenges like continued margin pressure and housing inventory constraints, the report said that brokerage leaders remain optimistic, adding that the 2026 results mark a shift from the uncertainty recorded in previous years. The 2026 outlook shows confidence has not faded. It has hardened, Minard said. Brokerage leaders now expect growth while staying focused on pricing pressure, margins, and execution.

The complaint alleges the company failed to disclose in its registration statement the identity of an unnamed financial adviser engaged in December 2024 and early 2025, along with any related fees. It also claims Two Harbors did not specify the services tied to $2.5 million in fees paid to Houlihan Lokey, which allegedly omitted projections and implied valuation assumptions in its fairness analysis of the deal.

In recent weeks, videos have circulated on social media showing rampant paint tagging and destruction inside the structure that was a cultural touchstone in the Orange County city of Westminster for decades after it opened in 1974. In its heyday, the mall was a gathering spot when there were few other places to hang out. It was where kids found the latest fashions and where "mall rats" roamed in packs after school.

Born in New York and raised in Orange County, Steve grew up with older sisters who shaped his early outlook. He credits that experience with developing a strong sense of empathy and responsibility, qualities that later influenced both his leadership style and philanthropic priorities. Steve attended Esperanza High School before earning two bachelor's degrees from California State University, Long Beach, in Marketing and Business. He later completed one year of MBA coursework at Pepperdine University.

If you're looking to add a useful life skill to your metaphorical tool kit, consider learning how to calculate square footage. There are countless situations when calculating how many square feet are in a space comes in handy, from renting or buying a home to furnishing a place. The ability to calculate square footage also unlocks the door to lots of DIY projects.

It is proposing: 670 apartments, 101 of which will be offered at below market rates, Three office buildings totaling 740,000 square feet of office space (which is large enough for 2,960 employees using the benchmark of 250 square feet per worker), A 15,000-square-foot childcare center, 40,000-square-feet of retail space and 3 acres of open space, including a dog park and 1.5 acre "redwood lawn."

Nearly 1.3 million mortgages including more than 500,000 originated in 2025 carry rates between 6.875% and 6.99%, the most sensitive group to recent rate declines. ICE cited data from the Mortgage Bankers Association, which found that refinance activity hit a 17-week high in the week ending Jan. 16, with refinances making up 62% of all applications. ICE estimates about two-thirds of these originations were rate-and-term refis.

A house in Fremont that sold for $940,000 tops the list of the most affordable real estate sales in Fremont in the past week. For comparison, the overall average price of real estate in Fremont during the last week was $2 million, or $931 per square foot. A total of 14 home sales were recorded for the period with an average square footage of 2,118 square feet, 4 bedrooms, and 1 bathroom.

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