Portland

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#political-climate

Opinion: Portland lawmaker reflects on Dr. King's legacy as politics unfolds in Washington, D.C.

The nation is facing a significant divide at the time of a new president's inauguration.

Portland's Seasonally Affected, Politically Depressed Mood

Photographer Jordan Gale captures the emotional impact of political events and seasonal affective disorder in Portland during late 2024.

Opinion: Portland lawmaker reflects on Dr. King's legacy as politics unfolds in Washington, D.C.

The nation is facing a significant divide at the time of a new president's inauguration.

Portland's Seasonally Affected, Politically Depressed Mood

Photographer Jordan Gale captures the emotional impact of political events and seasonal affective disorder in Portland during late 2024.
morepolitical-climate
#oregon-politics

From refugee to Oregon Senate majority leader, Kayse Jama focuses on finding common ground (copy)

Kayse Jama transformed from a Somali refugee to a significant political leader in Oregon, focusing on essential housing policies.

Meet Oregon's 19 new state legislators

Mari Watanabe becomes Oregon's first Japanese American state representative, enhancing diversity in the state's legislature.

From refugee to Oregon Senate majority leader, Kayse Jama focuses on finding common ground (copy)

Kayse Jama transformed from a Somali refugee to a significant political leader in Oregon, focusing on essential housing policies.

Meet Oregon's 19 new state legislators

Mari Watanabe becomes Oregon's first Japanese American state representative, enhancing diversity in the state's legislature.
moreoregon-politics
#congress

Portland region's new congresswoman takes aim at President Trump

Congresswoman Maxine Dexter attended Trump's inauguration to affirm her commitment to fighting for her community.

New Oregon US Rep. Janelle Bynum looks for 'low-hanging fruit' in divided Congress

Janelle Bynum makes history as Oregon's first Black member of Congress during her return to D.C.

Portland region's new congresswoman takes aim at President Trump

Congresswoman Maxine Dexter attended Trump's inauguration to affirm her commitment to fighting for her community.

New Oregon US Rep. Janelle Bynum looks for 'low-hanging fruit' in divided Congress

Janelle Bynum makes history as Oregon's first Black member of Congress during her return to D.C.
morecongress

2025 Hyundai Tucson Hybrid is stylish, economical and fun

The 2025 Hyundai Tucson Hybrid exemplifies the modern hybrid's blend of efficiency, power, and driving enjoyment.

Ways to commemorate Martin Luther King Jr. Day 2025 in Portland

Today is Martin Luther King Jr.Day, a federal holiday.Schools and many businesses in the Portland area will be closed, but events to commemorate him are still happening all over.
#oregon

With Trump's inauguration looming, Oregon Democrats strategize response

Oregon AG Dan Rayfield is actively joining efforts to uphold federal gun control rules amid Trump's presidency.

In State of the State speech, Oregon Gov. Tina Kotek calls for resilience, optimism

Gov. Kotek expresses optimism amid Oregon's significant challenges, urging resilience and collective action to overcome past adversities.
Kotek's address highlights the importance of unity in leadership to address Oregon's ongoing struggles post-pandemic and wildfires.

Oregon Gov. Kotek delivers State of State address

Gov. Tina Kotek emphasized her optimistic vision for Oregon's future during her State of the State address.

Providence asks to resume bargaining with nurses union despite strike

Providence Health is resuming negotiations with the Oregon Nurses Association after a strike was announced, influenced by public pressures.

With Trump's inauguration looming, Oregon Democrats strategize response

Oregon AG Dan Rayfield is actively joining efforts to uphold federal gun control rules amid Trump's presidency.

In State of the State speech, Oregon Gov. Tina Kotek calls for resilience, optimism

Gov. Kotek expresses optimism amid Oregon's significant challenges, urging resilience and collective action to overcome past adversities.
Kotek's address highlights the importance of unity in leadership to address Oregon's ongoing struggles post-pandemic and wildfires.

Oregon Gov. Kotek delivers State of State address

Gov. Tina Kotek emphasized her optimistic vision for Oregon's future during her State of the State address.

Providence asks to resume bargaining with nurses union despite strike

Providence Health is resuming negotiations with the Oregon Nurses Association after a strike was announced, influenced by public pressures.
moreoregon
#public-safety

Law enforcement agencies: Ballot box arsonist could be threat to himself, others

The FBI is seeking public assistance to identify individuals responsible for attacks on ballot boxes in Portland and Vancouver.

Portland police use drone to arrest two street "drifters"

Drones can enhance law enforcement efforts by providing unique perspectives, such as thermal imaging, to monitor illegal activities.
Arresting offenders in street drifting shows how innovative technology is utilized to enforce laws in urban areas.

Law enforcement agencies: Ballot box arsonist could be threat to himself, others

The FBI is seeking public assistance to identify individuals responsible for attacks on ballot boxes in Portland and Vancouver.

Portland police use drone to arrest two street "drifters"

Drones can enhance law enforcement efforts by providing unique perspectives, such as thermal imaging, to monitor illegal activities.
Arresting offenders in street drifting shows how innovative technology is utilized to enforce laws in urban areas.
morepublic-safety
#oregon-state

Oregon State football defensive coordinator Keith Heyward resigns, Bray to take on roll in coaching shuffle

Keith Heyward Jr. resigned from his position to spend time with family after personal losses.

'Pissed off' Portland women's basketball squad routes Oregon State 86-61

Oregon State women's basketball team struggled against experienced Portland, showcasing the need for maturity and competitive experience.

Oregon State football defensive coordinator Keith Heyward resigns, Bray to take on roll in coaching shuffle

Keith Heyward Jr. resigned from his position to spend time with family after personal losses.

'Pissed off' Portland women's basketball squad routes Oregon State 86-61

Oregon State women's basketball team struggled against experienced Portland, showcasing the need for maturity and competitive experience.
moreoregon-state

Bitsie Tulloch returns for Fan Expo Portland, first time back to city since 'Grimm'

A reboot of the supernatural thriller "Grimm," filmed in Portland, has been in the works, and it could be a movie via Peacock.Count in Bitsie Tulloch, one of the stars of the NBC series.

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Bitsie Tulloch has a strong connection to Portland.
It's where she and husband David Giuntoli starred in "Grimm" and forged their relationship.
She's also a big Trail Blazers fan.
#upset-victory

Oregon State men's basketball takes down No. 16 Gonzaga in 97-89 overtime thriller at Gill

Oregon State upset No. 16 Gonzaga, demonstrating resilience and teamwork despite statistical disadvantages.

Oregon State men's basketball playing with fire in six-game stretch

Oregon State Beavers upset Gonzaga in an exciting game that ended a 30-year matchup gap.

Oregon State men's basketball takes down No. 16 Gonzaga in 97-89 overtime thriller at Gill

Oregon State upset No. 16 Gonzaga, demonstrating resilience and teamwork despite statistical disadvantages.

Oregon State men's basketball playing with fire in six-game stretch

Oregon State Beavers upset Gonzaga in an exciting game that ended a 30-year matchup gap.
moreupset-victory

Pedestrian critically injured in possible DUII crash

A pedestrian was critically injured in what could be a DUII crash in Northeast Portland early Saturday.
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The name of the hospitalized victim was not immediately released.
#local-news

Good Morning, Lynchian News: Director David Lynch Has Died, Cease-Fire Seems a Go, and TikTok Ban Starts Sunday

Portland City Council is creating committees for crucial community discussions on various policy issues.

Good Morning News: Portland's Oversized Off-Ramp, Elon Musk's Latest Self-Sabotage, and Speaker Mike Johnson Plays Politics With Wildfire Disaster Aid

Portland's Albina neighborhood suffers from historical infrastructure damage, prompting re-evaluation of car-centric development and new federal funding for improvements.

Good Morning, News: President-Elect Trump Sentencing Nothingburgers, Oregon Firefighters Head to LA, Providence Oregon Strike Begins

Providence Oregon's healthcare workers are striking for better contract terms, highlighting a historic collaboration between nurses and doctors.

Good Morning, News: DA Vasquez Not Making Friends, LA Fires Kill 24, and Justin Timberlake Joins Portland's Bike Bus

Portland's journalism and arts enrich community life and require public support for sustainability.

Good Morning, News: Mayor Orders Non-Union Workers Back to Office, PPB Refuses to Fire Bad Cop, and Trump Clown Car Confirmations Continue

The Portland Mercury emphasizes the importance of community support for local journalism and arts coverage.

Good Morning, Lynchian News: Director David Lynch Has Died, Cease-Fire Seems a Go, and TikTok Ban Starts Sunday

Portland City Council is creating committees for crucial community discussions on various policy issues.

Good Morning News: Portland's Oversized Off-Ramp, Elon Musk's Latest Self-Sabotage, and Speaker Mike Johnson Plays Politics With Wildfire Disaster Aid

Portland's Albina neighborhood suffers from historical infrastructure damage, prompting re-evaluation of car-centric development and new federal funding for improvements.

Good Morning, News: President-Elect Trump Sentencing Nothingburgers, Oregon Firefighters Head to LA, Providence Oregon Strike Begins

Providence Oregon's healthcare workers are striking for better contract terms, highlighting a historic collaboration between nurses and doctors.

Good Morning, News: DA Vasquez Not Making Friends, LA Fires Kill 24, and Justin Timberlake Joins Portland's Bike Bus

Portland's journalism and arts enrich community life and require public support for sustainability.

Good Morning, News: Mayor Orders Non-Union Workers Back to Office, PPB Refuses to Fire Bad Cop, and Trump Clown Car Confirmations Continue

The Portland Mercury emphasizes the importance of community support for local journalism and arts coverage.
morelocal-news
from Portland Mercury
4 days ago

Why Trump?

Many Americans struggle to understand how financially burdened families supported Trump despite looming policy threats.
from PortlandTribune.com
3 days ago

Portland leaders prepare for potential $100 million budget shortfall

Portland faces a budget deficit that has dramatically increased, necessitating significant spending cuts to manage the financial crisis.

This Week in Portland Food News: Mexican Fried Chicken, Japanese Tacos, and Indian-Spiced Cocktails

Alita's has reinvented its concept to focus on Mexican fried chicken with a variety of flavorful options.
#oregon-legislature

New bill requests $11 million for Willamette Falls Locks Authority

The Willamette Falls Locks Authority aims to secure $11 million for repairs to reopen the historic locks.

2025 Oregon Legislature sworn in

Oregon Legislature's 2024 session focuses on pressing issues like housing, healthcare, and environmental protections, emphasizing collaboration among lawmakers.

New bill requests $11 million for Willamette Falls Locks Authority

The Willamette Falls Locks Authority aims to secure $11 million for repairs to reopen the historic locks.

2025 Oregon Legislature sworn in

Oregon Legislature's 2024 session focuses on pressing issues like housing, healthcare, and environmental protections, emphasizing collaboration among lawmakers.
moreoregon-legislature

Property Watch: An Artist-Designed House in Oceanside

Architectural innovation in the '80s influenced modern designs, as seen in William Frank Weaver's unique homes on the Oregon Coast.
#mental-health

I found some pills too

People need compassion, especially when they share their struggles with suicidal thoughts.

Why does the sun go on shining?

The article highlights the tragic consequences of societal indifference and cruelty towards individuals striving to help others, ultimately leading to a systemic failure to protect them.

SAVAGE LOVE: Fear Factors

Open dialogue with your son about safe practices and risks is crucial amidst parental fears concerning his sexual exploration.

Evanson: Caitlin Clark's stalker is just another reminder of where we are and where we should be going

Public discourse appears more chaotic than ever, raising concerns about collective sanity.
The situation with Caitlin Clark underscores broader issues of safety and mental health in public engagements.

THE TRASH REPORT: Celebrity Flames (Not the Fun Kind), a Nepo Baby King, and Guess Who's Bringing SexyBike?

The article reflects on the emotional impact of the LA wildfires and the lack of accountability from systems that perpetuate disasters.

In a way, I know my heart is waking up

Engaging in genuine human conversation can foster better understanding and communication.
Calming down can lead to more productive conversations and connections.

I found some pills too

People need compassion, especially when they share their struggles with suicidal thoughts.

Why does the sun go on shining?

The article highlights the tragic consequences of societal indifference and cruelty towards individuals striving to help others, ultimately leading to a systemic failure to protect them.

SAVAGE LOVE: Fear Factors

Open dialogue with your son about safe practices and risks is crucial amidst parental fears concerning his sexual exploration.

Evanson: Caitlin Clark's stalker is just another reminder of where we are and where we should be going

Public discourse appears more chaotic than ever, raising concerns about collective sanity.
The situation with Caitlin Clark underscores broader issues of safety and mental health in public engagements.

THE TRASH REPORT: Celebrity Flames (Not the Fun Kind), a Nepo Baby King, and Guess Who's Bringing SexyBike?

The article reflects on the emotional impact of the LA wildfires and the lack of accountability from systems that perpetuate disasters.

In a way, I know my heart is waking up

Engaging in genuine human conversation can foster better understanding and communication.
Calming down can lead to more productive conversations and connections.
moremental-health
#entertainment

The Best Bang for Your Buck Events in Portland This MLK Day Weekend: Jan 1720, 2025

The article highlights a variety of engaging events in Richmond, focusing on unique entertainment experiences and community gatherings.

POP QUIZ PDX: Get In, Losers... We're Going Shopping!

Engage with local trivia through POP QUIZ PDX for a fun and informative experience.

The Best Bang for Your Buck Events in Portland This MLK Day Weekend: Jan 1720, 2025

The article highlights a variety of engaging events in Richmond, focusing on unique entertainment experiences and community gatherings.

POP QUIZ PDX: Get In, Losers... We're Going Shopping!

Engage with local trivia through POP QUIZ PDX for a fun and informative experience.
moreentertainment
#family

Leota May DeManette

Leota was a loving family matriarch who dedicated her life to her family, community, and passions, maintaining resilience even after her husband's passing.

Kenneth R. Greger

Kenneth Greger was a devoted family man and CPA who battled cancer bravely before passing away.

Dixie Diane Harms

Dixie Harms was a devoted wife, mother, and supporter of her husband’s veterinary practice, leaving a loving legacy in her community.

Judy Ann Schiffbauer

Judy was passionate about family, baking, and creating memorable holiday celebrations, leaving a lasting impact on her loved ones.

Leota May DeManette

Leota was a loving family matriarch who dedicated her life to her family, community, and passions, maintaining resilience even after her husband's passing.

Kenneth R. Greger

Kenneth Greger was a devoted family man and CPA who battled cancer bravely before passing away.

Dixie Diane Harms

Dixie Harms was a devoted wife, mother, and supporter of her husband’s veterinary practice, leaving a loving legacy in her community.

Judy Ann Schiffbauer

Judy was passionate about family, baking, and creating memorable holiday celebrations, leaving a lasting impact on her loved ones.
morefamily

Opinion: Taking the plunge for Special Olympics Oregon

Let's take the plunge!Then, let's do it again and again and again.
...
The Special Olympics Super Plunge is something I have kept on my radar for years.

PPB: Man killed trying to stop a robbery

The man shot and killed in a Fred Meyer parking lot in Northeast Portland on Jan. 13 was trying to stop a robbery.

Ways to commemorate Martin Luther King Jr. Day 2025 in Portland

Martin Luther King Jr.Day, Monday, Jan. 20, is a federal holiday.Schools and many businesses in the Portland area will be closed, but events to commemorate him are still happening all over.

Oregon State Beavers, Gonzaga Bulldogs

at Gill Coliseum in Corvallis, Oregon.

Oregon State Beavers, Gonzaga Bulldogs

at Gill Coliseum in Corvallis, Oregon.

Oregon State Beavers, Gonzaga Bulldogs

Oregon State Beavers vs Gonzaga Bulldogs at Gill Coliseum in Corvallis, Oregon.

Oregon State Beavers, Gonzaga Bulldogs

Oregon State Beavers vs Gonzaga Bulldogs at Gill Coliseum in Corvallis, Oregon.
from Portland Mercury
4 days ago

Hear in Portland: Keeks Wants Femmes to "Move!" Wynne Shows Her Sofa Side, and Portugal. The Man Play Cinema 21

Support for hermit lifestyle in 2025; highlights charity events and new music releases, particularly focusing on Keeks' powerful single, "Move!".
#portland-city-council

Portland City Council Increases Its Staffing Budget by $4.6 Million

The new Portland City Council unanimously agrees on the need for increased staff support to effectively serve constituents.

Portland City Council approves plan to increase staff for council, mayor

Portland City Council approved $4.6 million for more staff to enhance support amid budget challenges.

Portland City Council Increases Its Staffing Budget by $4.6 Million

The new Portland City Council unanimously agrees on the need for increased staff support to effectively serve constituents.

Portland City Council approves plan to increase staff for council, mayor

Portland City Council approved $4.6 million for more staff to enhance support amid budget challenges.
moreportland-city-council

Oregon agency fines Cirque du Soleil for violations after aerialist's injury in Portland performance

Safety measures for aerial performances are crucial, as highlighted by an $8,070 fine against Cirque du Soleil for an injury incident.

Good Morning, News: Dispatches from City Council, Details of the Providence Strike, and a Potential Cease-Fire Between Israel and Hamas

Support local journalism and arts to maintain community engagement.
Health care workers in Oregon are striking for better pay and staffing levels.

Introducing the Mercury's New (and Delicious) WIENER WEEK!

Wiener Week is a culinary event featuring innovative hot dogs from local chefs, promoting community engagement and enjoyment.
Attendees should appreciate the staff's efforts during the event and explore complementary sides and drinks.

Oregon women's basketball picks up 69-53 win off of Purdue's first-half turnovers

Oregon women's basketball team won against Purdue 69-53, showcasing resilience and teamwork despite a challenging game.

FREE TICKETS THURSDAY: Enter to Win Free Tix to See Tim Heidecker, Shook Twins, the Portland Folk Fest, and MORE!

The Mercury is offering free concert tickets to thank readers and promote upcoming events in Portland.

Riverdale Grade School fifth grader sworn in as 2025 Oregon Kid Governor

About seven miles south of downtown Portland, fifth grader Rosie Lanenga attends Riverdale Grade School, but this year she earned a much higher accolade than a star sticker or eraser topper.

Opinions sought on Chinese memorial plan for Portland's Lone Fir Cemetery

Metro, the regional government, is working with community members to design and build a memorial garden at the southwest corner of Lone Fir Cemetery in an area labeled "Block 14" on cemetery maps.
#social-responsibility

LETTER: Why compassionate giving matters more than ever to overcome food security

Food insecurity requires not just resources, but a reimagining of how we provide aid to ensure dignity and respect for those in need.

You.

Compassion can counteract the cycle of neglect and suffering that fuels fascism.

LETTER: Why compassionate giving matters more than ever to overcome food security

Food insecurity requires not just resources, but a reimagining of how we provide aid to ensure dignity and respect for those in need.

You.

Compassion can counteract the cycle of neglect and suffering that fuels fascism.
moresocial-responsibility

Luxe Hotel and Thermal Spa Cascada Opens in NE Portland

Cascada hotel combines luxurious accommodations with a wellness center and thermal spa in Portland's Alberta Arts District.

This home renovation project has huge potential returns

Adding an ADU can enhance home value and provide rental income.

Where to Celebrate Lunar New Year 2025 in Portland

Lan Su's Lunar New Year celebration features diverse cultural performances and interactive activities, fostering community engagement while welcoming the Year of the Snake.

Absolutely Fuck PPB 2x

Citizens are frustrated with police priorities that focus on minor infractions instead of serious public safety issues.

Oregon State football's Marshall promoted to edge coach in latest coaching shuffle

Kharyee Marshall has been promoted to edges coach for Oregon State football after a successful season in quality control.

Early morning fire destroys Multnomah Village duplex

Just before 3 a.m. on Wednesday, Jan. 15, Portland Fire & Rescue responded to a duplex fire in the Multnomah Village neighborhood that demolished the structure.

Beaverton high schooler will travel to Washington, D.C., to observe government, up close

A Beaverton student from Catlin Gabel School is heading to the nation's capital to receive a $10,000 scholarship.

Portland Public Schools Board27.jpg

Portland Public Schools Board of Education member Julia Brim-Edwards.

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Portland Public Schools Board of Education member Patte Sullivan.

Portland Public Schools Board13.jpg

Portland Public Schools Board of Education member Michelle DePass.

Portland Public Schools Board16.jpg

Portland Public Schools Board of Education member Michelle DePass.

Portland Public Schools Board08.jpg

Portland Public Schools Board of Education member Patte Sullivan.

Portland Public Schools Board02.jpg

Portland Public Schools Board of Education member Herman Greene.

Portland Public Schools Board17.jpg

Portland Public Schools Board of Education member Christy Splitt.

Portland Public Schools Board29.jpg

Christy Splitt gets a hug after learning that she was voted to the Portland Public Schools Board of Education.

The Portland Trail Blazers Aren't Good At Basketball (Relative to the Standard of an NBA Team)

The Portland Trail Blazers face a performance crisis due to a lack of skilled players, rather than issues like coaching or tactical strategies.

A Magazine Shop Brings Portlanders Offline and Into Chinatown

A new magazine store thrives by catering to a niche market that values in-depth print publications over digital alternatives.

Portland's Folk Festival 2025 Stretches to Include Psych-Pop, R&B, and More!

The Portland Folk Festival is redefining folk music by expanding its genre inclusivity, reflecting a shift in music culture influenced by streaming platforms.

Federal Transportation Program Eyes Another Albina Reconnection Project at I-405 Ramps

The I-405 ramp's redesign aims to improve connectivity and walkability in North Portland's Boise and Eliot neighborhoods.

'Krapp's Last Tape': Beckett's solitary journey back and ahead in time * Oregon ArtsWatch

Review: Bruce Burkhartsmeier delivers a masterful performance at the intimate 21ten Theatre of Samuel Beckett's 1958 one-act tale of loneliness and regret (with flashes of wit).

Man killed in Northeast Fred Meyer parking lot

Police are investigating a fatal Monday shooting in a Northeast Portland parking lot that may be related to a robbery call.

pps stduents

The Portland Public Schools Board during a recent meeting.

Plowy McPlowface? Vote to name five city of Portland snowplows

Who says civics lessons can't be fun?
...
The city of Portland is giving residents the opportunity to name five of its snowplows.
from Portland Mercury
1 week ago

Miley's "Climb" and the Poster In the Corner

The article reflects on the emotional impact of Miley Cyrus's performance in light of current humanitarian crises, specifically focusing on Gaza.

Neighborhood Guide: Multnomah Village

Multnomah Village, a historic neighborhood in Portland, offers a small-town atmosphere with diverse shops, cafes, and community activities.

Donald Roy Castle

September 7, 1952 - December 14, 2024 - Don was born in Portland, Oregon to Don and Emma-Dee Castle.
...
In 1957, the family moved from Gresham to Sandy.
#homelessness

Opinion: Homelessness is Economics

Homelessness is primarily driven by economic factors and inadequate wages, not addiction or mental illness.

YOUR SUNDAY READING LIST: Bye-Bye Blumenauer, the Best Bites of the Year, and the Movies You Gotta See

Earl Blumenauer believes stepping back from Congress allows him to contribute positively to Portland's future.

Opinion: Homelessness is Economics

Homelessness is primarily driven by economic factors and inadequate wages, not addiction or mental illness.

YOUR SUNDAY READING LIST: Bye-Bye Blumenauer, the Best Bites of the Year, and the Movies You Gotta See

Earl Blumenauer believes stepping back from Congress allows him to contribute positively to Portland's future.
morehomelessness

Short List: Upcoming events include Stumptown Stages' 'Hairspray,' PCS' 'Mrs. Harrison' and Shen Yun

'Kimberly Akimbo' is a Tony Award-winning musical about resilience, exploring adolescence, family issues, and a rare genetic condition.
The musical presents a mix of humor and emotional depth, highlighting the protagonist's challenges and optimistic spirit.

Fleeing driver crashes stolen Jeep into Portland police SUV

Police arrested a man and a woman who crashed their SUV in Southeast Portland after fleeing from officers on Saturday.

It ain't that serious

Be kind to those around you; changing the world isn't as important as local empathy.

In-N-Out Burger proposes first drive-thru in Portland

In-N-Out Burger is set to open a new drive-thru location in Portland after years of proposal.

California Fires

Indigenous knowledge should be diversified in fire management and disaster response.

Where to Find Non-Alcoholic Drinks in Portland for Dry January 2025

Ariel Dunitz-Johnson aims to create a community hub for non-drinkers through innovative non-alcoholic beverages.

This Week in Portland Food News: New Residencies, Conveyor Belt Sushi, and Hawaiian Food

Estes, Chef Patrick McKee's new residency, highlights childhood comfort food in a fresh dining space.

Get ready for Fan Expo Portland, Jan. 24-26

It's coming up, and we want to give you plenty of advance notice:
Fan Expo Portland returns to Oregon Convention Center, Thursday-Saturday, Jan. 24-26.

Low down payment mortgages help first-time buyers

Private mortgage insurance allows first-time homebuyers to enter the market with as little as 3% down payment despite high interest rates.
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