Escaping the Payday Matrix: Ex-OpenAI & Opera Devs Code Financial Freedom for 1.4 Billion Unbanked | HackerNoon
Access to financial services is essential for billions of unbanked individuals, which sophisticated technologies can help provide.
How Discover is tapping into niche consumer segments as a pathway for growth - Tearsheet
Improving payment experiences can lead to wider access to essential services, especially for low-income consumers, impacting overall lifestyle choices.
Y Combinator-backed fintech CapWay has shut down | TechCrunch
CapWay, a fintech aiming to help those in banking deserts, has shut down, although its founder Sheena Allen vows to continue advocating for financial inclusion.
Announcing the 2024 winners of The Power of Payments Awards - Tearsheet
Consumer and commercial payments are undergoing significant innovation with new solutions and expanded offerings. Ripple and Zip Co are leading these changes.
Monese acquired by Pockit as HSBC writes off its investment
Pockit acquires Monese to enhance financial inclusion and expand service offerings after Monese's struggles and loss of investor support.
Accion's new $152.5M fund will back financial institutions serving small businesses globally | TechCrunch
Accion launched a $152.5 million Digital Transformation Fund for financial institutions, targeting small businesses excluded from the financial system.
eQub digitalizes the traditional peer-to-peer credit system
Y Combinator-backed fintech CapWay has shut down | TechCrunch
CapWay, a fintech aiming to help those in banking deserts, has shut down, although its founder Sheena Allen vows to continue advocating for financial inclusion.
Announcing the 2024 winners of The Power of Payments Awards - Tearsheet
Consumer and commercial payments are undergoing significant innovation with new solutions and expanded offerings. Ripple and Zip Co are leading these changes.
Monese acquired by Pockit as HSBC writes off its investment
Pockit acquires Monese to enhance financial inclusion and expand service offerings after Monese's struggles and loss of investor support.
Accion's new $152.5M fund will back financial institutions serving small businesses globally | TechCrunch
Accion launched a $152.5 million Digital Transformation Fund for financial institutions, targeting small businesses excluded from the financial system.
CORVA: Want Greater Adoption Of Bitcoin? Use It To Fix Problems.
Bitcoin's adoption hinges on addressing real-world problems rather than theoretical advantages.
Elizabeth Warren Pivots on Bitcoin, Honors Nakamoto With Flag Over Capitol
Elizabeth Warren has praised the work of Bitcoin's anonymous creator, Satoshi Nakamoto, and submitted a request to commemorate Nakamoto's accomplishment.
Warren's embrace of Bitcoin aligns with her rhetoric about fighting for the financially underserved and championing economic freedoms.
CORVA: Want Greater Adoption Of Bitcoin? Use It To Fix Problems.
Bitcoin's adoption hinges on addressing real-world problems rather than theoretical advantages.
Elizabeth Warren Pivots on Bitcoin, Honors Nakamoto With Flag Over Capitol
Elizabeth Warren has praised the work of Bitcoin's anonymous creator, Satoshi Nakamoto, and submitted a request to commemorate Nakamoto's accomplishment.
Warren's embrace of Bitcoin aligns with her rhetoric about fighting for the financially underserved and championing economic freedoms.
Google taps India's love for gold to boost its credit play | TechCrunch
Google Pay partners with Muthoot Finance to offer gold-backed loans, leveraging India's cultural affinity for gold to improve credit accessibility.
A New Model to Expand Credit Access Globally
Predictive cash flow modeling can enhance credit access for poor consumers, essential for improving their financial stability and overall quality of life.
Comun Raises $21.5M To Tackle Financial Challenges Faced by Immigrants with its Digital Banking Platform
Comun is innovating in the financial sector by providing tailored banking services for immigrants, addressing their unique challenges in credit and transaction access.
Exclusive: Fast-growing neobank Comun raised $21.5M just months after its last raise
Comun's rapid fundraising success highlights its unique position in the market, driven by significant growth and addressing the needs of Latino immigrants.
How Black Banx is bridging the gap in financial inclusion - London Business News | Londonlovesbusiness.com
Black Banx innovates digital banking to enhance financial inclusivity globally.
Exclusive: Fast-growing neobank Comun raised $21.5M just months after its last raise
Comun's rapid fundraising success highlights its unique position in the market, driven by significant growth and addressing the needs of Latino immigrants.
How Black Banx is bridging the gap in financial inclusion - London Business News | Londonlovesbusiness.com
Black Banx innovates digital banking to enhance financial inclusivity globally.
The 'Granting Access' event by SI3 aims to promote financial inclusion and access for women and non-binary individuals in Web3.
Leader Spotlight: Taking a human-centric approach to fintech, with Suhas Reddy - LogRocket Blog
Human-centric design principles are crucial for the success of product development processes.
How thoughtful approaches to AI can lead to financial empowerment for all
Recent technological advances, like AI, offer new opportunities for financial empowerment by lowering friction and enhancing tools.
Financial well-being involves understanding and managing spending, saving, borrowing, and planning, particularly crucial for underserved groups.
AI can provide personalized financial guidance and access to services tailored to individual needs, showing potential to revolutionize financial services.
How PayJoy built a $300M business by letting the underserved use their smartphones as collateral for loans | TechCrunch
PayJoy helps underserved individuals access financial services in emerging markets by offering a buy now, pay-as-you-go model for smartphones.
The company operates in a transparent and non-predatory manner, ensuring users can return phones and walk away debt-free at any time.
There is 20 million financially underserved people across the UK with fair or poor credit scores
Users of BuildMyCreditScore saw an average 52 points increase in credit scores in 3 months.
One in ten users improved credit score by over 100 points.
How Ultra Micro Holding Connects Finance to Millions in Indonesia - SPONSOR CONTENT FROM BANK RAKYAT INDONESIA
Microfinancing provides essential financial services to entrepreneurs in emerging economies, but many still lack access to formal financial institutions.
Obstacles to financial inclusion include geographical distance, complex documentation processes, inequitable loan rates, and unregulated markets.
'Jingle Therapy' by VMLY&R Commerce for SBS & Asociación de Alzheimer de Puerto Rico used the SBS' 80-year archive of famous jingles to raise awareness and improve the quality of life for those with Alzheimer's in Puerto Rico.
More Americans are expected to buy now, pay later' for the holidays. Analysts see a growing risk | amNewYork
Consumers are expected to heavily use buy now, pay later payment plans this holiday season.
Younger consumers and those with difficulty accessing credit use the loans most frequently.
Short-term installment loans drove $6.4 billion of online spending in October.
Editors' Picks: The top 20 campaigns from The Drum Awards 2023
'Jingle Therapy' by VMLY&R Commerce for SBS & Asociación de Alzheimer de Puerto Rico used the SBS' 80-year archive of famous jingles to raise awareness and improve the quality of life for those with Alzheimer's in Puerto Rico.
More Americans are expected to buy now, pay later' for the holidays. Analysts see a growing risk | amNewYork
Consumers are expected to heavily use buy now, pay later payment plans this holiday season.
Younger consumers and those with difficulty accessing credit use the loans most frequently.
Short-term installment loans drove $6.4 billion of online spending in October.
Low-Income Americans Deserve Free Artery Screening to Detect Early-Stage Heart Disease - Non Profit News | Nonprofit Quarterly
Artery screening for cardiovascular health is underutilized despite being easily accessible and essential for early detection and prevention of heart disease.
Congress could potentially fund community health clinics to provide free artery screening for patients, addressing the access gap primarily faced by low-income individuals.
Multicoin, Coinbase Ventures Invest in Latin American Stablecoin-Powered SuperApp El Dorado
Stablecoins aid Latin America's financial landscape through affordability and accessibility.
Financial education won't close the wealth gap, but these 3 things will
Living paycheck-to-paycheck can limit dreams; disparities in wealth, income, and access hinder big ambitions; steps can close wealth gap.
Senior Software Engineer - Frontend at Allocate
Making private technology-focused alternatives more accessible for investors through Allocate.
IMF Says CBDCs Could Boost Middle East's Financial Inclusion, Payment Efficiency
CBDCs may not be essential, but can improve financial inclusion and reduce financial service costs.
NAF rebrands initiative designed to boost Black homeownership
NAF rebrands initiative to NAF Black Impact, aiming to provide $20 billion in new mortgages to Black homebuyers by 2028.